Board 8 > What do you use to budget?

Topic List	Page List: 1
Bartzyx 07/02/19 9:03:24 PM #1:	How do you budget your money? - Results (35 votes) Intuit Mint 2.86% (1 vote) 1 You Need a Budget (YNAB) 0% (0 votes) 0 Quicken 0% (0 votes) 0 Other budgeting/finance software 0% (0 votes) 0 Microsoft Excel 14.29% (5 votes) 5 Other spreadsheet software (Google Sheets, Calc, etc) 5.71% (2 votes) 2 Pen(cil) and paper 2.86% (1 vote) 1 Text editor or word processing software 5.71% (2 votes) 2 Something else! (please share) 5.71% (2 votes) 2 I do not budget. 62.86% (22 votes) 22 If I left something significant off here, let me know. Curious to see what other people here use. --- The King is dead. "The general space can always succeed to succeed. He is very deceitful." <cite>Bartzyx posted [p:924166481] in What do yo... [t:77836239]...</cite> <quote> How do you budget your money? - Results (35 votes) Intuit Mint 2.86% (1 vote) 1 You Need a Budget (YNAB) 0% (0 votes) 0 Quicken 0% (0 votes) 0 Other budgeting/finance software 0% (0 votes) 0 Microsoft Excel 14.29% (5 votes) 5 Other spreadsheet software (Google Sheets, Calc, etc) 5.71% (2 votes) 2 Pen(cil) and paper 2.86% (1 vote) 1 Text editor or word processing software 5.71% (2 votes) 2 Something else! (please share) 5.71% (2 votes) 2 I do not budget. 62.86% (22 votes) 22 If I left something significant off here, let me know. Curious to see what other people here use.</quote> ... Copied to Clipboard!
TomNook 07/02/19 9:06:26 PM #2:	My brain --- Bells, bells, bells! <cite>TomNook posted [p:924166589] in What do yo... [t:77836239]...</cite> <quote>My brain</quote> ... Copied to Clipboard!
mnkboy907 07/02/19 9:07:51 PM #3:	I dunno we just look at our checking account/credit card balances and decide if we can afford something? --- Change is weird. <cite>mnkboy907 posted [p:924166636] in What do yo... [t:77836239]...</cite> <quote>I dunno we just look at our checking account/credit card balances and decide if we can afford something?</quote> ... Copied to Clipboard!
ninkendo 07/02/19 9:09:26 PM #4:	TomNook posted... My brain --- https://imgtc.com/i/iJnhdkc.gif https://imgtc.com/i/j45EVGx.png <cite>ninkendo posted [p:924166701] in What do yo... [t:77836239]...</cite> <quote><cite>TomNook posted...</cite> <quote>My brain</quote></quote> ... Copied to Clipboard!
ninkendo 07/02/19 9:10:24 PM #5:	My Dad did try to get me into using one of these and I did try Quicken for like 6 months but not for me maybe if I made more money it would be useful --- https://imgtc.com/i/iJnhdkc.gif https://imgtc.com/i/j45EVGx.png <cite>ninkendo posted [p:924166748] in What do yo... [t:77836239]...</cite> <quote>My Dad did try to get me into using one of these and I did try Quicken for like 6 months but not for me maybe if I made more money it would be useful</quote> ... Copied to Clipboard!
XIII_rocks 07/02/19 9:12:00 PM #6:	I use the notes on my phone and do it in my head It's fairly easy since I don't have a huge amount of different expenditures --- Not to be confused with XIII_Stones. <cite>XIII_rocks posted [p:924166826] in What do yo... [t:77836239]...</cite> <quote>I use the notes on my phone and do it in my head It's fairly easy since I don't have a huge amount of different expenditures</quote> ... Copied to Clipboard!
NFUN 07/02/19 9:15:03 PM #7:	ninkendo posted... TomNook posted... My brain --- Video Game Music Contest 14 winner: Terraria Calamity - Scourge of the Universe <cite>NFUN posted [p:924166974] in What do yo... [t:77836239]...</cite> <quote><cite>ninkendo posted...</cite> <quote><cite>TomNook posted...</cite> <quote>My brain</quote></quote></quote> ... Copied to Clipboard!
Reg 07/02/19 9:16:32 PM #8:	I used a spreadsheet and tracked every penny for like three months realized my income was significantly greater than my spending Quit bothering to formally track anything <cite>Reg posted [p:924167046] in What do yo... [t:77836239]...</cite> <quote>I used a spreadsheet and tracked every penny for like three months realized my income was significantly greater than my spending Quit bothering to formally track anything</quote> ... Copied to Clipboard!
