Poll of the Day > Apparently Owning Property Takes You From The Bottom 10% To The Top 20%

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aDirtyShisno 07/27/19 9:03:29 PM #1:	According to the internet net worth brackets in 2017 anyone with a net worth of -$962.66, yes thats negative, is in the bottom 10% of the US. For anyone whos not too familiar with how net worth works that basically means that you owe more money than you have to your name, including if you sold off all the physical property you currently owned. An example of this would be pretty much anyone with a student loan while theyre putting themselves through college. I havent really run all the numbers but Im fairly certain that Im in this bracket myself. Hell I'm fairly certain that there are homeless people with a higher net worth than I have... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. That alone takes me up to the 80th percentile, which is anyone with a net worth of at least $499,263.50 but less than $1,182,390.36. If I were to also inherit around $450,000, which I am most definitely not expecting, that would actually bump me up to the top 10% of the US. This is all using 2017 numbers, because that was the first thing that came up on google and I didnt really feel like hunting down 2018 numbers, which Im sure cant be too drastically different anyway. The other funny thing I found out was that apparently my parents bought the property over 25 years ago for $142,500. Talk about an investment! --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925272176] in Apparently... [t:77894929]...</cite> <quote>According to the internet net worth brackets in 2017 anyone with a net worth of -$962.66, yes thats negative, is in the bottom 10% of the US. For anyone whos not too familiar with how net worth works that basically means that you owe more money than you have to your name, including if you sold off all the physical property you currently owned. An example of this would be pretty much anyone with a student loan while theyre putting themselves through college. I havent really run all the numbers but Im fairly certain that Im in this bracket myself. Hell I'm fairly certain that there are homeless people with a higher net worth than I have... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. That alone takes me up to the 80th percentile, which is anyone with a net worth of at least $499,263.50 but less than $1,182,390.36. If I were to also inherit around $450,000, which I am most definitely not expecting, that would actually bump me up to the top 10% of the US. This is all using 2017 numbers, because that was the first thing that came up on google and I didnt really feel like hunting down 2018 numbers, which Im sure cant be too drastically different anyway. The other funny thing I found out was that apparently my parents bought the property over 25 years ago for $142,500. Talk about an investment!</quote> ... Copied to Clipboard!
Lokarin 07/27/19 9:07:11 PM #2:	Ya, isn't it interesting that to get to the "middle class" all you have to do is not be in debt? --- "Salt cures Everything!" My YouTube: https://www.youtube.com/user/Nirakolov/videos <cite>Lokarin posted [p:925272297] in Apparently... [t:77894929]...</cite> <quote>Ya, isn't it interesting that to get to the "middle class" all you have to do is not be in debt?</quote> ... Copied to Clipboard!
Taily_Po 07/27/19 9:12:18 PM #3:	aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. That alone takes me up to the 80th percentile, which is anyone with a net worth of at least $499,263.50 but less than $1,182,390.36. If I were to also inherit around $450,000, which I am most definitely not expecting, that would actually bump me up to the top 10% of the US. Big property or just an expensive area? Lokarin posted... Ya, isn't it interesting that to get to the "middle class" all you have to do is not be in debt? ...or to have more assets than you do debt. After all, you can not have any debt and still be in the lower rungs. --- "If I were a ghost, this is certainly the kind of place I'd haunt." (\/)(\/)\|-\| <cite>Taily_Po posted [p:925272449] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. That alone takes me up to the 80th percentile, which is anyone with a net worth of at least $499,263.50 but less than $1,182,390.36. If I were to also inherit around $450,000, which I am most definitely not expecting, that would actually bump me up to the top 10% of the US.</quote> Big property or just an expensive area? Lokarin posted...</cite> <quote>Ya, isn't it interesting that to get to the "middle class" all you have to do is not be in debt?</quote> ...or to have more assets than you do debt. After all, you can not have any debt and still be in the lower rungs.</quote> ... Copied to Clipboard!
aDirtyShisno 07/27/19 9:17:56 PM #4:	Taily_Po posted... Big property or just an expensive area? 7,910 square feet of land. 2 units on one property, and neither of them are even half that big. In LA County, California. I dont want to get too specific and have you all showing up at my future door! Id say its the area but what do I know. --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925272643] in Apparently... [t:77894929]...</cite> <quote>Taily_Po posted...</cite> <quote>Big property or just an expensive area? </quote> 7,910 square feet of land. 2 units on one property, and neither of them are even half that big. In LA County, California. I dont want to get too specific and have you all showing up at my future door! Id say its the area but what do I know. </quote> ... Copied to Clipboard!
ParanoidObsessive 07/27/19 9:37:51 PM #5:	aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. --- "Wall of Text'D!" --- oldskoolplayr76 "POwned again." --- blight family <cite>ParanoidObsessive posted [p:925273397] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000.</quote> I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. </quote> ... Copied to Clipboard!
aDirtyShisno 07/27/19 10:34:22 PM #6:	ParanoidObsessive posted... aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. Yeah... If I didnt have a brother I wouldve inherited 2... Wouldve been nice to say Im a millionaire but Ill have to stick with I got! Or what I will get, lol. --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925275289] in Apparently... [t:77894929]...</cite> <quote>ParanoidObsessive posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000.</quote> I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. </quote> Yeah... If I didnt have a brother I wouldve inherited 2... Wouldve been nice to say Im a millionaire but Ill have to stick with I got! Or what I will get, lol. </quote> ... Copied to Clipboard!
