| Board List | |
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| Topic | It always surprises me how many smart people suck at managing money. |
| KILBOTz 08/24/17 3:12:17 PM #26 | SomeGuyUO posted... His wife probably doing majority of spending lol. from what I can tell the day to day bad money habits are her, the big decisions that are poorly made are him. --- |
| Topic | It always surprises me how many smart people suck at managing money. |
| KILBOTz 08/24/17 3:09:33 PM #23 | Super Saiyan 3 Goku posted... Wish my student loans were only $50k - and that's between the 2 of them. They are like 31 and 32 so they have been paying off student loans for a while. The cars are really the ones that got me, their new cars are no better than their old ones that were paid off. I thought the lexus actually had an I4, if it is a v6 even more lol because it is about as fast as my 2001 4Runner. --- |
| Topic | It always surprises me how many smart people suck at managing money. |
| KILBOTz 08/24/17 2:46:28 PM #9 | Lost_All_Senses posted... Being smart doesn't save you from also being impulsive. I should know that by now but still always make the assumption they are. --- |
| Topic | Should I wait for OLED to get a 4k TV? |
| KILBOTz 08/24/17 2:41:54 PM #3 | |
| Topic | It always surprises me how many smart people suck at managing money. |
| KILBOTz 08/24/17 2:39:13 PM #7 | Balrog0 posted... the only thing there that I find surprisingly stupid is the 401k loan bit their whole house thing really confused me when they were looking to buy. they bought a really nice house in a meh neighborhood that was very inconvenient for both his and his wife's commute. It's like a 3000 square foot house in Lynnwood, WA, and they seem to think it is worth like 3x what they paid for it 2 years ago now. The cars were what got me. They had like a 2005 Ford Focus and a 1998 Honda Accord or roughly those years, both ran well, but they wanted a "new" but out of warranty Mazda 3 and pre-owned Lexus IS250 with like 1 year left on the warranty in their place. --- |
| Topic | It always surprises me how many smart people suck at managing money. |
| KILBOTz 08/24/17 2:31:30 PM #4 | CADE FOSTER posted... People want everything now instead of saving and waiting to buy it Oh definitely, it is totally just keeping up with the joneses. I guess I normally expect smart people to make rational choices and consider long term consequences when clearly that is not the case. --- |
| Topic | It always surprises me how many smart people suck at managing money. |
| KILBOTz 08/24/17 2:28:10 PM #1 | One of my friends who is making ~$90k and his wife makes ~$60k told me today he is $20k in credit card debt, took out a $40k 401K loan for a home down payment, 30k in 2 car loans and ~$50k for student loans between him and his wife. Basically other than the student loans everything he and his wife get into financial troubles come from conspicuous consumption, he is classic first in his family to go to college so he bought a house before he could afford one, bought new cars when his old one was working because he wanted everyone to see his success, etc. And he has been stably employed since he graduated at good paying jobs, they haven't had any emergency type situations where they had to go into debt, it's really just all money management. --- |
| Topic | Why did Vin Disel want to be Groot? |
| KILBOTz 08/24/17 12:57:28 PM #2 | He felt it would let him grow as an actor. --- |
| Topic | Do you know how to swim in real life? |
| KILBOTz 08/24/17 12:12:57 PM #37 | im a great swimmer. from like 3 years old until 12 or so my parents took me and my brother to the community pool every Friday night for like 3 hours. I also grew up on rivers and creeks and did tons of swimming in pretty heavy currents, and a decent amount of swimming in oceans. --- |
| Topic | Just got my glasses today. Son breaks them in two hours |
| KILBOTz 08/23/17 6:27:32 PM #19 | |
| Topic | Favorite Justice League episode? *Spoilers) |
| KILBOTz 08/23/17 5:09:05 PM #35 | The Booster Gold episode and any The Question heavy episodes. I wish they had some good BG/BB eps but I had to be ok with BG. --- |
| Topic | "I'm sorry, sir/ma'am, but your card has declined." |
| KILBOTz 08/23/17 5:00:54 PM #19 | NibeIungsnarf posted... I can't imagine my card being denied. ive had a situation where my card was cancelled/on temporary hold because of suspected fraud without me being informed (this was before everyone could get a text message) ive had my cards killed from magnets ive had cards be just plain unreadable from overuse and not able to go through ive had credit card machines not working and me being the first person to go try to get checked out since they went down and once I had it rejected from having no money in college --- |
| Topic | Curious, why do black pope lseem to rarely do mass shootings? |
| KILBOTz 08/23/17 4:28:39 PM #16 | They are stuck in a bullet proof bubble, no bullets get in or out making mass shootings by black pope Iseem rare. --- |