Arti 07/02/19 9:18:45 PM #9:	NFUN posted... ninkendo posted... TomNook posted... My brain --- http://backloggery.com/articuno2001/sig.gif <cite>Arti posted [p:924167116] in What do yo... [t:77836239]...</cite> <quote><cite>NFUN posted...</cite> <quote><cite>ninkendo posted...</cite> <quote><cite>TomNook posted...</cite> <quote>My brain</quote></quote></quote></quote> ... Copied to Clipboard!
Panthera 07/02/19 9:20:33 PM #10:	I spend money until my accounts are all empty, then wait for the next paycheck --- Meow! <cite>Panthera posted [p:924167209] in What do yo... [t:77836239]...</cite> <quote>I spend money until my accounts are all empty, then wait for the next paycheck</quote> ... Copied to Clipboard!
SmartMuffin 07/02/19 9:29:40 PM #11:	lol, what am I, poor? --- SmartMuffin - Because anything less would be uncivilized - https://imgur.com/W66HUUy http://dudewheresmyfreedom.com/ <cite>SmartMuffin posted [p:924167590] in What do yo... [t:77836239]...</cite> <quote>lol, what am I, poor?</quote> ... Copied to Clipboard!
Nrrr 07/02/19 9:40:27 PM #12:	I have like a notepad file that I keep track of my debts/any regular payment I make every month just for my own information, but I don't really keep track of non regular payments. <cite>Nrrr posted [p:924168125] in What do yo... [t:77836239]...</cite> <quote>I have like a notepad file that I keep track of my debts/any regular payment I make every month just for my own information, but I don't really keep track of non regular payments.</quote> ... Copied to Clipboard!
SantaRPidgey 07/02/19 10:05:07 PM #13:	Mint is really useful but my bank doesn't sync with it anymore. I usually put away an extra 100-300 bucks a month when I use it. --- werd <cite>SantaRPidgey posted [p:924169162] in What do yo... [t:77836239]...</cite> <quote>Mint is really useful but my bank doesn't sync with it anymore. I usually put away an extra 100-300 bucks a month when I use it.</quote> ... Copied to Clipboard!
turbopuns3 07/02/19 10:08:33 PM #14:	People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably" <cite>turbopuns3 posted [p:924169301] in What do yo... [t:77836239]...</cite> <quote>People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"</quote> ... Copied to Clipboard!
ninkendo 07/02/19 10:13:27 PM #15:	I don't actually budget but also I live comfortably --- https://imgtc.com/i/iJnhdkc.gif https://imgtc.com/i/j45EVGx.png <cite>ninkendo posted [p:924169491] in What do yo... [t:77836239]...</cite> <quote>I don't actually budget but also I live comfortably</quote> ... Copied to Clipboard!
turbopuns3 07/02/19 10:14:36 PM #16:	I don't actually budget but also I live comfortably. <cite>turbopuns3 posted [p:924169530] in What do yo... [t:77836239]...</cite> <quote>I don't actually budget but also I live comfortably.</quote> ... Copied to Clipboard!
RPGlord95 07/02/19 10:17:21 PM #17:	I send all my money to Bartz and everything seems okay --- Whiskey Nick on his cell phone "Every man's heart one day beats its final beat." -Warrior <cite>RPGlord95 posted [p:924169628] in What do yo... [t:77836239]...</cite> <quote>I send all my money to Bartz and everything seems okay</quote> ... Copied to Clipboard!
Yao 07/02/19 10:32:53 PM #18:	Pen and paper. Really though what fluctuates? Mortgage, car payment, utilities and groceries are generally the same every month so it's not worth keeping track of <cite>Yao posted [p:924170247] in What do yo... [t:77836239]...</cite> <quote>Pen and paper. Really though what fluctuates? Mortgage, car payment, utilities and groceries are generally the same every month so it's not worth keeping track of</quote> ... Copied to Clipboard!
turbopuns3 07/02/19 10:36:25 PM #19:	Yao posted... what fluctuates Can I ask your age and home country? <cite>turbopuns3 posted [p:924170389] in What do yo... [t:77836239]...</cite> <quote><cite>Yao posted...</cite> <quote>what fluctuates</quote> Can I ask your age and home country?</quote> ... Copied to Clipboard!
Haste_2 07/02/19 11:02:40 PM #20:	I just have a small budget each month which I use to spend on things for fun. I don't bother with including bills or extraordinary expenses in my budget since I make (a little bit) more than I spend. --- Congrats to Advokaiser on pwning me in CBX! <cite>Haste_2 posted [p:924171411] in What do yo... [t:77836239]...</cite> <quote>I just have a small budget each month which I use to spend on things for fun. I don't bother with including bills or extraordinary expenses in my budget since I make (a little bit) more than I spend.</quote> ... Copied to Clipboard!
