Current Events > Minimum wage workers cannot afford rent in any U.S. state

(+) Yeah! (+)

https://www.cnbc.com/2020/07/14/minimum-wage-workers-cannot-afford-rent-in-any-us-state.html

Full-time minimum wage workers cannot afford a two-bedroom rental anywhere in the U.S. and cannot afford a one-bedroom rental in 95% of U.S. counties, according to the National Low Income Housing Coalitions annual Out of Reach report. In fact, the average minimum wage worker in the U.S. would need to work almost 97 hours per week to afford a fair market rate two-bedroom and 79 hours per week to afford a one-bedroom, NLIHC calculates. Thats well over two full-time jobs just to be able to afford a two-bedroom rental.

https://i.imgur.com/XQurynH.png



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My apartment is only 700 a month 3 bedrooms 1 bath

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My mortgage is $530. Renting is just a monetary vacuum.

Questionmarktarius posted...

My mortgage is $530. Renting is just a monetary vacuum.

Who did you murder for a mortgage that low?

Did you fuck the underwriters wife in front of him when he was doing the paperwork?

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wackyteen posted...

Who did you murder for a mortgage that low?

Did you fuck the underwriters wife in front of him when he was doing the paperwork?

It's a small house in an old suburb of KC.

wackyteen posted...

Who did you murder for a mortgage that low?

Did you fuck the underwriters wife in front of him when he was doing the paperwork?

Probably a tiny piece of shit. Mine is 1200 for a three bedroom 1 and a half bath. 3 floors with basement

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Yeah when I made min wage I had roommates

3 people, 2 bedrooms 1200 back in 05

theyre a little more now but we were definitely slumming it

I paid 280 for a studio with a full kitchen up until a few years ago in SC.

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Questionmarktarius posted...

My mortgage is $530. Renting is just a monetary vacuum.

what do your bills look life after water, gas, trash disposal, maintenance, and property taxes? >_>

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There is cheap housing outside the cities

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what matters is the price and being happy with what paying for renting or owning etc.
we pay 720$. old place was 1k we used to pay 750$ before the new landlord decided to jack up the rent.

though we had to be on a waiting list for 2-3 years to get affordable housing luckily we make enough to qualify.
only bad thing is the location but once we get past the pandemic we have the bus option so it wouldn't be as bad.
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we desperately need to automate the minimum wage increases based on cost of living, but i think fixing 50 years of neglect overnight is incredibly dangerous.

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AlisLandale posted...

what do your bills look life after water, gas, trash disposal, maintenance, and property taxes? >_>

Somewhere in the realm of $120-180 for utilities, mostly because KC Water is a fucking scam.
Property tax is escrow'd - looks to be about $1200.

Flyover states are cheap, unless you want to be "downtown" for some reason.

Questionmarktarius posted...

It's a small house in an old suburb of KC.

I moved out of kc myself. Mortgage is about $620 including taxes and insurance. Not a lot to do outside of the city though unfortunately.

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I know California is insane for their rent.

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Letting the homeless population increase by 40% would also be incredibly dangerous. This was already a problem and now it's been turned up by several magnitudes.

https://www.cnbc.com/2020/06/16/30percent-of-americans-missed-their-housing-payments-in-june.html

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Dark_SilverX posted...

I know California is insane for their rent.

some other areas in the northwest have turned bad as well
times changed. used to be cheaper.
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Questionmarktarius posted...

My mortgage is $530. Renting is just a monetary vacuum.

$515 here. But the catch is that I'm in Detroit. The upside is that it is the boarder street of Grossed Pointe, which is a good group of suburbs right by the water. East English Village. Good neighborhood, and my street is perfect, really.
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Questionmarktarius posted...

Somewhere in the realm of $120-180 for utilities, mostly because KC Water is a fucking scam.
Property tax is escrow'd - looks to be about $1200.

Flyover states are cheap, unless you want to be "downtown" for some reason.

One of my friends is moving from an apartment from Westport to downtown and I just don't get it. Why do that to yourself?

I'm also just selfishly sad because she was the last friend I had who lived in Westport. Now I don't have a place to crash if we go hard.