| Topic | "I'm sorry, sir/ma'am, but your card has declined." |
| KILBOTz 08/23/17 4:13:58 PM #10 | Ivynn posted... KILBOTz posted...pull out one of my other cards and not panic. ive got money, its all good. meh, ive seen people in front of me have cards rejected and never gave it a second thought, I assume in general no one gives a fuck about the shit I do so I don't get embarrassed about most things. --- |
| Topic | "I'm sorry, sir/ma'am, but your card has declined." |
| KILBOTz 08/23/17 3:51:38 PM #7 | pull out one of my other cards and not panic. ive got money, its all good. --- |
| Topic | Eating peas. AMA. |
| KILBOTz 08/23/17 3:44:51 PM #13 | Captain Tenille: Tell me young man, what do you want out of life? Homer: [straining to reach the peas on the table] I want peas. Captain Tenille: Oh, we all want peace, but it's always just out of reach. [Homer groans and sits back in his chair] So, what's the best way to get peace? Homer: [reaching out and picking up peas on his knife] With a knife. Captain Tenille: Exactly! Not with the olive branch but the bayonet! Ah, Simpson, you're like the son I never had. Homer: And you're like the father I never visit. --- |
| Topic | Animation outside of the U.S. and Japan? |
| KILBOTz 08/23/17 3:39:47 PM #16 | What about Chimpo or something like that, you know, the hit Afganistanimation. --- |
| Topic | Cantaloupe is a bad fruit. |
| KILBOTz 08/23/17 3:34:14 PM #27 | cantaloupe is great. honeydew is only good like 1 week a year. a great honey dew is good but hard to find. --- |
| Topic | Ever find yourself in that situation where someone refuses your help with dinner |
| KILBOTz 08/23/17 2:53:02 PM #6 | My sister in law refuses to lift a finger at my parents house. --- |
| Topic | When did you realize you were gay |
| KILBOTz 08/23/17 2:29:22 PM #4 | When I was banging your mom and saw she had a sweet dick. --- |
| Topic | How do you stop comparing yourself to others? |
| KILBOTz 08/22/17 7:44:35 PM #9 | I know this Jim who never compares himself to others, so I try to be like him, though I often fall short. --- |
| Topic | Good Lord help me. My little cousin has entered his anime phase |
| KILBOTz 08/22/17 7:43:02 PM #16 | Zombified_Toast posted... KILBOTz posted...Zombified_Toast posted...Turbam posted...Trayvon posted...is sao shit? someone at work told me to watch it Well you've just got an answer for everything, don't you. --- |
| Topic | Mike Rowe seems like a very unlikable person. |
| KILBOTz 08/22/17 6:50:33 PM #31 | Ray_Dorset posted... As a tradesman it is good to see someone advocating for it and trying to remove the stigma around it. There is a shortage of electricians where I live and a good one could realistically make six figures. Also as a tradesman, I can't wait to get out of it. you can make 6 figures because there is a shortage. i would be thanking the stigma while you count your money instead of hoping the market becomes over saturated like they have been trying to do with engineering work. --- |
| Topic | Good Lord help me. My little cousin has entered his anime phase |
| KILBOTz 08/22/17 6:47:51 PM #12 | Zombified_Toast posted... Turbam posted...Trayvon posted...is sao shit? someone at work told me to watch it why have anime on video games? doesnt that like lower any stakes to the point where there is no real conflict, just contrived shit? --- |
| Topic | Is the South actually like those Southern gothic novels/short stories? |
| KILBOTz 08/22/17 6:45:46 PM #5 | |
| Topic | Should I still squat if my legs are tired? |
| KILBOTz 08/22/17 5:57:44 PM #5 | there are two types of lifters. those who do leg days and those make excuses. --- |
| Topic | Do you like your job? |
| KILBOTz 08/22/17 5:45:13 PM #12 | no, i have an interview Friday that hopefully is a good fit. --- |
| Topic | Mike Rowe seems like a very unlikable person. |
| KILBOTz 08/22/17 5:28:14 PM #10 | he comes across to me as a guy who wants to get into politics and is playing to the growing anti-education and anti-intellectualism crowd. --- |
| Topic | What's the lowest financial situation you've been in? |
| KILBOTz 08/22/17 5:23:38 PM #60 | just graduated college, $0 credit card debt, $12k in student loans, hit $12 in the bank. i had a job lined up i had accepted but they kept pushing out the start date and slow rolling me. i had like $800 or so when i graduated but took 3 months to start my job. --- |
| Topic | How different would the world be if guys were the ones who got pregnant?? |
| KILBOTz 08/22/17 5:21:42 PM #11 | If men were still the physically stronger and larger of the sexes i think the power structures would remain similar. --- |
| Topic | Favorite bird of prey |
| KILBOTz 08/22/17 5:20:11 PM #20 | Osprey. Growing up there was an osprey nest in the lights of my high school football field and we got nesting ospreys at my house a few times. --- |
| Topic | How different would the world be if guys were the ones who got pregnant?? |
