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Topic | What's the point of a savings account in a bank? |
Balrog0 02/16/21 10:57:35 AM #37 | Coloradough posted... Well the typical answer I see from googling this question is "the savings acct makes you money!" Yeah, but you're talking about more than one comparison and conflating them. A savings account is better than some kind of investment for emergency needs because it's more readily available. A savings account is also better than a checking account for emergency needs because it's generally more secure. It's about managing risk in both cases, but they're different trade-offs. I recently had to cancel my debit card because I saw an unrecognized transaction in my checking account. It's not a big deal... Except when it is. Like giant aspirins example. I mean it's not a big probability event but what's the downside of the savings account? It's not the rate of return if you compare it to a checking account --- Trying to dunk since July 2020 |
Topic | What's the point of a savings account in a bank? |
Balrog0 02/16/21 10:24:40 AM #15 | Whether or not you should buy stock with the money is irrelevant to the checking account vs savings account question isn't it? If you have enough money quickly accessible in either kind of account you should invest the excess. --- Trying to dunk since July 2020 |
Topic | California or Texas? |
Balrog0 02/16/21 10:09:49 AM #21 | The good parts of california are too expensive for me tbh --- Trying to dunk since July 2020 |
Topic | I finally hit a 500 lb deadlift today |
Balrog0 02/15/21 10:14:26 PM #18 | Damn dude really nice. How long have you been lifting? --- Trying to dunk since July 2020 |
Topic | C/D: You're glad that you're not part of Gen Z. |
Balrog0 02/15/21 10:08:06 PM #7 | Idk I guess not? More technology is more better --- Trying to dunk since July 2020 |
Topic | Walked to three places to get beer, all closed because of the weather |
Balrog0 02/15/21 7:32:07 PM #1 | I ain't mad at it, except the last one I tried closed right when I got there. Otherwise I'm glad people didn't have to work --- Trying to dunk since July 2020 |
Topic | Little Caesars is the best fast food pizza chain |
Balrog0 02/15/21 6:45:35 PM #13 | I agree --- Trying to dunk since July 2020 |
Topic | Why does the GrubHub commercial make people angry |
Balrog0 02/15/21 4:21:53 PM #6 | I don't get it either tbh. I mean I just don't like commercials so I don't like this one, but I don't see how it's particularly bad --- Trying to dunk since July 2020 |
Topic | Landlords provide housing |
Balrog0 02/15/21 4:20:39 PM #147 | I don't sign a contract with my grocery store. And only like one makes me give them a deposit to use the cart --- Trying to dunk since July 2020 |
Topic | Oh man the fitness topic died so here's another one |
Balrog0 02/15/21 2:34:46 PM #73 | Not sure if I wanna do my bike today or not --- Trying to dunk since July 2020 |
Topic | If you are white, do you know if your family tree is 100% white? |
Balrog0 02/15/21 2:31:51 PM #8 | I don't know and don't care --- Trying to dunk since July 2020 |
Topic | Landlords provide housing |
Balrog0 02/15/21 2:05:52 PM #110 | At the very least, housing vouchers should be an entitlement like SNAP. It wouldn't address the core issue and would have it's own problems, but it would at least mitigate the harmful outcomes for the majority of the housing insecure/overburdened by rent. --- Trying to dunk since July 2020 |
Topic | Darn neighbors keep leaving their dog outside |
Balrog0 02/15/21 1:00:16 PM #15 | I'm not necessarily against outdoor dogs, but when you don't have a yard and don't leash them up it's pretty problematic. The weather is just another layer --- Trying to dunk since July 2020 |
Topic | Doordash driver just asked me to give food back after touching it, in a pandemic |
