Lurker > SK8T3R215

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TopicDJ David Solomon will be Goldman Sachs' new CEO starting October 1st.
SK8T3R215
07/23/18 5:50:33 PM
#9
ChessInFiveD posted...
thats my granddad


Wow nice

Blackfein is mine since he's retiring he is gifting me $18.2 million in GS stock.
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TopicThinking about seeing a doctor...*sees estimated out of pocket cost $231*
SK8T3R215
07/23/18 11:25:27 AM
#36
Balrog0 posted...
It's highly variable, but on average, Yyu usually only need one unexpected medical expense for the premium savings from selecting a HDHP to be wiped out.

To be fair, the calculation is different for people with a spouse and kids, but they also expect to have medical expenses more regularly.


Which if you're young and healthy would be a rare occurance overall and after years of saving on premiums and HSA contributions those would cover the unexpected medical expense up to your out of pocket max most likely depending on the cost differences.

If you're a family yeah it probably won't make sense to be on a HDHP.
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TopicThinking about seeing a doctor...*sees estimated out of pocket cost $231*
SK8T3R215
07/23/18 11:09:16 AM
#29
CharlesBronson posted...
Smashingpmkns posted...
HDHPs is the worst. That's what I have right now because I'm in my early 20s and I think I'm fucking invincible. I had to schedule a doc appointment on the 1st of August that will probably run me $300+.

Just get a traditional plan. You never know what will happen. Insurance is a fucking scam but I'd rather get fucked gently throughout the year than completely demolished one day.

Do you have an HSA to go with it? The tax savings would have paid for several doctors appointments. It's like free money.


Yeah you have to factor in the difference in premiums between the two, how often you go to doctors in a typical year, HSA contributions made by your employer and your own HSA contributions. If you're young and healthy odds are you will be better off with a HDHP.
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TopicThinking about seeing a doctor...*sees estimated out of pocket cost $231*
SK8T3R215
07/23/18 10:56:23 AM
#27
Squall28 posted...
CharlesBronson posted...
what kind of insurance policy do you have?


I have a high deductible plan because I want to pay less, but I still end up paying $88 a month.


>HDHP
>Doesn't understand how the plan works but chooses to enroll in it and complain about how they are charged for medical care
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TopicTesla Asks Suppliers for Cash Back to Help Turn a Profit
SK8T3R215
07/23/18 10:02:32 AM
#5
TSLA down about 5%
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TopicTipping is not required, it's optional.
SK8T3R215
07/22/18 11:44:44 PM
#10
ImCallingYouOut posted...
EnragedSlith posted...
If you dont tip, youre robbing the service staff. Plain and simple.

nah cause then the restaurant has to make up the difference


THIS! GREAT POST!
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Topic*drops off Uber passenger*
SK8T3R215
07/22/18 11:27:15 PM
#2
I don't tip Uber drivers.
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TopicTesla Asks Suppliers for Cash Back to Help Turn a Profit
SK8T3R215
07/22/18 11:08:15 PM
#3
Tmaster148 posted...
This might be related.

https://money.cnn.com/2018/07/19/technology/business/tesla-downgrade/index.html


Yeah that would affect their cash burn.
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TopicTesla Asks Suppliers for Cash Back to Help Turn a Profit
SK8T3R215
07/22/18 10:24:14 PM
#1
Tesla Inc. has asked some suppliers to refund a portion of what the electric-car company has spent previously, an appeal that reflects the auto makers urgency to sustain operations during a critical production period.

The Silicon Valley electric-car company said it is asking its suppliers for cash back to help it become profitable, according to a memo reviewed by The Wall Street Journal that was sent to a supplier last week. Tesla requested the supplier return what it calls a meaningful amount of money of its payments since 2016, according to the memo.

The auto makers memo, sent by a global supply manager, described the request as essential to Teslas continued operation and characterized it as an investment in the car company to continue the long-term growth between both players.

While Tesla said in the memo that all suppliers were being asked to help it become profitable, it is unclear how many were asked for a discount on contracted spending amounts retroactively. Some suppliers contacted about the request said they were unaware of such a demand.

Tesla declined to comment on the specific memo. But it confirmed it is seeking price reductions from suppliers for projects, some of which date back to 2016, and some of which havent been completed. The company called such requests a standard part of procurement negotiations to improve its competitive advantage, especially as it ramps up Model 3 production.

The surprising requests raise further questions about Teslas cash position, which has dwindled after it struggled to boost production of its first car designed for mainstream buyers, the Model 3. After months of delays, Tesla last quarter reached its longstanding goal of making 5,000 Model 3s in a single week, which, if sustained, will help it generate cash.

