Current Events > Just finished paying off 400k in student loans.

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Will_VIIII
11/15/23 2:56:19 PM
#51:


TheGoldenEel posted...
There are lots of essential fields where the pay doesnt so quickly balance out the loan amount

easy to pay off $400k when youre making $200k+ as a physician

not so easy to pay off $100k when youre making $50k as a teacher

Yeah but bootstraps and all that

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supermichael11
11/15/23 2:57:53 PM
#52:


People here make so much money, which is good. I am happy many people are successful.
Many got their degree and now work in high end jobs, making 6 figures cash a year.

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#53
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Will_VIIII
11/15/23 3:00:10 PM
#54:


GranolaPanic posted...
Half of the Republicans in office are election deniers, extremists or both. You could simply not vote Republican knowing that.

It's not a deal breaker for him

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C_Pain
11/15/23 3:00:16 PM
#55:


How could your loans be so much?

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crayola555
11/15/23 3:01:58 PM
#56:


NightingaleMD posted...
Must have felt nice to break six figs on the loans. I had a little party when it happened.

For those mentioning my edgy loan forgiveness thoughts, I know I sound bitter--and I indeed am--about any loan forgiveness. Look at it from the perspective of someone that filled out a contract, did the work, and paid it back: why would I respect anyone that just gets it wiped? Why should I be the only rule follower? How would that not foster bitterness? Where is the fairness or respect for consequence?

It's completely commendable that you paid off your loan in full, no one is taking anything away from you for that. But there really is no need for the bitterness and rather scornful attitude. Saying you "have no sympathy" for that is gonna rub off the wrong way for a lot of people. Just so you know, a lot of students are actually struggling to pay off. It sucks that someone graduate college in debt, can't find a good job with their degree or work in an entry level that pays too little for living wage in this inflation day and age. Most students when they take a student loan don't think "I'm just taking a pointless loan and I don't intend to work or pay it back after college anyway". They are trying to pay it off and trying to hold up making a living like anyone else.

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Will_VIIII
11/15/23 3:03:55 PM
#57:


crayola555 posted...
It's completely commendable that you paid off your loan in full, no one is taking anything away from you for that. But there really is no need for the bitterness and rather scornful attitude. Saying you "have no sympathy" for that is gonna rub off the wrong way for a lot of people. Just so you know, a lot of students are actually struggling to pay off. It sucks that someone graduate college in debt, can't find a good job with their degree or work in an entry level that pays too little for living wage in this inflation day and age. Most students when they take a student loan don't think "I'm just taking a pointless loan and I don't intend to work or pay it back after college anyway". They are trying to pay it off and trying to hold up making a living like anyone else.
This is their character.

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epik_fail1
11/15/23 3:08:14 PM
#58:


C_Pain posted...
How could your loans be so much?
My guess is that he is USian

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Rexdragon125
11/15/23 3:11:41 PM
#59:


Why is TC in medicine if he doesn't understand empathy or the desire to improve society somewhat?

$$$$$$$$

Why fix someone's broken leg? Shouldn't have fallen in the first place!
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MatzoTov
11/15/23 3:17:40 PM
#60:


Error1355 posted...
Why put everything else into the topic when this is clearly what you were looking to talk about.
It's bait. You know that.

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ItsNotA2Mer
11/15/23 4:21:46 PM
#61:


MatzoTov posted...
It's bait. You know that.
I feel violated.

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[deleted]
11/15/23 5:03:01 PM
#112:


[deleted]
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NightingaleMD
11/15/23 5:14:42 PM
#62:


supermichael11 posted...
TC the university you went to, the degree you chose it cost you $400,000 is that right?
Congratulations in being able to finish your payment.

400k includes interest.

312 is principal.

C_Pain posted...
How could your loans be so much?

Medical school without scholarship or free housing is not cheap. I wasn't exactly living it rich either.

Honestly I'm still not. Other than season tickets to some sports teams and concerts/events and some travel here and there you wouldn't know how much I make. The money I put on loans now goes into investing.


