Poll of the Day > Do you live paycheck to paycheck?

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LinkPizza
04/12/18 3:13:45 PM
#1:


Do you live paycheck to paycheck? - Results (22 votes)
Yes
31.82% (7 votes)
7
No
50% (11 votes)
11
Other (Please Explain)
18.18% (4 votes)
4
Why or why not, I guess. And are you single or love with someone(roommate(s), SO(of any kind), family, etc...
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FrozenBananas
04/12/18 3:15:36 PM
#2:


Yes, because it's the only thing I can do, for now.

And I live alone, single
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ReggieTheReckless
04/12/18 3:15:41 PM
#3:


right now... kind of?

I'm still job hunting after graduate school for a decent position and my wife works but doesn't make enough for the both of us to really save a lot
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Ogurisama
04/12/18 3:17:15 PM
#4:


Not really

Last little while I have been putting extra money on my credit cards to get them paid off. But always make payments at then end of each pay period
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LinkPizza
04/12/18 3:17:49 PM
#5:


I feel like it's more common these days. Even when I feel like I'm back on track, I'm never making enough to save, it seems...
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WastelandCowboy
04/12/18 3:18:43 PM
#6:


Yes. I dont do much and live with my mother. After bills, I have enough to pay for a couple comforts like Netflix and Patreon. I do put aside $100 every paycheck and drop this into my savings. Its not much but it adds up over time.
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RCtheWSBC
04/12/18 3:19:02 PM
#7:


Yeah, working part-time while in school sucks
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Kyuubi4269
04/12/18 3:21:16 PM
#8:


No, I'm single and don't waste my money on drink, drugs, gambling or social activities.
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LinkPizza
04/12/18 3:21:56 PM
#9:


FrozenBananas posted...
Yes, because it's the only thing I can do, for now.

And I live alone, single

It is harder alone...

ReggieTheReckless posted...
right now... kind of?

I'm still job hunting after graduate school for a decent position and my wife works but doesn't make enough for the both of us to really save a lot

So maybe you won't once you get the other job...

WastelandCowboy posted...
Yes. I dont do much and live with my mother. After bills, I have enough to pay for a couple comforts like Netflix and Patreon. I do put aside $100 every paycheck and drop this into my savings. Its not much but it adds up over time.

That's not bad. At least you're saving up.

RCtheWSBC posted...
Yeah, working part-time while in school sucks

Very time consuming. Plus, you have a kitty now. Managing time between school and work, and now a pet can definitely makes days busier...

Kyuubi4269 posted...
No, I'm single and don't waste my money on drink, drugs, gambling or social activities.

It's not always those things that waste money. I haven't bought alcohol in a while(except on vacation), but I had money set aside... I don't do drugs(or need a prescription right now), no gambling for me, and I haven't gone out socially since the last time I went home. I do buy games every once in a while, but not enough to break the bank. I think it's just so many bills for me. And my truck payment...
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ReggieTheReckless
04/12/18 3:22:02 PM
#10:


RCtheWSBC posted...
Yeah, working part-time while in school sucks

whats your stipend like if you dont mind me asking? and do you have an work associated with your program like a research position or is it just classes?

I did 40-ish hours in my program because it was all lab research after classes were done after the first year or two, but my stipend was 27k-ish because they knew we would be working

just trying to figure out if your hourly workload plus parttime job gives you more or less
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PMarth2002
04/12/18 3:28:38 PM
#11:


I have a couple of grand saved up from when I lived with my parents for a year and change, and I work for tips, so I'm never more than a workday without some money coming..
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LinkPizza
04/12/18 3:31:26 PM
#12:


PMarth2002 posted...
I have a couple of grand saved up from when I lived with my parents for a year and change, and I work for tips, so I'm never more than a workday without some money coming..

I guess that's lucky as long as you make enough...