Auto makers and suppliers have complicated relationships, each fighting for the best deal under immense pricing pressure. Supply-chain consultants say sometimes auto makers will demand a reduction in price for a current contract going forward or use leverage of awarding a new deal to get upfront savings on a contract. But they say it is unusual for an auto maker to ask for a refund for past work.

Dennis Virag, a manufacturing consultant who has worked in the automotive industry for 40 years, said a solicitation like Teslas could put suppliers in financial peril and jeopardize its future supply of car parts.

Its simply ludicrous and it just shows that Tesla is desperate right now, he said. Theyre worried about their profitability but they dont care about their suppliers profitability.


https://www.wsj.com/articles/tesla-asks-suppliers-for-cash-back-to-help-turn-a-profit-1532301091
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TopicThe ADMIRAL is posting AGAIN! THIS is NOT A DRILL!
SK8T3R215
07/22/18 4:11:59 PM
#8
Yikes @ people who are infatuated with him
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TopicHot water tank's busted. Tips on surviving a cold shower?
SK8T3R215
07/22/18 1:15:33 PM
#2
Use a washcloth.
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TopicHas a girl ever liked you that you didn't like back?
SK8T3R215
07/22/18 11:34:47 AM
#2
Yes because she was ugly
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TopicMy grandpa just died and left me $6.5 million. he was the CEO of Sweet n Low.
SK8T3R215
07/22/18 10:49:02 AM
#359
Old but good troll topic
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TopicCary Elaine Johnson TOSSES Judge Jeanine Pirro off The View!!
SK8T3R215
07/20/18 12:42:00 PM
#33
Whoopsie Daisy


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TopicPeople highlight Jeff Bezos was born to a teen mom, but I doubt he had it rough
SK8T3R215
07/20/18 12:28:03 PM
#3
Reeeeeeee rich people reeeee
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TopicTrump says he's 'ready' to put tariffs on all $505B in imports from China
SK8T3R215
07/20/18 11:56:31 AM
#36
ArchiePeck posted...
I mean, we can totally won a trade war with a country that we are in massive debt to and borrow huge amounts of money from every month to prop up our economy in the first place!


I don't think you have a solid grasp on our debt with China.
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TopicRemember when Cr1tikal was good
SK8T3R215
07/20/18 1:57:04 AM
#31
*does thing in game*

"looks like I'm *string of random curse words*"

Hilarious!
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Topicluxury brands burn millions worth of clothing so the "wrong" people
SK8T3R215
07/20/18 1:31:29 AM
#101
Bio1590 posted...
SK8T3R215 posted...
Bio1590 posted...
TheoryzC posted...
Wouldn't it make sense to...not overproduce instead???

Yeah but see that would require actual planning


Also would require a crystal ball to know exactly how much of a product to produce to meet the actual demand for it.

And hiring people who actually know how to forecast and then giving them the tools to actually do their jobs.

Not like, Excel spreadsheets.


Considering this accounts for about 1% of their revenue I'm gonna assume they use forecasts already and have to deal with these forecasts not being 100% accurate in an industry of changing styles and trends since forecasting isn't absolute.
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Topicluxury brands burn millions worth of clothing so the "wrong" people
SK8T3R215
07/20/18 12:18:47 AM
#90
Bio1590 posted...
TheoryzC posted...
Wouldn't it make sense to...not overproduce instead???

Yeah but see that would require actual planning


Also would require a crystal ball to know exactly how much of a product to produce to meet the actual demand for it.
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Topic20 year old Canadian woman was raped in India
SK8T3R215
07/19/18 9:42:47 PM
#24
WaterLink posted...
Rob Cesternino posted...
The man befriended the woman at the pub, said Deputy Commissioner of Police (South) Romil Baaniya. Later, he invited her to his place.

Not to victim blame but Jesus, going home with a stranger in fucking India of all places, were there no red flags going off in her head?


They're the new bulls she couldn't resist.
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TopicCarmelo Anthony traded to Atlanta
SK8T3R215
07/19/18 6:34:45 PM
#5
Rocket about to contract Melonoma RIP in shit Weepy58
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TopicThe Federal Reserve is literal cancer.
SK8T3R215
07/19/18 6:23:02 PM
#3
andel posted...
for all the memes and such idk why it cant actually be audited but idk much about it either


https://www.federalreserve.gov/faqs/about_12784.htm
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TopicNBA: Recently traded Kawhi Leonard is considering sitting out the ENTIRE season!
SK8T3R215
07/19/18 2:31:32 PM
#43
GunmaN1905 posted...
SK8T3R215 posted...

