Current Events > I'm very dumb and misinformed about US healthcare. Explain some things to me?

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MonsterZed 10/12/17 12:08:36 PM #1:	My biggest question is about insurance. The way I understand it insurance cannot be purchased across state lines? If that's true, what's the logic or point of this? Is there some sort of benefit? Wouldn't we all benefit if such a rule didn't exist? <cite>MonsterZed posted [p:888295689] in I'm very d... [t:75871445]...</cite> <quote>My biggest question is about insurance. The way I understand it insurance cannot be purchased across state lines? If that's true, what's the logic or point of this? Is there some sort of benefit? Wouldn't we all benefit if such a rule didn't exist?</quote> ... Copied to Clipboard!
MonsterZed 10/12/17 1:36:14 PM #2:	Umm <cite>MonsterZed posted [p:888300825] in I'm very d... [t:75871445]...</cite> <quote>Umm</quote> ... Copied to Clipboard!
FireTemple 10/12/17 1:38:34 PM #3:	I just don't understand how it would be feasible or beneficial even if it were legal. The work that would go into an insurance company setting up a network in another state might not be worth the cost and almost certainly couldn't do it cheaper than an already existing network in that state. I'm not basing this off any data though, that's just my speculation. --- <o> \o/ YES! <cite>FireTemple posted [p:888300960] in I'm very d... [t:75871445]...</cite> <quote>I just don't understand how it would be feasible or beneficial even if it were legal. The work that would go into an insurance company setting up a network in another state might not be worth the cost and almost certainly couldn't do it cheaper than an already existing network in that state. I'm not basing this off any data though, that's just my speculation.</quote> ... Copied to Clipboard!
MonsterZed 10/12/17 3:24:06 PM #4:	Is it really that expensive for them? Why are we catering to insurance companies anyway when everyone seems to hate them? <cite>MonsterZed posted [p:888307058] in I'm very d... [t:75871445]...</cite> <quote>Is it really that expensive for them? Why are we catering to insurance companies anyway when everyone seems to hate them?</quote> ... Copied to Clipboard!
Antifar 10/12/17 3:24:46 PM #5:	MonsterZed posted... Why are we catering to insurance companies anyway when everyone seems to hate them? They have money --- kin to all that throbs <cite>Antifar posted [p:888307104] in I'm very d... [t:75871445]...</cite> <quote><cite>MonsterZed posted...</cite> <quote>Why are we catering to insurance companies anyway when everyone seems to hate them?</quote> They have money</quote> ... Copied to Clipboard!
Balrog0 10/12/17 3:28:38 PM #6:	FireTemple posted... I just don't understand how it would be feasible or beneficial even if it were legal. The work that would go into an insurance company setting up a network in another state might not be worth the cost and almost certainly couldn't do it cheaper than an already existing network in that state. I'm not basing this off any data though, that's just my speculation. you are essentially correct Antifar posted... MonsterZed posted... Why are we catering to insurance companies anyway when everyone seems to hate them? They have money in this case, I believe it is more state governments taht are worried cross-state policies would lead to a race to the bottom in terms of regulations and rules rather than insurance companies, which would probably like that --- He would make his mark, if not on this tree, then on that wall; if not with teeth and claws, then with penknife and razor. <cite>Balrog0 posted [p:888307358] in I'm very d... [t:75871445]...</cite> <quote><cite>FireTemple posted...</cite> <quote>I just don't understand how it would be feasible or beneficial even if it were legal. The work that would go into an insurance company setting up a network in another state might not be worth the cost and almost certainly couldn't do it cheaper than an already existing network in that state. I'm not basing this off any data though, that's just my speculation.</quote> you are essentially correct <cite>Antifar posted...</cite> <quote><cite>MonsterZed posted...</cite> <quote>Why are we catering to insurance companies anyway when everyone seems to hate them?</quote> They have money</quote> in this case, I believe it is more state governments taht are worried cross-state policies would lead to a race to the bottom in terms of regulations and rules rather than insurance companies, which would probably like that</quote> ... Copied to Clipboard!
Colorahdo 10/12/17 3:29:30 PM #7:	What I don't understand is how you can buy insurance if you already have a chronic illness Is your insurance just super expensive? How does that make sense at all? The people who need insurance can't pay for it? --- But those enemies of mine who did not want me to be king over them - bring them here and kill them in front of me ~Jesus Christ <cite>Colorahdo posted [p:888307405] in I'm very d... [t:75871445]...</cite> <quote>What I don't understand is how you can buy insurance if you already have a chronic illness Is your insurance just super expensive? How does that make sense at all? The people who need insurance can't pay for it?</quote> ... Copied to Clipboard!