RCtheWSBC posted...
Yeah, working part-time while in school sucks

Also, I wish I could make enough to live on from a part-time job. If I could, then the money from a full-time would be pretty awesome...
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Wii3Kings
04/12/18 3:31:30 PM
#13:


No. I grew up really poor and lived well below the poverty line at the time. Ever since I started working I had been very frugal with my money. I still live very thrifty like when I was growing up. My wife has also been good with managing money.

I hate to sound like I'm bragging and I try and make sure my kids work for their money and save it. I have paid them for their chores by "direct deposit" and they pay for things with fake checks I've made so they learned at a young age how to balance a check book.
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LinkPizza
04/12/18 3:34:50 PM
#14:


Wii3Kings posted...
No. I grew up really poor and lived well below the poverty line at the time. Ever since I started working I had been very frugal with my money. I still live very thrifty like when I was growing up. My wife has also been good with managing money.

I hate to sound like I'm bragging and I try and make sure my kids work for their money and save it. I have paid them for their chores by "direct deposit" and they pay for things with fake checks I've made so they learned at a young age how to balance a check book.

I guess everywhere has their way to do things. I read an article written by someone who had grown up poor. And they do live very thifty when they are adults, It is a very good way to make sure it never happens again. And you do have a good way to teach you kids about money. I personally couldn't do that for my kids(if I have any of my own, but I probably won't. My SO already has some. Haha), but it is a good way to teach...
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RCtheWSBC
04/12/18 3:41:49 PM
#15:


ReggieTheReckless posted...
whats your stipend like if you dont mind me asking?

Non-existent. I'm in two masters programs. I got scholarships from both that are essentially discounts on my tuition bill; I never see any of that money. I get ~$4,000 in federal work study.

ReggieTheReckless posted...
and do you have an work associated with your program like a research position or is it just classes?

Social work program requires ~500 hours of field experience--unpaid. Public policy program doesn't even require internship experience to graduate.
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JanwayDaahl
04/12/18 3:53:32 PM
#16:


Kyuubi4269 posted...
No, I'm single and don't waste my money on drink, drugs, gambling or social activities.


Honestly a lot of people that I've met who complain about how little money they have also tend to have really bad spending habits. If money is tight, you have to give up some luxuries and plan ahead better.
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SKARDAVNELNATE
04/12/18 4:09:07 PM
#17:


No, the ability to do that would actually be an improvement.
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Dikitain
04/12/18 4:15:17 PM
#18:


Short Answer: No

Long Answer: Most of my co-workers who are paid similarly to me have a wife, 2 - 3 kids, a house, and can live comfortably on just their income (aka, stay at home mom). I am single with no kids and a house. Over half of my money goes into retirement funds and savings.
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Troll_Police_
04/12/18 4:17:48 PM
#19:


i live within my means, and im a responsible and productive member of society so no.

you all wanna know the 3 keys to not being permanently poor in the US?

1. Graduate highschool
2. dont have kids out of wedlock
3. get a job

statistically speaking, if you do these 3 things, you have over a 99% chance of not being permanently poor
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LinkPizza
04/12/18 4:21:04 PM
#20:


Troll_Police_ posted...
i live within my means, and im a responsible and productive member of society so no.

you all wanna know the 3 keys to not being permanently poor in the US?

1. Graduate highschool
2. dont have kids out of wedlock
3. get a job

statistically speaking, if you do these 3 things, you have over a 99% chance of not being permanently poor

Sure. But living paycheck to paycheck, isn't exactly poor. Not in my book. And I know a good chunk of military members who follow those theee rules and have an even worse time than I do when air comes to money. That being said, some of them are really bad with money. But a lot just have bills and debts to pay off...
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Troll_Police_
04/12/18 4:27:11 PM
#21:


LinkPizza posted...
Troll_Police_ posted...
i live within my means, and im a responsible and productive member of society so no.

you all wanna know the 3 keys to not being permanently poor in the US?