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NightingaleMD
11/15/23 5:15:56 PM
#63:


Rexdragon125 posted...
Why is TC in medicine if he doesn't understand empathy or the desire to improve society somewhat?

$$$$$$$$

Why fix someone's broken leg? Shouldn't have fallen in the first place!

I've always hated this argument. There's a reason empathy is well studied to go down as time in department does up. I honestly can't even debate that with you since I doubt you have meaningful Healthcare exposure.

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TheGoldenEel
11/15/23 5:16:00 PM
#64:


NightingaleMD posted...
I wasn't exactly living it rich either.

Honestly I'm still not. Other than season tickets to some sports teams and concerts/events and some travel here and there you wouldn't know how much I make. The money I put on loans now goes into investing.
Lol shut the fuck up

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Will_VIIII
11/15/23 5:16:53 PM
#65:


NightingaleMD posted...
I've always hated this argument. There's a reason empathy is well studied to go down as time in department does up. I honestly can't even debate that with you since I doubt you have meaningful Healthcare exposure.


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Murphiroth
11/15/23 5:17:14 PM
#66:


NightingaleMD posted...
I've always hated this argument. There's a reason empathy is well studied to go down as time in department does up. I honestly can't even debate that with you since I doubt you have meaningful Healthcare exposure.

I doubt you had any empathy to begin with.
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NightingaleMD
11/15/23 5:18:41 PM
#67:


Will_VIIII posted...

Dunno what that means. I'm always up for a healthy and logical debate but it needs to be based on some kind of grounded logic, not lofty ideals.

May as well tell everyone in the world to stop committing crime so we don't need war or police anymore. Good idea, not practical

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Will_VIIII
11/15/23 5:20:03 PM
#68:


NightingaleMD posted...
I'm always up for a healthy and logical debate

Well that's a lie

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Gwynevere
11/15/23 5:25:09 PM
#69:


Remember when TC got put in timeout for suggesting that DEI is the reason we're going to lose a war to China

What is the draw to the right wing fake doctor/lawyer etc gimmick anyway

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Will_VIIII
11/15/23 5:26:15 PM
#70:


Gwynevere posted...
Remember when TC got put in timeout for suggesting that DEI is the reason we're going to lose a war to China

What is the draw to the right wing fake doctor/lawyer etc gimmick anyway
I remember the TC praising Elon Musk for wanting to terraform Mars because the earth is a lost cause.

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Gwynevere
11/15/23 5:28:18 PM
#71:


Will_VIIII posted...
I remember the TC praising Elon Musk for wanting to terraform Mars because the earth is a lost cause.
Well, good thing he didn't choose physicist as his gimmick I guess

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littlebro07
11/15/23 5:28:56 PM
#72:


NightingaleMD posted...
But I also knew I signed the papers promising to pay back what I owed and then I did it. Zero sympathy for anyone that gets an 80k arts degree and begs for forgiveness while making 32k. These are things you think of before taking out loans

Ah yes, 17 year olds being told "go to college or you'll be a broke bitch working the Taco Bell drive through until you die of a drug overdose in the bathroom" for 12 years while not having any mandatory personal finance courses offered during their schooling will surely understand the ramifications for taking out a massive loan that can just be given to them with no credit or collateral

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Murphiroth
11/15/23 5:30:43 PM
#73:


Gwynevere posted...
Remember when TC got put in timeout for suggesting that DEI is the reason we're going to lose a war to China

What is the draw to the right wing fake doctor/lawyer etc gimmick anyway

Oh shit this is that guy lmao.
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Kradek
11/15/23 5:31:25 PM
#74:


littlebro07 posted...
Ah yes, 17 year olds being told "go to college or you'll be a broke bitch working the Taco Bell drive through until you die of a drug overdose in the bathroom" for 12 years while not having any mandatory personal finance courses offered during their schooling will surely understand the ramifications for taking out a massive loan that can just be given to them with no credit or collateral

This reminds me of a Tweet I occasionally see pop up on IG where the guy is like "when I was 17 I was denied getting a tattoo because they said I wasn't old enough to make that kind of decision. A month later I turned 18 and borrowed 100k in student loans"

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Lobinde
11/15/23 5:32:12 PM
#75:


Acknowledged.