LinkPizza 07/27/19 10:57:12 PM #7:	aDirtyShisno posted... ParanoidObsessive posted... aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. Yeah... If I didnt have a brother I wouldve inherited 2... Wouldve been nice to say Im a millionaire but Ill have to stick with I got! Or what I will get, lol. Maybe you can make an accident happen... Not saying you should... But if you really want to say you're a millionaire... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. <cite>LinkPizza posted [p:925276011] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>ParanoidObsessive posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000.</quote> I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. </quote> Yeah... If I didnt have a brother I wouldve inherited 2... Wouldve been nice to say Im a millionaire but Ill have to stick with I got! Or what I will get, lol. </quote> Maybe you can make an accident happen... Not saying you should... But if you really want to say you're a millionaire...</quote> ... Copied to Clipboard!
aDirtyShisno 07/27/19 11:00:58 PM #8:	LinkPizza posted... aDirtyShisno posted... ParanoidObsessive posted... aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. Yeah... If I didnt have a brother I wouldve inherited 2... Wouldve been nice to say Im a millionaire but Ill have to stick with I got! Or what I will get, lol. Maybe you can make an accident happen... Not saying you should... But if you really want to say you're a millionaire... Meh. He has horrible luck with vehicles and works at a train station. With his luck it wouldnt be surprising if a train were to derail and somehow hed be the only casualty despite never being actually near the thing. --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925276127] in Apparently... [t:77894929]...</cite> <quote>LinkPizza posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>ParanoidObsessive posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000.</quote> I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. </quote> Yeah... If I didnt have a brother I wouldve inherited 2... Wouldve been nice to say Im a millionaire but Ill have to stick with I got! Or what I will get, lol. </quote> Maybe you can make an accident happen... Not saying you should... But if you really want to say you're a millionaire...</quote> Meh. He has horrible luck with vehicles and works at a train station. With his luck it wouldnt be surprising if a train were to derail and somehow hed be the only casualty despite never being actually near the thing.</quote> ... Copied to Clipboard!
streamofthesky 07/28/19 12:38:27 PM #9:	aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. The other funny thing I found out was that apparently my parents bought the property over 25 years ago for $142,500. Talk about an investment! It's called a property bubble. We were in one in the mid-2000's, and we're in one again now, because politicians have done nothing to fix it. And it's not really funny, it's destroying the middle class. People's incomes didn't get 5x larger in the last 25 years. Those property values are unsustainable, and are pricing more and more people out of home ownership and into being permanent renters. <cite>streamofthesky posted [p:925294271] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. The other funny thing I found out was that apparently my parents bought the property over 25 years ago for $142,500. Talk about an investment!</quote> It's called a property bubble. We were in one in the mid-2000's, and we're in one again now, because politicians have done nothing to fix it. And it's not really funny, it's destroying the middle class. People's incomes didn't get 5x larger in the last 25 years. Those property values are unsustainable, and are pricing more and more people out of home ownership and into being permanent renters.</quote> ... Copied to Clipboard!
Bulbasaur 07/28/19 1:17:46 PM #10:	aDirtyShisno posted... LinkPizza posted... aDirtyShisno posted... ParanoidObsessive posted... aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. Yeah... If I didnt have a brother I wouldve inherited 2... Wouldve been nice to say Im a millionaire but Ill have to stick with I got! Or what I will get, lol. Maybe you can make an accident happen... Not saying you should... But if you really want to say you're a millionaire... Meh. He has horrible luck with vehicles and works at a train station. With his luck it wouldnt be surprising if a train were to derail and somehow hed be the only casualty despite never being actually near the thing. now if this happens you'll be the one blamed for it, go to prison, and lose your property to the government since you likely aren't gonna be able to pay the taxes on it actually, good luck paying the taxes on it in general. in la county, that's over $6000. --- bulba buh buh <cite>Bulbasaur posted [p:925295621] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>LinkPizza posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>ParanoidObsessive posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000.</quote> I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. </quote> Yeah... If I didnt have a brother I wouldve inherited 2... Wouldve been nice to say Im a millionaire but Ill have to stick with I got! Or what I will get, lol. </quote> Maybe you can make an accident happen... Not saying you should... But if you really want to say you're a millionaire...</quote> Meh. He has horrible luck with vehicles and works at a train station. With his luck it wouldnt be surprising if a train were to derail and somehow hed be the only casualty despite never being actually near the thing.</quote> now if this happens you'll be the one blamed for it, go to prison, and lose your property to the government since you likely aren't gonna be able to pay the taxes on it actually, good luck paying the taxes on it in general. in la county, that's over $6000.</quote> ... Copied to Clipboard!
Mead 07/28/19 1:18:43 PM #11:	Property taxes are the dumbest thing. Value added taxes would be one thing but with US property taxes you have to pay a tax even if your property loses value. Its absurd. --- If they drag you through the mud, it doesnt change whats in your blood <cite>Mead posted [p:925295671] in Apparently... [t:77894929]...</cite> <quote>Property taxes are the dumbest thing. Value added taxes would be one thing but with US property taxes you have to pay a tax even if your property loses value. Its absurd.</quote> ... Copied to Clipboard!
