[LFQ-3] How much do you keep in your emergency fund?

Poll of the Day > How much do you keep in your emergency fund?

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blu 08/10/20 2:03:05 PM #1:	How much in terms of expenses. Less than a month. 1 months 2 months 3-4 months 5-6 months 7-8 months 9 10 months 11-12 months 13-18 months 19+ months How much in terms of expenses. - Results (9 votes) Less than a month. 44.44% (4 votes) 4 1 months 0% (0 votes) 0 2 months 0% (0 votes) 0 3-4 months 11.11% (1 vote) 1 5-6 months 0% (0 votes) 0 7-8 months 0% (0 votes) 0 9 10 months 0% (0 votes) 0 11-12 months 0% (0 votes) 0 13-18 months 11.11% (1 vote) 1 19+ months 33.33% (3 votes) 3 Where do you keep your emergency fund? I dont feel comfortable with under a year, though I know the rule of thumb is 6 months. I keep around 16 months. Probably keep around 3 months in checking, included in that number. <cite>blu posted [p:943219000] in How much d... [t:78903926]...</cite> <quote> How much in terms of expenses. Less than a month. 1 months 2 months 3-4 months 5-6 months 7-8 months 9 10 months 11-12 months 13-18 months 19+ months Vote View Results How much in terms of expenses. - Results (9 votes) Less than a month. 44.44% (4 votes) 4 1 months 0% (0 votes) 0 2 months 0% (0 votes) 0 3-4 months 11.11% (1 vote) 1 5-6 months 0% (0 votes) 0 7-8 months 0% (0 votes) 0 9 10 months 0% (0 votes) 0 11-12 months 0% (0 votes) 0 13-18 months 11.11% (1 vote) 1 19+ months 33.33% (3 votes) 3 Show Voting Form Where do you keep your emergency fund? I dont feel comfortable with under a year, though I know the rule of thumb is 6 months. I keep around 16 months. Probably keep around 3 months in checking, included in that number. </quote> ... Copied to Clipboard!
Mead 08/10/20 2:13:44 PM #2:	blu money topic --- The Betrayer <cite>Mead posted [p:943219406] in How much d... [t:78903926]...</cite> <quote>blu money topic </quote> ... Copied to Clipboard!
blu 08/10/20 2:19:31 PM #3:	Mead posted... blu money topic Adulting topic. <cite>blu posted [p:943219608] in How much d... [t:78903926]...</cite> <quote>Mead posted... </cite> <quote>blu money topic</quote> Adulting topic. </quote> ... Copied to Clipboard!
WastelandCowboy 08/10/20 2:43:49 PM #4:	enough. <cite>WastelandCowboy posted [p:943220495] in How much d... [t:78903926]...</cite> <quote>enough. </quote> ... Copied to Clipboard!
Zeus 08/10/20 2:54:58 PM #5:	In this day and age, people should really have two years' worth if they're able. However, I'm not entirely sure that's sufficient as a back-up plan any more given the worldwide supply chain disruptions we've seen. Back in 2008, the biggest concern was loss of savings and long-term unemployment which was strictly a money issue. Going forward, even if you have the money, it might not always be possible to get what you need when society grinds to a halt. You might not even have electricity, as we've seen with recent storms. blu posted... Adulting topic. The professional puppy petter wouldn't understand, tbh. --- (\/)(\/)\|-\| There are precious few at ease / With moral ambiguities / So we act as though they don't exist. <cite>Zeus posted [p:943220922] in How much d... [t:78903926]...</cite> <quote>In this day and age, people should really have two years' worth if they're able. However, I'm not entirely sure that's sufficient as a back-up plan any more given the worldwide supply chain disruptions we've seen. Back in 2008, the biggest concern was loss of savings and long-term unemployment which was strictly a money issue. Going forward, even if you have the money, it might not always be possible to get what you need when society grinds to a halt. You might not even have electricity, as we've seen with recent storms. blu posted... </cite> <quote>Adulting topic.</quote> The professional puppy petter wouldn't understand, tbh. </quote> ... Copied to Clipboard!
Judgmenl 08/10/20 3:11:03 PM #6:	More than you. --- You're a regular Jack Kerouac <cite>Judgmenl posted [p:943221460] in How much d... [t:78903926]...</cite> <quote>More than you. </quote> ... Copied to Clipboard!