1. Graduate highschool
2. dont have kids out of wedlock
3. get a job

statistically speaking, if you do these 3 things, you have over a 99% chance of not being permanently poor

Sure. It living paycheck to paycheck, isn't exactly poor. Not in my book. And I know a good chunk of military members who follow those theee rules and have an even worse time than I do when air comes to money. That being said, some of them are really bad with money. But a lot just have bills and debts to pay off...


i mean if all we gotta do is give anecdotal evidence then i know a bunch of guys who did all 3 of those things and they are totally fine. hmmm, that added absolutely nothing of substance to the conversation.

and it doesnt matter what your definition of poor is, because it actually has a definition:

poor
poor,pr/
adjective: poor; comparative adjective: poorer; superlative adjective: poorest

1. lacking sufficient money to live at a standard considered comfortable or normal in a society.

in American society it is considered "normal" and "comfortable" to be able to raise a family and plan for your retirement, meaning that so long as you follow those 3 rules, you have over a 99% chance of accomplishing both of those things.
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LinkPizza
04/12/18 4:42:23 PM
#22:


Troll_Police_ posted...
LinkPizza posted...
Troll_Police_ posted...
i live within my means, and im a responsible and productive member of society so no.

you all wanna know the 3 keys to not being permanently poor in the US?

1. Graduate highschool
2. dont have kids out of wedlock
3. get a job

statistically speaking, if you do these 3 things, you have over a 99% chance of not being permanently poor

Sure. It living paycheck to paycheck, isn't exactly poor. Not in my book. And I know a good chunk of military members who follow those theee rules and have an even worse time than I do when air comes to money. That being said, some of them are really bad with money. But a lot just have bills and debts to pay off...


i mean if all we gotta do is give anecdotal evidence then i know a bunch of guys who did all 3 of those things and they are totally fine. hmmm, that added absolutely nothing of substance to the conversation.

and it doesnt matter what your definition of poor is, because it actually has a definition:

poor
poor,pr/
adjective: poor; comparative adjective: poorer; superlative adjective: poorest

1. lacking sufficient money to live at a standard considered comfortable or normal in a society.

in American society it is considered "normal" and "comfortable" to be able to raise a family and plan for your retirement, meaning that so long as you follow those 3 rules, you have over a 99% chance of accomplishing both of those things.

I wouldn't say absolutely nothing, but whatever... anyway, 99% seems way to high... That being said, maybe it's not the definition of poor, but what "American society considers normal" that needs to change...
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Blue_Thunder
04/12/18 4:43:18 PM
#23:


Other: financial aid payout to financial aid payout. My family's also been relatively poor, and I learned early on to live as far below my means as I could manage. Fortunately, the financial aid system for my college is good to low income families. I wouldn't be able to take classes full time and work and get good grades, but I work summers to give myself a bit of cushion since once that payout is gone, it's gone.
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SunWuKung420
04/12/18 4:44:41 PM
#24:


No.
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Noop_Noop
04/12/18 4:44:43 PM
#25:


LinkPizza posted...
Troll_Police_ posted...
LinkPizza posted...
Troll_Police_ posted...
i live within my means, and im a responsible and productive member of society so no.

you all wanna know the 3 keys to not being permanently poor in the US?

1. Graduate highschool
2. dont have kids out of wedlock
3. get a job

statistically speaking, if you do these 3 things, you have over a 99% chance of not being permanently poor

Sure. It living paycheck to paycheck, isn't exactly poor. Not in my book. And I know a good chunk of military members who follow those theee rules and have an even worse time than I do when air comes to money. That being said, some of them are really bad with money. But a lot just have bills and debts to pay off...


i mean if all we gotta do is give anecdotal evidence then i know a bunch of guys who did all 3 of those things and they are totally fine. hmmm, that added absolutely nothing of substance to the conversation.

and it doesnt matter what your definition of poor is, because it actually has a definition:

poor
poor,pr/
adjective: poor; comparative adjective: poorer; superlative adjective: poorest

1. lacking sufficient money to live at a standard considered comfortable or normal in a society.

in American society it is considered "normal" and "comfortable" to be able to raise a family and plan for your retirement, meaning that so long as you follow those 3 rules, you have over a 99% chance of accomplishing both of those things.