Bulbasaur 07/28/19 1:21:13 PM #12:	actually, $6k on a 760k home is really good. where i am, with property of same value, my taxes would be over $15,000. fuck, and i thought $1900 was way too much. maybe i should move to california, it'd be only around $700. --- bulba buh buh <cite>Bulbasaur posted [p:925295758] in Apparently... [t:77894929]...</cite> <quote>actually, $6k on a 760k home is really good. where i am, with property of same value, my taxes would be over $15,000. fuck, and i thought $1900 was way too much. maybe i should move to california, it'd be only around $700.</quote> ... Copied to Clipboard!
aDirtyShisno 07/28/19 1:32:44 PM #13:	Bulbasaur posted... actually, $6k on a 760k home is really good. where i am, with property of same value, my taxes would be over $15,000. fuck, and i thought $1900 was way too much. maybe i should move to california, it'd be only around $700. Actually the area its in has one of the lowest property taxes in the State, which for all I know might be one of the reasons my parents bought 6 homes there to use as rentals. They eventually sold 4 but Im getting the remaining lot with the last 2. The property tax on it for 2019 is estimated to only be at around $4500, but thats a ballpark figure. --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925296133] in Apparently... [t:77894929]...</cite> <quote>Bulbasaur posted...</cite> <quote>actually, $6k on a 760k home is really good. where i am, with property of same value, my taxes would be over $15,000. fuck, and i thought $1900 was way too much. maybe i should move to california, it'd be only around $700.</quote> Actually the area its in has one of the lowest property taxes in the State, which for all I know might be one of the reasons my parents bought 6 homes there to use as rentals. They eventually sold 4 but Im getting the remaining lot with the last 2. The property tax on it for 2019 is estimated to only be at around $4500, but thats a ballpark figure.</quote> ... Copied to Clipboard!
_AdjI_ 07/28/19 1:46:45 PM #14:	ParanoidObsessive posted... aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k. Pretty much. The state of simply having more assets than debt does rank you surprisingly high (there was some headline a few years back that amounted to "if you have $5 you're richer than half of Americans," but I think that was just counting monetary net worth and ignoring assets, which is misleading), but inheriting $750,000 worth of anything is naturally going to propel you up the ranks pretty quickly. That's a sizable amount of money. <cite>_AdjI_ posted [p:925296583] in Apparently... [t:77894929]...</cite> <quote>ParanoidObsessive posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000.</quote> I'd say this is more meaningful than JUST inheriting property - that's fairly expensive property compared to the US average. Significantly so - about half the property in the US falls below $200k in value. The vast majority of people in the US have zero chance of ever inheriting property worth $750k.</quote> Pretty much. The state of simply having more assets than debt does rank you surprisingly high (there was some headline a few years back that amounted to "if you have $5 you're richer than half of Americans," but I think that was just counting monetary net worth and ignoring assets, which is misleading), but inheriting $750,000 worth of anything is naturally going to propel you up the ranks pretty quickly. That's a sizable amount of money.</quote> ... Copied to Clipboard!
Cacciato 07/28/19 3:44:25 PM #15:	Dont worry TC, you always be in the bottom 10% to us. <cite>Cacciato posted [p:925300678] in Apparently... [t:77894929]...</cite> <quote>Dont worry TC, you always be in the bottom 10% to us.</quote> ... Copied to Clipboard!
aDirtyShisno 07/28/19 4:28:20 PM #16:	Cacciato posted... Dont worry TC, you always be in the bottom 10% to us. Pretty sure thats true for everyone on PotD... --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925302184] in Apparently... [t:77894929]...</cite> <quote>Cacciato posted...</cite> <quote>Dont worry TC, you always be in the bottom 10% to us.</quote> Pretty sure thats true for everyone on PotD...</quote> ... Copied to Clipboard!
FrndNhbrHdCEman 07/28/19 5:05:04 PM #17:	aDirtyShisno posted... Cacciato posted... Dont worry TC, you always be in the bottom 10% to us. Pretty sure thats true for everyone on PotD... Speak for yourself. --- Official nosy neighbor and gossip https://imgur.com/uGKwGsK <cite>FrndNhbrHdCEman posted [p:925303458] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>Cacciato posted...</cite> <quote>Dont worry TC, you always be in the bottom 10% to us.</quote> Pretty sure thats true for everyone on PotD...</quote> Speak for yourself.</quote> ... Copied to Clipboard!
Smarkil 07/28/19 5:07:57 PM #18:	Mead posted... Property taxes are the dumbest thing. Value added taxes would be one thing but with US property taxes you have to pay a tax even if your property loses value. Its absurd. 70% of my property taxes go to the schools/school districts in my parts. I don't have kids. Cool story. --- I promise that if the game stinks I will make a topic about how I hate it and you can all laugh at me - Mead on Fallout 76 <cite>Smarkil posted [p:925303563] in Apparently... [t:77894929]...</cite> <quote>Mead posted...</cite> <quote>Property taxes are the dumbest thing. Value added taxes would be one thing but with US property taxes you have to pay a tax even if your property loses value. Its absurd.</quote> 70% of my property taxes go to the schools/school districts in my parts. I don't have kids. Cool story.</quote> ... Copied to Clipboard!
