Poll of the Day > Trailer Trash Couple spends $100,000 in 2 WEEKS after a BANK made a MISTAKE!!!

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Kyuubi4269 09/11/19 11:52:48 AM #52:	adjl posted... Except the possibility that it was a mistake, which is a whole lot more likely and has a whole lot more precedent backing it up than that the couple was randomly given $100,000 for free. I'd say there's a lot less incidents of banks giving the wrong person $100k than them running promotional competitions. adjl posted... Driving up operating costs. It's an option, certainly, but when they have the law to back them up, why would they spend extra money on insurance? When they're covered for losses from their mistakes, why should the law be on their side? adjl posted... Sure, that doesn't define the specific protocol for "[taking] reasonable measures to return the property," but most (including the salient courts in this case) would agree that it includes calling the bank to ask what happened and why they'd been given the money before spending it all. Note the word knows. They don't know anything. It wasn't cash left on a park bench, it was a deposit in to their personal account that passed several security checks. If a person drops their wallet you can't take it, but if they put it in your pocket you can assume they want you to have it. --- Doctor Foxx posted... The demonizing of soy has a lot to do with xenophobic ideas. <cite>Kyuubi4269 posted [p:927286312] in Trailer Tr... [t:78002055]...</cite> <quote>adjl posted...</cite> <quote>Except the possibility that it was a mistake, which is a whole lot more likely and has a whole lot more precedent backing it up than that the couple was randomly given $100,000 for free.</quote> I'd say there's a lot less incidents of banks giving the wrong person $100k than them running promotional competitions. adjl posted...</cite> <quote>Driving up operating costs. It's an option, certainly, but when they have the law to back them up, why would they spend extra money on insurance?</quote> When they're covered for losses from their mistakes, why should the law be on their side? adjl posted...</cite> <quote>Sure, that doesn't define the specific protocol for "[taking] reasonable measures to return the property," but most (including the salient courts in this case) would agree that it includes calling the bank to ask what happened and why they'd been given the money before spending it all.</quote> Note the word knows. They don't know anything. It wasn't cash left on a park bench, it was a deposit in to their personal account that passed several security checks. If a person drops their wallet you can't take it, but if they put it in your pocket you can assume they want you to have it.</quote> ... Copied to Clipboard!
adjl 09/11/19 12:26:17 PM #53:	Kyuubi4269 posted... I'd say there's a lot less incidents of banks giving the wrong person $100k than them running promotional competitions. Not without indicating that they've won or advertising said competitions. Note your use of the word "promotional." If it's not widely known that they're giving away the money, then the giveaway isn't very promotional. Kyuubi4269 posted... When they're covered for losses from their mistakes, why should the law be on their side? Because the law is usually against people who take money that isn't theirs. Kyuubi4269 posted... Note the word knows. They don't know anything. It wasn't cash left on a park bench, it was a deposit in to their personal account that passed several security checks. They knew better. Everyone knows mistaken deposits happen, and they knew there was no reason for that kind of money to randomly show up in their account. Even if we say they didn't know for sure that it was a mistake, they also didn't know that it wasn't and did nothing to address that ignorance, which is effectively the same thing. --- This is my signature. It exists to keep people from skipping the last line of my posts. <cite>adjl posted [p:927287709] in Trailer Tr... [t:78002055]...</cite> <quote>Kyuubi4269 posted...</cite> <quote>I'd say there's a lot less incidents of banks giving the wrong person $100k than them running promotional competitions.</quote> Not without indicating that they've won or advertising said competitions. Note your use of the word "promotional." If it's not widely known that they're giving away the money, then the giveaway isn't very promotional. Kyuubi4269 posted...</cite> <quote>When they're covered for losses from their mistakes, why should the law be on their side?</quote> Because the law is usually against people who take money that isn't theirs. Kyuubi4269 posted...</cite> <quote>Note the word knows. They don't know anything. It wasn't cash left on a park bench, it was a deposit in to their personal account that passed several security checks.</quote> They knew better. Everyone knows mistaken deposits happen, and they knew there was no reason for that kind of money to randomly show up in their account. Even if we say they didn't know for sure that it was a mistake, they also didn't know that it wasn't and did nothing to address that ignorance, which is effectively the same thing.</quote> ... Copied to Clipboard!
