Poll of the Day > If you won the powerball would it solve all your problems?

(+) Yeah! (+)

do you think it would

Abso-fuckin-lutely

It would solve a lot of them, but not all.

CaptainStrong posted...

It would solve a lot of them, but probably not all.

Oh yeah and unless you and someone you care about has some life threatening illness I cant see what probably wouldnt be solved with that kind of money.

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CaptainStrong posted...

It would solve a lot of them, but not all.

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No, but Id do some cool shit with it

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It would solve around 90-95% of my problems yes.

No, money is never a problem for me.

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Most, but not all.

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Probably...

@CaptainStrong You quoted yourself?
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CaptainStrong posted...

It would solve a lot of them, but not all.

This. I'd still be an asshole, but I'd be an asshole with an exponentially greater number of doors opened to me.

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https://tenor.com/KSme.gif

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Yeah

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Actually, yes.

Ive realized that my biggest problem in life is that I work way too much and am so dependent on work.

I probably wouldnt even stop working completely, but it would be nice to not have to work six days a week anymore. More free time is what Ive been craving. Most, if not all, of my current woes come from I wish I had more time to do things.

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LinkPizza posted...

Probably...

@CaptainStrong You quoted yourself?

I did? Guess I fucked up when editing the post.

CaptainStrong posted...

I did? Guess I fucked up when editing the post.

Oh. I see. I think I've done that. Usually, it's on my phone. I try to hit edit, but end up hitting quote.
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possibly, though I don't have too many problems to deal with


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xjayguyx posted...

It would solve around 90-95% of my problems yes.

Any problems I couldn't eventually solve would be vastly outweighed by the large majority I could.

Proper health care, pay off the house, get repairs, lack of stress related to money.

It's not even like I want a lot of screw around stuff, so no blowing through it on random stuff. It's already hard enough to think of gift ideas for birthday/holidays due to basically not wanting much of anything.

Yes

I would be so powerful once I get this ball

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I don't have any real problems to solve ..

.. except my cars leaky engine

But a Powerball jackpot would be way too much to fix that


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No. It would certainly make things easier, but my biggest problems at the moment have nothing to do with money

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I think a decent chunk of issues/stressors would dissipate, but it certainly wouldn't resolve everything for me.

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None. And it'd add unique problems of its own.

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Even though I'm handicapped and on social assistance, money would not solve any of my problems.

However, I am very thankful for the disability money I get... so if I ever won the lottery I would pay back the government with extra out of thanks, or donate to charity depending on your opinion on if helping the government helps the taxpayer.

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Pikazard1 posted...

possibly, though I don't have too many problems to deal with

Sounds about right. My life's pretty decent at the moment (obvious pandemic situation aside, because that sucks for everyone), but a big lottery win would secure that for a good long while. I'd probably give a decent chunk of it to my mother to pay off her house and the like, since she's coming up on retirement age and not in a financial position where retirement is readily attainable, but otherwise it'd just be a matter of making it so that work wouldn't be a necessity anymore.

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J_Dawg983 posted...

Oh yeah and unless you and someone you care about has some life threatening illness I cant see what probably wouldnt be solved with that kind of money.

A lot of things that people blame on unhappiness won't improve with the lottery. More money won't make you less lonely, and won't motivate you to 'finally get in shape'; It won't change your personality to make you more likable or interesting; It won't make you more content with what you own. Earning enough money to fulfill these things isn't hard, yet many people struggle with them because it takes willpower, self reflection, and effort/dedication.

Stress related to not being able to afford basic necessities or health care, sure. But many people are unhappy even with those taken care of.

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I'd fix a substantial number of my problems for sure, and even help some others around me. The only problems it wouldn't fix are the ones that money can't really affect.

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100% yes

my wife and I are happy and healthy and our only problem is that we can't spend every moment together because we have to work. This lockdown has been the greatest thing ever with us both working from home

Clench281 posted...

A lot of things that people blame on unhappiness won't improve with the lottery. More money won't make you less lonely, and won't motivate you to 'finally get in shape'; It won't change your personality to make you more likable or interesting; It won't make you more content with what you own. Earning enough money to fulfill these things isn't hard, yet many people struggle with them because it takes willpower, self reflection, and effort/dedication.

Stress related to not being able to afford basic necessities or health care, sure. But many people are unhappy even with those taken care of.