ParanoidObsessive 07/28/19 5:25:11 PM #19:	aDirtyShisno posted... Cacciato posted... Dont worry TC, you always be in the bottom 10% to us. Pretty sure thats true for everyone on PotD... Are you referring to economic bracket or just value to the world in general? --- "Wall of Text'D!" --- oldskoolplayr76 "POwned again." --- blight family <cite>ParanoidObsessive posted [p:925304101] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>Cacciato posted...</cite> <quote>Dont worry TC, you always be in the bottom 10% to us.</quote> Pretty sure thats true for everyone on PotD...</quote> Are you referring to economic bracket or just value to the world in general? </quote> ... Copied to Clipboard!
aDirtyShisno 07/28/19 5:31:25 PM #20:	ParanoidObsessive posted... aDirtyShisno posted... Cacciato posted... Dont worry TC, you always be in the bottom 10% to us. Pretty sure thats true for everyone on PotD... Are you referring to economic bracket or just value to the world in general? Why not both? Take your pick! --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925304289] in Apparently... [t:77894929]...</cite> <quote>ParanoidObsessive posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>Cacciato posted...</cite> <quote>Dont worry TC, you always be in the bottom 10% to us.</quote> Pretty sure thats true for everyone on PotD...</quote> Are you referring to economic bracket or just value to the world in general? </quote> Why not both? Take your pick!</quote> ... Copied to Clipboard!
aDirtyShisno 07/28/19 5:31:53 PM #21:	FrndNhbrHdCEman posted... aDirtyShisno posted... Cacciato posted... Dont worry TC, you always be in the bottom 10% to us. Pretty sure thats true for everyone on PotD... Speak for yourself. I am part of everyone on PotD, yes. --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925304313] in Apparently... [t:77894929]...</cite> <quote>FrndNhbrHdCEman posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>Cacciato posted...</cite> <quote>Dont worry TC, you always be in the bottom 10% to us.</quote> Pretty sure thats true for everyone on PotD...</quote> Speak for yourself.</quote> I am part of everyone on PotD, yes.</quote> ... Copied to Clipboard!
Taily_Po 07/28/19 9:10:21 PM #22:	aDirtyShisno posted... In LA County, California. I dont want to get too specific and have you all showing up at my future door! That would entail going to California. XD streamofthesky posted... aDirtyShisno posted... So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. The other funny thing I found out was that apparently my parents bought the property over 25 years ago for $142,500. Talk about an investment! It's called a property bubble. We were in one in the mid-2000's, and we're in one again now, because politicians have done nothing to fix it. And it's not really funny, it's destroying the middle class. People's incomes didn't get 5x larger in the last 25 years. Those property values are unsustainable, and are pricing more and more people out of home ownership and into being permanent renters. ...it's not necessarily a property bubble. Some areas have exploded in terms of high-paying jobs within the past 25 years. And the property bubble of the 2000s has little resemblance to anything that might happen today, given the last one was driven by subprime loans which are nowhere near as ubitiquitous today. --- "If I were a ghost, this is certainly the kind of place I'd haunt." (\/)(\/)\|-\| <cite>Taily_Po posted [p:925312046] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>In LA County, California. I dont want to get too specific and have you all showing up at my future door! </quote> That would entail going to California. XD streamofthesky posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>So Im eventually supposed to inherit a property from my father and doing a quick google search on it shows its valued at approximately $760,000. The other funny thing I found out was that apparently my parents bought the property over 25 years ago for $142,500. Talk about an investment!</quote> It's called a property bubble. We were in one in the mid-2000's, and we're in one again now, because politicians have done nothing to fix it. And it's not really funny, it's destroying the middle class. People's incomes didn't get 5x larger in the last 25 years. Those property values are unsustainable, and are pricing more and more people out of home ownership and into being permanent renters.</quote> ...it's not necessarily a property bubble. Some areas have exploded in terms of high-paying jobs within the past 25 years. And the property bubble of the 2000s has little resemblance to anything that might happen today, given the last one was driven by subprime loans which are nowhere near as ubitiquitous today.</quote> ... Copied to Clipboard!
Taily_Po 07/28/19 9:11:00 PM #23:	aDirtyShisno posted... ParanoidObsessive posted... aDirtyShisno posted... Cacciato posted... Dont worry TC, you always be in the bottom 10% to us. Pretty sure thats true for everyone on PotD... Are you referring to economic bracket or just value to the world in general? Why not both? Take your pick! Hey, that's not fair. PotD has some very fine people! --- "If I were a ghost, this is certainly the kind of place I'd haunt." (\/)(\/)\|-\| <cite>Taily_Po posted [p:925312070] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>ParanoidObsessive posted...</cite> <quote>aDirtyShisno posted...</cite> <quote>Cacciato posted...</cite> <quote>Dont worry TC, you always be in the bottom 10% to us.</quote> Pretty sure thats true for everyone on PotD...</quote> Are you referring to economic bracket or just value to the world in general? </quote> Why not both? Take your pick!</quote> Hey, that's not fair. PotD has some very fine people!</quote> ... Copied to Clipboard!
ParanoidObsessive 07/28/19 11:44:09 PM #24:	Taily_Po posted... Hey, that's not fair. PotD has some very fine people! Ironically, I'd be more inclined to go the opposite way. We've probably got quite a few older property owners here with enough socked away in savings to easily break out of the bottom 50% economically (some of us might even fall pretty close to the top 25%), and the bottom 10% pretty much requires you to be carrying meaningful debt (at least $1000 or so). But we're all terrible people in a more general sense. PotD is the purgatory of our own making. --- "Wall of Text'D!" --- oldskoolplayr76 "POwned again." --- blight family <cite>ParanoidObsessive posted [p:925317220] in Apparently... [t:77894929]...</cite> <quote><cite>Taily_Po posted...</cite> <quote>Hey, that's not fair. PotD has some very fine people!</quote> Ironically, I'd be more inclined to go the opposite way. We've probably got quite a few older property owners here with enough socked away in savings to easily break out of the bottom 50% economically (some of us might even fall pretty close to the top 25%), and the bottom 10% pretty much requires you to be carrying meaningful debt (at least $1000 or so). But we're all terrible people in a more general sense. PotD is the purgatory of our own making. </quote> ... Copied to Clipboard!