LinkPizza 09/11/19 12:34:04 PM #54:	wolfy42 posted... krazychao5 posted... If they were smart, (they aren't) they should have opened up a high interest account and let it accumulate interest until they are told to pay it back and give back the money Wouldn't actually make that much even if they got 2.5%, it would probably only be a few months, so maybe $300 a month.....might have gotten like 1k our of it that way. It's actually interesting though that the bank can just declare "hey that is our money, we made an error" and doesn't have to go to court etc to get it back. I guess it's obvious, kinda like being seen holding up a bank etc, but still.........I wonder if they can just "fix" an error like that legally. I mean, 1K is better than nothing... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. <cite>LinkPizza posted [p:927288076] in Trailer Tr... [t:78002055]...</cite> <quote>wolfy42 posted...</cite> <quote>krazychao5 posted...</cite> <quote>If they were smart, (they aren't) they should have opened up a high interest account and let it accumulate interest until they are told to pay it back and give back the money</quote> Wouldn't actually make that much even if they got 2.5%, it would probably only be a few months, so maybe $300 a month.....might have gotten like 1k our of it that way. It's actually interesting though that the bank can just declare "hey that is our money, we made an error" and doesn't have to go to court etc to get it back. I guess it's obvious, kinda like being seen holding up a bank etc, but still.........I wonder if they can just "fix" an error like that legally.</quote> I mean, 1K is better than nothing...</quote> ... Copied to Clipboard!
keyblader1985 09/11/19 12:46:47 PM #55:	ForteEXE3850 posted... That movie was my jam. --- Official King of PotD You only need one T-Rex to make the point, though. ~ Samus Sedai <cite>keyblader1985 posted [p:927288685] in Trailer Tr... [t:78002055]...</cite> <quote>ForteEXE3850 posted...</cite> <quote></quote> That movie was my jam.</quote> ... Copied to Clipboard!
streamofthesky 09/11/19 5:21:15 PM #56:	LinkPizza posted... wolfy42 posted... krazychao5 posted... If they were smart, (they aren't) they should have opened up a high interest account and let it accumulate interest until they are told to pay it back and give back the money Wouldn't actually make that much even if they got 2.5%, it would probably only be a few months, so maybe $300 a month.....might have gotten like 1k our of it that way. It's actually interesting though that the bank can just declare "hey that is our money, we made an error" and doesn't have to go to court etc to get it back. I guess it's obvious, kinda like being seen holding up a bank etc, but still.........I wonder if they can just "fix" an error like that legally. I mean, 1K is better than nothing... Yeah, that's what I would've done. Deposit the money in a long term (like 5 year) CD to rack up as much interest as I could, and open said CD at the same damn bank. Then when they demand the money back, I'd be like, "It's literally all still there, with your bank. You can collect the $100,000 principle once the CD matures, I'm keeping the interest accrued. Maybe don't fuck up next time?" :p <cite>streamofthesky posted [p:927301321] in Trailer Tr... [t:78002055]...</cite> <quote>LinkPizza posted...</cite> <quote>wolfy42 posted...</cite> <quote>krazychao5 posted...</cite> <quote>If they were smart, (they aren't) they should have opened up a high interest account and let it accumulate interest until they are told to pay it back and give back the money</quote> Wouldn't actually make that much even if they got 2.5%, it would probably only be a few months, so maybe $300 a month.....might have gotten like 1k our of it that way. It's actually interesting though that the bank can just declare "hey that is our money, we made an error" and doesn't have to go to court etc to get it back. I guess it's obvious, kinda like being seen holding up a bank etc, but still.........I wonder if they can just "fix" an error like that legally.</quote> I mean, 1K is better than nothing...</quote> Yeah, that's what I would've done. Deposit the money in a long term (like 5 year) CD to rack up as much interest as I could, and open said CD at the same damn bank. Then when they demand the money back, I'd be like, "It's literally all still there, with your bank. You can collect the $100,000 principle once the CD matures, I'm keeping the interest accrued. Maybe don't fuck up next time?" :p</quote> ... Copied to Clipboard!
