Current Events > Is your credit card debt more or less than average for your age group

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Damn_Underscore 06/11/23 1:24:59 PM #1:	????? More Less ????? - Results (137 votes) More 10.22% (14 votes) 14 Less 89.78% (123 votes) 123 https://www.cnbc.com/2023/06/09/how-much-credit-card-debt-americans-hold-by-age.html <29 = $2.9k 30-39 = $5.8k 40-49 = $7.6k 50-64 = $7.2k 65+ = $4.7k --- Why should we wait for some better time? There may not even be a tomorrow. <cite>Damn_Underscore posted [p:974077995] in Is your cr... [t:80473842]...</cite> <quote> ????? More Less Vote View Results ????? - Results (137 votes) More 10.22% (14 votes) 14 Less 89.78% (123 votes) 123 Show Voting Form function poll_vote() { var vote_option = $("input[name='poll_vote']:checked").val(); if(!vote_option) return; $.ajax({ type: 'POST', url: '/ajax/forum_poll_vote', data: { option: vote_option, board: '400', topic: '80473842', message: '0', key: 'c845a864' }, success: function(response) { if(response.error) { alert(response.error); } else { $("#poll_vote").hide(); $("#poll_results").html(response.html).show(); } } }); } function view_results_legacy() { $("#poll_vote").hide(); $("#poll_results").show(); } function hide_results_legacy() { $("#poll_results").hide(); $("#poll_vote").show(); } https://www.cnbc.com/2023/06/09/how-much-credit-card-debt-americans-hold-by-age.html <29 = $2.9k 30-39 = $5.8k 40-49 = $7.6k 50-64 = $7.2k 65+ = $4.7k </quote> ... Copied to Clipboard!
Giacomo_Hawkins 06/11/23 1:27:23 PM #2:	$0.00 I pay it off in full every month. --- Will the little voice in the back of my mind screaming "This is a bad idea" please yield the floor. --Mikey Chivalry be hanged, and so will you. <cite>Giacomo_Hawkins posted [p:974078049] in Is your cr... [t:80473842]...</cite> <quote>$0.00I pay it off in full every month.</quote> ... Copied to Clipboard!
Payzmaykr 06/11/23 1:27:29 PM #3:	Less, thankfully (I pay it off every month like poster #2). I really feel bad for a lot of people and I hope so much that we can fix things and give some relief to the people who need it. <cite>Payzmaykr posted [p:974078051] in Is your cr... [t:80473842]...</cite> <quote>Less, thankfully (I pay it off every month like poster #2). I really feel bad for a lot of people and I hope so much that we can fix things and give some relief to the people who need it. </quote> ... Copied to Clipboard!
MICHALECOLE 06/11/23 1:27:39 PM #4:	Its actually about exact <cite>MICHALECOLE posted [p:974078054] in Is your cr... [t:80473842]...</cite> <quote>Its actually about exact</quote> ... Copied to Clipboard!
Cuticrusader09 06/11/23 1:27:50 PM #5:	Giacomo_Hawkins posted... $0.00 I pay it off in full every month. <cite>Cuticrusader09 posted [p:974078062] in Is your cr... [t:80473842]...</cite> <quote>Giacomo_Hawkins posted... </cite><quote>$0.00I pay it off in full every month.</quote></quote> ... Copied to Clipboard!
Damn_Underscore 06/11/23 1:28:19 PM #6:	Giacomo_Hawkins posted... $0.00 I pay it off in full every month. tbh if you have any credit card balance at all that's credit card debt, even if you plan to pay it on time --- Why should we wait for some better time? There may not even be a tomorrow. <cite>Damn_Underscore posted [p:974078080] in Is your cr... [t:80473842]...</cite> <quote>Giacomo_Hawkins posted... </cite><quote>$0.00I pay it off in full every month.</quote>tbh if you have any credit card balance at all that's credit card debt, even if you plan to pay it on time</quote> ... Copied to Clipboard!
hockeybub89 06/11/23 1:28:39 PM #7:	I have about $50 of credit card debt right now and a score over 800. --- http://card.psnprofiles.com/1/NIR_Hockey.png he/him/they/them <cite>hockeybub89 posted [p:974078095] in Is your cr... [t:80473842]...</cite> <quote>I have about $50 of credit card debt right now and a score over 800.</quote> ... Copied to Clipboard!