FrndNhbrHdCEman 07/29/19 8:30:15 PM #25:	ParanoidObsessive posted... Ironically, I'd be more inclined to go the opposite way. We've probably got quite a few older property owners here with enough socked away in savings to easily break out of the bottom 50% economically (some of us might even fall pretty close to the top 25%), and the bottom 10% pretty much requires you to be carrying meaningful debt (at least $1000 or so). More what I was thinking. ParanoidObsessive posted... But we're all terrible people in a more general sense. Prolly dead on. --- Official nosy neighbor and gossip https://imgur.com/uGKwGsK <cite>FrndNhbrHdCEman posted [p:925354495] in Apparently... [t:77894929]...</cite> <quote>ParanoidObsessive posted... </cite> <quote>Ironically, I'd be more inclined to go the opposite way. We've probably got quite a few older property owners here with enough socked away in savings to easily break out of the bottom 50% economically (some of us might even fall pretty close to the top 25%), and the bottom 10% pretty much requires you to be carrying meaningful debt (at least $1000 or so).</quote>More what I was thinking. ParanoidObsessive posted... </cite> <quote>But we're all terrible people in a more general sense.</quote>Prolly dead on. </quote> ... Copied to Clipboard!
Trialia 07/29/19 9:45:45 PM #26:	To me anyone who owns a house is extremely well off, even if it's mortgaged. At least the last 3 generations of my family have rented, and social housing at that, which means below market rent. And from all my & my aunt's research, I believe my great-grandparents lost one of their toddlers to a nasty childhood accident mainly because they couldn't afford to get a doctor out to him, poor little soul. (Though they might still have lost him, as he caught his baby-frock on fire playing too close to a bonfire, poor kid, & his burns killed him over the course of 3 days. He was only three, and this was before the NHS.) If I sold every single thing I owned, I might just break even at zero. --- Trialia ~ unfaithful-mirror.net PSN: Trialia_X, Xaedere (100%) \| XBL: trialia, Noquelle (100%) <cite>Trialia posted [p:925357484] in Apparently... [t:77894929]...</cite> <quote>To me anyone who owns a house is extremely well off, even if it's mortgaged. At least the last 3 generations of my family have rented, and social housing at that, which means below market rent. And from all my & my aunt's research, I believe my great-grandparents lost one of their toddlers to a nasty childhood accident mainly because they couldn't afford to get a doctor out to him, poor little soul. (Though they might still have lost him, as he caught his baby-frock on fire playing too close to a bonfire, poor kid, & his burns killed him over the course of 3 days. He was only three, and this was before the NHS.) If I sold every single thing I owned, I might just break even at zero.</quote> ... Copied to Clipboard!
LinkPizza 07/29/19 9:58:06 PM #27:	Trialia posted... To me anyone who owns a house is extremely well off, even if it's mortgaged. I agree. One of the reasons I dont own is because I dont have enough money to do so... Trialia posted... If I sold every single thing I owned, I might just break even at zero. Same for me. Maybe... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. <cite>LinkPizza posted [p:925357950] in Apparently... [t:77894929]...</cite> <quote>Trialia posted...</cite> <quote>To me anyone who owns a house is extremely well off, even if it's mortgaged.</quote> I agree. One of the reasons I dont own is because I dont have enough money to do so... Trialia posted...</cite> <quote>If I sold every single thing I owned, I might just break even at zero.</quote> Same for me. Maybe...</quote> ... Copied to Clipboard!
ChaosAzeroth 07/29/19 10:40:29 PM #28:	Trialia posted... To me anyone who owns a house is extremely well off, even if it's mortgaged. We're renting to own, and honestly the house is the cheapest one that's actually liveable in town. Not sure why tbh. Well if you could buy it outright, going rent to own it's twice the price. Which is still only like maybe 1.5x most houses smaller than this one that are still not liveable. (One, for example, had asbestos and the ceiling about to cave in in multiple places. Person wanted like 44k. This house is 2 story, can live in fine, would have been 33k outright.) But for purposes of repairs and property tax we're considered the owners. I can't go to the doctor for anything. We are able to do/get some things, but mostly sit on what we have. It took most of the savings to get into this place and to deal with 3 plumbing issues due to the fact they didn't actually winterize, contrary to the notes left saying they did just this last winter. Plumber said they had just stuffed rags in the toilet, that was it. My mom was a considered a homeowner, but couldn't keep up with the mortgage and left. This house actually lol. House was literally taken by the bank. She was living paycheck to paycheck, not at all well off. In the slightest. We're definitely better off than a decent chunk of people, true. Especially around here. But we're not particularly well off. Houses sit and literally rot in this town. I guess maybe that's why it was going so cheap, no one is buying. Finding a rental place was hell before, all full up. Now new for rent go unanswered. It costs as much per month to rent as it does to pay on a home. Maybe more depending. (Renting is anywhere from $350-$800 a month. Generally $500+ a month area, anything less being studio.) Payments on paying on a home tend to be around $600 a month. Generally with more space. The majority of the town is one of two types of people: Too poor to move or old. Old people live in houses they own or the nursing home. Long story short, unless you're old or lucky enough to have a job at like one place (most of which are older individuals, generally in their 50s) you're probably not well off around here. <cite>ChaosAzeroth posted [p:925359654] in Apparently... [t:77894929]...</cite> <quote>Trialia posted...