Depending on how you spend that money, it could. I mean, more people might start hanging around if you had money. And instead of going to the gym, you could bring the gym to you. As for personality, money won't change it. But the things you buy could change that. Or you can meet new people because of the things you can now afford to do. Some people may be more content with what they own, as they may own a better version of something than they did before.

As for earning enough money to fulfill those things, it can be hard. So many people are paycheck to paycheck with no way out of that hole. Money could definitely help a lot of those people become happier.

While the money itself may not make everyone happier, it can be a powerful tool to help with it. While not all my problem may be solved with it, most of them could be taken care of if I had enough...
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Clench281 posted...

More money won't make you less lonely,

Depends why you're lonely. If it's because of crippling shyness, it won't help, but if it's because you spend too much time working to cultivate a social life and/or have to live too far away from family and friends due to your career, money can potentially alleviate that.

Clench281 posted...

and won't motivate you to 'finally get in shape';

It won't motivate you, but it will present more of an opportunity to do so by giving you more time to work with. Going to the gym in the early morning before work isn't something a lot of people want to do, nor is going to the gym after work or on a rare day off, but with more free time, going later in the day becomes an option.

Clench281 posted...

It won't make you more content with what you own.

That depends why you aren't content with what you own. There's a fair amount of middle ground between having necessities taken care of and having enough luxuries to have a consistently enjoyable everyday life, and while that latter goal post is very prone to being moved as people accumulate more stuff, even those who seek to practice a more modest, minimalist life can benefit from having at least a few fun things around. Greed isn't always insatiable.

Money certainly won't fix everything, no, but money does have trickle down effects that make happiness more attainable for those who are willing to seek it (mostly in the form of giving people more time to do so).

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It would solve most of my problems.

adjl posted...

Depends why you're lonely. If it's because of crippling shyness, it won't help, but if it's because you spend too much time working to cultivate a social life and/or have to live too far away from family and friends due to your career, money can potentially alleviate that.

It won't motivate you, but it will present more of an opportunity to do so by giving you more time to work with. Going to the gym in the early morning before work isn't something a lot of people want to do, nor is going to the gym after work or on a rare day off, but with more free time, going later in the day becomes an option.

That depends why you aren't content with what you own. There's a fair amount of middle ground between having necessities taken care of and having enough luxuries to have a consistently enjoyable everyday life, and while that latter goal post is very prone to being moved as people accumulate more stuff, even those who seek to practice a more modest, minimalist life can benefit from having at least a few fun things around. Greed isn't always insatiable.

Money certainly won't fix everything, no, but money does have trickle down effects that make happiness more attainable for those who are willing to seek it (mostly in the form of giving people more time to do so).

This guy gets it. I was going to make a similar post before I saw yours.

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ReggieTheReckless posted...

100% yes

my wife and I are happy and healthy and our only problem is that we can't spend every moment together because we have to work. This lockdown has been the greatest thing ever with us both working from home

Im really happy to read this post. Im seeing too many stories about how people (couples) are realizing how much they cant stand each other because of quarantine and its just.. so sad.

I do think that SOME time apart is healthy (though if youre happy spending all the time together, more power to you! ) but I think people need to start learning how to be happy being single and not jumping into relationships out of fear of being alone.

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rexcrk posted...

Im really happy to read this post. Im seeing too many stories about how people (couples) are realizing how much they cant stand each other because of quarantine and its just.. so sad.

I do think that SOME time apart is healthy (though if youre happy spending all the time together, more power to you! ) but I think people need to start learning how to be happy being single and not jumping into relationships out of fear of being alone.

Yeah, the spikes in divorce rates that are coming out of this really make me question why these people got married in the first place. Being around somebody 24/7 will wear on you regardless of who they are, so I'm glad that my girlfriend and I do have enough room in the apartment to have some breathing room as needed, but I'm quite enjoying getting to spend all this extra time with her.

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Just about, however it couldn't get me a girlfriend who likes me for who I am, which, while not really a problem, is something I eventually do want.

But yeah, being financially secure is one of the biggest worries I have, even if I am fairly financially secure and at no risk of being homeless or w/e at the moment or coming future.

My spouse is a nurse, so literally nothing has changed on that front.

I'm torn between being grateful they still have a job, to worried, and feeling like I'm missing out a bit. Like I know it's stupid but I'm mildly worried they're going to get quarantined at work if things escalate, since they're a nurse at a nursing home.

rexcrk posted...

Actually, yes.