Balrog0 02/15/21 12:46:25 PM #7 | I mean.... Covid aside I'm sure that's not the policy --- Trying to dunk since July 2020 |
Topic | Darn neighbors keep leaving their dog outside |
Balrog0 02/15/21 12:38:34 PM #10 | It's just some kids, I don't think their mom is home --- Trying to dunk since July 2020 |
Topic | Darn neighbors keep leaving their dog outside |
Balrog0 02/15/21 12:33:27 PM #8 | Yeah I might if they keep it up. So far I've just been bringing their dog back and knocking on their door and telling them they shouldn't leave it outside --- Trying to dunk since July 2020 |
Topic | Darn neighbors keep leaving their dog outside |
Balrog0 02/15/21 12:30:02 PM #6 | Unsugarized_Foo posted... What kind of dog? Hopefully it's long haired Nope, dunno what kind of dog. It's like 20 pounds max, though, likely less --- Trying to dunk since July 2020 |
Topic | Darn neighbors keep leaving their dog outside |
Balrog0 02/15/21 12:29:25 PM #5 | Thighon posted... sounds like the south alright That's more like where I moved from lol. Poor pups :( Choco posted... fahrenheit? Yeah it is fucked up --- Trying to dunk since July 2020 |
Topic | Darn neighbors keep leaving their dog outside |
Balrog0 02/15/21 12:26:49 PM #1 | In 9 degree weather?? Dangit. They don't even have a yard, either, it could just run away --- Trying to dunk since July 2020 |
Topic | Why would you play your Switch is public? |
Balrog0 02/15/21 12:07:31 PM #7 | Orchestrion posted... Work on a sudoku like an adult Fuck that shit --- Trying to dunk since July 2020 |
Topic | Sorry Millennials, THIS emoji is now OUT OF STYLE!! |
Balrog0 02/15/21 11:54:07 AM #7 | Oh wow that's back? Nice --- Trying to dunk since July 2020 |
Topic | Sorry Millennials, THIS emoji is now OUT OF STYLE!! |
Balrog0 02/15/21 11:53:24 AM #4 | I still say lol --- Trying to dunk since July 2020 |
Topic | Why would you play your Switch is public? |
Balrog0 02/15/21 11:51:50 AM #3 | I actually got back into gaming partially because of business trips. Obviously not in the last year, but I've had to travel for work 3-5 times a year for a few years now. I was using an old psp until my gf got me a switch --- Trying to dunk since July 2020 |
Topic | Anyone gained weight since the pandemic? |
Balrog0 02/15/21 10:48:44 AM #25 | I looked into it a bit and it seems that more women than men gained weight. For men, 20.5% gained weight while 19% lost weight. With women it was 29.0 and 16.9 respectively --- Trying to dunk since July 2020 |
Topic | Without knowing anything about the game, pick a class (day 2) |
Balrog0 02/15/21 10:33:42 AM #6 | Standard bearer --- Trying to dunk since July 2020 |
Topic | Anyone gained weight since the pandemic? |
Balrog0 02/15/21 10:27:59 AM #19 | I lost about 30 pounds and then gained about 25 --- Trying to dunk since July 2020 |
Topic | Fuck yes! Snow day Monday and Tuesday in Houston, Texas! |
Balrog0 02/15/21 9:01:03 AM #41 | Downside of work from home is snow days don't matter --- Trying to dunk since July 2020 |
Topic | In 2021 I might lose an opportunity due to marijuana use. |
Balrog0 02/15/21 8:52:35 AM #20 | It's easy to just use a wizzinator, I think it's bad because a lot of people can't afford that solution but it's not hard to dodge on an individual level. I've never had a hair test --- Trying to dunk since July 2020 |
Topic | drinking muthafucking COORS BANQUET rn. product placement works |
Balrog0 02/14/21 11:51:38 PM #18 | Man this is like the only topic I've enjoyed here in days. I dunno what the deal is lately, if it's me or the board. I definitely wish I could buy alcohol on Sundays, thanks a lot Arkansas --- Trying to dunk since July 2020 |
Topic | Oh man the fitness topic died so here's another one |
Balrog0 02/14/21 11:45:43 PM #72 | --- Trying to dunk since July 2020 |
Topic | Your reaction: You're forced to retire in the city you are currently working in |