</cite> <quote>To me anyone who owns a house is extremely well off, even if it's mortgaged. </quote> We're renting to own, and honestly the house is the cheapest one that's actually liveable in town. Not sure why tbh. Well if you could buy it outright, going rent to own it's twice the price. Which is still only like maybe 1.5x most houses smaller than this one that are still not liveable. (One, for example, had asbestos and the ceiling about to cave in in multiple places. Person wanted like 44k. This house is 2 story, can live in fine, would have been 33k outright.) But for purposes of repairs and property tax we're considered the owners. I can't go to the doctor for anything. We are able to do/get some things, but mostly sit on what we have. It took most of the savings to get into this place and to deal with 3 plumbing issues due to the fact they didn't actually winterize, contrary to the notes left saying they did just this last winter. Plumber said they had just stuffed rags in the toilet, that was it. My mom was a considered a homeowner, but couldn't keep up with the mortgage and left. This house actually lol. House was literally taken by the bank. She was living paycheck to paycheck, not at all well off. In the slightest. We're definitely better off than a decent chunk of people, true. Especially around here. But we're not particularly well off. Houses sit and literally rot in this town. I guess maybe that's why it was going so cheap, no one is buying. Finding a rental place was hell before, all full up. Now new for rent go unanswered. It costs as much per month to rent as it does to pay on a home. Maybe more depending. (Renting is anywhere from $350-$800 a month. Generally $500+ a month area, anything less being studio.) Payments on paying on a home tend to be around $600 a month. Generally with more space. The majority of the town is one of two types of people: Too poor to move or old. Old people live in houses they own or the nursing home. Long story short, unless you're old or lucky enough to have a job at like one place (most of which are older individuals, generally in their 50s) you're probably not well off around here.</quote> ... Copied to Clipboard!
aDirtyShisno 07/29/19 11:12:54 PM #29:	ChaosAzeroth posted... Trialia posted... To me anyone who owns a house is extremely well off, even if it's mortgaged. We're renting to own, and honestly the house is the cheapest one that's actually liveable in town. Not sure why tbh. Well if you could buy it outright, going rent to own it's twice the price. Which is still only like maybe 1.5x most houses smaller than this one that are still not liveable. (One, for example, had asbestos and the ceiling about to cave in in multiple places. Person wanted like 44k. This house is 2 story, can live in fine, would have been 33k outright.) But for purposes of repairs and property tax we're considered the owners. I can't go to the doctor for anything. We are able to do/get some things, but mostly sit on what we have. It took most of the savings to get into this place and to deal with 3 plumbing issues due to the fact they didn't actually winterize, contrary to the notes left saying they did just this last winter. Plumber said they had just stuffed rags in the toilet, that was it. My mom was a considered a homeowner, but couldn't keep up with the mortgage and left. This house actually lol. House was literally taken by the bank. She was living paycheck to paycheck, not at all well off. In the slightest. We're definitely better off than a decent chunk of people, true. Especially around here. But we're not particularly well off. Houses sit and literally rot in this town. I guess maybe that's why it was going so cheap, no one is buying. Finding a rental place was hell before, all full up. Now new for rent go unanswered. It costs as much per month to rent as it does to pay on a home. Maybe more depending. (Renting is anywhere from $350-$800 a month. Generally $500+ a month area, anything less being studio.) Payments on paying on a home tend to be around $600 a month. Generally with more space. The majority of the town is one of two types of people: Too poor to move or old. Old people live in houses they own or the nursing home. Long story short, unless you're old or lucky enough to have a job at like one place (most of which are older individuals, generally in their 50s) you're probably not well off around here. Where the hell do you live that $44K is too expensive to buy a home!? In California that wouldnt even be a deposit on the land... --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925361094] in Apparently... [t:77894929]...</cite> <quote>ChaosAzeroth posted...</cite> <quote>Trialia posted...</cite> <quote>To me anyone who owns a house is extremely well off, even if it's mortgaged. </quote> We're renting to own, and honestly the house is the cheapest one that's actually liveable in town. Not sure why tbh. Well if you could buy it outright, going rent to own it's twice the price. Which is still only like maybe 1.5x most houses smaller than this one that are still not liveable. (One, for example, had asbestos and the ceiling about to cave in in multiple places. Person wanted like 44k. This house is 2 story, can live in fine, would have been 33k outright.) But for purposes of repairs and property tax we're considered the owners. I can't go to the doctor for anything. We are able to do/get some things, but mostly sit on what we have. It took most of the savings to get into this place and to deal with 3 plumbing issues due to the fact they didn't actually winterize, contrary to the notes left saying they did just this last winter. Plumber said they had just stuffed rags in the toilet, that was it. My mom was a considered a homeowner, but couldn't keep up with the mortgage and left. This house actually lol. House was literally taken by the bank. She was living paycheck to paycheck, not at all well off. In the slightest. We're definitely better off than a decent chunk of people, true. Especially around here. But we're not particularly well off. Houses sit and literally rot in this town. I guess maybe that's why it was going so cheap, no one is buying. Finding a rental place was hell before, all full up. Now new for rent go unanswered. It costs as much per month to rent as it does to pay on a home. Maybe more depending. (Renting is anywhere from $350-$800 a month. Generally $500+ a month area, anything less being studio.) Payments on paying on a home tend to be around $600 a month. Generally with more space. The majority of the town is one of two types of people: Too poor to move or old. Old people live in houses they own or the nursing home. Long story short, unless you're old or lucky enough to have a job at like one place (most of which are older individuals, generally in their 50s) you're probably not well off around here.</quote> Where the hell do you live that $44K is too expensive to buy a home!? In California that wouldnt even be a deposit on the land...</quote> ... Copied to Clipboard!