lihlih 09/12/19 8:25:43 AM #57:	streamofthesky posted... LinkPizza posted... wolfy42 posted... krazychao5 posted... If they were smart, (they aren't) they should have opened up a high interest account and let it accumulate interest until they are told to pay it back and give back the money Wouldn't actually make that much even if they got 2.5%, it would probably only be a few months, so maybe $300 a month.....might have gotten like 1k our of it that way. It's actually interesting though that the bank can just declare "hey that is our money, we made an error" and doesn't have to go to court etc to get it back. I guess it's obvious, kinda like being seen holding up a bank etc, but still.........I wonder if they can just "fix" an error like that legally. I mean, 1K is better than nothing... Yeah, that's what I would've done. Deposit the money in a long term (like 5 year) CD to rack up as much interest as I could, and open said CD at the same damn bank. Then when they demand the money back, I'd be like, "It's literally all still there, with your bank. You can collect the $100,000 principle once the CD matures, I'm keeping the interest accrued. Maybe don't fuck up next time?" :p Pretty sure they'd just take the money and charge you all the fees for taking out money early. --- People come up to me... concerned.. that I'll reproduce." - Emo Philips <cite>lihlih posted [p:927328106] in Trailer Tr... [t:78002055]...</cite> <quote>streamofthesky posted...</cite> <quote>LinkPizza posted...</cite> <quote>wolfy42 posted...</cite> <quote>krazychao5 posted...</cite> <quote>If they were smart, (they aren't) they should have opened up a high interest account and let it accumulate interest until they are told to pay it back and give back the money</quote> Wouldn't actually make that much even if they got 2.5%, it would probably only be a few months, so maybe $300 a month.....might have gotten like 1k our of it that way. It's actually interesting though that the bank can just declare "hey that is our money, we made an error" and doesn't have to go to court etc to get it back. I guess it's obvious, kinda like being seen holding up a bank etc, but still.........I wonder if they can just "fix" an error like that legally.</quote> I mean, 1K is better than nothing...</quote> Yeah, that's what I would've done. Deposit the money in a long term (like 5 year) CD to rack up as much interest as I could, and open said CD at the same damn bank. Then when they demand the money back, I'd be like, "It's literally all still there, with your bank. You can collect the $100,000 principle once the CD matures, I'm keeping the interest accrued. Maybe don't fuck up next time?" :p</quote> Pretty sure they'd just take the money and charge you all the fees for taking out money early.</quote> ... Copied to Clipboard!
Kyuubi4269 09/12/19 10:04:28 AM #59:	adjl posted... Not without indicating that they've won or advertising said competitions. Note your use of the word "promotional." If it's not widely known that they're giving away the money, then the giveaway isn't very promotional. The promotion isn't for current account holders, it's for potential new customers. New customers need to know, existing customers get a nice perk. adjl posted... Because the law is usually against people who take money that isn't theirs. They didn't take it, they were given it. The law is pretty clear that when you give a gift, you waive any rights to take it back. It's not yours when you give a gift, so it's not the bank's money when they gave it to these guys. adjl posted... They knew better. Everyone knows mistaken deposits happen Do we? We know banks are supposed to super-mega-ultra secure as that's why we trust them to hold every penny we earn. If we knew banks were bumbling idiots who might just empty your bank account in to somebody else's pocket, we wouldn't trust them to operate. adjl posted... and they knew there was no reason for that kind of money to randomly show up in their account. Doesn't matter. It was given to them. adjl posted... Even if we say they didn't know for sure that it was a mistake, they also didn't know that it wasn't and did nothing to address that ignorance, which is effectively the same thing. By that same logic, it's reckless driving to go over 5mph as you don't know a kid won't jump out from behind a car under your wheels. You are not responsible for other people's actions and it's not a crime to spend money in your bank account. You can reasonably assume transactions that have been heavily vetted are legitimate otherwise stores would have to UV check every note they get and never accept cheques. --- Doctor Foxx posted... The demonizing of soy has a lot to do with xenophobic ideas. <cite>Kyuubi4269 posted [p:927330828] in Trailer Tr... [t:78002055]...</cite> <quote>adjl posted...</cite> <quote>Not without indicating that they've won or advertising said competitions. Note your use of the word "promotional." If it's not widely known that they're giving away the money, then the giveaway isn't very promotional.</quote> The promotion isn't for current account holders, it's for potential new customers. New customers need to know, existing customers get a nice perk. adjl posted...</cite> <quote>Because the law is usually against people who take money that isn't theirs.</quote> They didn't take it, they were given it. The law is pretty clear that when you give a gift, you waive any rights to take it back. It's not yours when you give a gift, so it's not the bank's money when they gave it to these guys. adjl posted...</cite> <quote>They knew better. Everyone knows mistaken deposits happen</quote> Do we? We know banks are supposed to super-mega-ultra secure as that's why we trust them to hold every penny we earn. If we knew banks were bumbling idiots who might just empty your bank account in to somebody else's pocket, we wouldn't trust them to operate. adjl posted...</cite> <quote>and they knew there was no reason for that kind of money to randomly show up in their account.</quote> Doesn't matter. It was given to them. adjl posted...</cite> <quote>Even if we say they didn't know for sure that it was a mistake, they also didn't know that it wasn't and did nothing to address that ignorance, which is effectively the same thing.</quote> By that same logic, it's reckless driving to go over 5mph as you don't know a kid won't jump out from behind a car under your wheels. You are not responsible for other people's actions and it's not a crime to spend money in your bank account. You can reasonably assume transactions that have been heavily vetted are legitimate otherwise stores would have to UV check every note they get and never accept cheques.</quote> ... Copied to Clipboard!