I wouldn't say absolutely nothing, but whatever... anyway, 99% seems way to high... That being said, maybe it's not the definition of poor, but what "American society considers normal" that needs to change...


American society thinks raising a family and having a comfortable retirement is normal. Why in the fuck would that need to change? That is the bare minimum level expected for people who put in the bare minimum required effort.
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Noop_Noop
04/12/18 4:45:47 PM
#26:


SunWuKung420 posted...
No.


Because you don't get a paycheck because you don't have a job, because you mooch off of your poor wife.
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Kungfu Kenobi
04/12/18 4:52:16 PM
#27:


Almost. I manage to scrape by a little bit of savings here and there, but it's not much, not something I could live off of or withstand an emergency with. Most of my money goes right into cost of living, without much wiggle room.
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RedSeaisAlive
04/12/18 4:54:38 PM
#28:


RCtheWSBC posted...
ReggieTheReckless posted...
whats your stipend like if you dont mind me asking?

Non-existent. I'm in two masters programs. I got scholarships from both that are essentially discounts on my tuition bill; I never see any of that money. I get ~$4,000 in federal work study.

ReggieTheReckless posted...
and do you have an work associated with your program like a research position or is it just classes?

Social work program requires ~500 hours of field experience--unpaid. Public policy program doesn't even require internship experience to graduate.

Bro what
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LinkPizza
04/12/18 5:06:03 PM
#29:


Noop_Noop posted...
LinkPizza posted...
Troll_Police_ posted...
LinkPizza posted...
Troll_Police_ posted...
i live within my means, and im a responsible and productive member of society so no.

you all wanna know the 3 keys to not being permanently poor in the US?

1. Graduate highschool
2. dont have kids out of wedlock
3. get a job

statistically speaking, if you do these 3 things, you have over a 99% chance of not being permanently poor

Sure. It living paycheck to paycheck, isn't exactly poor. Not in my book. And I know a good chunk of military members who follow those theee rules and have an even worse time than I do when air comes to money. That being said, some of them are really bad with money. But a lot just have bills and debts to pay off...


i mean if all we gotta do is give anecdotal evidence then i know a bunch of guys who did all 3 of those things and they are totally fine. hmmm, that added absolutely nothing of substance to the conversation.

and it doesnt matter what your definition of poor is, because it actually has a definition:

poor
poor,pr/
adjective: poor; comparative adjective: poorer; superlative adjective: poorest

1. lacking sufficient money to live at a standard considered comfortable or normal in a society.

in American society it is considered "normal" and "comfortable" to be able to raise a family and plan for your retirement, meaning that so long as you follow those 3 rules, you have over a 99% chance of accomplishing both of those things.

I wouldn't say absolutely nothing, but whatever... anyway, 99% seems way to high... That being said, maybe it's not the definition of poor, but what "American society considers normal" that needs to change...


American society thinks raising a family and having a comfortable retirement is normal. Why in the fuck would that need to change? That is the bare minimum level expected for people who put in the bare minimum required effort.

Because it already seems to be. People these days seem less concerned about raising a family then they were teas ago. Also, it seems like more and more people are living paycheck to paycheck recently. If poor is normal these days, that makes it the new norm. I always saw poor as more like struggling to have enough or always worried about bills or late with them. Lots of people living paycheck to paycheck can actually live comfortable lives. Also, I don't the last sentence. Not everyone can have a good job that pays more than what you need. It depends on everything in your life and the area you live it. Some areas are just expensive to live there... so, they put on a lot of work and only get the bare minimum...

Edit: As for raising a family, you can still do that living paycheck to paycheck. Also, having a retirement set up isn't always gareenteed. Especially when things that can cost a lot of money happen. Or when you're retirement was set up through you company and something happpens. Or when it comes to people in the military. Retirement works a little different in their case... depending...
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RCtheWSBC
04/12/18 5:11:29 PM
#30:


RedSeaisAlive posted...
RCtheWSBC posted...
ReggieTheReckless posted...
whats your stipend like if you dont mind me asking?