FolkenRawr 06/11/23 1:28:50 PM #8:	Less --- Cookin like a chef, I'm a 5 Star Michelin <cite>FolkenRawr posted [p:974078099] in Is your cr... [t:80473842]...</cite> <quote>Less</quote> ... Copied to Clipboard!
lilORANG 06/11/23 1:28:57 PM #9:	What qualifies as debt? Just however much is currently on the card? Bc that's like $3k now but as others say, I just pay it all off at the end of the month. --- Let's all please just get along. <cite>lilORANG posted [p:974078106] in Is your cr... [t:80473842]...</cite> <quote>What qualifies as debt? Just however much is currently on the card? Bc that's like $3k now but as others say, I just pay it all off at the end of the month. </quote> ... Copied to Clipboard!
CableZL 06/11/23 1:29:04 PM #10:	More, but the balance I don't pay off immediately is all 0% interest. --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:974078110] in Is your cr... [t:80473842]...</cite> <quote>More, but the balance I don't pay off immediately is all 0% interest. </quote> ... Copied to Clipboard!
545x39 06/11/23 1:29:36 PM #11:	Less than half. --- Bigfoot is real and he tried to eat my ass. <cite>545x39 posted [p:974078124] in Is your cr... [t:80473842]...</cite> <quote>Less than half.</quote> ... Copied to Clipboard!
PeteyParker 06/11/23 1:30:07 PM #12:	Giacomo_Hawkins posted... $0.00 I pay it off in full every month. Same. The only one I don't is if I use my Amazon Store card because it gives 6 months no interest. I only use that one sporadically so every two years or so I get a notification they are going to cancel it for inactivity and I'll buy a new Kindle or a console or something that isn't too much money just so they don't deactivate it. --- "How can.. the Prime minister.. support a law.. that makes it illegal for people.. who....What I'm trying to say is.. Oasis rules!" <cite>PeteyParker posted [p:974078137] in Is your cr... [t:80473842]...</cite> <quote>Giacomo_Hawkins posted... </cite><quote>$0.00I pay it off in full every month.</quote>Same. The only one I don't is if I use my Amazon Store card because it gives 6 months no interest. I only use that one sporadically so every two years or so I get a notification they are going to cancel it for inactivity and I'll buy a new Kindle or a console or something that isn't too much money just so they don't deactivate it. </quote> ... Copied to Clipboard!
littlebro07 06/11/23 1:32:19 PM #13:	I use three credit cards. Chase Amazon Prime for all Amazon purchases and Sapphire Preferred for all other purchases, used like a debit card. I pay both in full each month. Then theres my Chase Slate Edge card which has $16,700 on it. All medical bills related to fertility treatments to get pregnant with our first daughter who was stillborn, then the associated bills from that stillbirth. The card is 0% til October then Ill balance transfer whatever is left to one of my Citi cards with a $40k limit that always has a 0% balance transfer for 15-18 months offer going on. --- https://i.imgtc.com/MGGa6Os.gif <cite>littlebro07 posted [p:974078210] in Is your cr... [t:80473842]...</cite> <quote>I use three credit cards. Chase Amazon Prime for all Amazon purchases and Sapphire Preferred for all other purchases, used like a debit card. I pay both in full each month. Then theres my Chase Slate Edge card which has $16,700 on it. All medical bills related to fertility treatments to get pregnant with our first daughter who was stillborn, then the associated bills from that stillbirth. The card is 0% til October then Ill balance transfer whatever is left to one of my Citi cards with a $40k limit that always has a 0% balance transfer for 15-18 months offer going on. </quote> ... Copied to Clipboard!
