Board 8 > Does anyone here have experience with the Target REDCard?

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GANON1025
07/13/19 1:55:04 PM
#1:


I do shop at Target quite a bit, so the 5% off every purchase would be big. I've been very iffy on these store-specific credit cards, but I know Target also offers a debit card version. I already have amazing credit with multiple lines of credit, so I don't need another credit card JUST for that either I think.
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BlueCrystalTear
07/13/19 2:05:08 PM
#2:


For me, it's been fucking amazing. The 5% off everything - literally EVERYTHING in the store, except for the pharmacy and optical - adds up, especially when mixed with Cartwheel and sales. I got the credit card in hopes that it'd improve my credit score even more (I too have an Excellent score, but only had a handful of accounts), but if you don't need the additional accounts, the debit card might be preferable since the account age would drop initially.

I've never been late with a payment since I don't buy more than I can afford, so I can't speak there. If you shop at Target as regularly as I do (I live two blocks away), then you should absolutely get one.
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NowItsAngeTime
07/13/19 2:07:46 PM
#3:


I use it, but probably not as much as I should
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Corrik7
07/13/19 2:22:22 PM
#4:


GANON1025 posted...
I do shop at Target quite a bit, so the 5% off every purchase would be big. I've been very iffy on these store-specific credit cards, but I know Target also offers a debit card version. I already have amazing credit with multiple lines of credit, so I don't need another credit card JUST for that either I think.

It is a good card to use. Especially if you shop there a lot. They will cancel it if you go 1 year without using it. Almost impossible to beat the 5% off. Especially because it is a % off entirely and not cash back.

Amazon Prime members have a 5% cashback card also for Amazon. I suggest getting this also if you have Prime and use Amazon.
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Underleveled
07/13/19 3:16:45 PM
#5:


NowItsAngeTime posted...
I use it, but probably not as much as I should

This. Debit version.
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ChaosTonyV4
07/13/19 3:20:11 PM
#6:


If im shopping at Target, Im using my Redcard
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Leafeon13N
07/13/19 3:44:45 PM
#7:


I really want to get one just to load up on Disney gift cards(which then essentially turn into an extra 5% off my annual pass and future food and merchandise)
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greengravy294
07/13/19 3:50:54 PM
#9:


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Bartzyx
07/13/19 5:24:24 PM
#10:


My wife uses the debit card. she doesn't have any complaints
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