#21	Post #21 was unavailable or deleted.
turbopuns3 07/02/19 11:08:51 PM #22:	UltimaterializerX posted... I use my accountant and my lawyer. Pretty sure this answer has been covered if you read for detail. <cite>turbopuns3 posted [p:924171663] in What do yo... [t:77836239]...</cite> <quote><cite>UltimaterializerX posted...</cite> <quote>I use my accountant and my lawyer.</quote> Pretty sure this answer has been covered if you read for detail.</quote> ... Copied to Clipboard!
Yao 07/02/19 11:13:56 PM #23:	turbopuns3 posted... Yao posted... what fluctuates Can I ask your age and home country? Fluctuations beyond what you can afford like nothing is ever the exact same eas my point. Why bother keeping s tab on groceries if apples go up 2 cents then ground beef is on sale your bills always change a bit you need a 10% window all the time beyond money out away in savings. <cite>Yao posted [p:924171827] in What do yo... [t:77836239]...</cite> <quote><cite>turbopuns3 posted...</cite> <quote><cite>Yao posted...</cite> <quote>what fluctuates</quote> Can I ask your age and home country?</quote> Fluctuations beyond what you can afford like nothing is ever the exact same eas my point. Why bother keeping s tab on groceries if apples go up 2 cents then ground beef is on sale your bills always change a bit you need a 10% window all the time beyond money out away in savings.</quote> ... Copied to Clipboard!
NowItsAngeTime 07/02/19 11:28:29 PM #24:	I'm generally conservative with money and once I get close to my paycheck every 2 weeks is where I REALLY just slow down even more. --- Some ISFJ guy who likes fighting games and visual novels a lot. Started learning Japanese. List of all my Fighting Game Mains: https://imgur.com/znNVNi9 <cite>NowItsAngeTime posted [p:924172322] in What do yo... [t:77836239]...</cite> <quote>I'm generally conservative with money and once I get close to my paycheck every 2 weeks is where I REALLY just slow down even more.</quote> ... Copied to Clipboard!
Vlado 07/03/19 3:55:03 AM #25:	TomNook posted... My brain /topic --- Blitzball fan? Try Captain Tsubasa II (in English) for NES! *Best game reviews: http://betweenlifeandgames.com* <cite>Vlado posted [p:924179303] in What do yo... [t:77836239]...</cite> <quote><cite>TomNook posted...</cite> <quote>My brain</quote> /topic</quote> ... Copied to Clipboard!
Snrkiko 07/03/19 4:14:16 AM #26:	my guilt --- ...Snrk. And theeen, we do stuff like, 'Persona!' with our Personas and beat the crap outta Shadows... <cite>Snrkiko posted [p:924179628] in What do yo... [t:77836239]...</cite> <quote>my guilt</quote> ... Copied to Clipboard!
azuarc 07/03/19 8:45:49 AM #27:	TomNook posted... My brain --- Video Game Music Contest 13 winner: Ar Nosurge - CLASS::EXSPHERE_NOSURGE; <cite>azuarc posted [p:924184009] in What do yo... [t:77836239]...</cite> <quote><cite>TomNook posted...</cite> <quote>My brain</quote></quote> ... Copied to Clipboard!
azuarc 07/03/19 8:47:51 AM #28:	turbopuns3 posted... People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably" Depends on how rigidly you want to define budgeting. I don't track expenses in an ultra precise fashion, but I have a very low income situation and I get by simply by not spending money I don't have. --- Video Game Music Contest 13 winner: Ar Nosurge - CLASS::EXSPHERE_NOSURGE; <cite>azuarc posted [p:924184060] in What do yo... [t:77836239]...</cite> <quote><cite>turbopuns3 posted...</cite> <quote>People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"</quote> Depends on how rigidly you want to define budgeting. I don't track expenses in an ultra precise fashion, but I have a very low income situation and I get by simply by not spending money I don't have.</quote> ... Copied to Clipboard!