Non-existent. I'm in two masters programs. I got scholarships from both that are essentially discounts on my tuition bill; I never see any of that money. I get ~$4,000 in federal work study.

ReggieTheReckless posted...
and do you have an work associated with your program like a research position or is it just classes?

Social work program requires ~500 hours of field experience--unpaid. Public policy program doesn't even require internship experience to graduate.

Bro what

What? Grad school ain't cheap. It's a calculated investment to return to school.
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Noop_Noop
04/12/18 5:35:12 PM
#31:


LinkPizza posted...
Noop_Noop posted...
LinkPizza posted...
Troll_Police_ posted...
LinkPizza posted...
Troll_Police_ posted...
i live within my means, and im a responsible and productive member of society so no.

you all wanna know the 3 keys to not being permanently poor in the US?

1. Graduate highschool
2. dont have kids out of wedlock
3. get a job

statistically speaking, if you do these 3 things, you have over a 99% chance of not being permanently poor

Sure. It living paycheck to paycheck, isn't exactly poor. Not in my book. And I know a good chunk of military members who follow those theee rules and have an even worse time than I do when air comes to money. That being said, some of them are really bad with money. But a lot just have bills and debts to pay off...


i mean if all we gotta do is give anecdotal evidence then i know a bunch of guys who did all 3 of those things and they are totally fine. hmmm, that added absolutely nothing of substance to the conversation.

and it doesnt matter what your definition of poor is, because it actually has a definition:

poor
poor,pr/
adjective: poor; comparative adjective: poorer; superlative adjective: poorest

1. lacking sufficient money to live at a standard considered comfortable or normal in a society.

in American society it is considered "normal" and "comfortable" to be able to raise a family and plan for your retirement, meaning that so long as you follow those 3 rules, you have over a 99% chance of accomplishing both of those things.

I wouldn't say absolutely nothing, but whatever... anyway, 99% seems way to high... That being said, maybe it's not the definition of poor, but what "American society considers normal" that needs to change...


American society thinks raising a family and having a comfortable retirement is normal. Why in the fuck would that need to change? That is the bare minimum level expected for people who put in the bare minimum required effort.

Because it already seems to be. People these days seem less concerned about raising a family then they were teas ago. Also, it seems like more and more people are living paycheck to paycheck recently. If poor is normal these days, that makes it the new norm. I always saw poor as more like struggling to have enough or always worried about bills or late with them. Lots of people living paycheck to paycheck can actually live comfortable lives. Also, I don't the last sentence. Not everyone can have a good job that pays more than what you need. It depends on everything in your life and the area you live it. Some areas are just expensive to live there... so, they put on a lot of work and only get the bare minimum...


'it seems like' means jack shit though. That's all based on anecdotal evidence which means fuck all.

The fact of the matter is that while the wage gap certainly is growing, the average standard of living is as well. Even the lower class today enjoys luxuries that people 20 years ago would have seen as pretty much exclusively upper class. People 50 years ago would have seen it as royalty.

Like I said, people who think they need more to be happy will never be happy. They will. Just always want more.
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Dynalo
04/12/18 5:40:33 PM
#32:


Thankfully no. Definitely did when I was in school, but I secured a good paying job and have been living comfortably since then. I was aggressively paying off debt for the first several years, so I don't have as much saved as I'd like, but I'm able to put plenty away each month now.
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darkknight109
04/12/18 5:42:21 PM
#33:


Nope.

I actually discovered a while back that I'm a one percenter by US standards (and, in the process, discovered that the threshold for that was lower than I thought it was).

And I'm single.
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dancer62
04/12/18 5:42:30 PM
#34:


Noop_Noop posted...
LinkPizza posted...
Troll_Police_ posted...
LinkPizza posted...
Troll_Police_ posted...
i live within my means, and im a responsible and productive member of society so no.

you all wanna know the 3 keys to not being permanently poor in the US?

