Lurker > Alucard188

I got an approval today, and they are only asking 5% down plus closing costs. That's great. Less than I expected it to be. So, your boy is going to be a first time homeowner. Never thought I'd get here, though I haven't exactly been trying.

Xenogears

BlazinBlue88 posted...

Our pre approval showed we could afford a $450k house. When I told them that the max I would be willing to pay per month according to our budget is x, they said oh well look for something around $275k. Don't make yourself house poor.

Absolutely. My manager at work said the same thing. Owning a house is nice, but don't make yourself destitute over it. The house is $160k. That's it. I feel like my roommate and I can cover that mortgage pretty easily on our relatively modest paycheques, and I'm putting 15% down on it.

Honestly, it seems like youre pretty good at this. If you want to get some extra practice, you can buy a house for me.

But in all honesty, how bad was the competition? Im competing against dozens of people just to rent.

No idea what the competition is because I wasn't really competing with anyone. I'm shopping below the typical range for housing. Most good houses are $250k and up, with some nicer ones around $190k. Mine started at $210k, but no one wanted to buy at that price because of the location and size of the lot. I don't have a problem with either of those things. Motivated buyer meets motivated seller.

Just heard back from my mortgage broker. I got an approval. Will find out the particulars tomorrow. Pretty excited about this.

It's amazing how much your face changes when you lose weight. Looks like she has the same chin to me.

I played through all of the PRs last year, and my ranking is thus:

6 > 4 > 5 > 2 > 1 > 3

4 is my favourite, but 6 is the better game. 5 has the job system and little else to grab you. 2 has a surprisingly solid story for the age, 1 is the one that started it all, and 3 is just boring all around.

deoxxys posted...

I think thats part of the problem with a lot of modern day female protagonists. I think its gone too far from egregiously provocative sexuality to zero sex appeal.

I'm not talking about sex appeal. Sexuality is different.

https://twitter.com/danprimack/status/1650541110945624076?t=XDrw9nFF1O5ws5tk-A23cA&s=19

Huh. More legally damaging stuff? Kind of impressive that there's something more damaging than a 700 million settlement.

This is what happens when you have a paranoid society fueled by grifters. Everyone is out to get you and your family.

Valjackal posted...

Came in to say this.

Drive your stick shift outta here, geezer.

Fucker Carlson

This is more fallout from the Dominion lawsuit, I think. He was a big proponent of the grift. Wonder where he'll turn up now. Probably the podcast grift.

Bam on the run

BAAAAAM ON THE RUUUUUUUN

Contraceptives aren't going to doom birth rates. There are far larger socioeconomic factors you look at before you look at prophylactives. Wouldn't expect the second richest man on the planet to understand that, though. How much is a banana, Elon Musk? $13?

Mexican food is God damn delicious.

This topic is fucking stupid.

You are never too old, and it is never lame.

I wish we had them. I've heard of barcades, and I would love if one opened up near me. Make the games free and I'm there, dude.

Friend of mine is adopting a 6-month-old black cat that she's naming Onyx. It matches the gemstone motif she's going with.

I played a lot of Horizon Zero Dawn, and she never projected any bit of sexuality to me. I'm surprised buddy up there is whinging about obvious gay stereotypes, when they probably aren't as obvious as he thinks they are. Gay people can look and act however they want.

I'm working a job that invests money for me. They automatically pay into it from my earnings, and match up to $1,500 per year. They're at least building into my retirement for me, because I'm fucking not making enough money to do it by myself.

Might as well just buy a 6950 XT.

https://youtu.be/Fg7uoGkjp8E

MrKapowski posted...

https://gamefaqs.gamespot.com/a/user_image/9/6/3/AASSvUAAEaN7.jpg

This elicited a pained groan.

Sadly all too common. I don't hate her for that, as it's just human nature. We don't want to attach to something that has a low chance of survival and a normal life. Takes a very strong person to be willing to do that, and most people aren't.

Terminator is better than T2 Judgement Day.

Matt Walsh should become an astronaut and forget his space suit at home.

Blue_Inigo posted...

Seems fake imo

Damnit. Was hoping that it was true, but I just checked. It is edited.

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Really is disappointed to find out that Elon Musk is that big of a bitch. SpaceX is legitimately interesting, and EV cars are finally gaining mainstream attraction. Too bad the bitch never iterates or innovates. He's Donald Trump without the charisma.

megamanfreakXD posted...

I tried to book for 2 house tours in nyc and by the time they contwcted me, they said contracts have been signed and sre no longer offering tours.

zillow is failing me atm.

Yeah, nah. Realtor aggregate sites aren't as effective as an actual realtor.

No_U_L7 posted...

I strongly suggest learning about buying luxury condos instead

Everything you have to say has absolutely zero bearing on anything I will do.

DKBananaSlamma posted...

Is she hot? I feel realtors are either hot young chicks or motherly older ladies. Literally no in between lol

I would peg her a solid 7. Happily girlfriend and wife material.

I have a realtor I'm very comfortable with. She's going into the house as if she were purchasing for herself as well. She points out to the deficiencies, and how much she actually likes the place. I flat out told her that I'm not looking for a salesperson. I don't want her to sell me something. I want her to help me buy something. There's a distinct difference.

And yes, I am buying the first house I saw, because it's a really nice looking place on a small parcel of land, and it's a motivated seller. I'm more interested in the house than the land. It's an older house, but everything looks modern and updated. I'm excited.

asdf8562 posted...

If you don't me asking how much do you make and where do you live? (State)

You'll find a house, just be patient. Also don't get strong armed into not taking your time in picking.

I've already found a house in the price range that I want. It's a real nice, relatively large house on a small lot, and it's $50k less than its original asking price. It's perfect for my lifestyle.

I'm not as old as CyricZ, so there's your general answer to that. I don't make enough at my current job to afford a decent house by myself.

Yes.

The first lesson is that pre-approvals mean sweet fuck all, and the real work doesn't happen until you put an offer in on a house. Oh, I'm pissed about that.

https://gamefaqs.gamespot.com/a/user_image/6/8/7/AAAAD4AAEZav.jpg

Went in on it with my roommate, because they offered free shipping on orders over $140. Excite.

I was only going to get around $600 back, but I did a low income tax incentive and doubled that refund. It helped quite a bit.

I listened to it. It feels very much like a paint by numbers hard rock album from Metallica. Tons of technical ability, but there are only so many ways you can transition and massage a melody.

The wound wound up the wounded.

https://twitter.com/joncoopertweets/status/1648107940950290434?t=bTGfOwoTaJXrXsSeuYgg3w&s=19

He's being charged. This is progress. >_>