neonreaper 07/03/19 8:50:25 AM #29:	Pen and paper - I use a light colored construction paper (different color for each month) and a sharpie. For me it helps add emphasis to my good and bad decisions when I have to write it out. I also write the "6 month plan" and the "1 month plan" on each month, so I can see where I'm at. I found that the "I don't budget but I live comfortably" years involved a lot of waste. That lead to bad habits. Once I started better tracking, I found that I could spend considerably less on dining out and Christmas presents and my life wasn't any worse or less comfortable. Being ahead of schedule became the new "being on schedule". It was a bit stressful at first. My girlfriend uses excel. She has more natural great habits in terms of finances than I do. --- Donny: Are they gonna hurt us, Walter? Walter: No, Donny. These men are cowards. <cite>neonreaper posted [p:924184106] in What do yo... [t:77836239]...</cite> <quote>Pen and paper - I use a light colored construction paper (different color for each month) and a sharpie. For me it helps add emphasis to my good and bad decisions when I have to write it out. I also write the "6 month plan" and the "1 month plan" on each month, so I can see where I'm at. I found that the "I don't budget but I live comfortably" years involved a lot of waste. That lead to bad habits. Once I started better tracking, I found that I could spend considerably less on dining out and Christmas presents and my life wasn't any worse or less comfortable. Being ahead of schedule became the new "being on schedule". It was a bit stressful at first. My girlfriend uses excel. She has more natural great habits in terms of finances than I do.</quote> ... Copied to Clipboard!
Waluigi1 07/03/19 8:53:05 AM #30:	Snrkiko posted... my guilt I like this answer. --- PSN, and GT: Waluigi1 Switch FC: SW-6848-3841-9099 <cite>Waluigi1 posted [p:924184166] in What do yo... [t:77836239]...</cite> <quote><cite>Snrkiko posted...</cite> <quote>my guilt</quote> I like this answer.</quote> ... Copied to Clipboard!
Steiner 07/03/19 11:43:47 AM #31:	turbopuns3 posted... People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably" why would anybody be afraid to say that --- Advokaiser makes me feel eternal. All this pain is an illusion. <cite>Steiner posted [p:924189769] in What do yo... [t:77836239]...</cite> <quote><cite>turbopuns3 posted...</cite> <quote>People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"</quote> why would anybody be afraid to say that</quote> ... Copied to Clipboard!
LOLIAmAnAlt 07/03/19 11:59:07 AM #32:	I tried ynab a few years ago. It lasted 2 or 3 months and basically just turned into a log of reciepts. --- lllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllll lllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllllll <cite>LOLIAmAnAlt posted [p:924190342] in What do yo... [t:77836239]...</cite> <quote>I tried ynab a few years ago. It lasted 2 or 3 months and basically just turned into a log of reciepts.</quote> ... Copied to Clipboard!
greengravy294 07/03/19 1:55:54 PM #33:	I have my lawyer, Drakeryn, run my estate --- https://imgur.com/a/LEqiW https://imgur.com/iXHxhET <cite>greengravy294 posted [p:924195144] in What do yo... [t:77836239]...</cite> <quote>I have my lawyer, Drakeryn, run my estate</quote> ... Copied to Clipboard!
turbopuns3 07/03/19 6:01:34 PM #34:	Steiner posted... turbopuns3 posted... People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably" why would anybody be afraid to say that Idk I was drinking at the time <cite>turbopuns3 posted [p:924206035] in What do yo... [t:77836239]...</cite> <quote><cite>Steiner posted...</cite> <quote><cite>turbopuns3 posted...</cite> <quote>People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"</quote> why would anybody be afraid to say that</quote> Idk I was drinking at the time</quote> ... Copied to Clipboard!
WickIebee 07/03/19 6:07:13 PM #35:	Arti posted... NFUN posted... ninkendo posted... TomNook posted... My brain --- I'll just go back to gifs. Not like the winner was gonna click my topic. https://imgur.com/SXyi7uX <cite>WickIebee posted [p:924206276] in What do yo... [t:77836239]...</cite> <quote><cite>Arti posted...</cite> <quote><cite>NFUN posted...</cite> <quote><cite>ninkendo posted...</cite> <quote><cite>TomNook posted...</cite> <quote>My brain</quote></quote></quote></quote></quote> ... Copied to Clipboard!
Grand Kirby 07/03/19 8:43:16 PM #36:	Notepad and a calculator --- Okay, I rolled a 14. What's that mean? Hsu That you're a cheater. This is a 12-sided die. Chan <cite>Grand Kirby posted [p:924212650] in What do yo... [t:77836239]...</cite> <quote>Notepad and a calculator</quote> ... Copied to Clipboard!
Steiner 07/04/19 4:54:26 AM #37:	turbopuns3 posted... Steiner posted... turbopuns3 posted... People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably" why would anybody be afraid to say that Idk I was drinking at the time this board needs more honesty like this --- Advokaiser makes me feel eternal. All this pain is an illusion. <cite>Steiner posted [p:924227798] in What do yo... [t:77836239]...</cite> <quote><cite>turbopuns3 posted...</cite> <quote><cite>Steiner posted...</cite> <quote><cite>turbopuns3 posted...</cite> <quote>People who said "my brain" are just afraid to say "I don't actually budget but also I live comfortably"</quote> why would anybody be afraid to say that</quote> Idk I was drinking at the time</quote> this board needs more honesty like this</quote> ... Copied to Clipboard!