Ive realized that my biggest problem in life is that I work way too much and am so dependent on work.

I probably wouldnt even stop working completely, but it would be nice to not have to work six days a week anymore. More free time is what Ive been craving. Most, if not all, of my current woes come from I wish I had more time to do things.

If you can save up $500,000, then you can withdraw approx 20k a year (plus inflation) for the rest of your life.

If you save up $250,000, then you withdraw 10k a yaer (plus inflation) for the rest of your life. If you only need to live on 15k a year, then you only need to generate 5k a year in income.

With investing, you don't actually need to save $250/$500. Some of that will be taken care of by compound interest.

A life free of work can be achieved easily by 40 for most people, or 30 if you really want and planned for it. Idk your age though, it obviously depends on that. But you have the choice of getting out, at least. Also look into types of jobs, like seasonal vs hourly vs salary. Some jobs are easier to work 20h a week in (nursing), work seasonally (tax accountant), or choose your own hours (freelancer).

You can do it! It's totally worth looking for a change.

blu posted...

If you can save up $500,000, then you can withdraw approx 20k a year (plus inflation) for the rest of your life.

If you save up $250,000, then you withdraw 10k a yaer (plus inflation) for the rest of your life. If you only need to live on 15k a year, then you only need to generate 5k a year in income.

With investing, you don't actually need to save $250/$500. Some of that will be taken care of by compound interest.

A life free of work can be achieved easily by 40 for most people, or 30 if you really want and planned for it. Idk your age though, it obviously depends on that. But you have the choice of getting out, at least. Also look into types of jobs, like seasonal vs hourly vs salary. Some jobs are easier to work 20h a week in (nursing), work seasonally (tax accountant), or choose your own hours (freelancer).

You can do it! It's totally worth looking for a change.

I hate to sound mean, but this sound like a bunch of BS. I mean, I don't think it's as easy as you think. Though, with your brag topics, maybe you really do believe it's this easy for most people... But it's really not...

I do think some people could possibly do this. But not anyone. Even if it's because they have a hard tie finding work in their area...
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I feel bad for those who voted no.

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zebatov posted...

I feel bad for those who voted no.

I voted no because technically it wouldn't solve all my problems.

I did, however, comment the majority would be solved and outweigh what wasn't.

Why feel bad though?

ChaosAzeroth posted...

Why feel bad though?

probably because most of the people voting no have real health problems/issues or something

LinkPizza posted...

I hate to sound mean, but this sound like a bunch of BS. I mean, I don't think it's as easy as you think. Though, with your brag topics, maybe you really do believe it's this easy for most people... But it's really not...

I do think some people could possibly do this. But not anyone. Even if it's because they have a hard tie finding work in their area...

I do believe most people can and that Im actually behind on overall money earning from spending extra time in school. I can retire about the same age as as someone who studied dental hygiene and started working at 20, as opposed to doing an additional 7+ years of education/training.

I mean, almost anyone (but not everyone) can go learn a trade and be a dental hygienist, electrician, welder, plumber, engineer, programmer, nurse and be making 60k by early 20s (and 100k+ in 30s depending on which you choose is achievable, though not needed to retire early). Not really lofty goals, and the path is straightforward. If work isnt in your area...move.

Obviously some people have medical issues or disability and cant move, but disability is not the standard.

Even someone making 30k can invest 10-15k a year and retire at 40-50yrs, but thats kinda a more extreme path and it would be better to focus on increasing income.

I believe so. I've already solved my personal and emotional problems. I'm quite happy with my life. Money would just make it better and allow me to do all the cool shit that I simply can't afford.

But I don't need pedo island kind of money. Unwrap my Hershey kisses and Starburst for me kind of money would be plenty.


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blu posted...

If you can save up $500,000, then you can withdraw approx 20k a year (plus inflation) for the rest of your life.

If you save up $250,000, then you withdraw 10k a yaer (plus inflation) for the rest of your life. If you only need to live on 15k a year, then you only need to generate 5k a year in income.

With investing, you don't actually need to save $250/$500. Some of that will be taken care of by compound interest.

A life free of work can be achieved easily by 40 for most people, or 30 if you really want and planned for it. Idk your age though, it obviously depends on that. But you have the choice of getting out, at least. Also look into types of jobs, like seasonal vs hourly vs salary. Some jobs are easier to work 20h a week in (nursing), work seasonally (tax accountant), or choose your own hours (freelancer).

