Poll of the Day > What is your credit limit on your credit cards?

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Ogurisama
05/10/18 4:39:51 PM
#1:


What is your credit limit on your credit cards? - Results (8 votes)
0 - I dont have a credit card
0% (0 votes)
0
1-500
0% (0 votes)
0
501-1000
12.5% (1 votes)
1
1001-2500
25% (2 votes)
2
2501-5000
12.5% (1 votes)
1
5001-10000
37.5% (3 votes)
3
10001-25000
0% (0 votes)
0
25001-50000
12.5% (1 votes)
1
50001+
0% (0 votes)
0
Unlimited
0% (0 votes)
0
Between my two cards i have 9500
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EvilMegas
05/10/18 4:44:19 PM
#2:


3500 because i never bothered to increase it.
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ReggieTheReckless
05/10/18 4:46:29 PM
#3:


was like 10k, now like 7k because they noticed I never ever spend that much money
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LinkPizza
05/10/18 4:47:29 PM
#4:


4000. That's enough...
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VeeVees
05/10/18 4:48:29 PM
#5:


i don't know
they told me before but i never remember
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Cacciato
05/10/18 4:48:40 PM
#6:


Around 14 thousand I think. I dont know why they gave me that much, but whatever.
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Smarkil
05/10/18 5:06:44 PM
#7:


I only have one credit card that I never use. They've increased it a number of times to 5k but I've never actually increased it myself.

I've thought about getting a new one but eh. I don't really need it.
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Ogurisama
05/10/18 5:08:53 PM
#8:


Smarkil posted...
but I've never actually increased it myself.

Thats illegal

Unless they told you and you accepted, increasing your limit without consent is illegal and can get the company fined

ReggieTheReckless posted...
was like 10k, now like 7k because they noticed I never ever spend that much money

Decreasing your limit cause you dont use it i am pretty sure is illegal unless you said sure decrease it.
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Mead
05/10/18 5:10:09 PM
#9:


Like 50k cumulative
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Smarkil
05/10/18 5:21:10 PM
#10:


Ogurisama posted...
Thats illegal

Unless they told you and you accepted, increasing your limit without consent is illegal and can get the company fined


It's probable that they've asked me when doing other stuff and I just said go ahead. I started out at like 2k when I first got my card a number of years ago. I've just never sought out to actually increase it myself.
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ClarkDuke
05/10/18 5:48:10 PM
#11:


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ReggieTheReckless
05/10/18 5:59:08 PM
#12:


Ogurisama posted...
Smarkil posted...
but I've never actually increased it myself.

Thats illegal

Unless they told you and you accepted, increasing your limit without consent is illegal and can get the company fined

ReggieTheReckless posted...
was like 10k, now like 7k because they noticed I never ever spend that much money

Decreasing your limit cause you dont use it i am pretty sure is illegal unless you said sure decrease it.

they both increased it and decreased it without asking me

don't care either way that it's illegal or w/e
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MrMelodramatic
05/10/18 6:17:40 PM
#13:


Like 4k?

When I first got my credit card it was only $1500, but they increase it every couple of months.
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#14
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InfestedAdam
05/10/18 7:25:19 PM
#15:


$10,000. I only raised it so on the occasion I have high expenditures, at least the percentage of the balance won't be as bad. I am not 100% but I think the percentage of your credit being used up affects your credit score.
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KJ StErOiDs
05/11/18 2:24:06 AM
#16:


7k, which has always been more than enough for me.
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shipwreckers
05/11/18 2:48:35 AM
#17:


Zangulus posted...
Ogurisama posted...
Smarkil posted...
but I've never actually increased it myself.

Thats illegal

Unless they told you and you accepted, increasing your limit without consent is illegal and can get the company fined

ReggieTheReckless posted...
was like 10k, now like 7k because they noticed I never ever spend that much money

Decreasing your limit cause you dont use it i am pretty sure is illegal unless you said sure decrease it.


What laws are there about doing this without consent? I looked and didnt see anything.


Yeah, my bank did the same thing to me. I'm guessing state laws vary on this, but in NC, it's legal.
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Magus 10
05/11/18 3:42:59 AM
#18:


~60k between two cards.
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argonautweakend
05/11/18 3:51:15 AM
#19:


ClarkDuke posted...
I have a black cock, ok?
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ClarkDuke
05/11/18 3:57:38 AM
#20:


argonautweakend posted...
ClarkDuke posted...
I have a black cock, ok?

My dick is shaped more like a potato, ok?
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EclairReturns
05/11/18 4:02:32 AM
#21:


$1800 on my newest card.
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Blaqthourne
05/11/18 4:11:22 AM
#22:


I want a card with a $1 credit limit.
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Bugmeat
05/11/18 4:11:53 AM
#23:


Ogurisama posted...
Unless they told you and you accepted, increasing your limit without consent is illegal and can get the company fined

Nope. Its.not illegal.
Ogurisama posted...
Decreasing your limit cause you dont use it i am pretty sure is illegal unless you said sure decrease it.

Also not illegal.

I'm not sure why you think it is. But it's a common practice and they don't require your permission. It doesn't change your interest rate or anything like that. A higher amount of available credit will actually increase your credit score, assuming you don't suddenly start using more of your available credit just because they raised it.
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Zeus
05/11/18 4:18:38 AM
#24:


Ogurisama posted...

Unless they told you and you accepted, increasing your limit without consent is illegal and can get the company fined


Blargh, wish I had known. I think one of my credit card companies increased mine without asking quite a while ago.

At any rate, I pay it off in full every month so I've never needed it to be all that high.
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FatalAccident
05/11/18 10:42:00 AM
#25:


Lol 6000
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Dikitain
05/11/18 11:05:23 AM
#26:


5K, I only have one "credit" card, the rest are debit.

I don't even need that much, I literally use it for everything except my mortgage payments and never spend anywhere near that in a month.
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Firewood18
05/11/18 11:47:48 AM
#27:


I have 2 cards with $8000 limit on both. I just closed 3 cards that totaled $27,000 in unused credit.
My credit score probably went down a few points but whatever.
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