LinkPizza 07/29/19 11:20:56 PM #30:	aDirtyShisno posted... ChaosAzeroth posted... Trialia posted... To me anyone who owns a house is extremely well off, even if it's mortgaged. We're renting to own, and honestly the house is the cheapest one that's actually liveable in town. Not sure why tbh. Well if you could buy it outright, going rent to own it's twice the price. Which is still only like maybe 1.5x most houses smaller than this one that are still not liveable. (One, for example, had asbestos and the ceiling about to cave in in multiple places. Person wanted like 44k. This house is 2 story, can live in fine, would have been 33k outright.) But for purposes of repairs and property tax we're considered the owners. I can't go to the doctor for anything. We are able to do/get some things, but mostly sit on what we have. It took most of the savings to get into this place and to deal with 3 plumbing issues due to the fact they didn't actually winterize, contrary to the notes left saying they did just this last winter. Plumber said they had just stuffed rags in the toilet, that was it. My mom was a considered a homeowner, but couldn't keep up with the mortgage and left. This house actually lol. House was literally taken by the bank. She was living paycheck to paycheck, not at all well off. In the slightest. We're definitely better off than a decent chunk of people, true. Especially around here. But we're not particularly well off. Houses sit and literally rot in this town. I guess maybe that's why it was going so cheap, no one is buying. Finding a rental place was hell before, all full up. Now new for rent go unanswered. It costs as much per month to rent as it does to pay on a home. Maybe more depending. (Renting is anywhere from $350-$800 a month. Generally $500+ a month area, anything less being studio.) Payments on paying on a home tend to be around $600 a month. Generally with more space. The majority of the town is one of two types of people: Too poor to move or old. Old people live in houses they own or the nursing home. Long story short, unless you're old or lucky enough to have a job at like one place (most of which are older individuals, generally in their 50s) you're probably not well off around here. Where the hell do you live that $44K is too expensive to buy a home!? In California that wouldnt even be a deposit on the land... Makes sense since California is one of the most expensive places to live in. Other places where things are cheaper doesn't mean people can just get them because it's cheaper. When the living expenses are cheaper, the wages in those states are also lower. I live in a place where everything is super cheap. But I also don't make a lot. Most people don't here. Even my dad says that he could basically live like a king if he was making the same amount of money where he was, but lived here. So, I mean, it could be anywhere where the houses are cheap, but so is the pay. For me, it's not just the cost of the house, but also the upkeep. Renting allows me to call the landlord if I have an issue. Where I would have to get everything fixed myself (and on my own dime) if I owned... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. <cite>LinkPizza posted [p:925361432] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>ChaosAzeroth posted...</cite> <quote>Trialia posted...</cite> <quote>To me anyone who owns a house is extremely well off, even if it's mortgaged. </quote> We're renting to own, and honestly the house is the cheapest one that's actually liveable in town. Not sure why tbh. Well if you could buy it outright, going rent to own it's twice the price. Which is still only like maybe 1.5x most houses smaller than this one that are still not liveable. (One, for example, had asbestos and the ceiling about to cave in in multiple places. Person wanted like 44k. This house is 2 story, can live in fine, would have been 33k outright.) But for purposes of repairs and property tax we're considered the owners. I can't go to the doctor for anything. We are able to do/get some things, but mostly sit on what we have. It took most of the savings to get into this place and to deal with 3 plumbing issues due to the fact they didn't actually winterize, contrary to the notes left saying they did just this last winter. Plumber said they had just stuffed rags in the toilet, that was it. My mom was a considered a homeowner, but couldn't keep up with the mortgage and left. This house actually lol. House was literally taken by the bank. She was living paycheck to paycheck, not at all well off. In the slightest. We're definitely better off than a decent chunk of people, true. Especially around here. But we're not particularly well off. Houses sit and literally rot in this town. I guess maybe that's why it was going so cheap, no one is buying. Finding a rental place was hell before, all full up. Now new for rent go unanswered. It costs as much per month to rent as it does to pay on a home. Maybe more depending. (Renting is anywhere from $350-$800 a month. Generally $500+ a month area, anything less being studio.) Payments on paying on a home tend to be around $600 a month. Generally with more space. The majority of the town is one of two types of people: Too poor to move or old. Old people live in houses they own or the nursing home. Long story short, unless you're old or lucky enough to have a job at like one place (most of which are older individuals, generally in their 50s) you're probably not well off around here.</quote> Where the hell do you live that $44K is too expensive to buy a home!? In California that wouldnt even be a deposit on the land...</quote> Makes sense since California is one of the most expensive places to live in. Other places where things are cheaper doesn't mean people can just get them because it's cheaper. When the living expenses are cheaper, the wages in those states are also lower. I live in a place where everything is super cheap. But I also don't make a lot. Most people don't here. Even my dad says that he could basically live like a king if he was making the same amount of money where he was, but lived here. So, I mean, it could be anywhere where the houses are cheap, but so is the pay. For me, it's not just the cost of the house, but also the upkeep. Renting allows me to call the landlord if I have an issue. Where I would have to get everything fixed myself (and on my own dime) if I owned...</quote> ... Copied to Clipboard!