Stagmar 06/11/23 2:50:35 PM #14:	Less. I pay it off every month and my next bill is going to around $10. The limit on my card is less than the average debt for my age group lol. --- Drawings of me by CE: https://imgur.com/a/rDSRWz8 <cite>Stagmar posted [p:974080331] in Is your cr... [t:80473842]...</cite> <quote>Less. I pay it off every month and my next bill is going to around $10. The limit on my card is less than the average debt for my age group lol.</quote> ... Copied to Clipboard!
DeroIin 06/11/23 3:00:23 PM #15:	that is absurd --- 1 up <cite>DeroIin posted [p:974080609] in Is your cr... [t:80473842]...</cite> <quote>that is absurd</quote> ... Copied to Clipboard!
Solar_Crimson 06/11/23 3:02:44 PM #16:	Giacomo_Hawkins posted... $0.00 I pay it off in full every month. --- Eat the rich Destroy the GOP <cite>Solar_Crimson posted [p:974080682] in Is your cr... [t:80473842]...</cite> <quote>Giacomo_Hawkins posted... </cite><quote>$0.00I pay it off in full every month.</quote></quote> ... Copied to Clipboard!
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thronedfire2 06/11/23 3:08:43 PM #18:	average --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:974080822] in Is your cr... [t:80473842]...</cite> <quote>average</quote> ... Copied to Clipboard!
ForsakenHermit 06/11/23 3:09:13 PM #19:	I don't have one so less by default. --- Beware the fanatic! Too often his cure is deadlier by far than the evil he denounces!-Stan Lee RIP Make Arcades Great Again! <cite>ForsakenHermit posted [p:974080834] in Is your cr... [t:80473842]...</cite> <quote>I don't have one so less by default. </quote> ... Copied to Clipboard!
Irony 06/11/23 3:09:52 PM #20:	Less --- I am Mogar, God of Irony and The Devourer of Topics. <cite>Irony posted [p:974080855] in Is your cr... [t:80473842]...</cite> <quote>Less</quote> ... Copied to Clipboard!
Oh_Boy_ 06/11/23 3:13:22 PM #21:	I have about 1.5K but also around 4K medical debt. <cite>Oh_Boy_ posted [p:974080935] in Is your cr... [t:80473842]...</cite> <quote>I have about 1.5K but also around 4K medical debt.</quote> ... Copied to Clipboard!
Gobstoppers12 06/11/23 3:18:15 PM #22:	I have none --- (He/Him) I write Naruto Fanfiction. But I am definitely not a furry. <cite>Gobstoppers12 posted [p:974081073] in Is your cr... [t:80473842]...</cite> <quote>I have none</quote> ... Copied to Clipboard!
CE_gonna_CE 06/11/23 3:21:53 PM #23:	Gonna say more https://gamefaqs.gamespot.com/a/user_image/7/4/0/AAb05zAAEjr0.jpg --- https://gamefaqs.gamespot.com/boards/1531-food-delivery-services-general <cite>CE_gonna_CE posted [p:974081184] in Is your cr... [t:80473842]...</cite> <quote>Gonna say morehttps://gamefaqs.gamespot.com/a/user_image/7/4/0/AAb05zAAEjr0.jpg </quote> ... Copied to Clipboard!
Kitt 06/11/23 3:21:55 PM #24:	Less. I know how to pay my shit on time. --- What is up, my sister!? https://m.imgur.com/pmc9XsI https://m.imgur.com/hfzvdPe <cite>Kitt posted [p:974081185] in Is your cr... [t:80473842]...</cite> <quote>Less. I know how to pay my shit on time.</quote> ... Copied to Clipboard!
Irony 06/11/23 3:22:29 PM #25:	CE_gonna_CE posted... Gonna say more https://gamefaqs.gamespot.com/a/user_image/7/4/0/AAb05zAAEjr0.jpg Well stop --- I am Mogar, God of Irony and The Devourer of Topics. <cite>Irony posted [p:974081205] in Is your cr... [t:80473842]...</cite> <quote>CE_gonna_CE posted... </cite><quote>Gonna say morehttps://gamefaqs.gamespot.com/a/user_image/7/4/0/AAb05zAAEjr0.jpg</quote>Well stop</quote> ... Copied to Clipboard!