keyblader1985 09/12/19 11:52:38 AM #60:	Dude, you're throwing out some of the weakest arguments I've ever heard right now. Kyuubi4269 posted... They didn't take it, they were given it. The law is pretty clear that when you give a gift, you waive any rights to take it back. It's not yours when you give a gift, so it's not the bank's money when they gave it to these guys. Key word. No person or business would ever consider a phenomenal amount of money suddenly transferred to your account with no warning or explanation a "gift." Kyuubi4269 posted... Do we? We know banks are supposed to super-mega-ultra secure as that's why we trust them to hold every penny we earn. If we knew banks were bumbling idiots who might just empty your bank account in to somebody else's pocket, we wouldn't trust them to operate. Are you actually arguing that banks are absolutely perfect? No human or computer is flawless. Banks are intended to be much safer and more convenient than keeping your money yourself, and when something does go wrong they are expected to rectify the situation. Kyuubi4269 posted... You can reasonably assume transactions that have been heavily vetted are legitimate Most of the time, yes. Suddenly gaining a hundred thousand dollars would cause any reasonable person to check where the hell it came from and why. --- Official King of PotD You only need one T-Rex to make the point, though. ~ Samus Sedai <cite>keyblader1985 posted [p:927335342] in Trailer Tr... [t:78002055]...</cite> <quote>Dude, you're throwing out some of the weakest arguments I've ever heard right now. Kyuubi4269 posted...</cite> <quote>They didn't take it, they were given it. The law is pretty clear that when you give a gift, you waive any rights to take it back. It's not yours when you give a gift, so it's not the bank's money when they gave it to these guys.</quote> Key word. No person or business would ever consider a phenomenal amount of money suddenly transferred to your account with no warning or explanation a "gift." Kyuubi4269 posted...</cite> <quote>Do we? We know banks are supposed to super-mega-ultra secure as that's why we trust them to hold every penny we earn. If we knew banks were bumbling idiots who might just empty your bank account in to somebody else's pocket, we wouldn't trust them to operate.</quote> Are you actually arguing that banks are absolutely perfect? No human or computer is flawless. Banks are intended to be much safer and more convenient than keeping your money yourself, and when something does go wrong they are expected to rectify the situation. Kyuubi4269 posted...</cite> <quote>You can reasonably assume transactions that have been heavily vetted are legitimate</quote> Most of the time, yes. Suddenly gaining a hundred thousand dollars would cause any reasonable person to check where the hell it came from and why.</quote> ... Copied to Clipboard!
krazychao5 09/12/19 1:00:17 PM #61:	keyblader1985 posted... reasonable person He ain't reasonable. Or sane, really --- https://supermariomakerbookmark.nintendo.net/profile/bigllama?type=posted <cite>krazychao5 posted [p:927338145] in Trailer Tr... [t:78002055]...</cite> <quote>keyblader1985 posted...</cite> <quote>reasonable person</quote> He ain't reasonable. Or sane, really</quote> ... Copied to Clipboard!
EvilMegas 09/12/19 1:29:21 PM #62:	I don't even understand why you guys waste time on him. He's like icoyar jr. --- Official King of Black People https://imgur.com/Zk3VS3o http://imgur.com/a/UeQiE https://imgur.com/aSnCUuI <cite>EvilMegas posted [p:927339396] in Trailer Tr... [t:78002055]...</cite> <quote>I don't even understand why you guys waste time on him. He's like icoyar jr.</quote> ... Copied to Clipboard!