1. Graduate highschool
2. dont have kids out of wedlock
3. get a job

statistically speaking, if you do these 3 things, you have over a 99% chance of not being permanently poor

Sure. It living paycheck to paycheck, isn't exactly poor. Not in my book. And I know a good chunk of military members who follow those theee rules and have an even worse time than I do when air comes to money. That being said, some of them are really bad with money. But a lot just have bills and debts to pay off...


i mean if all we gotta do is give anecdotal evidence then i know a bunch of guys who did all 3 of those things and they are totally fine. hmmm, that added absolutely nothing of substance to the conversation.

and it doesnt matter what your definition of poor is, because it actually has a definition:

poor
poor,pr/
adjective: poor; comparative adjective: poorer; superlative adjective: poorest

1. lacking sufficient money to live at a standard considered comfortable or normal in a society.

in American society it is considered "normal" and "comfortable" to be able to raise a family and plan for your retirement, meaning that so long as you follow those 3 rules, you have over a 99% chance of accomplishing both of those things.

I wouldn't say absolutely nothing, but whatever... anyway, 99% seems way to high... That being said, maybe it's not the definition of poor, but what "American society considers normal" that needs to change...


American society thinks raising a family and having a comfortable retirement is normal. Why in the fuck would that need to change? That is the bare minimum level expected for people who put in the bare minimum required effort.

Retired. Grad degree, working professional all my life- but- mostly nonprofits, and a lot of pro bono work.

Living mostly on Social Security, teach a few classes, cheap apartment, main car is an $800 beater, two 30+ year old sports cars stashed away that I maintain myself, my main luxury is airplane rental for flying hours.

So.. yes and no, monthly check to monthly check, try to maintain some reserve, poor by a lot of standards, should I have been more mercenary when working?
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Blightzkrieg
04/12/18 5:50:17 PM
#35:


I live suicide attempt to suicide attempt.
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LinkPizza
04/12/18 5:51:09 PM
#36:


I believe they did studies. And it showed that like 70% or 80% or American live paycheck to paycheck. It's mostly likely not 100% correct because they haven't asked everyone, but it's probably around that amount...

And just because you can't be happy with more money doesn't mean others wouldn't be happier with more than what they're making. I know I would be. And it seems like a bunch of the people living paycheck to paycheck would be happier if they made even a little more...
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AllstarSniper32
04/12/18 5:55:20 PM
#37:


Yup.
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If the people only understood the rank injustice of our money and banking systems, there would be a revolution before morning - Andrew Jackson
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Noop_Noop
04/12/18 5:56:36 PM
#38:


LinkPizza posted...
I believe they did studies. And it showed that like 70% or 80% or American live paycheck to paycheck. It's mostly likely not 100% correct because they haven't asked everyone, but it's probably around that amount...

And just because you can't be happy with more money doesn't mean others wouldn't be happier with more than what they're making. I know I would be. And it seems like a bunch of the people living paycheck to paycheck would be happier if they made even a little more...


There you go with that 'seems like' again.

And sure, maybe those people would be happier. What exactly are you trying to say though? Does the fact that they might be happier with more money mean they deserve more money?

Not everyone deserves to be happy. Some people are total fuck ups, some of them are gigantic assholes, and some are just plain lazy. Happiness isn't a right, it's a fucking privilege. One that people NEED to work for in order for society to advance and produce.
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LinkPizza
04/12/18 6:21:42 PM
#39:


Noop_Noop posted...
LinkPizza posted...
I believe they did studies. And it showed that like 70% or 80% or American live paycheck to paycheck. It's mostly likely not 100% correct because they haven't asked everyone, but it's probably around that amount...

And just because you can't be happy with more money doesn't mean others wouldn't be happier with more than what they're making. I know I would be. And it seems like a bunch of the people living paycheck to paycheck would be happier if they made even a little more...


There you go with that 'seems like' again.