Nrrr 07/04/19 4:55:54 AM #38:	Grand Kirby posted... Notepad and a calculator fuck yeah im not the only notepad weirdo <cite>Nrrr posted [p:924227822] in What do yo... [t:77836239]...</cite> <quote><cite>Grand Kirby posted...</cite> <quote>Notepad and a calculator</quote> fuck yeah im not the only notepad weirdo</quote> ... Copied to Clipboard!
Bartzyx 07/04/19 1:32:58 PM #39:	is that a notepad or Notepad --- The King is dead. "The general space can always succeed to succeed. He is very deceitful." <cite>Bartzyx posted [p:924240374] in What do yo... [t:77836239]...</cite> <quote>is that a notepad or Notepad</quote> ... Copied to Clipboard!
MZero11 07/05/19 1:18:44 AM #40:	I use an app on my phone called iSaveMoney or something when I remember to use it anyway! --- MZero, to the extreme Listen to Advokaiser's bracket, this may be our last chance <cite>MZero11 posted [p:924264748] in What do yo... [t:77836239]...</cite> <quote>I use an app on my phone called iSaveMoney or something when I remember to use it anyway!</quote> ... Copied to Clipboard!
Surskit 07/05/19 1:59:25 AM #41:	I usually just make sure to save a specific part of my monthly salary as soon as I receive it. I'm not a huge spender so it's never really a problem. --- .-#Elements of Water#-. <cite>Surskit posted [p:924265645] in What do yo... [t:77836239]...</cite> <quote>I usually just make sure to save a specific part of my monthly salary as soon as I receive it. I'm not a huge spender so it's never really a problem.</quote> ... Copied to Clipboard!
Uglyface2 07/05/19 5:54:08 AM #42:	I've got a Minit account, but the site keeps having problems accessing my accounts so I just don't bother with it. My usual approach is to use a pen and paper, and sometimes bring in Excel if I need to do longer-term planning. <cite>Uglyface2 posted [p:924269282] in What do yo... [t:77836239]...</cite> <quote>I've got a Minit account, but the site keeps having problems accessing my accounts so I just don't bother with it. My usual approach is to use a pen and paper, and sometimes bring in Excel if I need to do longer-term planning.</quote> ... Copied to Clipboard!
5tarscream 07/05/19 12:54:15 PM #43:	My wife. Hey look at this. We should get one/go here/do this.... No. <cite>5tarscream posted [p:924280047] in What do yo... [t:77836239]...</cite> <quote>My wife. Hey look at this. We should get one/go here/do this.... No.</quote> ... Copied to Clipboard!
CoolCly 07/05/19 1:04:39 PM #44:	I use Mint and it's extremely helpful. I used to do it in excel but it was too much work. Mint gives me all the data in very informative graphs for almost zero effort. It does a good jobstarkly telling me how I'm eating out too much or I'm buying too many video games or I'm reloading my starbucks card too often or I've signed up for too many monthly subscriptions. It's like MyFitnessPal with calories- when you have to actually look ati t and acknowledge the choices you make it helps you make better choices. I don't want to look at my mint graphs at the end of the month and be disappointed in myself. --- The batman villians all seem to be one big joke that batman refuses to laugh at - SantaRPG <cite>CoolCly posted [p:924280480] in What do yo... [t:77836239]...</cite> <quote>I use Mint and it's extremely helpful. I used to do it in excel but it was too much work. Mint gives me all the data in very informative graphs for almost zero effort. It does a good jobstarkly telling me how I'm eating out too much or I'm buying too many video games or I'm reloading my starbucks card too often or I've signed up for too many monthly subscriptions. It's like MyFitnessPal with calories- when you have to actually look ati t and acknowledge the choices you make it helps you make better choices. I don't want to look at my mint graphs at the end of the month and be disappointed in myself.</quote> ... Copied to Clipboard!
RPGlord95 07/05/19 1:15:14 PM #45:	Look at this Bartz. Isn't he neat --- Whiskey Nick on his cell phone "Every man's heart one day beats its final beat." -Warrior <cite>RPGlord95 posted [p:924280919] in What do yo... [t:77836239]...</cite> <quote>Look at this Bartz. Isn't he neat</quote> ... Copied to Clipboard!
Topic List	Page List: 1

Board 8 > What do you use to budget? (+) Yeah! (+)

Board 8 > What do you use to budget?