Poll of the Day > who even uses cash anymore?

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argonautweakend
08/31/18 12:53:54 PM
#1:


Look, its okay if you dont use cash for whatever reason, but the whole trope of "who uses cash in 2018" needs to die.

Working retail, at least 30-50% of customers, young and old alike, for one.
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DPsx7
08/31/18 12:59:08 PM
#2:


Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.
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Kyuubi4269
08/31/18 12:59:54 PM
#3:


I touch my phone everywhere, card out for higher.
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Scloud posted...
Its like he wants two things at the same time.
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wwinterj25
08/31/18 1:04:31 PM
#4:


I use cash more then not because:

1. It's more easy for me to do that on a night out for example as not every boozer accepts cards
2 I'm not on shit street if the card readers are not working for whatever reason
3. I also don't need to pay a fee for using my cash where as in some cases I would need to pay more for using my card
4. If my cash is lost of stolen it's not as big of a deal as if my card was
5. Less chance of folk seeing my pin number

Don't get me wrong cards are useful at times but cash if my preference.
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Mead
08/31/18 1:07:21 PM
#5:


Where are you people shopping where you have to pay a fee for using a card. Thats literally not a thing in my life.

Anyways I use a card exclusively because cash is a hassle and is downright disgusting.
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argonautweakend
08/31/18 1:09:18 PM
#6:


Some stores I know of(local ones, mainly) do charge a slightly higher price for carded purchases. Theyre just passing on the fee visa, amex, etc charges the business for card transactions on to the consumer directly.
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Kyuubi4269
08/31/18 1:09:33 PM
#7:


wwinterj25 posted...
If my cash is lost of stolen it's not as big of a deal as if my card was

Stolen cards are replaceable, stolen cash is gone.

wwinterj25 posted...
Less chance of folk seeing my pin number

They don't need to, they can just take the cash outright.
---
Scloud posted...
Its like he wants two things at the same time.
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wwinterj25
08/31/18 1:10:16 PM
#8:


Mead posted...
Where are you people shopping where you have to pay a fee for using a card.


Might be a UK thing but at the bottom of a receipt in some supermarkets and other places you get a small fee when using your card thus paying to use your card. Some places also don't do that though but fuck if I keep track of the ones that do or don't.
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Kyuubi4269
08/31/18 1:10:47 PM
#9:


Mead posted...
Where are you people shopping where you have to pay a fee for using a card. Thats literally not a thing in my life.

Stores get charged, in the UK they'll eat the charge if it's over 5 in most smaller places, chains typically don't pass it on ever.
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Scloud posted...
Its like he wants two things at the same time.
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wwinterj25
08/31/18 1:13:38 PM
#10:


Kyuubi4269 posted...
Stolen cards are replaceable, stolen cash is gone.


Stolen cards are also directly linked to your bank account. Cash in your hand is not.

Kyuubi4269 posted...
They don't need to, they can just take the cash outright.


Yes because I have the entire sum of my bank account on me at all times.
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Ogurisama
08/31/18 1:15:15 PM
#11:


DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Considering i have unlimited transactions on my card, I dont pay extra using it no matter what.
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funkyfritter
08/31/18 2:32:41 PM
#12:


I use cash at small businesses so they don't have to pay the fee.
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DPsx7
08/31/18 2:36:35 PM
#13:


Ogurisama posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Considering i have unlimited transactions on my card, I dont pay extra using it no matter what.


This doesn't excuse you. My fact stands.
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Dikitain
08/31/18 2:43:13 PM
#14:


Cash takes up too much space in my already tiny wallet. Plus now that my bank allows me to use Google Pay with my cards I am already looking to shop at places that only accept that so I don't need to carry my wallet around anymore.
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Cacciato
08/31/18 2:52:01 PM
#15:


DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.
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VixYW
08/31/18 3:13:58 PM
#16:


Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why.

Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice. So I always keep a fair amount with me to use on the small stuff and refill that every month.
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Cacciato
08/31/18 3:22:08 PM
#17:


VixYW posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why.

Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice. So I always keep a fair amount with me to use on the small stuff and refill that every month.

While I like to think that Id notice a significant amount being taken from my account, this is a reasonable answer that I understand.

And Im not surprised it didnt come from the other guy.
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Rooster_Sucker
08/31/18 3:22:21 PM
#18:


VixYW posted...
Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice

Horseshit. Maybe if you lack basic reading skills.
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DPsx7
08/31/18 3:36:56 PM
#19:


Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.