HornedLion 08/10/20 3:14:31 PM #7:	I have 6 months paid on all my bills. Thats Mortgage, electricity, car insurance, etc. What I have in the bank is nobodys business. I also have a wide range of stocks to sell in case of an emergency. And I also have a 401k I can dip into and take a loan against if necessary, although with those 6 months of paid bills I have never had to take a loan. And I dont foresee me ever having to. --- "Wham wham bam bam" - the sound of Microsoft getting destroyed by Sony again <cite>HornedLion posted [p:943221589] in How much d... [t:78903926]...</cite> <quote>I have 6 months paid on all my bills. Thats Mortgage, electricity, car insurance, etc. What I have in the bank is nobodys business. I also have a wide range of stocks to sell in case of an emergency. And I also have a 401k I can dip into and take a loan against if necessary, although with those 6 months of paid bills I have never had to take a loan. And I dont foresee me ever having to. </quote> ... Copied to Clipboard!
Zeus 08/10/20 3:14:42 PM #8:	Oh, do you have Bumped blocked? Because he did a topic like this: https://gamefaqs.gamespot.com/boards/3-poll-of-the-day/78903384 --- (\/)(\/)\|-\| There are precious few at ease / With moral ambiguities / So we act as though they don't exist. <cite>Zeus posted [p:943221600] in How much d... [t:78903926]...</cite> <quote>Oh, do you have Bumped blocked? Because he did a topic like this: https://gamefaqs.gamespot.com/boards/3-poll-of-the-day/78903384 </quote> ... Copied to Clipboard!
blu 08/10/20 3:38:36 PM #9:	Zeus posted... Oh, do you have Bumped blocked? Because he did a topic like this: https://gamefaqs.gamespot.com/boards/3-poll-of-the-day/78903384 I dont, just didnt see it. Coincidence. Judgmenl posted... More than you. You probably have quite a bit more than me :P I like personal finance but not in a contest sorta way. <cite>blu posted [p:943222452] in How much d... [t:78903926]...</cite> <quote>Zeus posted... </cite> <quote>Oh, do you have Bumped blocked? Because he did a topic like this: https://gamefaqs.gamespot.com/boards/3-poll-of-the-day/78903384</quote> I dont, just didnt see it. Coincidence. Judgmenl posted... </cite> <quote>More than you.</quote> You probably have quite a bit more than me :P I like personal finance but not in a contest sorta way. </quote> ... Copied to Clipboard!
kukukupo 08/10/20 4:12:36 PM #10:	I have an entire year's salary - although I will be dipping into that since I'm now working part time and going back to school (again!). If I had to guess - I think that would be about 2 years or so of expenses - I'm not 100% sure since my wife and I split some of the bills. <cite>kukukupo posted [p:943223636] in How much d... [t:78903926]...</cite> <quote>I have an entire year's salary - although I will be dipping into that since I'm now working part time and going back to school (again!). If I had to guess - I think that would be about 2 years or so of expenses - I'm not 100% sure since my wife and I split some of the bills. </quote> ... Copied to Clipboard!
CaptainStrong 08/10/20 5:00:11 PM #11:	$0.00 <cite>CaptainStrong posted [p:943225333] in How much d... [t:78903926]...</cite> <quote>$0.00 </quote> ... Copied to Clipboard!
wwinterj25 08/10/20 6:08:29 PM #12:	Emergency fund? --- One who knows nothing can understand nothing. http://psnprofiles.com/wwinterj - https://imgur.com/YvP6isz <cite>wwinterj25 posted [p:943227726] in How much d... [t:78903926]...</cite> <quote>Emergency fund? </quote> ... Copied to Clipboard!
FrndNhbrHdCEman 08/10/20 6:37:54 PM #13:	My husband has 24 months saved up. I think COVID-19 convinced him he was doing the right thing. Hes was saving since we met he was preparing for a situation like this. Personally I never thought Id see the day. --- Official nosy neighbor and gossip https://imgur.com/uGKwGsK <cite>FrndNhbrHdCEman posted [p:943228804] in How much d... [t:78903926]...</cite> <quote>My husband has 24 months saved up. I think COVID-19 convinced him he was doing the right thing. Hes was saving since we met he was preparing for a situation like this. Personally I never thought Id see the day. </quote> ... Copied to Clipboard!
zebatov 08/10/20 8:05:59 PM #14:	You mean chequing? All of it. --- C was right. <cite>zebatov posted [p:943231868] in How much d... [t:78903926]...</cite> <quote>You mean chequing? All of it. </quote> ... Copied to Clipboard!
SpeeDLeemon 08/10/20 8:06:32 PM #15:	Five years --- https://imgur.com/oAsNPEr \| https://imgur.com/GG5w6gP <cite>SpeeDLeemon posted [p:943231894] in How much d... [t:78903926]...</cite> <quote>Five years </quote> ... Copied to Clipboard!
Topic List	Page List: 1

Page List: 1

blu
08/10/20 2:03:05 PM
#1:

<cite>blu posted [p:943219000] in How much d... [t:78903926]...</cite>
<quote>
	How much in terms of expenses.
	