| KILBOTz 08/22/17 5:16:25 PM #8 | hollow_shrine posted... Well the whole barebacking thing from the seventies definitely doesn't happen. Really, I imagine the whole approach to casual sex in the gay community never really takes off until birth control in the seventies. presumably it would still take a man and woman to make a baby. just with a nice feminine penis involved. --- |
| Topic | Is it fucked up what my dad almost did to my little bro? |
| KILBOTz 08/22/17 5:05:57 PM #30 | It's a big enough asshole move that if your brother chose to cut contact with your dad it would be understandable. Trying to fuck with a man's livelihood is bullshit. --- |
| Topic | As a man, have you ever felt insecure about intimidating people? |
| KILBOTz 08/22/17 1:54:23 PM #6 | CapnMuffin posted... I'm 6'2'' and pretty bulky so I get this sometimes. when I was younger all the short guys in school either loved me or hated me. no middle ground. once they realized I had no problem punching a smaller man they stopped coming at me though but still acted hard. --- |
| Topic | Massachusetts official in trouble for making racial slur about CNN contributor |
| KILBOTz 08/22/17 1:52:46 PM #4 | Judge me based on how I view myself, not based on my actions! --- |
| Topic | As a man, have you ever felt insecure about intimidating people? |
| KILBOTz 08/22/17 1:45:24 PM #3 | not insecure but it happens a decent amount. especially when I had a huge beard. im 6'6" and work out so ive had quite a few women cross the street or straight up run if I was walking the same direction as them. --- |
| Topic | Oregon makes possession of cocaine, heroin, meth and other drugs a misdemeanor |
| KILBOTz 08/22/17 1:19:47 AM #16 | When I was in Salem today there was a dude smoking meth or crack or something out of a different type of pipe than weed, just out in the open no biggie. --- |
| Topic | Saw my first R rated movie today. |
| KILBOTz 08/22/17 12:48:20 AM #11 | The Rock was the first one I saw in theaters, i was 13 or 14 at the time. Terminator 2 was probably the first I saw period when I was 10 or 11. --- |
| Topic | Can you ID these individuals who have passed? |
| KILBOTz 08/22/17 12:45:00 AM #7 | hunter s thompson thereau? wilde? i confuse the two no matter what guy that played piano with candleabra cant remember his name lee harvey oswald maybe? little richard? mark twain row 2 george reeves the LSD guy JFK salvador dali amelia earhardt drummer for the beatles... i cant remember his name. im going on an hour of sleep last night so meh --- |
| Topic | Wow, Community gets so much better after the gas leak year |
| KILBOTz 08/22/17 12:38:33 AM #3 | |
| Topic | Saw my first R rated movie today. |
| KILBOTz 08/22/17 12:37:48 AM #6 | |
| Topic | ITT: post pictures you took of the eclipse |
| KILBOTz 08/21/17 7:31:55 PM #15 | 90% of them are just pure flare. those ones were the million monkeys at a million type writer best works. --- |
| Topic | My grandma is an old Asian lady (aka difficult to buy for) what do I get her |
| KILBOTz 08/21/17 6:30:12 PM #9 | carton of cigarettes and something that lets her play an afternoon of bingo for free. or some other form of gambling she likes. --- |
| Topic | ITT: post pictures you took of the eclipse |
| KILBOTz 08/21/17 6:28:52 PM #13 | Most chimpanzees are better photographers than me and i somehow forgot my filters and didn't realize it until the eclipse was 5 minutes away. took around 300 photos while messing with every setting i could and these are the most non-bad i took http://imgur.com/a/ns2eo also around 50 of my photos are missing from my memory card. Aliens? --- |
| Topic | for all the people excited for the solar eclipse |
| KILBOTz 08/21/17 9:49:42 AM #16 | Right? I live in Washington, everyone smokes but insurance and bullshit --- |
| Topic | imagine how much money companies have made off 'eclipse glasses' |
| KILBOTz 08/21/17 9:43:50 AM #2 | Hahahahahahahah Omg your killing me here --- |
| Topic | for all the people excited for the solar eclipse |
| KILBOTz 08/21/17 9:41:33 AM #14 | Sativa_Rose posted... KILBOTz posted...I am in the path of totality (Salem, or) I will look directly at it without glasses for about a minute once it reaches totality Yes but I am in the middle of a job hunt so I can't. --- |
| Topic | Have you ever had to give a speech in front of an audience before? |
| KILBOTz 08/21/17 8:52:32 AM #10 | I've done tons of professional presentations to up to 1000 people and regularly around 100 people. I gave the salutatorian speech to about 500, that was definitely the one I was most nervous about. After that they haven't been that hard. --- |
| Topic | Lol, there is a line of ~50 old people outside Denny's in Salem, OR |
| KILBOTz 08/21/17 8:42:26 AM #1 | Found a nice place right off I-5 to catch the eclipse. Walked over to Denny's hoping to grab breakfast but there was a line half way around the building of grey hairs. --- |
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