We could talk more once I'm proven wrong but so far that's yet to happen. Cards charge a fee and only extremely lazy, unqualified people use a card everywhere. Oh and if you somehow think using a phone to pay is a good idea, no that's worse. Get out of our country.
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AngryGrandpa
08/31/18 3:39:37 PM
#20:


Never used a card. Always cash from me.
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SunWuKung420
08/31/18 3:42:17 PM
#21:


I use cash. I use a card. Circumstances and what not.
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rogerskg1979
08/31/18 3:46:40 PM
#22:


DPsx7 posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.


We could talk more once I'm proven wrong but so far that's yet to happen. Cards charge a fee and only extremely lazy, unqualified people use a card everywhere. Oh and if you somehow think using a phone to pay is a good idea, no that's worse. Get out of our country.


Not all cards charge fees. My debit card does not, and I use it for everything. I can't even remember the last time I paid cash for anything. I always keep $100 in cash in my wallet for emergencies, but I haven't had to use it in years.
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dedbus
08/31/18 3:47:10 PM
#23:


Some small businesses have a min purchase for using a card. Some gas stations used to have a higher rate for gas if purchasing by card but I haven't noticed any lately. Otherwise I use cards for everything, check for rent. Cash for tips.
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VixYW
08/31/18 3:49:22 PM
#24:


Rooster_Sucker posted...
VixYW posted...
Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice

Horseshit. Maybe if you lack basic reading skills.

I won't deny that I am partially to blame, I tend to let the details escape me more often than not. But they could also make those things easier to understand, because damn, sometimes they shorten the text so much I can only make out what the expense is about by looking at the value. And that's for seeing it online, printed on paper is even worse.
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Cacciato
08/31/18 3:51:01 PM
#25:


rogerskg1979 posted...
DPsx7 posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.


We could talk more once I'm proven wrong but so far that's yet to happen. Cards charge a fee and only extremely lazy, unqualified people use a card everywhere. Oh and if you somehow think using a phone to pay is a good idea, no that's worse. Get out of our country.


Not all cards charge fees. My debit card does not, and I use it for everything. I can't even remember the last time I paid cash for anything. I always keep $100 in cash in my wallet for emergencies, but I haven't had to use it in years.

Hes gonna say yes you get charged for card no matter what.

Youre gonna do some research and provide him with proof that you dont and prove him wrong.

Hes gonna double down and refuse to admit hes wrong and then we just give up because its like talking to a wall.

This at least the third argument hes lost and refuses to admit it.
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rogerskg1979
08/31/18 3:52:40 PM
#26:


VixYW posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why.

Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice. So I always keep a fair amount with me to use on the small stuff and refill that every month.


Sorry but the accountant in me found that hilarious to think that your personal bank statement could be an incomprehensible mess. Your personal bank statement is minuscule compared to the statements of most companies, and I deal with those statements every single day.

Another thing is that if your statement is that large, then maybe you should be checking it more than once per month. I personally check my own bank account once per week. I check it every weekend. It's pretty easy to look through one week of transactions for anything fishy.
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aurick79
08/31/18 3:55:30 PM
#27:


I always use my credit card unless I absolutely can't and preferably use my phone so it's more secure.

I carry a small amount of cash around for emergencies, but otherwise everything is paid by credit card.

If my wallet was lost/stolen, I'd lose minimum cash and fraudulent charges can be dismissed. I don't even bother carrying my debit card due to the risk behind that. Every 30 days I pay my full balance off and enjoy all the neat perks like cash back (Between January and now I have earned over $700 in rewards dollars that will be my spending cash during my cruise in November) that I wouldn't even get or don't have an equivalent if I used cash.

Since all my purchases are done with the card, it's very easy to balance and check my account - just download my statement into excel, filter the columns to make sure no place stands out for purchase (in particular online orders) and I'm done.

If a store charges more for me to use a card, I simply stop shopping there, I save more money per gallon of gas getting it from BJs or Stop and Shop than I would if I purchased it with cash at a place like Cumberland Farms. Further, my credit card offers additional warranty on purchases even if a store doesn't.

If my friends and I are trying to sort out a bill, we use Venmo and we are set.

I honestly don't see any disadvantages of using a card 100% of the time that impact me, there are no advantages for me in using cash, and I'd imagine for most people if they actually sat down and looked at it would be in the same boat.
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Dikitain
08/31/18 4:11:10 PM
#28:


rogerskg1979 posted...
VixYW posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why.

Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice. So I always keep a fair amount with me to use on the small stuff and refill that every month.


Sorry but the accountant in me found that hilarious to think that your personal bank statement could be an incomprehensible mess. Your personal bank statement is minuscule compared to the statements of most companies, and I deal with those statements every single day.

Another thing is that if your statement is that large, then maybe you should be checking it more than once per month. I personally check my own bank account once per week. I check it every weekend. It's pretty easy to look through one week of transactions for anything fishy.

Hell, it is the Internet and smartphone age, I check mine daily. Just sit down with my phone at the end of the day and make sure that all of the charges/pending charges for the day make sense. Takes me maybe 2-3 minutes total.
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aurick79
08/31/18 4:14:51 PM
#29:


Dikitain posted...

Hell, it is the Internet and smartphone age, I check mine daily. Just sit down with my phone at the end of the day and make sure that all of the charges/pending charges for the day make sense. Takes me maybe 2-3 minutes total.


You can even multi-task if you do it while your on the can!
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kangolcone
08/31/18 4:41:29 PM
#30:


The smaller the business the more likely it is that I will use cash.
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VixYW
08/31/18 4:43:13 PM
#31:


Dikitain posted...
rogerskg1979 posted...
VixYW posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why.

Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice. So I always keep a fair amount with me to use on the small stuff and refill that every month.


Sorry but the accountant in me found that hilarious to think that your personal bank statement could be an incomprehensible mess. Your personal bank statement is minuscule compared to the statements of most companies, and I deal with those statements every single day.

Another thing is that if your statement is that large, then maybe you should be checking it more than once per month. I personally check my own bank account once per week. I check it every weekend. It's pretty easy to look through one week of transactions for anything fishy.

Hell, it is the Internet and smartphone age, I check mine daily. Just sit down with my phone at the end of the day and make sure that all of the charges/pending charges for the day make sense. Takes me maybe 2-3 minutes total.

If you're up to that...
Imo it's already a pain that I have to check it at all...
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Zeus
08/31/18 5:06:11 PM
#32:


argonautweakend posted...
Look, its okay if you dont use cash for whatever reason, but the whole trope of "who uses cash in 2018" needs to die.

Working retail, at least 30-50% of customers, young and old alike, for one.


The main driving point is that using cash for transactions is generally stupid for any number of reasons, unless you're engaging in criminal or otherwise covert conduct (or if you somehow don't have a bank account or the vendor doesn't take anything except cash because he's cheating the IRS)

DPsx7 posted...
Anyone using a card for less than $20 is a fool.


Using cash for things under $20 is even stupider because you get no points on the transaction, you get stuck dealing with coins,

DPsx7 posted...
I'm not going to spend an extra nickel on gas either, cash wins.


Some gas stations are same price whether it's cash or credit and some cards offer a benefit that exceeds the extra nickel. Right now, my card has a 5% back for spending at gas stations which means that every dollar at a gas station is a nickel back (or 15-cents per gallon, meaning that even once you factor in the extra nickel cost I still get a dime back vs paying cash).

wwinterj25 posted...
2 I'm not on shit street if the card readers are not working for whatever reason


Because you can't just use cash as a backup?

wwinterj25 posted...
Kyuubi4269 posted...
Stolen cards are replaceable, stolen cash is gone.


Stolen cards are also directly linked to your bank account. Cash in your hand is not.


You need a pin for debit so they can't access your bank account and credit cards aren't linked directly to your bank account. If you're a cash guy and get robbed, you're likely losing at least a hundred bucks. If you're a card guy, you're losing the spare $20-30 you keep in your wallet for emergencies and then nothing on the cards.

Plus if a business somehow cheats you, then you have zero recourse with cash. A credit card you can easily cancel that charge and even a debit you can get your money back. Not to mention that you can't be shortchanged by a clerk with a card.

VixYW posted...
Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice. So I always keep a fair amount with me to use on the small stuff and refill that every month.


It's never incomprehensible and, more importantly, online banking lets you export the data into a spreadsheet so you can actually see your spending habits. Not to mention that most fraud is pretty recognizable since it's either larger purchases or occurs at places you don't shop -- and, if it's out of state, your credit card company will alert you.
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Chewster
08/31/18 5:12:28 PM
#33:


wwinterj25 posted...
4. If my cash is lost of stolen it's not as big of a deal as if my card was


Except that if you lose cash you lose that money, period. If you lose the card you can just call and cancel it
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Golden Road
08/31/18 5:38:43 PM
#34:


https://www.youtube.com/watch?v=fFUXjE_PlHM" data-time="

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argonautweakend
08/31/18 6:22:30 PM
#35:


Just had a customer come in my store and use her husbands card. Now company policy is to check signatures with an id yadda yadda. But even though its how were trained and company policy nobody does unless they suspect fraud. This manager on duty who fills in sometimes asks every credit card person and follows the rules to the letter.

