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RCtheWSBC 02/17/21 1:50:42 PM #1: |
I'm anxious, I'm nervous, I'm excited, and I'm anxious
--- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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GrabASnickers 02/17/21 1:52:03 PM #2: |
Good luck! I just bought mine in September and it's a very involved and stressful process
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LinkPizza 02/17/21 1:53:29 PM #3: |
Good luck. I decided to do that a while ago. But I wanna finish getting rid of some other debts first...
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SpeedDemon20 02/17/21 1:54:29 PM #4: |
Congrats! How many bedrooms/bathrooms?
--- http://orig14.deviantart.net/59f8/f/2009/047/4/9/rylai_crestfall_by_eyue.jpg Crystal Maiden... gal could break your heart in a thousand pieces. -Rucks ... Copied to Clipboard!
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RCtheWSBC 02/17/21 1:55:13 PM #5: |
Everything is moving very quickly so far! Literally I put the offer in this past Saturday afternoon and got told it was accepted the next evening. Inspection just got done today, no major problems found. I'm trying (too) hard to stay on top of it all, but each step feels daunting when you're totally new to it all!
--- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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SunWuKung420 02/17/21 1:55:15 PM #6: |
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GrabASnickers 02/17/21 1:56:48 PM #7: |
Oh I didn't know you were that far along, I assumed you meant you were just getting the loan pre approval and meeting a realtor and stuff. I think you have all the hard stuff out of the way then. Closing is just sitting down and signing a bunch of shit
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RCtheWSBC 02/17/21 1:56:55 PM #8: |
SpeedDemon20 posted...
Congrats! How many bedrooms/bathrooms?Three bedrooms, two bathrooms! I wanted a proper guest bedroom and home office space. I'm in a condo building, one floor below the top. It's a great location and meets all my needs as a first-time home buyer. --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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RCtheWSBC 02/17/21 1:58:28 PM #9: |
GrabASnickers posted...
Oh I didn't know you were that far along, I assumed you meant you were just getting the loan pre approval and meeting a realtor and stuff. I think you have all the hard stuff out of the way then. Closing is just sitting down and signing a bunch of shitOh, that's good to know. I don't close until April--the day after my birthday, actually. Awesome gift to myself this year! --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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RCtheWSBC 02/17/21 1:59:13 PM #10: |
LinkPizza posted...
Good luck. I decided to do that a while ago. But I wanna finish getting rid of some other debts first...That's a good thing to prioritize, as lenders do consider your debt-to-income ratio in their loan estimates. --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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streamofthesky 02/17/21 2:01:22 PM #11: |
I've been in the process of trying to do a new construction home for like half a year now.
Never bought a house before, but I don't like the ones available and they're all stupidly overpriced now (literally all shot up ~$100K in 2020, b/c apparently w/ COVID, everyone wanted a larger place to quarantine in). It's been super frustrating getting anywhere, if you want anything different than the cookie cutter houses put up in HOAs (which is the whole reason I'm doing new construction in the first place, to not have that). I have a real estate (buyer's) agent and talked to half a dozen builders, but tracking down all the specialists from ones to do the siding I want, finding available lots for sale, finding land surveyors, finding the best bank loan offers, getting estimates from drafters and architects, verifying water and sewer hook up of the lots, getting answers on building code requirements, etc... ...Has 99% been done my me. ... Copied to Clipboard!
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Mead 02/17/21 2:03:39 PM #12: |
Congrats! Thats always an exciting time
--- YOU control the numbers of leches. -Sal Vulcano ... Copied to Clipboard!
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vagrant 02/17/21 2:05:42 PM #13: |
Congrats
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RCtheWSBC 02/17/21 2:06:00 PM #14: |
streamofthesky posted...
I've been in the process of trying to do a new construction home for like half a year now.Man, that is so much burden to deal with. My parents were in the process of starting a new home construction about four years ago, but the cost estimates ended up being above and beyond what they felt comfortable with for their project. They did end up finding a really great house on the market that meant all of their needs and renovated it since! The market has definitely been crazy-go-nuts in the last year. In my area, there's more competition in the single family home market in the city's surrounding suburbs, but condos are also increasing in price depending on their neighborhood. --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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Far-Queue 02/17/21 2:30:42 PM #15: |
SpeedDemon20 posted...