IfGodCouldDie 06/11/23 3:22:48 PM #26:	Way less, I have $0 in CC debt with 3 CC's --- All posters and events depicted in this post are entirely fictitious. Any similarity to actual events or posters, living or dead, is purely coincidental. <cite>IfGodCouldDie posted [p:974081219] in Is your cr... [t:80473842]...</cite> <quote>Way less, I have $0 in CC debt with 3 CC's</quote> ... Copied to Clipboard!
CE_gonna_CE 06/11/23 3:24:04 PM #27:	Irony posted... Well stop Nah --- https://gamefaqs.gamespot.com/boards/1531-food-delivery-services-general <cite>CE_gonna_CE posted [p:974081245] in Is your cr... [t:80473842]...</cite> <quote>Irony posted... </cite><quote>Well stop</quote>Nah</quote> ... Copied to Clipboard!
Alucard188 06/11/23 3:29:56 PM #28:	Carrying credit card debt just means you aren't making enough money to offset your expenses. I try to keep that shit in check. The most I ever have is $2500 CAD. --- Face it Cloud is a gaming icon and has appered in lots of games while mario has only appeared in 2 games sunshine and 64~xSlashbomBx <cite>Alucard188 posted [p:974081391] in Is your cr... [t:80473842]...</cite> <quote>Carrying credit card debt just means you aren't making enough money to offset your expenses. I try to keep that shit in check. The most I ever have is $2500 CAD.</quote> ... Copied to Clipboard!
Ar0ge 06/11/23 3:30:16 PM #29:	I pay it off every month. Very rarely do I have more than a couple thousand before it's paid off next month. <cite>Ar0ge posted [p:974081396] in Is your cr... [t:80473842]...</cite> <quote>I pay it off every month. Very rarely do I have more than a couple thousand before it's paid off next month. </quote> ... Copied to Clipboard!
MC_BatCommander 06/11/23 3:32:00 PM #30:	Paid off in full every month so less --- The Legend is True! <cite>MC_BatCommander posted [p:974081427] in Is your cr... [t:80473842]...</cite> <quote>Paid off in full every month so less</quote> ... Copied to Clipboard!
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FolkenRawr 06/11/23 3:36:27 PM #32:	Oh_Boy_ posted... I have about 1.5K but also around 4K medical debt. Medical debt doesn't technically count the same. If it did, I'd be way over. I'm at like $40k in medical debt I refuse to pay a cent of. Edit: bonus because the credit system is super cool - my medical debt 'doesn't count' but selling it to a creditor and having it as 17 different lines hasn't helped my score much. --- Cookin like a chef, I'm a 5 Star Michelin <cite>FolkenRawr posted [p:974081518] in Is your cr... [t:80473842]...</cite> <quote>Oh_Boy_ posted... </cite><quote>I have about 1.5K but also around 4K medical debt.</quote>Medical debt doesn't technically count the same. If it did, I'd be way over. I'm at like $40k in medical debt I refuse to pay a cent of. Edit: bonus because the credit system is super cool - my medical debt 'doesn't count' but selling it to a creditor and having it as 17 different lines hasn't helped my score much. </quote> ... Copied to Clipboard!