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Learn a skill then.

This cost of living is out of control and nobody is talking about it. Rent prices should be regulated to 30% of what a minimum wage worker makes full time and healthcare needs to be free for EVERYONE.

People cant save to buy their own house because it costs so freaking much to do anything.

Dat_Cracka_Jax posted...

There is cheap housing outside the cities

Those places don't have work. And if you are commuting long distance for your work, your costs are increasing with car maintenance and gasoline, not to mention generally just losing free time for a second job or mental health(most min wage workers need one because most min wage jobs are not full time).

Psst, y'all know that minimum wage workers need to live in the city if you want anyone to work at McDonald's, right? No one is going to commute 30 minutes for a minimum wage job.

up

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My mortgage is $530. Renting is just a monetary vacuum.

Bruh how the fuck sis you get such a low mortgage? Did you buy a fixer upper in a super cheap crime filled area?


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Payzmaykr posted...

This cost of living is out of control and nobody is talking about it. Rent prices should be regulated to 30% of what a minimum wage worker makes full time and healthcare needs to be free for EVERYONE.

People cant save to buy their own house because it costs so freaking much to do anything.

Greedy landlords and real estate people. Housing shouldn't be a profit sector. Neither should health care. These two things are vital.

It should be a law that rent should cost 30% of a households income.

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Honestly we should outlaw evictions entirely for the next year.

Only

1. People who have committed violent crimes against others in the apartment or made themselves a serious nuisance with repeated or extreme offenses(dog violations such as late and excessive barking, no leash failure to control no cleaning poop, loud parties, smoking on the property, harassment, propping open the security door when not actively using it, damaging common areas through gross negligence or malice etc.)
2. Have caused signigant damage out of malice or negelience
3. Are making illegal or dangerous drugs/chemicals on the property and/or making other illegal and/or dangerous transactions on the property.
4. Have especially on more then one occasion recently taken actions that flagrantly risk the safety of the property and residents.

Should cover most exceptions. There will need to be more to it but yeah.

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lincoln002 posted...

Greedy landlords and real estate people. Housing shouldn't be a profit sector. Neither should health care. These two things are vital.

You're missing something else - foreign money buying land to stash away their funds. It's been a massive problem throughout Canada as well.

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GreenMagicite posted...

You're missing something else - foreign money buying land to stash away their funds. It's been a massive problem throughout Canada as well.

That's racist

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In 2018 I rented a 650$ 1BR apartment in El Paso tx. Could have gone sub 600$ even if they had any studios available when I applied.

Actually, El Paso is stupid low cost in general and has everything you'd expect in a city. Idk why its slept on so hard.

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@King Rial posted...

$515 here. But the catch is that I'm in Detroit. The upside is that it is the boarder street of Grossed Pointe, which is a good group of suburbs right by the water. East English Village. Good neighborhood, and my street is perfect, really.

Try living in Brightmoor :(

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Yall need to make sure you marry/live with a partner who works as well. A two income household is pretty much essential today for the younger generation.

if you plan on supporting a wife and kids on minimum wage then oof.

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GreenMagicite posted...

You're missing something else - foreign money buying land to stash away their funds. It's been a massive problem throughout Canada as well.

It should straight up be illegal for a non citizen/resident to own land in a country they do not reside in most circumstances.

Never ever ever more then 1 property. We have more then enough property problems without rich Chinese/etc. fuckers buying up property making it worse.

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Just another consequence of the staggering wealth inequality in this nation.

The rich are running out of things to own and extract profits from so theyve slowly been moving onto residential properties. Private equity and corporations own more residences now than ever before.

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JustMyOpinion posted...

My commute is more than 30 minutes. They don't need to live there. Maybe they'd like to, but it's not a 100% need.

You commute more than 30 minutes for minimum wage? Sure you do.

MURlCA!!

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I mean yeah, you're not going to afford to live in a house at minimum wage. That's why apartments are a thing. Also just noticed the other fine bit of text. "Without paying more than 30% of income." That's a life of absolute comfort. Yeah no shit. Deceptive graph.

