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Cocytus 07/14/23 10:39:54 AM #1: |
Hallelujah. Anybody else get a message, email, about the government automatically putting these things into idr and then forgiveness? --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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Questionmarktarius 07/14/23 10:43:22 AM #2: |
Isn't the "pay twenty years, and it evaporates" a normal thing, tho? ... Copied to Clipboard!
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Cocytus 07/14/23 10:44:53 AM #3: |
Questionmarktarius posted... Isn't the "pay twenty years, and it evaporates" a normal thing, tho?Something like that. I forget how that works. But I'll take this offer that's for damn sure. --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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Cocytus 07/14/23 12:10:47 PM #4: |
Just me then that got this ray of sunshine into my life...? --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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s0nicfan 07/14/23 12:15:01 PM #5: |
Questionmarktarius posted... Isn't the "pay twenty years, and it evaporates" a normal thing, tho? Yes. The thing Biden did is tweak the rules around what payments count towards the total required, but it still requires someone actually paying off their debt regularly over a couple decades to qualify: https://www.bbc.com/news/world-us-canada-66205087 Borrowers are eligible for the forgiveness after 20 or 25 years of payments, depending on their plan, officials said. EDIT: So I assume it's something like "partial payments count as full payments for the tally", meaning someone that hypothetically paid $1/month for 25 years will have their loan cancelled. --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz ... Copied to Clipboard!
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LightHawKnight 07/14/23 12:15:45 PM #6: |
Looks like Biden admin is forgiving 39 billion in student debt? --- The Official Odin of the Shin Megami Tensei IV board. "You know how confusing the whole good-evil concept is for me." ... Copied to Clipboard!
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Requiem 07/14/23 12:17:22 PM #7: |
Basically, it comes down to if you were making an honest effort to pay off the debt for the last 20 years, the government will overlook ts that weren't crossed or is that weren't dotted. --- Copyright free literature available at http://www.gutenberg.org/wiki/Main_Page... otherwise known as Tex-Mex ... Copied to Clipboard!
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s0nicfan 07/14/23 12:20:58 PM #8: |
Requiem posted... Basically, it comes down to if you were making an honest effort to pay off the debt for the last 20 years, the government will overlook ts that weren't crossed or is that weren't dotted. Which, ironically, means that all those "I'm refusing to pay my loan until it's forgiven" folks from the last year have just disqualified themselves for this new plan. --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz ... Copied to Clipboard!
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TaylorHeinicke 07/14/23 12:21:11 PM #9: |
What if I don't have an email address --- St. Louis Battlehawks (7-3) ... Copied to Clipboard!
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Kradek 07/14/23 12:21:50 PM #10: |
The Biden admin has already forgiven billions in debt even before all of this, shame he doesn't get any recognition for it because it wasn't a blanket forgiveness like what the SC recently blocked. But regardless, he never seems to get credit for the millions he's already helped. Ugh, as loathe as I am to cite CNN, it's hard finding articles not just talking about the current situation when I seek to go back further: https://www.cnn.com/2023/07/01/politics/student-loan-forgiveness-biden-borrowers/index.html s0nicfan posted... Which, ironically, means that all those "I'm refusing to pay my loan until it's forgiven" folks from the last year have just disqualified themselves for this new plan. I'd be surprised if pandemic payment pause adversely affects this, more like it just doesn't give them credit for the 3 years. But who knows, maybe they'll say fuck it and go "we know you would have been making the payments, so we'll include it". --- My metal band, Ivory King, has 2 songs out now - allmylinks.com/ivorykingtx (all of our links there so you can choose which one you'd prefer to use) ... Copied to Clipboard!
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Cocytus 07/14/23 12:21:53 PM #11: |
LightHawKnight posted... Looks like Biden admin is forgiving 39 billion in student debt?Yeah, that's what they were saying. --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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Cocytus 07/14/23 12:23:25 PM #12: |
TaylorHeinicke posted... What if I don't have an email addressI imagine you will be notified by mail. --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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Heineken14 07/14/23 12:24:39 PM #13: |
Kradek posted... The Biden admin has already forgiven billions in debt even before all of this, shame he doesn't get any recognition for it because it wasn't a blanket forgiveness like what the SC recently blocked. Yeah, but he didn't forgive MY loans, so he's fucking worthless and I hate democrats because they are liars and I will never vote for a democrat again! --- Rage is a hell of an anesthetic. ... Copied to Clipboard!