Balrog0 02/14/21 10:36:39 PM #4 | I live in north little rock, technically work is in little rock but I work remotely these days. Either way I'd be fine with it. Low cost, low property taxes, Ive lived here for high school, college and grad school in addition to my entire adult life --- Trying to dunk since July 2020 |
Topic | Do you enjoy going to extremely expensive fancypants restaurants? |
Balrog0 02/14/21 9:41:05 PM #8 | Nah, not at all. Just isn't worth it to me for one thing --- Trying to dunk since July 2020 |
Topic | drinking muthafucking COORS BANQUET rn. product placement works |
Balrog0 02/14/21 9:03:58 PM #13 | Lmao now I want to Word of mouth works people --- Trying to dunk since July 2020 |
Topic | So I like this girl from work. |
Balrog0 02/14/21 6:42:01 PM #15 | i met my current gf at work --- Trying to dunk since July 2020 |
Topic | The most hyped you were for a vidya game |
Balrog0 02/14/21 6:27:29 PM #7 | Dragon age origins. Pretty much lived up to it too --- Trying to dunk since July 2020 |
Topic | How the hell can girls squat so much weight? |
Balrog0 02/14/21 6:23:46 PM #30 | Irony posted... You should at least be able to squat twice your weight. Lol what do you mean by that? --- Trying to dunk since July 2020 |
Topic | Oh man the fitness topic died so here's another one |
Balrog0 02/14/21 6:19:54 PM #71 | Did barbell calf raises and ab work afterwards. I ordered some thick mats so I can work my way up to nordic curls/glute ham raises. The idea is to put them under my chest/waist so I can do the movements over a shorter distance, then work my way down to the full range of motion. Got the idea from PPP's mat pulls --- Trying to dunk since July 2020 |
Topic | Black people houses get apprised lower then white people. |
Balrog0 02/14/21 6:05:04 PM #20 | Unsugarized_Foo posted... I thought my uncle was racist, but maybe he was just short speaking... He must have meant 'There goes the neighborhood's equity due to systemically racist realestste appraisal tools and professionals' Lol yikes g980 posted... Do you think this is malicious or the result of unconscious bias + subjective appraisal process? There are systemic reasons that neighborhoods with the same kind of housing stock but different racial composition are valued differently, but this is a pretty straightforward example of individual bias. I dunno if it's intentional malice --- Trying to dunk since July 2020 |
Topic | C/D: In OoT, you barely use the Master Sword. |
Balrog0 02/14/21 5:32:29 PM #45 | I never was able to get the big sword as a kid. I never could do it fast enough. I am bad at games --- Trying to dunk since July 2020 |
Topic | It's been 20 years and we still have no Skies of Arcadia 2 |
Balrog0 02/14/21 5:23:54 PM #22 | TheRealDill2024 posted...
Lol Dreamcast goes for real cheap on eBay man. They actually sold fairly well at first so there's a lot available. Or there was before the pandemic at least, haven't checked recently --- Trying to dunk since July 2020 |
Topic | Oh man the fitness topic died so here's another one |
Balrog0 02/14/21 3:27:01 PM #70 | 275x8 on deadlifts today, felt strong --- Trying to dunk since July 2020 |
Topic | Ariana grande and Cardi b should have their own genre: thot |
Balrog0 02/14/21 2:18:50 PM #23 | Saweetie isn't bad --- Trying to dunk since July 2020 |
Topic | Guy takes off his clothes for OF. Makes a lot of $$$. Would you make an OF? |
Balrog0 02/14/21 1:57:33 PM #15 | CanuckCowboy posted... So about 3k canadian in 4 months... Right. That said I would do it if I thought I could make enough money to make it worth the time. I don't think I could tho --- Trying to dunk since July 2020 |
Topic | Landlords provide housing |
Balrog0 02/14/21 1:51:27 PM #62 | Musourenka posted... You're not even guaranteed privacy. What do you mean? Mostly landlords can't just stop by unannounced --- Trying to dunk since July 2020 |
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