Board 8 > How big is your debt?

(+) Yeah! (+)

$3000

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$0

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$18500

I have 15k saved in the bank though, just waiting until I graduate to pay off the student loans

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$0

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Probably around 30kish

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I don't even want to think about it until I graduate in 2015.

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$1500 for another two years.

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"Later..." <Toonami> <4/1/2012> <Never Forget> ~SCP~
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I have college debt so...


Too much, for probably half my lifespan? T_T

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$0

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30k

Student and car loans

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PhoneYoshi

I have yet to build any dept aww yeah.

So yeah, $0

Unless you count the ~$170 dollars I need to pay to the court.

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~$300. It's not much. Will probably be wiped out with my next paycheck.

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I own the govt ~16k and a hospital about 1k. Not TOO bad, I guess.

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Nothin' coz as soon as I'm done college I'm leaving the country and not paying back a damn thing.

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22"

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From: Silvercross | #015
22"

perfect

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'Every day that I get better, I watch as you get worse.'

~£4k in student loans given by the government. They're notoriously lax about chasing it up (including basically giving up if you leave the country) so I'm not too concerned.

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$0

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$45k... FML.

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£0, that will likely change in a year's time. : (

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$120k. I win!

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-Merc

~3K

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$0

I'm 24 with my own apartment, BTW. I probably should take on some debt just to build credit. >_>

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PSN: JDTAY87

$0

Cheap yet not terrible local tech colleges for the win.

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144k euros.
Took a loan from the bank to buy my apartment.

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$86,000 on my mortgage at the moment. Paying extra each month and the car and student loans are paid off. Life is good.

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0$ but I probably have nothing compared to people who do (my car is a '91, i live with my parents, on like my 50th year of college, etc)

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£20,000 ish.

FUN TIMES AHEAD!

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Let's see....

I have about $7K in student loan debt left
My wife has about $86K
But we're about to buy a $400K house with -probably- a $300K mortgage depending on how much we're able to put down.

So using the $300K mortgage figure, about $393K, though that doesn't count our assets (which would only make a small dent, but still). <.<

Edit: Forgot the $18K left on the car. So $400K+ :P

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Having just built a house...I'm around $230k.

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about $2000

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Less than 4 grand.

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are these your payoff amounts, or the amount you'll actually end up paying (ie your real debt)?

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basically what do you guys have for interest rates?

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Donny: Are they gonna hurt us, Walter?
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What I posted was the principal amount. My interest rate is 5%.

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$0...?

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neonreaper posted...
are these your payoff amounts, or the amount you'll actually end up paying (ie your real debt)?

Payoff amount.
$184k of it is a 30-year fixed loan at 4.125%.
$11k is a car loan with 38 months left at 3.0%.
$20k is student loans at 1.something%.

So yeah, I'll end up paying more in the range of $450k on current loans through the life of the loans.

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I don't have any debt because I was fortunate enough to be able to go to college for free, but my wife has a ton from college and medical school. It's not too bad though, it would be under $200k if we paid it off on the 20-year plan they gave us, but it's actually two consolidations because the interest rates shot up about halfway through (it was in the early-mid 2000s when they changed the regulation on student loan interest rates), so we consolidated the low-interest loans separately from the high-interest loans. It results in a bigger monthly payment, but it's worth it because then we'll be able to pay off the high-interest loans ahead of schedule and then we can let the low-interest loans drag out for the full 20 years, since it's a lower interest rate than any other loan we'd probably ever be able to get.

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About 25k in student loans at 6%, I believe.

Will also be taking out around 10k for a car loan this year as well.

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My student loan is about 2%
Em's student loan is around 3.1%
Our car is 0%

We haven't gotten our mortgage yet, but with 20-25% down, our credit scores and the current rates we're expecting something around 4% - we need to shop around a bit.

300K will likely be the starting principle.

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I think I'm around 18k principle now. It's made up of four different loans with rates ranging from 4-6%.

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So yeah, we'll be paying a lot more on the mortgage over time and Em's loans are a drag, but I suppose I can't complain given how much student loan rates have increased the last decade or so. <.<

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Jmast7 posted...
So yeah, we'll be paying a lot more on the mortgage over time and Em's loans are a drag, but I suppose I can't complain given how much student loan rates have increased the last decade or so. <.<

No kidding. So glad my student loans are such a low interest rate.

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yazzy14 posted...
Jmast7 posted...
So yeah, we'll be paying a lot more on the mortgage over time and Em's loans are a drag, but I suppose I can't complain given how much student loan rates have increased the last decade or so. <.<

No kidding. So glad my student loans are such a low interest rate.

It's like a double-whammy given how tuition has increased too. And I thought I heard they've done away with subsidized Stafford loans too - is this correct?

BTW, how is the new house? =)

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SuperNiceDog made me roll over and play dead in the Guru Contest!

damn you old people

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The Mana Sword posted...
damn you old people

You can laugh at us when we're dead. <_<

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SuperNiceDog made me roll over and play dead in the Guru Contest!

Just under $15,000.

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I won't have time to laugh, I'll still be paying off loans!

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I'm no longer a Nadal supporter. Andy Murray is my new favorite player/person. -Princess Anri

The house is fantastic. It was so much work last year. My father-in-law and I got started on the outside of the house around the 4th of July (contractor did the framework and the roof). We then worked pretty much non-stop from then until December on everything else. Nothing like working 40 hours a week then going home and putting in another 40-50 hours on the house.

It really makes the time that I finally have now with my family that much sweeter.

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Retaliation. Tit for tit.
-Dwight

0% interest (end up paying less than what was loaned thanks to inflation).

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