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Questionmarktarius 07/14/23 12:26:09 PM #14: |
Kradek posted... I'd be surprised if pandemic payment pause adversely affects this, more like it just doesn't give them credit for the 3 years. But who knows, maybe they'll say fuck it and go "we know you would have been making the payments, so we'll include it.I don't think the payments need to be consecutive and regular to qualify. ... Copied to Clipboard!
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s0nicfan 07/14/23 12:27:20 PM #15: |
Kradek posted... I'd be surprised if pandemic payment pause adversely affects this, more like it just doesn't give them credit for the 3 years. But who knows, maybe they'll say fuck it and go "we know you would have been making the payments, so we'll include it. I was talking more the people saying they're just going to stop paying entirely once payments resume, not the folks not paying due to the pause. This basically tells those folks they actually have to keep paying if they want forgiveness. --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz ... Copied to Clipboard!
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emblem-man 07/14/23 12:27:57 PM #16: |
Is this about the new SAVE plan? --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate ... Copied to Clipboard!
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Torgo 07/14/23 12:29:41 PM #17: |
anyone ever play Heinkyo alien? --- The right wing believe a fact is what their hierarchical belief structure dictates should be true - Not what is reflected in objective reality. ... Copied to Clipboard!
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emblem-man 07/14/23 12:33:28 PM #18: |
Kradek posted... The Biden admin has already forgiven billions in debt even before all of this, shame he doesn't get any recognition for it because it wasn't a blanket forgiveness like what the SC recently blocked. Yep. All the doomers won't say shit though https://gamefaqs.gamespot.com/a/user_image/2/7/4/AADgb_AAElCS.jpg --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate ... Copied to Clipboard!
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Kradek 07/14/23 12:34:46 PM #19: |
s0nicfan posted... I was talking more the people saying they're just going to stop paying entirely once payments resume, not the folks not paying due to the pause. This basically tells those folks they actually have to keep paying if they want forgiveness. My mistake, however the people you're talking about weren't required to make payments in the last year, so my understanding is that now that payments are resuming if they just stop the mentality you discussed then they wouldn't be adversely affected as long as they resume making payments. Heineken14 posted... Yeah, but he didn't forgive MY loans, so he's fucking worthless and I hate democrats because they are liars and I will never vote for a democrat again! Yep, goes to show how sadly even many Dem-likely voters are still, "fuck you, where's mine?" in their mentality and can't appreciate others benefiting and having their life changed being better than nothing ever changing for anybody. It's why it speaks absolutely nothing of character when people only care about issues/results that directly affect them. Well, nothing good anyways. Questionmarktarius posted... I don't think the payments need to be consecutive and regular to qualify. That's good. emblem-man posted... Yep. All the doomers won't say shit though Appreciate that supporting graphic showcasing the different headlines people can look up for further research. --- My metal band, Ivory King, has 2 songs out now - allmylinks.com/ivorykingtx (all of our links there so you can choose which one you'd prefer to use) ... Copied to Clipboard!
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noisetank 07/14/23 12:34:48 PM #20: |
hell yeah, TC! --- Grim Reaper: "Your time has come" Xsquader: "sir whats your badge number?" ... Copied to Clipboard!
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Cocytus 07/14/23 12:35:47 PM #21: |
noisetank posted... hell yeah, TC!Thanks bro! <3 --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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s0nicfan 07/14/23 12:39:02 PM #22: |
Kradek posted... My mistake, however the people you're talking about weren't required to make payments in the last year, so my understanding is that now that payments are resuming if they just stop the mentality you discussed then they wouldn't be adversely affected as long as they resume making payments. Yea, no problem. I should have been more clear since, as you pointed out, even the people saying they aren't going to pay haven't had to pay over covid. --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz ... Copied to Clipboard!
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Agent_Stroud 07/14/23 12:53:26 PM #23: |
s0nicfan posted... Yea, no problem. I should have been more clear since, as you pointed out, even the people saying they aren't going to pay haven't had to pay over covid. Gotta give Uncle Joe credit for this one, as the temptation of having ones student loans forgiven if they just start making payments on a regular basis is definitely some psychology 101 stuff given their outright refusal to resume payments after the moratorium ended. --- "We're going to shake things up, Morgan. Like old times." -- Alex Yu, Prey (2017) ... Copied to Clipboard!