So he denies the sale for this woman and she storms out calling him an asshole. Man if only she had some cash lmao
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argonautweakend
08/31/18 6:28:02 PM
#36:


The best part is if she wants to complain to somebody in the state capital she is free to do so but absolutely wont get anywhere sonce the clerl followed the rules.

Damn dude govt owned retail is so much better than walmart it isnt even funny.
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DPsx7
08/31/18 6:31:14 PM
#37:


rogerskg1979 posted...
DPsx7 posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.


We could talk more once I'm proven wrong but so far that's yet to happen. Cards charge a fee and only extremely lazy, unqualified people use a card everywhere. Oh and if you somehow think using a phone to pay is a good idea, no that's worse. Get out of our country.


Not all cards charge fees. My debit card does not, and I use it for everything. I can't even remember the last time I paid cash for anything. I always keep $100 in cash in my wallet for emergencies, but I haven't had to use it in years.


Not the card, the store. Many places won't accept cards for purchases under $5 or $10, otherwise they add a small fee. And as in my first example gas around here is minimum 5 cents less per gallon when paying with cash. Then think of how much you hold up the line waiting for the transaction all because you can't carry $20...

My card is mostly for online purchases. Won't touch it for anything less than $50.
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VixYW
08/31/18 6:36:55 PM
#38:


Zeus posted...
VixYW posted...
Overusing the card turns the statement in an incomprehensible mess, so if there's a transaction that wasn't made by me buried in there, it'll be much more difficult to notice. So I always keep a fair amount with me to use on the small stuff and refill that every month.


It's never incomprehensible and, more importantly, online banking lets you export the data into a spreadsheet so you can actually see your spending habits. Not to mention that most fraud is pretty recognizable since it's either larger purchases or occurs at places you don't shop -- and, if it's out of state, your credit card company will alert you.

I'm overreacting, but it's pretty bad. And no, I can't see it in a spreadsheet, it's just a picture in my screen that I can't even select the text to copy and paste to organize it myself. And fraud is difficult to catch because It's almost impossible to recognize the places that are listed because the names are shortened to stuff like "DC Hs CHID" just wtf is that? I had to figure out by looking at the amount spent there - which I thankfully still had the ticket of what I bought with the price on it - not to mention sometimes the bank just decides to add some tax over the card, which can vary from 0.04 to 20.00 per month (and they use weird names to camouflage it as well), and sometimes frauds can be of small values - the people that goes for this kind of action takes small amounts from a large number of people at once lowering the chances of being noticed.

So yeah, using cash for the everyday stuff avoids a lot of headache imo. Not to mention it's way faster to just drop the bill and walk away instead of waiting for the transaction to happen - which can also fail for whatever reason.
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DPsx7
08/31/18 6:37:18 PM
#39:


Cacciato posted...
rogerskg1979 posted...
DPsx7 posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.


We could talk more once I'm proven wrong but so far that's yet to happen. Cards charge a fee and only extremely lazy, unqualified people use a card everywhere. Oh and if you somehow think using a phone to pay is a good idea, no that's worse. Get out of our country.


Not all cards charge fees. My debit card does not, and I use it for everything. I can't even remember the last time I paid cash for anything. I always keep $100 in cash in my wallet for emergencies, but I haven't had to use it in years.

Hes gonna say yes you get charged for card no matter what.

Youre gonna do some research and provide him with proof that you dont and prove him wrong.

Hes gonna double down and refuse to admit hes wrong and then we just give up because its like talking to a wall.

This at least the third argument hes lost and refuses to admit it.


Lol, maybe if you keep saying it it'll become true. Go back to playing with your wall. You're too stupid to be posting here.
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aDirtyShisno
08/31/18 6:40:20 PM
#40:


argonautweakend posted...
The best part is if she wants to complain to somebody in the state capital she is free to do so but absolutely wont get anywhere sonce the clerl followed the rules.

Damn dude govt owned retail is so much better than walmart it isnt even funny.