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Gwynevere
11/15/23 5:35:10 PM
#76:


Murphiroth posted...
Oh shit this is that guy lmao.
Yeah, I think it was one of the topics about Vivek lol. A total shitshow

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AnsestralRecall
11/15/23 5:35:13 PM
#77:


NightingaleMD posted...
I've always hated this argument. There's a reason empathy is well studied to go down as time in department does up. I honestly can't even debate that with you since I doubt you have meaningful Healthcare exposure.

no wonder old doctors are worse ime
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Rexdragon125
11/15/23 5:45:30 PM
#78:


NightingaleMD posted...
Dunno what that means. I'm always up for a healthy and logical debate but it needs to be based on some kind of grounded logic, not lofty ideals.
Ok, you first
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NightingaleMD
11/15/23 5:45:39 PM
#79:


Gwynevere posted...
Remember when TC got put in timeout for suggesting that DEI is the reason we're going to lose a war to China

What is the draw to the right wing fake doctor/lawyer etc gimmick anyway


China is 100% laser focused on replacing the west as a global leader in virtually everything, esepcially militarily. They are doing it without a single concern for diversity. Both of those statements are factual. I'm not saying it's good or bad I'm just saying...it is what it is.

Will_VIIII posted...
I remember the TC praising Elon Musk for wanting to terraform Mars because the earth is a lost cause.

Climate science seems to think we're on a bad path. I'm not a climate scientist but I've no reason to doubt something with 99% agreement among professionals. I don't tell airline pilots how to fly, I won't pretend to know more than climate scientists about climate. If this planet is long term doomed make long term plans

Gwynevere posted...
Yeah, I think it was one of the topics about Vivek lol. A total shitshow

Meh. I'm off the vivek train, as mentioned

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Will_VIIII
11/15/23 5:51:52 PM
#80:


NightingaleMD posted...
China is 100% laser focused on replacing the west as a global leader in virtually everything, esepcially militarily. They are doing it without a single concern for diversity. Both of those statements are factual. I'm not saying it's good or bad I'm just saying...it is what it is.

Climate science seems to think we're on a bad path. I'm not a climate scientist but I've no reason to doubt something with 99% agreement among professionals. I don't tell airline pilots how to fly, I won't pretend to know more than climate scientists about climate. If this planet is long term doomed make long term plans

Meh. I'm off the vivek train, as mentioned


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NightingaleMD
11/15/23 6:00:19 PM
#81:


Will_VIIII posted...

Again, not a substantive rebuttal. I'm always open to change my mind but none of that does it for me.

I remember a looooooong time ago I heard John Kerry get tanked for being a "flip flopper." In retrospect that was a horrible criticism. The idea to criticize anyone for changing opinions is arguably in reverse of what it should be.

I constantly read and learn new things. Hell I read textbooks to break up monotony of fiction. And gradually I piece things together that just change my mind on things, especially as I find out more.

What's wrong with anything I said?

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Will_VIIII
11/15/23 6:01:28 PM
#82:


NightingaleMD posted...
not a substantive rebuttal.
Because there's no need to given the things you've said past and present.

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Murphiroth
11/15/23 6:01:37 PM
#83:


NightingaleMD posted...
What's wrong with anything I said?

The fact that you're ok with the bigotry, Christofacism, and gerrymandering in the GOP because "they'll change eventually!" and "democrats bad!" for starters.
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NightingaleMD
11/15/23 6:04:36 PM
#84:


Murphiroth posted...
The fact that you're ok with the bigotry, Christofacism, and gerrymandering in the GOP because "they'll change eventually!" and "democrats bad!" for starters.

Not really "okay." That's why I like haley. Watch any of th3 debates? She's quite open about how a nationwide abortion ban is impossible. It's a slow movement on their part. Her as leader would change the gop to a more liberal social stance.

I dont feel there are other good options. Democrat platform doesn't appeal to me at all.