And sure, maybe those people would be happier. What exactly are you trying to say though? Does the fact that they might be happier with more money mean they deserve more money?

Not everyone deserves to be happy. Some people are total fuck ups, some of them are gigantic assholes, and some are just plain lazy. Happiness isn't a right, it's a fucking privilege. One that people NEED to work for in order for society to advance and produce.

Fine. I know you're a troll, but I'll say this instead. I'm sure that most people who love paycheck to paycheck would be happy with an extra $100 or $200 a month. When did I say something about deserving more money? I just said that more money can help people become happier. And it's true. I'd be happier if I made more because that's less stress when the time to pay bills come around. Or so, I can go out to a nice dinner or buy something nice that I want every once in a while.
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Official King of Kings
Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around.
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Noop_Noop
04/12/18 6:25:33 PM
#40:


LinkPizza posted...
Noop_Noop posted...
LinkPizza posted...
I believe they did studies. And it showed that like 70% or 80% or American live paycheck to paycheck. It's mostly likely not 100% correct because they haven't asked everyone, but it's probably around that amount...

And just because you can't be happy with more money doesn't mean others wouldn't be happier with more than what they're making. I know I would be. And it seems like a bunch of the people living paycheck to paycheck would be happier if they made even a little more...


There you go with that 'seems like' again.

And sure, maybe those people would be happier. What exactly are you trying to say though? Does the fact that they might be happier with more money mean they deserve more money?

Not everyone deserves to be happy. Some people are total fuck ups, some of them are gigantic assholes, and some are just plain lazy. Happiness isn't a right, it's a fucking privilege. One that people NEED to work for in order for society to advance and produce.

Fine. I know you're a troll, but I'll say this instead. I'm sure that most people who love paycheck to paycheck would be happy with an extra $100 or $200 a month. When did I say something about deserving more money? I just said that more money can help people become happier. And it's true. I'd be happier if I made more because that's less stress when the time to pay bills come around. Or so, I can go out to a nice dinner or buy something nice that I want every once in a while.


Hey, I've actually been completely civil with you, and I thought we were having a reasonable discourse. If you don't feel the same then I guess that sucks.

I was just trying to make sure I understood where you were were trying to come from.

As I understand it, your stance is that (at least to some extent) money is required to be happy, and living paycheck to paycheck is most likely going to mean you are unhappy, correct?
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LinkPizza
04/12/18 6:32:30 PM
#41:


Noop_Noop posted...
LinkPizza posted...
Noop_Noop posted...
LinkPizza posted...
I believe they did studies. And it showed that like 70% or 80% or American live paycheck to paycheck. It's mostly likely not 100% correct because they haven't asked everyone, but it's probably around that amount...

And just because you can't be happy with more money doesn't mean others wouldn't be happier with more than what they're making. I know I would be. And it seems like a bunch of the people living paycheck to paycheck would be happier if they made even a little more...


There you go with that 'seems like' again.

And sure, maybe those people would be happier. What exactly are you trying to say though? Does the fact that they might be happier with more money mean they deserve more money?

Not everyone deserves to be happy. Some people are total fuck ups, some of them are gigantic assholes, and some are just plain lazy. Happiness isn't a right, it's a fucking privilege. One that people NEED to work for in order for society to advance and produce.

Fine. I know you're a troll, but I'll say this instead. I'm sure that most people who love paycheck to paycheck would be happy with an extra $100 or $200 a month. When did I say something about deserving more money? I just said that more money can help people become happier. And it's true. I'd be happier if I made more because that's less stress when the time to pay bills come around. Or so, I can go out to a nice dinner or buy something nice that I want every once in a while.


Hey, I've actually been completely civil with you, and I thought we were having a reasonable discourse. If you don't feel the same then I guess that sucks.

I was just trying to make sure I understood where you were were trying to come from.

As I understand it, your stance is that (at least to some extent) money is required to be happy, and living paycheck to paycheck is most likely going to mean you are unhappy, correct?

