Poll of the Day > have any of you linked your bank/credit cards to your smartphone?

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Aculo
04/09/20 2:43:50 PM
#1:


i see my friends paying with their phones all the time, but i'm paranoid to even try it. do any of you do it? is it really that secure?

it seems super convienient, but i'm still too scared to try, ok?

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papercup
04/09/20 2:45:01 PM
#2:


No, why would I?

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Judgmenl
04/09/20 2:45:43 PM
#3:


Are you crazy? Of course not.

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darcandkharg31
04/09/20 2:46:50 PM
#4:


lulz no

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HeroofDark
04/09/20 2:53:12 PM
#5:


I did over a year ago, I forgot my wallet once but I had my phone so I enabled it & paid with my phone. I'm still waiting for it to bite me in the ass.

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Ogurisama
04/09/20 2:56:03 PM
#6:


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SpeedDemon20
04/09/20 2:57:49 PM
#7:


I have it. It creates a digital card number on the phone (different from your actual card). It also has its own points/reward system (I get points on the phone card and the actual credit card). It's pretty quick to access (just swipe up from the very bottom even when the phone is locked), but you need a pin or fingerprint to access it.

Overall, I don't use it very much.

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aurick79
04/09/20 3:03:17 PM
#8:


Yes, I use apple pay all the time.

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SilentSeph
04/09/20 3:03:38 PM
#9:


SpeedDemon20 posted...
I have it. It creates a digital card number on the phone (different from your actual card). It also has its own points/reward system (I get points on the phone card and the actual credit card). It's pretty quick to access (just swipe up from the very bottom even when the phone is locked), but you need a pin or fingerprint to access it.

Overall, I don't use it very much.
Yup, all of this

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streamofthesky
04/09/20 3:03:41 PM
#10:


lol, fuck no

I'm still super paranoid about the limited online banking I do on my computer. Smart phone is even less secure and far more likely to be stolen.

I have credit cards. They're not exactly bulky, heavy, or difficult to transport on my person. Never thought, "oh damn, I wish I could access my banking info and just can't wait till I get home to do it!"
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Krazy_Kirby
04/09/20 3:11:53 PM
#11:


no. not secure enough for me
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Far-Queue
04/09/20 3:18:16 PM
#12:


Yeah. My bank has thorough coverage for fraudulent purchases. All I have to do is contact the bank and have them investigate a charge (and that's only if they don't catch it themselves - they've got a decent system in place to monitor spending activity to catch abnormal transactions). I get refunded the money lost and they issue a new card. There's a minor inconvenience being without a card for a couple days, but no real penalty, as I get refunded. In the past 25+ years (of credit history, only maybe 6-8 of which I've had tied to my phone) I've only had to question a charge twice. Refunded both times.

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wwinterj25
04/09/20 3:20:24 PM
#13:


I have a online banking app but that's it.

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captpackrat
04/09/20 3:48:44 PM
#14:


I use my smartwatch to pay. It requires that I enter a PIN the first time I use it, and if the watch is removed from my arm, it locks the app requiring the PIN to be entered again.

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DirtBasedSoap
04/09/20 3:49:38 PM
#15:


aurick79 posted...
Yes, I use apple pay all the time.


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