How many bedrooms ( ~ ) --- https://imgur.com/ZwO4qO2 "Far-Queue is probably one of the least troll-like of the posters here." - LinkPizza ... Copied to Clipboard!
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GunslingerGunsl 02/17/21 2:33:39 PM #16: |
Wish I could say the same. Congrats!
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JigsawTDC 02/17/21 2:42:30 PM #17: |
can i come chill at your place and be your cool deadbeat roommate? I'll pretty much never make rent on time, but you know I'll always have weed
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RCtheWSBC 02/17/21 2:51:24 PM #18: |
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GunslingerGunsl 02/17/21 2:58:20 PM #19: |
JigsawTDC posted...
can i come chill at your place and be your cool deadbeat roommate? I'll pretty much never make rent on time, but you know I'll always have weedMy girlfriend and I have been wanting to smoke. Pass some of that over here. ... Copied to Clipboard!
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Blightzkrieg 02/17/21 2:59:00 PM #20: |
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DrPrimemaster 02/17/21 3:01:06 PM #21: |
In the same boat right now.
Are you still in Illinois? --- Metroids Suck ... Copied to Clipboard!
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RCtheWSBC 02/17/21 3:05:38 PM #22: |
Blightzkrieg posted...
There goes the neighborhoodYou officially play too much! DrPrimemaster posted... In the same boat right now.Yep yep (and congrats!) --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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DrPrimemaster 02/17/21 3:25:09 PM #23: |
RCtheWSBC posted...
You officially play too much! Try and damn girl you must be making bank to get a house there. --- Metroids Suck ... Copied to Clipboard!
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RCtheWSBC 02/17/21 4:32:16 PM #24: |
Haha I dunno about all that. The condo market is more affordable, and I do have support from my family with the down payment (and even with that support, I'm not able to put down 20%).
--- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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GrabASnickers 02/17/21 4:33:37 PM #25: |
I put down less than 20 also and it didn't seem to be a big deal, just kind of a bummer to have to pay mortgage insurance
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Archgoat 02/17/21 4:38:34 PM #26: |
I've heard condo HOA fees can be quite outrageous. Just be sure to budget for that, I am sure you have though.
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GrabASnickers 02/17/21 4:41:58 PM #27: |
I purposely avoided an HOA but it would be kinda nice to just pay money and know that you can get stuff fixed. For like a month I was so gung ho about making little home improvement tweaks for fun then as soon as I hit stuff that was closer to being an actual need I was like "man fuck this" lol
Some of it I'm not sure would be covered by an HOA anyway though ... Copied to Clipboard!
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RCtheWSBC 02/17/21 4:52:38 PM #28: |
Archgoat posted...
I've heard condo HOA fees can be quite outrageous. Just be sure to budget for that, I am sure you have though.Yeah it's unavoidable, but I'm fine with it. Mine is $300, a reasonable amount from what I've seen in my searches. The building association has healthy reserves and has redone their roof in the last 2 years. --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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Blightzkrieg 02/17/21 5:21:21 PM #29: |
RCtheWSBC posted...
Yeah it's unavoidable, but I'm fine with it. Mine is $300, a reasonable amount from what I've seen in my searches. The building association has healthy reserves and has redone their roof in the last 2 years.Does that include maid service or will your dad pay separately for that --- ... Copied to Clipboard!
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CarefreeDude 02/17/21 5:26:21 PM #30: |
Home buying is so stressful. So is selling
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acesxhigh 02/17/21 5:27:35 PM #31: |
congrats, I don't see it happening in my future since condos here are 600k.
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Yellow 02/17/21 5:29:27 PM #32: |
Thinking of skipping the apartment step and just buying a house myself.
You think $14/hour full time is enough? --- why am I even here ... Copied to Clipboard!
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RCtheWSBC 02/17/21 5:55:08 PM #33: |
Yellow posted...
Thinking of skipping the apartment step and just buying a house myself.Depends on a lot of factors, such as where you're trying to buy, your current assets and liabilities, and credit history. --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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LinkPizza 02/17/21 6:03:18 PM #34: |
RCtheWSBC posted...