			
		Less than a month. 

			
		1 months

			
		2 months

			
		3-4 months

			
		5-6 months

			
		7-8 months

			
		9 10 months

			
		11-12 months 

			
		13-18 months

			
		19+ months 

		
	Vote
	View Results
	
	



	How much in terms of expenses. - Results (9 votes)
	
				
			Less than a month. 
			44.44% (4 votes)
			
			4
		
				
			1 months
			0% (0 votes)
			
			0
		
				
			2 months
			0% (0 votes)
			
			0
		
				
			3-4 months
			11.11% (1 vote)
			
			1
		
				
			5-6 months
			0% (0 votes)
			
			0
		
				
			7-8 months
			0% (0 votes)
			
			0
		
				
			9 10 months
			0% (0 votes)
			
			0
		
				
			11-12 months 
			0% (0 votes)
			
			0
		
				
			13-18 months
			11.11% (1 vote)
			
			1
		
				
			19+ months 
			33.33% (3 votes)
			
			3
		
			
	
		Show Voting Form
		


Where do you keep your emergency fund?

I dont feel comfortable with under a year, though I know the rule of thumb is 6 months. I keep around 16 months. 

Probably keep around 3 months in checking, included in that number. 
</quote>

... Copied to Clipboard!

Mead
08/10/20 2:13:44 PM
#2:

blu money topic

---

The Betrayer

<cite>Mead posted [p:943219406] in How much d... [t:78903926]...</cite>
<quote>blu money topic
</quote>

... Copied to Clipboard!

blu
08/10/20 2:19:31 PM
#3:

Mead posted...

blu money topic

Adulting topic.

<cite>blu posted [p:943219608] in How much d... [t:78903926]...</cite>
<quote>Mead posted... </cite>
<quote>blu money topic</quote>
Adulting topic. 
</quote>

... Copied to Clipboard!

WastelandCowboy
08/10/20 2:43:49 PM
#4:

enough.

<cite>WastelandCowboy posted [p:943220495] in How much d... [t:78903926]...</cite>
<quote>enough.
</quote>

... Copied to Clipboard!

Zeus
08/10/20 2:54:58 PM
#5:

In this day and age, people should really have two years' worth if they're able. However, I'm not entirely sure that's sufficient as a back-up plan any more given the worldwide supply chain disruptions we've seen. Back in 2008, the biggest concern was loss of savings and long-term unemployment which was strictly a money issue. Going forward, even if you have the money, it might not always be possible to get what you need when society grinds to a halt. You might not even have electricity, as we've seen with recent storms.

blu posted...

Adulting topic.

The professional puppy petter wouldn't understand, tbh.

---

(\/)(\/)|-|
There are precious few at ease / With moral ambiguities / So we act as though they don't exist.

<cite>Zeus posted [p:943220922] in How much d... [t:78903926]...</cite>
<quote>In this day and age, people should really have two years' worth if they're able. However, I'm not entirely sure that's sufficient as a back-up plan any more given the worldwide supply chain disruptions we've seen. Back in 2008, the biggest concern was loss of savings and long-term unemployment which was strictly a money issue. Going forward, even if you have the money, it might not always be possible to get what you need when society grinds to a halt. You might not even have electricity, as we've seen with recent storms. 

blu posted... </cite>
<quote>Adulting topic.</quote>
The professional puppy petter wouldn't understand, tbh. 
</quote>

... Copied to Clipboard!

Judgmenl
08/10/20 3:11:03 PM
#6:

More than you.

---

You're a regular Jack Kerouac

<cite>Judgmenl posted [p:943221460] in How much d... [t:78903926]...</cite>
<quote>More than you.
</quote>

... Copied to Clipboard!

HornedLion
08/10/20 3:14:31 PM
#7:

I have 6 months paid on all my bills. Thats Mortgage, electricity, car insurance, etc.

What I have in the bank is nobodys business.

I also have a wide range of stocks to sell in case of an emergency. And I also have a 401k I can dip into and take a loan against if necessary, although with those 6 months of paid bills I have never had to take a loan. And I dont foresee me ever having to.