Honestly rfk Jr would be a good independent if he wasn't so weird about vaccines. Quite environmentally passionate

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Murphiroth
11/15/23 6:05:51 PM
#85:


NightingaleMD posted...
Not really "okay." That's why I like haley. Watch any of th3 debates? She's quite open about how a nationwide abortion ban is impossible. It's a slow movement on their part. Her as leader would change the gop to a more liberal social stance.

I dont feel there are other good options. Democrat platform doesn't appeal to me at all.

Honestly rfk Jr would be a good independent if he wasn't so weird about vaccines. Quite environmentally passionate

You literally just confirmed everything I said. You're ok with voting for them despite all of that.
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Will_VIIII
11/15/23 6:10:21 PM
#86:


Murphiroth posted...
You literally just confirmed everything I said. You're ok with voting for them despite all of that.
Again, it's a tolerance for bigotry, election misinformation, reproductive rights being stripped, and covid misinformation to seriously consider voting for a Republican in the current political climate.

Somehow the Democrat platform is worse than the above.

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NightingaleMD
11/15/23 6:12:55 PM
#87:


Will_VIIII posted...
Again, it's a tolerance for bigotry, election misinformation, reproductive rights being stripped, and covid misinformation to seriously consider voting for a Republican in the current political climate

Versus a party with no plan for immigration and welfare for all with absolutely zero workable plan to pay for any of it? That's not something they are "working on", they have no plan today, no plan tomorrow, no plan forever.

Everything you mentioned isn't good but letting democrats run the country into the ground doesn't appeal to me either

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#88
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Murphiroth
11/15/23 6:14:54 PM
#89:


NightingaleMD posted...
Versus a party with no plan for immigration and welfare for all with absolutely zero workable plan to pay for any of it? That's not something they are "working on", they have no plan today, no plan tomorrow, no plan forever.

Everything you mentioned isn't good but letting democrats run the country into the ground doesn't appeal to me either

So yeah, like we said, you're OK with all of that because Democrats bad.

You chuds gotta get new material.
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whitelytning
11/15/23 6:15:25 PM
#90:


Kaldrenthebold posted...
Oh TC is "personal responsibility hur dur" so never mind.

Fuck off TC.


lol. I know. Imagine holding people responsible for their decisions. How wild!!

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UnholyMudcrab
11/15/23 6:15:47 PM
#91:


Looking into the mind of a Republican voter is a truly frightening thing

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Will_VIIII
11/15/23 6:15:52 PM
#92:


NightingaleMD posted...
letting democrats run the country into the ground
Explain with data, how they would be doing that

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#93
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#94
Post #94 was unavailable or deleted.
NightingaleMD
11/15/23 6:17:56 PM
#95:


Murphiroth posted...
So yeah, like we said, you're OK with all of that because Democrats bad.

You chuds gotta get new material.

I think I was quite clear I'm not okay with either but voting forces me to pick sides.

This topic is sideways enough without mentioning diverging viewpoints on the middle east. Another reason I like haley: she recognizes the importance of maintaining allies in both eastern Europe (ukraine) and supporting Israel whilst denouncing civilian deaths. America needs friends to operate internationally.

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Will_VIIII
11/15/23 6:18:05 PM
#96:


Let's be clear the TC is saying immigration and welfare (in the vague insinuating way he is) are worse than everything the GOP is currently doing.

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#97
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Will_VIIII
11/15/23 6:19:20 PM
#98:


NightingaleMD posted...
but voting forces me to pick sides.
And you choose the side that's attacking the LGBTQ, reproductive rights, medical misinformation, various bigotry, and election misinformation.

Tells us everything we need to know about your character.

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AnsestralRecall
11/15/23 6:19:21 PM
#99:


NightingaleMD posted...
Versus a party with no plan for immigration and welfare for all with absolutely zero workable plan to pay for any of it? That's not something they are "working on", they have no plan today, no plan tomorrow, no plan forever.

Everything you mentioned isn't good but letting democrats run the country into the ground doesn't appeal to me either

you sound like you're on fox news payroll

but thanks for being okay with a genocide being committed against queer people because you don't like brown people

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