The Top Crusader 10/12/17 3:42:57 PM #8:	Colorahdo posted... What I don't understand is how you can buy insurance if you already have a chronic illness Is your insurance just super expensive? How does that make sense at all? The people who need insurance can't pay for it? Yeah, everyone, even a lot of republicans, want people with pre-existing conditions to be able to get insurance. But to me logically, while I'm happy for those people to get coverage, I don't see how that can possibly work for the company and why they should have to take on what is obviously a bad investment for them or whatever? Other than jacking up everyone else's insurance, which is basically what has happened to mine since the ACA, so maybe I just answered my own question... >_> --- -- - <cite>The Top Crusader posted [p:888308173] in I'm very d... [t:75871445]...</cite> <quote><cite>Colorahdo posted...</cite> <quote>What I don't understand is how you can buy insurance if you already have a chronic illness Is your insurance just super expensive? How does that make sense at all? The people who need insurance can't pay for it?</quote> Yeah, everyone, even a lot of republicans, want people with pre-existing conditions to be able to get insurance. But to me logically, while I'm happy for those people to get coverage, I don't see how that can possibly work for the company and why they should have to take on what is obviously a bad investment for them or whatever? Other than jacking up everyone else's insurance, which is basically what has happened to mine since the ACA, so maybe I just answered my own question... >_></quote> ... Copied to Clipboard!
VipaGTS 10/12/17 3:44:16 PM #9:	MonsterZed posted... Why are we catering to insurance companies anyway when everyone seems to hate them? They pay politicians to keep us from progressing. --- "I devour urine just like my Portland Trailblazers, with piss poor defense." <cite>VipaGTS posted [p:888308241] in I'm very d... [t:75871445]...</cite> <quote><cite>MonsterZed posted...</cite> <quote>Why are we catering to insurance companies anyway when everyone seems to hate them?</quote> They pay politicians to keep us from progressing.</quote> ... Copied to Clipboard!
Giant_Aspirin 10/12/17 3:44:22 PM #10:	The Top Crusader posted... Yeah, everyone, even a lot of republicans, want people with pre-existing conditions to be able to get insurance. But to me logically, while I'm happy for those people to get coverage, I don't see how that can possibly work for the company and why they should have to take on what is obviously a bad investment for them or whatever? this is why health insurance shouldn't be a profitable industry. there should be a centralized, single payer, non-for-profit system --- Now Playing: Yakuza 0 (PS4) *(~);} - Get out the pans, don't just stand there dreamin' - {;(~)* <cite>Giant_Aspirin posted [p:888308251] in I'm very d... [t:75871445]...</cite> <quote><cite>The Top Crusader posted...</cite> <quote> Yeah, everyone, even a lot of republicans, want people with pre-existing conditions to be able to get insurance. But to me logically, while I'm happy for those people to get coverage, I don't see how that can possibly work for the company and why they should have to take on what is obviously a bad investment for them or whatever?</quote> this is why health insurance shouldn't be a profitable industry. there should be a centralized, single payer, non-for-profit system</quote> ... Copied to Clipboard!
MonsterZed 10/12/17 4:16:08 PM #11:	Giant_Aspirin posted... The Top Crusader posted... Yeah, everyone, even a lot of republicans, want people with pre-existing conditions to be able to get insurance. But to me logically, while I'm happy for those people to get coverage, I don't see how that can possibly work for the company and why they should have to take on what is obviously a bad investment for them or whatever? this is why health insurance shouldn't be a profitable industry. there should be a centralized, single payer, non-for-profit system See now we're opening up a bigger can of worms. <cite>MonsterZed posted [p:888310165] in I'm very d... [t:75871445]...</cite> <quote><cite>Giant_Aspirin posted...</cite> <quote><cite>The Top Crusader posted...</cite> <quote> Yeah, everyone, even a lot of republicans, want people with pre-existing conditions to be able to get insurance. But to me logically, while I'm happy for those people to get coverage, I don't see how that can possibly work for the company and why they should have to take on what is obviously a bad investment for them or whatever?</quote> this is why health insurance shouldn't be a profitable industry. there should be a centralized, single payer, non-for-profit system</quote> See now we're opening up a bigger can of worms.</quote> ... Copied to Clipboard!
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Current Events > I'm very dumb and misinformed about US healthcare. Explain some things to me? (+) Yeah! (+)

Current Events > I'm very dumb and misinformed about US healthcare. Explain some things to me?