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s0nicfan 07/14/23 12:57:09 PM #24: |
Agent_Stroud posted... Gotta give Uncle Joe credit for this one, as the temptation of having ones student loans forgiven if they just start making payments on a regular basis is definitely some psychology 101 stuff given their outright refusal to resume payments after the moratorium ended. It's the right call. Forgiveness for people who made an honest effort, but you're disqualified if you try to cheat the system. It's the exact same approach he's taken for the border: if you're caught crossing you're disqualified for the regular application process but if you follow the rules you have a much better chance of getting approved. Encouraging good behavior rather than rewarding shitty behavior is a good move. --- "History Is Much Like An Endless Waltz. The Three Beats Of War, Peace And Revolution Continue On Forever." - Gundam Wing: Endless Waltz ... Copied to Clipboard!
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1337toothbrush 07/14/23 1:00:57 PM #25: |
Heineken14 posted... Yeah, but he didn't forgive MY loans, so he's fucking worthless and I hate democrats because they are liars and I will never vote for a democrat again!Well Biden was instrumental in creating the student loan crisis in the first place, so you may want to excuse people for not being impressed with the tiny fraction of the loans that have been forgiven. --- https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg ... Copied to Clipboard!
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NatsuSama 07/14/23 1:03:38 PM #26: |
@questionmarktarius Isn't the "pay twenty years, and it evaporates" a normal thing, tho?Yes and no. It's suppose to operate that way but there many ways that you can become unqualified. That's non even counting the ones who are qualified but still paying 20+ years later. Anyway, I don't qualify since it hasn't been 20 years, but congrats TC --- WAAAH, I CAN'T BEAT THIS GUY WITH HIS TACTICS, I'M GONNA CALL IT SPAM AND CONDEMN HIM FOR USING IT ... Copied to Clipboard!
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Cocytus 07/14/23 1:07:18 PM #27: |
NatsuSama posted... @questionmarktariusThanks man. --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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Sandalorn 07/14/23 1:21:33 PM #28: |
1337toothbrush posted... Well Biden was instrumental in creating the student loan crisis in the first place, so you may want to excuse people for not being impressed with the tiny fraction of the loans that have been forgiven. LOL...You're just the best man. It's like you're in your own contest to see if you can make the worst, most petty and bitter post in every thread you enter. And you're winning!! --- Posted under Ellesarian in a past life. ... Copied to Clipboard!
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Questionmarktarius 07/14/23 1:23:40 PM #29: |
1337toothbrush posted... Well Biden was instrumental in creating the student loan crisis in the first place, so you may want to excuse people for not being impressed with the tiny fraction of the loans that have been forgiven.That happened in 1993. https://www.congress.gov/bill/103rd-congress/house-bill/2055 ... Copied to Clipboard!
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Sandalorn 07/14/23 1:25:15 PM #30: |
Questionmarktarius posted... That happened in 1993. Don't treat him seriously. Nothing he posts is ever in good faith. Just laugh and have a good time with it and thank god you don't live that life of misery. --- Posted under Ellesarian in a past life. ... Copied to Clipboard!
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ModernPost 07/14/23 1:26:02 PM #31: |
s0nicfan posted... Which, ironically, means that all those "I'm refusing to pay my loan until it's forgiven" folks from the last year have just disqualified themselves for this new plan.Federal student loans are still on pause, so I'm not sure who you're referring to. --- The simulacrum is never that which conceals the truth, it is the truth which conceals that there is none. The simulacrum is true. Ecclesiastes FunWithAFryPan ... Copied to Clipboard!
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1337toothbrush 07/14/23 1:56:06 PM #32: |
Sandalorn posted... LOL...You're just the best man. It's like you're in your own contest to see if you can make the worst, most petty and bitter post in every thread you enter. And you're winning!! Questionmarktarius posted... That happened in 1993. Sandalorn posted... Don't treat him seriously. Nothing he posts is ever in good faith. Just laugh and have a good time with it and thank god you don't live that life of misery. https://www.theguardian.com/us-news/2019/dec/02/joe-biden-student-loan-debt-2005-act-2020 --- https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg ... Copied to Clipboard!
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asdf8562 07/14/23 1:57:49 PM #33: |
1337toothbrush posted... https://www.theguardian.com/us-news/2019/dec/02/joe-biden-student-loan-debt-2005-act-2020Still pretending to be a progressive? ... Copied to Clipboard!
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1337toothbrush 07/14/23 1:58:52 PM #34: |
asdf8562 posted... Still pretending to be a progressive?Do you think Biden is a progressive and that me criticizing him makes me not progressive? --- https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg ... Copied to Clipboard!