Through 7 seasons:
Kawhi: 1 ring, 1 FMVP
Wilt: 0 rings, 0 FMVP

Kawhi > Wilt


Iguodala > Ewing?


ROR never lies
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TopicNBA: Recently traded Kawhi Leonard is considering sitting out the ENTIRE season!
SK8T3R215
07/19/18 2:26:21 PM
#41
Monolith1676 posted...
https://www.basketball-reference.com/players/c/chambwi01.html

When Kawhi is as good as Wilt was, then maybe he can have his way.


Through 7 seasons:
Kawhi: 1 ring, 1 FMVP
Wilt: 0 rings, 0 FMVP

Kawhi > Wilt
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TopicComcast dropped bid for 21st Century Fox
SK8T3R215
07/19/18 2:09:49 PM
#26
LuffySkull posted...
VectorChaos posted...
Questionmarktarius posted...
Doom_Art posted...
Questionmarktarius posted...
Howl posted...
Good fuck Comcast.

This needs a comma.

I got ya fam

"Good fuck, Comcast."

Yes it is.
Disney ended up paying about 15 billion too much, thanks to Comcast meddling, which is 15 billion less available for competing against Comcast in the future.


Their money printing machine called the MCU will make that back in short order


Seriously this. The old budding war style doesnt apply with Disney. They make so much fucking money and can prove they can make more.

Comcast cant prove shit


Well other than having a better ROE and a higher net income than Disney, sure.
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TopicNBA: Recently traded Kawhi Leonard is considering sitting out the ENTIRE season!
SK8T3R215
07/19/18 2:06:08 PM
#32
Wilt: Trade me to LA or I'm leaving the NBA = sweet man
Kawhi: Trade me to LA or I'm sitting out the year = Db F
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TopicNBA: Recently traded Kawhi Leonard is considering sitting out the ENTIRE season!
SK8T3R215
07/19/18 2:00:32 PM
#29
Monolith1676 posted...
IMNOTRAGED posted...
Monolith1676 posted...
Dude would have got his ass whooped by other players if he played in the 60s, 70s and 80s. NBA players have turned into such whiny babies.


http://ballislife.com/why-did-the-76ers-trade-wilt-for-jerry-chambers-archie-clark-darrall-imhoff/
But when Wilt returned, he said that he had changed his mind, that he was not going to play in Philadelphia again, and he demanded a trade to a West Coast team to Seattle, Los Angeles, or San Diego. When we indicated that we werent interested in trading him, he said that hed jump to the ABA team in Los Angeles.


http://articles.latimes.com/1991-06-05/sports/sp-83_1_lakers

"I'd have stayed in school," he said here Tuesday, standing alone outside Gate 3 1/2 of Chicago Stadium, the house that could have been his. "A coin toss changed the course of my whole life."

"I wouldn't have played here," Johnson said on the eve of Game 2 of the NBA finals between his team and the team that could have been his. "The only reason I came out was to play with Kareem and the Lakers."


Huh.


Neither of them sat out games and actually would not have sat out and played. Also Wilt and Kareem are lightyears better than Kawhi.


Wilt literally said he would LEAVE the NBA lmfao
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TopicComcast dropped bid for 21st Century Fox
SK8T3R215
07/19/18 1:23:59 PM
#22
Ex-Kefiroth posted...
What the fuck ever happened to anti-trust laws?


They said Disney has to divest the regional sports networks if they acquire Fox.
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 1:23:17 PM
#51
CharlesBronson posted...
CableZL posted...
CharlesBronson posted...
CableZL posted...
It's a credit card, so there's not any actual money to take out.

lol you're delusional. If you don't pay the bill the credit card company will garnish your wages and place liens on your bank accounts until they get their money better put your money under the mattress lol

You're not understanding the situation. A charge on a credit card isn't a deduction from my bank account. The fraudulent charges are going to be removed. I'll still be paying for the balance of my other charges like normal.

For example

Fraudulent charges: $170
Total of my purchases: $1850
Total credit card balance: $2020

Total after the fraudulent charges are removed: $1850

I'll just be responsible for the $1850

No I'm saying the credit card company is going to deny your fraud claim and make you pay those fraudulent charges.


UUA
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TopicNBA: Recently traded Kawhi Leonard is considering sitting out the ENTIRE season!
SK8T3R215
07/19/18 1:00:42 PM
#10
This won't happen for many reasons.
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TopicSocialist hero Alexandria Ocasio-Cortez doesn't understand basic economics
SK8T3R215
07/19/18 11:59:23 AM
#18
Antifar posted...
She's going to beat the Republican by like 70 points, dude.


