Current Events > What's your monthly car insurance payment? Do you feel you pay too much?

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Kombucha
06/06/23 8:17:56 AM
#1:


What's your monthly car insurance payment?










Currently sitting at $54/mo

Paying insurance feels like a chore but I feel like my rate is really good.

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Gamingsince1989
06/06/23 8:22:30 AM
#2:


It's like $280 a month for two vehicles. I always pay a year upfront, so I don't have to worry about it.
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CE_gonna_CE
06/06/23 8:23:43 AM
#3:


$124 for 2 cars, State Farm. Im happy with that.

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littlebro07
06/06/23 8:24:48 AM
#4:


I misread the title as car payment so picked 450-500 lol

Insurance is $115.63/month for full coverage on two cars, a 2021 Kia Sorento and 2023 Kia K5

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MabusIncarnate
06/06/23 8:25:09 AM
#5:


Roughly $65 a month on my primary two vehicles, for me and the wife being covered. Neither of us have had a ticket or accident as long as we have driven, so it keeps going down.

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AloneIBreak
06/06/23 8:26:32 AM
#6:


A little over a hundred a month I think. I should really look into whether I can lower it tbh.

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UnsteadyOwl
06/06/23 8:29:54 AM
#7:


None. I moved to a place that's walkable and has good public transit and I got rid of my car. It's less convenient in some ways, but not having to worry about a car payment, gas, insurance, and maintenance is nice.

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Tobi011
06/06/23 8:41:08 AM
#8:


I pay 121 per month for the bare minimal on one car. How in the world are some of you'll paying that low?
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CE_gonna_CE
06/06/23 8:42:38 AM
#9:


Tobi011 posted...
I pay 121 per month for the bare minimal on one car. How in the world are some of you'll paying that low?
Older cars, older drivers, low cost of living location, is my guess

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VirtuousWrath
06/06/23 8:51:06 AM
#10:


250 for 2 cars to have a 500k combined single limit coverage

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Aztex
06/06/23 8:53:57 AM
#11:


I have full cover on one and the other one just liability I pay $190 for both Texas if it matters

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modena
06/06/23 8:58:03 AM
#12:


$19/mo

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PoopPotato
06/06/23 8:58:29 AM
#13:


It's like $680 for six months for two cars

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MabusIncarnate
06/06/23 9:07:47 AM
#14:


CE_gonna_CE posted...
Older cars, older drivers, low cost of living location, is my guess
Bunch of us are in our mid 30s to 40s also

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Euripides
06/06/23 9:49:42 AM
#16:


We pay in 6-month chunks, but since we have four cars (and two drivers under 25), it SUCKS.


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Jaguar34
06/06/23 9:56:48 AM
#17:


I'm an insurance agent and you guys should be posting your states
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tankboy
06/06/23 10:44:38 AM
#19:


USAA: $104/mo for two cars (2004 and 2017).
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Avirosb
06/06/23 10:49:22 AM
#20:


Nothing, I don't have car insurance as I don't have a car.

I don't think I have any insurance.

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Will_VIIII
06/06/23 11:16:03 AM
#21:


It breaks down to like $48 a month since I get a small discount for paying 6 months at a time instead of monthly, and I own my car in full so no lien which significantly drops the insurance cost

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Trumpo
06/06/23 11:20:02 AM
#22:


Tobi011 posted...
I pay 121 per month for the bare minimal on one car. How in the world are some of you'll paying that low?
For real

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Lordgold666
06/06/23 11:53:09 AM
#23:


Over $600, two vehicles for the ol lady, my step son, and i

Shits wack, but everyone in phoenix cant drive and is a god damn moron so i made sure were covered no matter what happens

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ironman2009
06/06/23 11:53:48 AM
#24:


The price of insurance is way cheaper if you own the car vs still making payments.

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tankboy
06/06/23 12:12:45 PM
#25:


Maybe this is obvious, but:
  • If you hardly drive, be sure to tell your insurance company. You can get a low mileage discount.
  • If you have a second car, live near public transportation, or rideshares, you may not need coverage that pays for a rental car while your car is being repaired.
  • Live in a state with positive or "good driving" points, so a minor ticket won't make you go negative.
  • Don't get tickets. If you do get tickets, take a safe-driving course.
  • Adjust your deductibles to strike a balance between what you can afford to pay outright and what you'd need help paying.
  • Be older.
  • Drive a sleeper.


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dodgefan91
06/06/23 12:21:46 PM
#26:


$52/month for my car
$14/month on my motorcycle

Both are older vehicles, I have a clean driving record and I'm in my 30's.
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Bass
06/06/23 12:24:50 PM
#27:


It's about $68 a month for me for one car.

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NoxObscuras
06/06/23 12:29:29 PM
#28:


I pay $174 per month. But I'm in Los Angeles and it's full coverage on a 2022 Honda Accord EX-L.

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Anony1125
06/06/23 12:46:29 PM
#29:


$77/month for two cars, full for one and liability for the other.

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willythemailboy
06/06/23 1:07:15 PM
#30:


Liability only on a 2004 Cobalt

$210 for 6 months

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foreverzero212
06/06/23 1:23:19 PM
#31:


$250/mo. Mid coverage. I've never had a ticket or been at fault.

Can't wait til my one and only small claim in 20 years of driving that I wasn't at fault for fades into 2 years ago so I can get back onto Costco insurances for $100/mo for excellent coverage.

We need to nationalize these fraudsters.

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