You can do it! It's totally worth looking for a change.

Thats certainly a nice thought... but Im 32 and I only just started going to school last year and am on track to graduate with just an Associates by the end of this year.

I have a feeling Im going to have to work for a very, very long time.

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rexcrk posted...

Thats certainly a nice thought... but Im 32 and I only just started going to school last year and am on track to graduate with just an Associates by the end of this year.

I have a feeling Im going to have to work for a very, very long time.

Yeah, at 32 with an associates depending on what youll settle on doing and how much you want mid 40s is possible. Really, I like the idea of getting a certain amount then scaling back to part time and use investment income more as a supplement.

Remote work might also be a good option to pursue. On the bright side, youre possibly early enough you can tailor your job to how you want to live instead of what you want to do, if thats what you want.

blu posted...

I do believe most people can and that Im actually behind on overall money earning from spending extra time in school. I can retire about the same age as as someone who studied dental hygiene and started working at 20, as opposed to doing an additional 7+ years of education/training.

I mean, almost anyone (but not everyone) can go learn a trade and be a dental hygienist, electrician, welder, plumber, engineer, programmer, nurse and be making 60k by early 20s (and 100k+ in 30s depending on which you choose is achievable, though not needed to retire early). Not really lofty goals, and the path is straightforward. If work isnt in your area...move.

Obviously some people have medical issues or disability and cant move, but disability is not the standard.

Even someone making 30k can invest 10-15k a year and retire at 40-50yrs, but thats kinda a more extreme path and it would be better to focus on increasing income.

Sure. People can learn a skill and do that. But not everyone. Not even almost everyone. If everyone did that, those jobs would be overfilled with people. Meaning that most of those jobs would either start paying less (not in as much demand anymore), and people wouldn't be able to get them as there would be no open spots (or they wouldn't be open for long). That being said, it's not as easy to save, either. How much a person can save, if they can save, depends on a lot of things. How much money they make is one thing, but you have to consider how much they spend. Like on a house, and other necessities. And how big their family is. And that stuff changes with the area they live in. But that can also change how much they make.

And even then, saving can only go so far sometimes. I know plenty of people on base who save a good amount. Usually because they're married mil-to-mil. And even then, it would take a lot to save the amount you're talking about saving. Well, without living a shitty life, that is... If they want to live in a cardboard box and only eat ramen for a while, they could save faster. But most normal people don't want to live a shit life for however many years to have a better one when they're old and about to die...
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No, but it would solve the problem of me not being able to sit around and do whatever I want at home all day every day.
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LinkPizza posted...

Sure. People can learn a skill and do that. But not everyone. Not even almost everyone. If everyone did that, those jobs would be overfilled with people. Meaning that most of those jobs would either start paying less (not in as much demand anymore), and people wouldn't be able to get them as there would be no open spots (or they wouldn't be open for long). That being said, it's not as easy to save, either. How much a person can save, if they can save, depends on a lot of things. How much money they make is one thing, but you have to consider how much they spend. Like on a house, and other necessities. And how big their family is. And that stuff changes with the area they live in. But that can also change how much they make.

And even then, saving can only go so far sometimes. I know plenty of people on base who save a good amount. Usually because they're married mil-to-mil. And even then, it would take a lot to save the amount you're talking about saving. Well, without living a shitty life, that is... If they want to live in a cardboard box and only eat ramen for a while, they could save faster. But most normal people don't want to live a shit life for however many years to have a better one when they're old and about to die...

Yes, everyone cant be wealthy to a point they can live off investments. Nothing would ever be produced! Everyone cant also do the same job. The size of your family and when you have children is a personal choice. Having a kid or two should only push retirement back a few years.

A house isnt a necessity, its an indulgence. Shelter is a necessity, maybe a small apartment you split with a SO. Maybe a good sized 1 bedroom for $1000 a month, leaving them with a full $8000 to spend throughout the rest of the year if they need to live on 20k. Yes, you do have to consider how much a person spends. They can choose to spend their money on something other than a income-generating asset, or they can spend it on a consumer goods.

Spending 15-20k isnt cardboard boxes and ramen levels of spending. Its a single bedroom apartment on the outskirts of a city, healthy meals, transportation, and good entertainment. It also leaves the average American able to save $10,000. Cardboard box and ramen is spending like $300 annually. The idea isnt to live a shitty life, but if buying luxury items are what makes life worth living for you...retirement isnt your thing.