Fedco was the best. Too bad it went bankrupt... Just like the government is heading...
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Mead
08/31/18 7:02:10 PM
#41:


DPsx7 posted...
Cacciato posted...
rogerskg1979 posted...
DPsx7 posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.


We could talk more once I'm proven wrong but so far that's yet to happen. Cards charge a fee and only extremely lazy, unqualified people use a card everywhere. Oh and if you somehow think using a phone to pay is a good idea, no that's worse. Get out of our country.


Not all cards charge fees. My debit card does not, and I use it for everything. I can't even remember the last time I paid cash for anything. I always keep $100 in cash in my wallet for emergencies, but I haven't had to use it in years.

Hes gonna say yes you get charged for card no matter what.

Youre gonna do some research and provide him with proof that you dont and prove him wrong.

Hes gonna double down and refuse to admit hes wrong and then we just give up because its like talking to a wall.

This at least the third argument hes lost and refuses to admit it.


Lol, maybe if you keep saying it it'll become true. Go back to playing with your wall. You're too stupid to be posting here.


Something is wrong with you
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rogerskg1979
08/31/18 7:02:45 PM
#42:


DPsx7 posted...
Then think of how much you hold up the line waiting for the transaction all because you can't carry $20...


In my experience, using a card is vastly faster than counting change. It's the change counters who hold up the line. With your card, you just scan and go.

Change/coins are another reason why I hate using cash. I absolute hate carrying coins around. The few times that I do use cash, I usually just tell them to keep the coins because I don't want them. If my bill is $5.01, then I don't want 99 cents back in change. Just keep that shit.
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Cacciato
08/31/18 7:17:50 PM
#43:


DPsx7 posted...
Cacciato posted...
rogerskg1979 posted...
DPsx7 posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.


We could talk more once I'm proven wrong but so far that's yet to happen. Cards charge a fee and only extremely lazy, unqualified people use a card everywhere. Oh and if you somehow think using a phone to pay is a good idea, no that's worse. Get out of our country.


Not all cards charge fees. My debit card does not, and I use it for everything. I can't even remember the last time I paid cash for anything. I always keep $100 in cash in my wallet for emergencies, but I haven't had to use it in years.

Hes gonna say yes you get charged for card no matter what.

Youre gonna do some research and provide him with proof that you dont and prove him wrong.

Hes gonna double down and refuse to admit hes wrong and then we just give up because its like talking to a wall.

This at least the third argument hes lost and refuses to admit it.


Lol, maybe if you keep saying it it'll become true. Go back to playing with your wall. You're too stupid to be posting here.

Called it.
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SunWuKung420
08/31/18 7:18:56 PM
#44:


I was just getting gas. 3.09 a gallon if cash, 3.17 if you use a card. You bet your ass I drove 2 blocks to my bank to get cash.
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PSN - SunWuKung420
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rogerskg1979
08/31/18 7:25:46 PM
#45:


SunWuKung420 posted...
I was just getting gas. 3.09 a gallon if cash, 3.17 if you use a card. You bet your ass I drove 2 blocks to my bank to get cash.


People like this amuse me. You drive 4 blocks (round trip) to what ultimately amounts to about a one dollar difference. (8 cents at 10 gallons is 80 cents.) You probably spent most of that 80 cents driving the extra 4 blocks anyway.
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Zeus
08/31/18 7:39:15 PM
#46:


argonautweakend posted...
Damn dude govt owned retail is so much better than walmart it isnt even funny.


Oh, right, you work at that liquor store, no wonder why you have so many customers paying cash.

VixYW posted...
And no, I can't see it in a spreadsheet, it's just a picture in my screen that I can't even select the text to copy and paste to organize it myself.


...do you not own a computer?

VixYW posted...
It's almost impossible to recognize the places that are listed because the names are shortened to stuff like "DC Hs CHID" just wtf is that?


Not sure what credit card company you use, but I don't have those issues. However, if you don't know it once, it's pretty easy to just remember it going forward.

VixYW posted...
not to mention sometimes the bank just decides to add some tax over the card, which can vary from 0.04 to 20.00 per month (and they use weird names to camouflage it as well),


Uh, what?

VixYW posted...
sometimes frauds can be of small values - the people that goes for this kind of action takes small amounts from a large number of people at once lowering the chances of being noticed.


If anybody actually does that, it happens so rarely as to render it moot and it's pretty easy to detect if you have a lot of small purchases you don't recognize.