Also, lol at California. We all should be just like Cali right? Fucking joke state that should keep all their shitty policies to themselves.

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Generally it's cheaper to live outside a city. That's what I did 7 years ago.

I've noticed though even small areas some people are charging a lot for rent now. I think they buy stuff with little down payment then charge so much for rent so it offsets their monthly payments of course. A 3 bedroom house is like $1500-1600 CAD a month here where I am to rent. My 4 bedroom house mortgage and property tax is like only $1200 a month I think. It's 1200 sqft I think and utilities aren't so bad. If I move slightly out of in town I don't even have to pay for water/sewage. I'm saving up money for a decent down payment on another house to rent out and eventually will rent mine out in a few years since it'll be mortgage free in like 1-2 years if things go as planned. I generally try to rent the place at $100-300 less than the going rate. My basement I rent at $1100 all inclusive and the main level (3 bedrooms) I could rent for $1600 or more a month. I'd probably when the time comes only charge $1200-1400 a month plus split the utilities between the basement 60/40. Basically the first house will be a straight gain if it's mortgage free. I'd slowly be making the money back I spent while the house goes up and up in value.

Cost of living is increasing and it's a shitty situation for many min wage workers. You basically need 2 people working full time min wage just go get by if you want something in the 2 bedroom or higher range. Unfortunately this is a reality and in the major cities things are getting a lot more costly especially if the average is close to a million just to own a house.

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Lebronwon posted...

afford a two-bedroom

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JustMyOpinion posted...

Explain to me how a short commute is a necessity.

No one is going to burn $10 in gas, wear and tear on their car, and the mental toll of driving for an hour a day for minimum wage. Now, answer my question.

JustMyOpinion posted...

If only public transportation were a thing. I mean it's not like in the history of the world a minimum wage worker has ever taken the bus/train/subway/etc to and from work. Are you truly this naive or are you just saying stupid things?

You realize that reliable public transportation doesn't really exist outside of a handful of major U.S. cities, right? You're the naive one. Try answering my question instead of constantly dancing around it for the purpose of shitting on poor people.

Maybe you should try talking to people outside of your little bubble; get a taste of the real world before you run your mouth.

Also, fun fact: my city has no reliable public transportation. A dirt cheap, one bedroom apartment in the bad part of town still costs over 50% of a full time minimum wage worker's monthly salary. That's assuming you can even get full time as a minimum wage worker.

Squall28 posted...

I mean yeah, you're not going to afford to live in a house at minimum wage. That's why apartments are a thing. Also just noticed the other fine bit of text. "Without paying more than 30% of income." That's a life of absolute comfort. Yeah no shit. Deceptive graph.

Also, lol at California. We all should be just like Cali right? Fucking joke state that should keep all their shitty policies to themselves.

Apartments in the city can be pretty expensive. Not just the high end ones either.

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_Rinku_ posted...

No one is going to burn $10 in gas, wear and tear on their car, and the mental toll of driving for an hour a day for minimum wage. Now, answer my question.

Isnt the average commute time to and from work near a hour for most people?

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JustMyOpinion posted...

Yawn. Some minimum wage workers can and do travel 30 minutes or more for work. Just admit that basic fact without all the fluff and move on. No need to keep saying stupid things, kid.

"Waaah I got called out for my bullshit Waaah stop being mean to me because I hate poor people :("

Answer my original question: do you personally travel 30 minutes or more to make minimum wage? Otherwise, shut your mouth and let the adults talk.

Prismsblade posted...

Isnt the average commute time to and from work near a hour for most people?

Note the "for minimum wage" part of my post. I know plenty of people who have an hour commute for non-minimum wage jobs. A lot of my friends, after graduation, got jobs about an hour and half drive away. Even though this was a high-paying, cushy office job, they were getting crushed by the cost of gas, wear and tear on their car, and just the mental toll of being isolated in a car for three hours a day. Every last one of them moved closer because that commute was unsustainable.

I'm sure it doesn't take a genius to extrapolate that someone making $30/hr can't afford to live that far away also means that someone making less than a third of that can't make a third of the commute.