---

"Wham wham bam bam" - the sound of Microsoft getting destroyed by Sony again

<cite>HornedLion posted [p:943221589] in How much d... [t:78903926]...</cite>
<quote>I have 6 months paid on all my bills.  Thats Mortgage, electricity, car insurance, etc.

What I have in the bank is nobodys business.

I also have a wide range of stocks to sell in case of an emergency.  And I also have a 401k I can dip into and take a loan against if necessary, although with those 6 months of paid bills I have never had to take a loan.  And I dont foresee me ever having to.
</quote>

... Copied to Clipboard!

Zeus
08/10/20 3:14:42 PM
#8:

Oh, do you have Bumped blocked? Because he did a topic like this:
https://gamefaqs.gamespot.com/boards/3-poll-of-the-day/78903384

---

(\/)(\/)|-|
There are precious few at ease / With moral ambiguities / So we act as though they don't exist.

<cite>Zeus posted [p:943221600] in How much d... [t:78903926]...</cite>
<quote>Oh, do you have Bumped blocked? Because he did a topic like this:
https://gamefaqs.gamespot.com/boards/3-poll-of-the-day/78903384

</quote>

... Copied to Clipboard!

blu
08/10/20 3:38:36 PM
#9:

Zeus posted...

Oh, do you have Bumped blocked? Because he did a topic like this:
https://gamefaqs.gamespot.com/boards/3-poll-of-the-day/78903384

I dont, just didnt see it. Coincidence.

Judgmenl posted...

More than you.

You probably have quite a bit more than me :P

I like personal finance but not in a contest sorta way.

<cite>blu posted [p:943222452] in How much d... [t:78903926]...</cite>
<quote>Zeus posted... </cite>
<quote>Oh, do you have Bumped blocked? Because he did a topic like this:
https://gamefaqs.gamespot.com/boards/3-poll-of-the-day/78903384</quote>
I dont, just didnt see it. Coincidence. 

Judgmenl posted... </cite>
<quote>More than you.</quote>
You probably have quite a bit more than me :P

I like personal finance but not in a contest sorta way. 

</quote>

... Copied to Clipboard!

kukukupo
08/10/20 4:12:36 PM
#10:

I have an entire year's salary - although I will be dipping into that since I'm now working part time and going back to school (again!).

If I had to guess - I think that would be about 2 years or so of expenses - I'm not 100% sure since my wife and I split some of the bills.

<cite>kukukupo posted [p:943223636] in How much d... [t:78903926]...</cite>
<quote>I have an entire year's salary - although I will be dipping into that since I'm now working part time and going back to school (again!).

If I had to guess - I think that would be about 2 years or so of expenses - I'm not 100% sure since my wife and I split some of the bills.
</quote>

... Copied to Clipboard!

CaptainStrong
08/10/20 5:00:11 PM
#11:

$0.00

<cite>CaptainStrong posted [p:943225333] in How much d... [t:78903926]...</cite>
<quote>$0.00
</quote>

... Copied to Clipboard!

wwinterj25
08/10/20 6:08:29 PM
#12:

Emergency fund?

---

One who knows nothing can understand nothing.
http://psnprofiles.com/wwinterj - https://imgur.com/YvP6isz

<cite>wwinterj25 posted [p:943227726] in How much d... [t:78903926]...</cite>
<quote>Emergency fund? 
</quote>

... Copied to Clipboard!

FrndNhbrHdCEman
08/10/20 6:37:54 PM
#13:

My husband has 24 months saved up. I think COVID-19 convinced him he was doing the right thing. Hes was saving since we met he was preparing for a situation like this. Personally I never thought Id see the day.

---

Official nosy neighbor and gossip
https://imgur.com/uGKwGsK

<cite>FrndNhbrHdCEman posted [p:943228804] in How much d... [t:78903926]...</cite>
<quote>My husband has 24 months saved up. I think COVID-19 convinced him he was doing the right thing. Hes was saving since we met he was preparing for a situation like this. Personally I never thought Id see the day.
</quote>

... Copied to Clipboard!

zebatov
08/10/20 8:05:59 PM
#14:

You mean chequing?

All of it.

---

C was right.

<cite>zebatov posted [p:943231868] in How much d... [t:78903926]...</cite>
<quote>You mean chequing?

All of it.
</quote>

... Copied to Clipboard!

SpeeDLeemon
08/10/20 8:06:32 PM
#15:

Five years

---

https://imgur.com/oAsNPEr | https://imgur.com/GG5w6gP

<cite>SpeeDLeemon posted [p:943231894] in How much d... [t:78903926]...</cite>
<quote>Five years
</quote>

... Copied to Clipboard!

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