_AdjI_ 09/12/19 3:20:05 PM #63:	Kyuubi4269 posted... The promotion isn't for current account holders, it's for potential new customers. New customers need to know, existing customers get a nice perk. It's still not going to be handed out with no explanation or prior notice. Kyuubi4269 posted... They didn't take it, they were given it. The law is pretty clear that when you give a gift, you waive any rights to take it back. It's not a gift if you don't intend to give it. Kyuubi4269 posted... We know banks are supposed to super-mega-ultra secure as that's why we trust them to hold every penny we earn. No, we don't. If you honestly believe that, then I'm sorry to shatter your rather deluded world view, but nobody actually believes that banks are infallible. We trust that their error rates are very low, and more importantly that they will correct any errors that negatively impact us, but we do not know that they are perfect and incapable of error. That very obviously is not and will never be true. You're being ridiculous to suggest otherwise. Kyuubi4269 posted... By that same logic, it's reckless driving to go over 5mph as you don't know a kid won't jump out from behind a car under your wheels. That's not remotely analogous and I have no idea how you can possibly think that's the same logic. <cite>_AdjI_ posted [p:927344198] in Trailer Tr... [t:78002055]...</cite> <quote>Kyuubi4269 posted...</cite> <quote>The promotion isn't for current account holders, it's for potential new customers. New customers need to know, existing customers get a nice perk.</quote> It's still not going to be handed out with no explanation or prior notice. Kyuubi4269 posted...</cite> <quote>They didn't take it, they were given it. The law is pretty clear that when you give a gift, you waive any rights to take it back.</quote> It's not a gift if you don't intend to give it. Kyuubi4269 posted...</cite> <quote>We know banks are supposed to super-mega-ultra secure as that's why we trust them to hold every penny we earn. </quote> No, we don't. If you honestly believe that, then I'm sorry to shatter your rather deluded world view, but nobody actually believes that banks are infallible. We trust that their error rates are very low, and more importantly that they will correct any errors that negatively impact us, but we do not know that they are perfect and incapable of error. That very obviously is not and will never be true. You're being ridiculous to suggest otherwise. Kyuubi4269 posted...</cite> <quote>By that same logic, it's reckless driving to go over 5mph as you don't know a kid won't jump out from behind a car under your wheels.</quote> That's not remotely analogous and I have no idea how you can possibly think that's the same logic.</quote> ... Copied to Clipboard!
SunWuKung420 09/12/19 4:04:22 PM #64:	EvilMegas posted... I don't even understand why you guys waste time on him. He's like icoyar jr. He is British zues. Winter is the British ico. Kyuubi at least has a job shadowing his father around. --- I'd rather die helping others survive than be all alone, UNSCATHED, after all others have fallen -DEC <cite>SunWuKung420 posted [p:927346015] in Trailer Tr... [t:78002055]...</cite> <quote>EvilMegas posted...</cite> <quote>I don't even understand why you guys waste time on him. He's like icoyar jr.</quote> He is British zues. Winter is the British ico. Kyuubi at least has a job shadowing his father around.</quote> ... Copied to Clipboard!
wwinterj25 09/12/19 5:10:57 PM #65:	SunWuKung420 posted... -snip- Remember when you were in purg? I miss that. --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd <cite>wwinterj25 posted [p:927348944] in Trailer Tr... [t:78002055]...</cite> <quote>SunWuKung420 posted...</cite> <quote>-snip-</quote> Remember when you were in purg? I miss that.</quote> ... Copied to Clipboard!
SunWuKung420 09/12/19 6:50:00 PM #66:	wwinterj25 posted... SunWuKung420 posted... -snip- Remember when you were in purg? I miss that. I don't force you to read my posts. --- I'd rather die helping others survive than be all alone, UNSCATHED, after all others have fallen -DEC <cite>SunWuKung420 posted [p:927353099] in Trailer Tr... [t:78002055]...</cite> <quote>wwinterj25 posted...</cite> <quote>SunWuKung420 posted...</cite> <quote>-snip-</quote> Remember when you were in purg? I miss that.</quote> I don't force you to read my posts.</quote> ... Copied to Clipboard!
wwinterj25 09/12/19 8:47:06 PM #67:	Doesn't change anything. --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/kDysIcd <cite>wwinterj25 posted [p:927357958] in Trailer Tr... [t:78002055]...</cite> <quote>Doesn't change anything.</quote> ... Copied to Clipboard!
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Poll of the Day > Trailer Trash Couple spends $100,000 in 2 WEEKS after a BANK made a MISTAKE!!! (+) Yeah! (+)

Poll of the Day > Trailer Trash Couple spends $100,000 in 2 WEEKS after a BANK made a MISTAKE!!!