Mine is $300 $300 a month, or year? --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. ... Copied to Clipboard!
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RCtheWSBC 02/17/21 7:26:59 PM #36: |
LinkPizza posted...
$300 a month, or year?A month. It includes hot water, exterior maintenance of the building, shit I don't want to do like snow removal. --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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ClarkDuke 02/17/21 7:29:53 PM #37: |
congratulations rc, will there be a move in party? i want to make sure i bring the proper wine, ok?
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RCtheWSBC 02/17/21 7:35:56 PM #38: |
No parties til 2022 because COVID rules everything around me
C.R.E.A.M. get the money --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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Jen0125 02/17/21 7:36:15 PM #39: |
Extra room is for me and Teddy
--- https://imgur.com/4ihiyS2 "I am not gay! Can't you get that through your head? I am very much aroused at the site of a naked woman!" - Dan0429 ... Copied to Clipboard!
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GrabASnickers 02/17/21 7:43:34 PM #40: |
RCtheWSBC posted...
Three bedrooms, two bathrooms! I wanted a proper guest bedroom and home office space. This is what I did too but I kinda wish I had just gone two bed; office and guest bed in one room would've sufficed. I underestimated how difficult it would be to heat this much space. That's not meant to discourage or anything I just thought about it again after Jen brought up the extra room. Since you're in a condo it's probably not as big of an issue ... Copied to Clipboard!
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RCtheWSBC 02/17/21 7:48:14 PM #41: |
The condo is about 1,400 square feet. I won't be hosting many guests to start, but I would prefer to have my home office separately set up from bedrooms since I work from home every day now. It's also where I'll have my piano.
--- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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ClarkDuke 02/17/21 9:59:04 PM #42: |
RCtheWSBC posted...
No parties til 2022 because COVID rules everything around mean understandable rule, but you must throw a house warming party in the future, ok? and i like rc making reference to the wu-tang clan, ok? --- ... Copied to Clipboard!
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party_animal07 02/17/21 11:03:15 PM #43: |
RCtheWSBC posted...
No parties til 2022 because COVID rules everything around meDolla dolla bills yaaall Congrats. On the new home. --- ... Copied to Clipboard!
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Joshs Name 02/17/21 11:24:53 PM #44: |
congrats! i just bought last year so I kinda know what you're going through. very exciting times
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helIy 02/17/21 11:27:11 PM #45: |
i already got your housewarming gift in the oven
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FatalAccident 02/18/21 1:51:33 AM #46: |
Aww shit well done homie
--- *walks away* ... Copied to Clipboard!
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DeltaBladeX 02/18/21 5:30:13 AM #47: |
Why get that when you could live here?
https://imgur.com/gallery/msIQ0aE --- I'm not lazy, I just don't care http://backloggery.com/DeltaBladeXNZ - https://steamcommunity.com/id/DeltaBladeX ... Copied to Clipboard!
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RCtheWSBC 02/18/21 5:32:39 AM #48: |
Joshs Name posted...
congrats! i just bought last year so I kinda know what you're going through. very exciting timesNice! I want to spend time thinking about interior design and decor but it gets overwhelming, gonna take it one day at a time helIy posted... i already got your housewarming gift in the ovenlol keep your casseroles at home, please Thanks everyone for the congrats --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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RCtheWSBC 02/18/21 5:33:52 AM #49: |
DeltaBladeX posted...
Why get that when you could live here?Lmao I saw that listing a few days ago. Props to the creative writing skills of that listing agent. --- https://imgur.com/HZf4bFJ the White-Sounding Black Chick ... Copied to Clipboard!
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CaptainObvius 02/18/21 5:40:48 AM #50: |
Congrats! Buying was one of the better financial decisions i made. I am paying off my house in a couple of months, which is really exciting. I will have paid it off 9 years into a 30 year mortgage. Next step is solar panels, hopefully i can keep my utility bills really low and save for an earlier retirement.
--- "Squeak"- Death of Rats, Discworld. ... Copied to Clipboard!
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sodium-chloride 02/18/21 8:45:13 AM #51: |
Pics?
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