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CableZL 06/11/23 3:39:36 PM #34:	Alucard188 posted... Carrying credit card debt just means you aren't making enough money to offset your expenses. I try to keep that shit in check. The most I ever have is $2500 CAD. For me, most of my credit card debt is at 0% interest. I could pull from savings and investments to pay all of it off, but then I'd be losing out on dividends, interest, and capital growth. I pay off the credit card debt that isn't at 0% interest every month. The ones that are at 0% interest I pay a little extra on every month to get a little bit ahead on the payment, but there's no real reason to pay that stuff off super early. --- https://i.imgtc.com/d9Fc4Qq.gif https://i.imgtc.com/BKHTxYq.gif https://i.imgtc.com/vYYIuDx.jpg <cite>CableZL posted [p:974081579] in Is your cr... [t:80473842]...</cite> <quote>Alucard188 posted... </cite><quote>Carrying credit card debt just means you aren't making enough money to offset your expenses. I try to keep that shit in check. The most I ever have is $2500 CAD.</quote>For me, most of my credit card debt is at 0% interest. I could pull from savings and investments to pay all of it off, but then I'd be losing out on dividends, interest, and capital growth. I pay off the credit card debt that isn't at 0% interest every month. The ones that are at 0% interest I pay a little extra on every month to get a little bit ahead on the payment, but there's no real reason to pay that stuff off super early. </quote> ... Copied to Clipboard!
thronedfire2 06/11/23 3:41:47 PM #35:	Alucard188 posted... Carrying credit card debt just means you aren't making enough money to offset your expenses. I try to keep that shit in check. The most I ever have is $2500 CAD. mine was always paid off until a year ago when I had like $4000 in emergency spending right after I dropped $7600 moving --- I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen... <cite>thronedfire2 posted [p:974081628] in Is your cr... [t:80473842]...</cite> <quote>Alucard188 posted... </cite><quote>Carrying credit card debt just means you aren't making enough money to offset your expenses. I try to keep that shit in check. The most I ever have is $2500 CAD.</quote>mine was always paid off until a year ago when I had like $4000 in emergency spending right after I dropped $7600 moving</quote> ... Copied to Clipboard!
xlr_big-coop 06/11/23 3:54:39 PM #36:	Giacomo_Hawkins posted... $0.00 I pay it off in full every month. --- :) <cite>xlr_big-coop posted [p:974081930] in Is your cr... [t:80473842]...</cite> <quote>Giacomo_Hawkins posted... </cite><quote>$0.00I pay it off in full every month.</quote></quote> ... Copied to Clipboard!
gu-gohan 06/11/23 4:10:25 PM #37:	We rarely use credit cards in Switzerland. I always pay everything with my debit card. --- Like: videogames, peaceful discussions, open-minded people Dislike: console wars, trolls, haters, review-bombing, bias <cite>gu-gohan posted [p:974082309] in Is your cr... [t:80473842]...</cite> <quote>We rarely use credit cards in Switzerland. I always pay everything with my debit card.</quote> ... Copied to Clipboard!
BignutzisBack 06/11/23 4:11:16 PM #38:	Giacomo_Hawkins posted... $0.00 I pay it off in full every month. --- http://i.imgur.com/plA0Vg9.gif https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:974082329] in Is your cr... [t:80473842]...</cite> <quote>Giacomo_Hawkins posted... </cite><quote>$0.00I pay it off in full every month.</quote></quote> ... Copied to Clipboard!
SupermanLost 06/11/23 4:11:19 PM #39:	Giacomo_Hawkins posted... $0.00 I pay it off in full every month. <cite>SupermanLost posted [p:974082332] in Is your cr... [t:80473842]...</cite> <quote>Giacomo_Hawkins posted... </cite><quote>$0.00I pay it off in full every month.</quote></quote> ... Copied to Clipboard!
pretzelcoatl 06/11/23 4:11:54 PM #40:	I don't carry a balance. I can't imagine I ever will unless there's a terrible emergency. I'll explore every avenue besides borrowing the most expensive money available to me if I have the option, though. <cite>pretzelcoatl posted [p:974082346] in Is your cr... [t:80473842]...</cite> <quote>I don't carry a balance. I can't imagine I ever will unless there's a terrible emergency. I'll explore every avenue besides borrowing the most expensive money available to me if I have the option, though.</quote> ... Copied to Clipboard!
Itachi157 06/11/23 4:55:34 PM #41:	It's at 0 so I imagine less. <cite>Itachi157 posted [p:974083360] in Is your cr... [t:80473842]...</cite> <quote>It's at 0 so I imagine less.</quote> ... Copied to Clipboard!