Trialia 07/30/19 4:41:15 AM #31:	aDirtyShisno posted... ChaosAzeroth posted... Trialia posted... To me anyone who owns a house is extremely well off, even if it's mortgaged. We're renting to own, and honestly the house is the cheapest one that's actually liveable in town. Not sure why tbh. Well if you could buy it outright, going rent to own it's twice the price. ... But for purposes of repairs and property tax we're considered the owners. ... It took most of the savings to get into this place and to deal with 3 plumbing issues due to the fact they didn't actually winterize, contrary to the notes left saying they did just this last winter. ... My mom was a considered a homeowner, but couldn't keep up with the mortgage and left. This house actually lol. House was literally taken by the bank. She was living paycheck to paycheck, not at all well off. In the slightest. We're definitely better off than a decent chunk of people, true. Especially around here. But we're not particularly well off. ... Finding a rental place was hell before, all full up. Now new for rent go unanswered. It costs as much per month to rent as it does to pay on a home. Maybe more depending. (Renting is anywhere from $350-$800 a month. Generally $500+ a month area, anything less being studio.) Payments on paying on a home tend to be around $600 a month. ... Where the hell do you live that $44K is too expensive to buy a home!? In California that wouldnt even be a deposit on the land... I've never seen that kind of money in my life. The most I've ever had at one time was about 5500, and that was only because my local authority decided to demolish my old rented apartment & they were obliged to give me a certain amount in compensation (it mainly went on carpets, curtains, bookcases, a used electric wheelchair and a new laptop to replace the one I'd had stolen the previous winter). I have so many "unusual" expenses due to my multiple disabilities; since I really can't work anymore, the government pay me a certain amount in support, & they pay my rent direct, but even if you include all that & look at it as money I get directly, which none of it is, I'm on maybe $12,000/year. (And that wouldn't last me 3 months in the US, my meds would cost that much all by themselves, so let's just not go there.) The only reason I'm as comparatively well off as I am among the underclass is that I get the second tier maximum support because my disabilities are numerous & severe. The highest tier is for people who are bedbound or need 24-hour care. Frankly, I'd trade it for being able to work at least part-time; at 33 being totally out of work can be humiliating, & being dependent on the system makes me a target for abuse & assault from all kinds of people. And even then I owe my local authority 8K for homecare because they were useless about communicating with me in a way I could manage til recently (I struggle with phone calls). So I'm better off than I might be, & our laws about habitable housing help there, but I have no hope of ever being able to own even a crappy apartment. I'm on an assured tenancy, & even that will fold if I can't get more help than I'm getting with keeping my home clean & organised. Also, savings? What are those? I've never had any. --- Trialia ~ unfaithful-mirror.net PSN: Trialia_X, Xaedere (100%) \| XBL: trialia, Noquelle (100%) <cite>Trialia posted [p:925368887] in Apparently... [t:77894929]...</cite> <quote>aDirtyShisno posted...</cite> <quote>ChaosAzeroth posted...</cite> <quote>Trialia posted...</cite> <quote>To me anyone who owns a house is extremely well off, even if it's mortgaged. </quote> We're renting to own, and honestly the house is the cheapest one that's actually liveable in town. Not sure why tbh. Well if you could buy it outright, going rent to own it's twice the price. ... But for purposes of repairs and property tax we're considered the owners. ... It took most of the savings to get into this place and to deal with 3 plumbing issues due to the fact they didn't actually winterize, contrary to the notes left saying they did just this last winter. ... My mom was a considered a homeowner, but couldn't keep up with the mortgage and left. This house actually lol. House was literally taken by the bank. She was living paycheck to paycheck, not at all well off. In the slightest. We're definitely better off than a decent chunk of people, true. Especially around here. But we're not particularly well off. ... Finding a rental place was hell before, all full up. Now new for rent go unanswered. It costs as much per month to rent as it does to pay on a home. Maybe more depending. (Renting is anywhere from $350-$800 a month. Generally $500+ a month area, anything less being studio.) Payments on paying on a home tend to be around $600 a month. ... </quote> Where the hell do you live that $44K is too expensive to buy a home!? In California that wouldnt even be a deposit on the land...</quote> I've never seen that kind of money in my life. The most I've ever had at one time was about 5500, and that was only because my local authority decided to demolish my old rented apartment & they were obliged to give me a certain amount in compensation (it mainly went on carpets, curtains, bookcases, a used electric wheelchair and a new laptop to replace the one I'd had stolen the previous winter). I have so many "unusual" expenses due to my multiple disabilities; since I really can't work anymore, the government pay me a certain amount in support, & they pay my rent direct, but even if you include all that & look at it as money I get directly, which none of it is, I'm on maybe $12,000/year. (And that wouldn't last me 3 months in the US, my meds would cost that much all by themselves, so let's just not go there.) The only reason I'm as comparatively well off as I am among the underclass is that I get the second tier maximum support because my disabilities are numerous & severe. The highest tier is for people who are bedbound or need 24-hour care. Frankly, I'd trade it for being able to work at least part-time; at 33 being totally out of work can be humiliating, & being dependent on the system makes me a target for abuse & assault from all kinds of people. And even then I owe my local authority 8K for homecare because they were useless about communicating with me in a way I could manage til recently (I struggle with phone calls). So I'm better off than I might be, & our laws about habitable housing help there, but I have no hope of ever being able to own even a crappy apartment. I'm on an assured tenancy, & even that will fold if I can't get more help than I'm getting with keeping my home clean & organised. Also, savings? What are those? I've never had any.</quote> ... Copied to Clipboard!
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Poll of the Day > Apparently Owning Property Takes You From The Bottom 10% To The Top 20% (+) Yeah! (+)

Poll of the Day > Apparently Owning Property Takes You From The Bottom 10% To The Top 20%