Nope. Living paycheck to paycheck doesn't mean I have no money. It's means that I'll need that next paycheck to live. So, I have money. And as I said earlier, you need at least enough money to live to be happy. And a little extra to get you nice things could end up making you happier. Like little luxuries here and there. Like a nice dinner, a game you wanted, a new shirt, etc...
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Official King of Kings
Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around.
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faramir77
04/12/18 7:38:52 PM
#42:


No, and if you're not a single parent or a student I honestly have no idea how you could be living paycheck to paycheck.

I live in a pretty cozy apartment but my monthly expenses could still be covered with a minimum wage job.
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-- Defeating the Running Man of Ocarina of Time in a race since 01/17/2009. --
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TheCyborgNinja
04/12/18 7:59:26 PM
#43:


I picked "other" because my dad's well enough off to the point it doesn't matter whether I even work or not.
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"message parlor" ? do you mean the post office ? - SlayerX888
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Andromicus
04/12/18 8:01:38 PM
#44:


faramir77 posted...
No, and if you're not a single parent or a student I honestly have no idea how you could be living paycheck to paycheck.

I live in a pretty cozy apartment but my monthly expenses could still be covered with a minimum wage job.

Where I live the cheapest one room apartments start at 1600 a month
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Blaqthourne
04/12/18 8:01:53 PM
#45:


No.
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http://www.backloggery.com/Blaqthourne Now playing: Shin Megami Tensei: Persona 3 Portable (PSP) -- started 4/9/2018
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LinkPizza
04/12/18 8:22:39 PM
#46:


Andromicus posted...
faramir77 posted...
No, and if you're not a single parent or a student I honestly have no idea how you could be living paycheck to paycheck.

I live in a pretty cozy apartment but my monthly expenses could still be covered with a minimum wage job.

Where I live the cheapest one room apartments start at 1600 a month

A lot of places don't have cheap living...
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Official King of Kings
Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around.
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Firewood18
04/12/18 8:44:06 PM
#47:


Yes. I am alive the time between paychecks.

But seriously it's sort of. I have enough put aside to cover all bills for a couple of months.
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don't try
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wolfy42
04/12/18 8:56:41 PM
#48:


Andromicus posted...
faramir77 posted...
No, and if you're not a single parent or a student I honestly have no idea how you could be living paycheck to paycheck.

I live in a pretty cozy apartment but my monthly expenses could still be covered with a minimum wage job.

Where I live the cheapest one room apartments start at 1600 a month


This, teachers in Gilroy had to rent rooms because they could not afford their own 1 bedroom apartment.Even the art teacher friend I had who had 10 years experience was in this boat (due to the cost for health insurance for her and her daughter, she was a single parent).

Worse, many have student loans that they can't even keep up with the interest on, so not only are they living paycheck to paycheck, they are going further and further into debt as well (While still actually paying back the loans).

So yeah, say you start off teaching at $30k for the first 5 years, and are paying $5000 of that back to student loans (While the total is actually going up). You have to pay taxes as well (done before the loans are factored in). The first 20k is taxed at 10% and the last 10k at 20%, so a total of 4k in taxes.

Actual take home per year minus taxes and student loans becomes 21k or 1750 a month.

Good luck living on that when you can maaaaybe get a small 1 bedroom for $1400, utilities alone will bump that up at least another $100 (though probably more). Health insurance, car insurance, gas, some kind of cell phone etc etc, are going to bring you well above $1750, and you still need to eat somehow.

So yeah, people live paycheck to paycheck all over.
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"did you steal my f***in signature" Helly
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StarKnight23
04/12/18 9:11:50 PM
#49:


Unfortunately moved out of mom's home and then made some poor choices. Rent/credit cards are annoying
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Ore wa ore da
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Zeus
04/12/18 9:42:29 PM
#50:


LinkPizza posted...
Do you live paycheck to paycheck?


No, because I have money in the bank.

k5XEvhs
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There are precious few at ease / With moral ambiguities / So we act as though they don't exist.
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