SunWuKung420 posted...
I was just getting gas. 3.09 a gallon if cash, 3.17 if you use a card. You bet your ass I drove 2 blocks to my bank to get cash.


An added 8-cents is weird and, again, depending on your card, you get points based on that spend. Given that gas is a current 5% cashback category, the credit price could be 14-cents higher than cash and I'd STILL use a card because it'd be a penny cheaper than paying cash... unless gas fell under a dollar a gallon.
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DPsx7
08/31/18 8:13:12 PM
#47:


rogerskg1979 posted...
DPsx7 posted...
Then think of how much you hold up the line waiting for the transaction all because you can't carry $20...


In my experience, using a card is vastly faster than counting change. It's the change counters who hold up the line. With your card, you just scan and go.

Change/coins are another reason why I hate using cash. I absolute hate carrying coins around. The few times that I do use cash, I usually just tell them to keep the coins because I don't want them. If my bill is $5.01, then I don't want 99 cents back in change. Just keep that shit.


If they can't count change then it's a cashier problem. You don't scan a card, it has to read the chip, send to server, process securely, then you need to sign for it. Saying it's faster is ultimate crap. The mag stripe was quicker though.

Seriously, there isn't a good reason to carry some cash.
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DPsx7
08/31/18 8:14:16 PM
#48:


Cacciato posted...
DPsx7 posted...
Cacciato posted...
rogerskg1979 posted...
DPsx7 posted...
Cacciato posted...
DPsx7 posted...
Anyone using a card for less than $20 is a fool. I'm not going to spend an extra nickel on gas either, cash wins.

Name one reason why

Never mind. Just saw your response in post 13 where you take your im right about everything even though Ill be proven wrong stance.


We could talk more once I'm proven wrong but so far that's yet to happen. Cards charge a fee and only extremely lazy, unqualified people use a card everywhere. Oh and if you somehow think using a phone to pay is a good idea, no that's worse. Get out of our country.


Not all cards charge fees. My debit card does not, and I use it for everything. I can't even remember the last time I paid cash for anything. I always keep $100 in cash in my wallet for emergencies, but I haven't had to use it in years.

Hes gonna say yes you get charged for card no matter what.

Youre gonna do some research and provide him with proof that you dont and prove him wrong.

Hes gonna double down and refuse to admit hes wrong and then we just give up because its like talking to a wall.

This at least the third argument hes lost and refuses to admit it.


Lol, maybe if you keep saying it it'll become true. Go back to playing with your wall. You're too stupid to be posting here.

Called it.


I sure did, when do you plan on leaving then?
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DPsx7
08/31/18 8:17:49 PM
#49:


rogerskg1979 posted...
SunWuKung420 posted...
I was just getting gas. 3.09 a gallon if cash, 3.17 if you use a card. You bet your ass I drove 2 blocks to my bank to get cash.


People like this amuse me. You drive 4 blocks (round trip) to what ultimately amounts to about a one dollar difference. (8 cents at 10 gallons is 80 cents.) You probably spent most of that 80 cents driving the extra 4 blocks anyway.


If you carried cash in the first place then the answer would be obvious.

It's a shame there are so many idiots roaming freely outdoors. Any amount of change adds up over time. I use my arcade cab as a bank for quarters and there has to be hundreds in there. The cash box is heavy as a car battery.
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rogerskg1979
08/31/18 8:31:57 PM
#50:


DPsx7 posted...
rogerskg1979 posted...
SunWuKung420 posted...
I was just getting gas. 3.09 a gallon if cash, 3.17 if you use a card. You bet your ass I drove 2 blocks to my bank to get cash.


People like this amuse me. You drive 4 blocks (round trip) to what ultimately amounts to about a one dollar difference. (8 cents at 10 gallons is 80 cents.) You probably spent most of that 80 cents driving the extra 4 blocks anyway.


If you carried cash in the first place then the answer would be obvious.

It's a shame there are so many idiots roaming freely outdoors. Any amount of change adds up over time. I use my arcade cab as a bank for quarters and there has to be hundreds in there. The cash box is heavy as a car battery.


I said before that I do carry cash. I carry $100 for emergencies only, and I said I haven't actually had to use it in years. It's just there for emergencies.

Yes, change can add up, but who really wants to deal with it? Using a card, I don't have to deal with it period. I am wealthy enough that I don't need to pinch pennies and save every cent. I can understand why some people might need to pinch pennies, but I don't need to do it, and it doesn't make me an idiot. That name calling in uncalled for.
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