SamuelLJackdson 06/11/23 4:58:31 PM #42:	I pay it off every month. My balance now is like $1,700 so its still less. --- Pineapple belongs on pizza <cite>SamuelLJackdson posted [p:974083417] in Is your cr... [t:80473842]...</cite> <quote>I pay it off every month. My balance now is like $1,700 so its still less. </quote> ... Copied to Clipboard!
Iodine 06/11/23 5:21:52 PM #43:	I have a $1,124 statement balance and $80 current balance. --- In Belichick we Trust <cite>Iodine posted [p:974083971] in Is your cr... [t:80473842]...</cite> <quote>I have a $1,124 statement balance and $80 current balance.</quote> ... Copied to Clipboard!
DeroIin 06/11/23 5:40:31 PM #44:	I got school debt from all these loans tho --- 1 up <cite>DeroIin posted [p:974084353] in Is your cr... [t:80473842]...</cite> <quote>I got school debt from all these loans tho</quote> ... Copied to Clipboard!
creativeme 06/11/23 5:58:05 PM #45:	less. like others i pay it off and just don't buy stuff unless i can afford it. plus have a decent amount in savings for emergencies. i don't get how debt is so high for some age groups. i get 20s for college debt. but 30s and 40s? a mortgage isn't the same unless you can't afford to pay it and using your credit card to cover some of it. then i can see 50+ for health reasons. --- This is a sig <cite>creativeme posted [p:974084689] in Is your cr... [t:80473842]...</cite> <quote>less. like others i pay it off and just don't buy stuff unless i can afford it. plus have a decent amount in savings for emergencies. i don't get how debt is so high for some age groups. i get 20s for college debt. but 30s and 40s? a mortgage isn't the same unless you can't afford to pay it and using your credit card to cover some of it. then i can see 50+ for health reasons. </quote> ... Copied to Clipboard!
Apodyopsist 06/11/23 5:59:15 PM #46:	More only because I recently purchased a house and put like 10k on it getting some things for said house. It'll be paid off before it's due though --- http://www.gamefaqs.com/boards/852-nofunallowed https://www.youtube.com/watch?v=b39VhSOxRcE <cite>Apodyopsist posted [p:974084711] in Is your cr... [t:80473842]...</cite> <quote>More only because I recently purchased a house and put like 10k on it getting some things for said house. It'll be paid off before it's due though</quote> ... Copied to Clipboard!
Nth 06/11/23 6:02:54 PM #47:	$0.00, as soon as I use my credit card I transfer money from my bank account directly into it. Often I have my credit card paid up before the bank can even register I've made a purchase with it. Almost being bankrupt from a student loan made me paranoid about paying bills. I pay everything off immediately now. I'm only a month away from 5 years of car payments coming to an end and then I'm completely debt free. --- "I understand that the world was nothing: a mechanical chaos of casual, brute enmity on which we stupidly impose our hopes and fears." - Grendel <cite>Nth posted [p:974084779] in Is your cr... [t:80473842]...</cite> <quote>$0.00, as soon as I use my credit card I transfer money from my bank account directly into it. Often I have my credit card paid up before the bank can even register I've made a purchase with it.Almost being bankrupt from a student loan made me paranoid about paying bills. I pay everything off immediately now. I'm only a month away from 5 years of car payments coming to an end and then I'm completely debt free. </quote> ... Copied to Clipboard!
Samurai_Man 06/11/23 6:12:15 PM #48:	Less. I use my card like a debit card and pay it off monthly. only thing I finance are TV's from BB because they have incredible 0%APR deals. --- It's your friendly neighborhood Samurai Man. PS5/Series X/Switch/iPhone/Android/PC/Mac <cite>Samurai_Man posted [p:974084978] in Is your cr... [t:80473842]...</cite> <quote>Less. I use my card like a debit card and pay it off monthly. only thing I finance are TV's from BB because they have incredible 0%APR deals. </quote> ... Copied to Clipboard!
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Current Events > Is your credit card debt more or less than average for your age group (+) Yeah! (+)

Current Events > Is your credit card debt more or less than average for your age group