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asdf8562 07/14/23 2:00:45 PM #35: |
1337toothbrush posted... Do you think Biden is a progressive and that me criticizing him makes me not progressive?You could have just answered yes. I can do without the attempt to convince me your constant "both sides the same" gimmick is totally progressive. ... Copied to Clipboard!
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1337toothbrush 07/14/23 2:05:12 PM #36: |
asdf8562 posted... You could have just answered yes. I can do without the attempt to convince me your constant "both sides the same" gimmick is totally progressive.What both sides? Do you think me criticizing Biden elevates republicans? You really need to stop with the sports-team-like mentality for politics. --- https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg ... Copied to Clipboard!
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Cocytus 07/14/23 2:12:56 PM #37: |
Who cares he's doing the right thing now. --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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1337toothbrush 07/14/23 2:15:01 PM #38: |
Cocytus posted... Who cares he's doing the right thing now.He's barely made a dent in the problem he helped create and it doesn't solve anything for future borrowers. --- https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg ... Copied to Clipboard!
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Cocytus 07/14/23 2:15:52 PM #39: |
1337toothbrush posted... He's barely made a dent in the problem he helped create and it doesn't solve anything for future borrowers.Progress --- Is this reverse psychology? And if I ask, will you lie to me? ... Copied to Clipboard!
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1337toothbrush 07/14/23 2:16:33 PM #40: |
Cocytus posted... ProgressOne baby step forward after a hundred steps back. --- https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg ... Copied to Clipboard!
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fsurb28 07/14/23 2:18:34 PM #41: |
1337toothbrush posted... Do you think Biden is a progressive and that me criticizing him makes me not progressive?Your history shows youre not progressive in any way shape or form, feel free to keep being un1337! --- PSN - fsulb29 ... Copied to Clipboard!
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asdf8562 07/14/23 2:19:16 PM #42: |
1337toothbrush posted... What both sides? Do you think me criticizing Biden elevates republicans? You really need to stop with the sports-team-like mentality for politics.Oops, how could I forget the other usual gimmicks. The "nothing is ever good enough" gimmick. The "ignore what's happening today, pay attention to something a decade plus ago" Lastly my personal favorite, the roundabout reasons why Dem voters should feel they should stay home/why bother vote (this one in particular usually goes about this one in various ways. For example, ignoring Dems dont have the numbers to pass campaign promises, and claiming in various ways why vote for Dems, or Dems never wanted it, or something close to that nature. So in some way they are the same as the GOP, or here's X reasons why you should split the party vote to some other guy.) ... Copied to Clipboard!
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1337toothbrush 07/14/23 3:05:19 PM #43: |
fsurb28 posted... Your history shows youre not progressive in any way shape or form, feel free to keep being un1337!I don't even know who you are but supposedly you know my history? Nah, the reality is that you're just going off what trolls claim is my "history". asdf8562 posted... Oops, how could I forget the other usual gimmicks.Sorry I'm not satisfied with scraps like you are. I didn't say anything about staying home or not bothering voting, but you apparently have a strawman all ready to attack so I won't interrupt the fun you're having with yourself. --- https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg ... Copied to Clipboard!
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RuneterranSnap 07/14/23 3:06:12 PM #44: |
He's gonna pay mine too, or it's just gonna sit there unpaid --- Joyrock/DSFlashlight/OctilIery ... Copied to Clipboard!
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Sandalorn 07/14/23 3:29:55 PM #45: |
fsurb28 posted... Your history shows youre not progressive in any way shape or form, feel free to keep being un1337! "Hey, just because this is my 734,000 post diminishing and deflecting from any good Democrats have done doesn't make me not a progressive!!" Worse gimmick than Tony at this point. --- Posted under Ellesarian in a past life. ... Copied to Clipboard!
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asdf8562 07/14/23 3:33:10 PM #46: |
Sandalorn posted... "Hey, just because this is my 734,000 post diminishing and deflecting from any good Democrats have done doesn't make me not a progressive!!"For real lol ... Copied to Clipboard!
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Patty_Fleur 07/14/23 3:41:50 PM #47: |
Fuck Joe Biden ... Copied to Clipboard!
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1337toothbrush 07/14/23 7:46:17 PM #48: |
Notice how these people can't even counter what I post, they just resort to ad hominem or strawmen. How about you address the content of my posts instead of foaming mad over some imaginary "history" you people are making up? --- https://imgur.com/a/FU9H8 - https://i.imgur.com/ZkQRDsR.png - https://i.imgur.com/2x2gtgP.jpg ... Copied to Clipboard!
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