Can't wait for the Pappas wave to sweep him to victory.
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TopicComcast dropped bid for 21st Century Fox
SK8T3R215
07/19/18 11:10:08 AM
#14
Questionmarktarius posted...
So now what, Comcast goes after MGM?


They're pursuing Sky now against Fox which may complicate the Disney deal since Disney may want Fox to obtain the rest of Sky (Fox owns 39%) as part of their deal and won't want to be a minority partner with Comcast.
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 10:52:46 AM
#40
tremain07 posted...
eleven hundred is the same as when you write it as a number isn't it? 11,000 is eleven hundred.


lmfao YIKES
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 10:52:04 AM
#39
CharlesBronson posted...
CableZL posted...
My credit scores are all over 800.


You don't understand. Provisional credit is when they put the stolen money back in your account. But then a month later after they complete their investigation they take the money back out of your account and send you a letter saying your fraud claim was denied.


Or it's made permanent if the claim is accepted.
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 10:49:03 AM
#34
tremain07 posted...
SK8T3R215 posted...
lol ok ATM withdrawal limits are usually like $1,000 or less a day if you go to other ATMs the transaction will be denied. So this guy went around and made 44 different ATM transactions of $250?

Yes, what's so hard about this? eleven hundred dollars is easy to take when you go to as many ATMs as this asshole did, didn't even bother to hide his face either.


You said 11,000 originally...this story is making less and less sense
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 10:41:33 AM
#31
lol ok ATM withdrawal limits are usually like $1,000 or less a day if you go to other ATMs the transaction will be denied. So this guy went around and made 44 different ATM transactions of $250?
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 10:34:38 AM
#28
tremain07 posted...
SK8T3R215 posted...
tremain07 posted...
He reported the day he checked his account, it makes no sense, it's like they screwed him and he just took it because he's too passive to get confrontational


When were the charges made that day or weeks ago

Same day in constant ATM withdrawls of 250 dollars, the max amount of withdrawls on them. It's ridiculous and the thief was caught yet the bank don't give a shit, the piece of shit left my brother 11 dollars because the ATM's don't talk if you have less than 20 dollars.


You can't withdraw $11K from ATMs in a day lol
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 10:25:48 AM
#25
tremain07 posted...
He reported the day he checked his account, it makes no sense, it's like they screwed him and he just took it because he's too passive to get confrontational


When were the charges made that day or weeks ago
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 10:21:28 AM
#23
tremain07 posted...
SK8T3R215 posted...
tremain07 posted...
How did you know he had a debit card?

tremain07 posted...
they won't be giving him back his money


Debit cards deduct directly from your bank account, if this was a credit card he would have those charges on a statement.

Meaning, the paperwork considers it him and that's just enough for the Bank to laugh and say "tough shit"?


Well usually they will waive the liability if you report the charges immediately. How long did he take to report these charges?
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 10:11:09 AM
#20
tremain07 posted...
How did you know he had a debit card?

tremain07 posted...
they won't be giving him back his money


Debit cards deduct directly from your bank account, if this was a credit card he would have those charges on a statement.
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 9:54:08 AM
#14
tremain07 posted...
You're lucky Boxinton, that shit happened to my brother 11,000 dollars gone and the bank said they didn't do anything wrong so they won't be giving him back his money and refuse to investigate the theft and because we're too poor to afford fighting it in court my brother has to just accept it, even sadder, despite my advice he won't change banks.


lmfao using debit cards in the year 2018 AD
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TopicDamn it... Someone stole my credit card info somehow
SK8T3R215
07/19/18 9:51:10 AM
#11
CharlesBronson posted...
CableZL posted...
I'm glad I put everything on my credit card these days. It'd suck if they actually got money from my bank account.

LOL enjoy your "provisional credit" and denial letter in the mail.
Kombucha posted...

i haven't even encountered a gas pump that takes the chip yet.

I have at a Speedway. Problem is the idiot employees never turned the chip part of the reader on so when you put your card in it just reads the magnetic strip.
Master_Bass posted...

Yeah, I always tug on the card reader a bit to make sure there isn't a skimmer over it.

LOL if there was a skimmer on it and they saw you tugging on it you would be the one taken away in handcuffs.
Super Saiyan 3
Goku posted...

I pay for everything I can with my watch (Samsung Pay). It's both for convenience

LOL how is having to charge another device every day convenient?
CableZL posted...

I have alerts set up on my credit card so that I get a notification on my phone for any transaction over $1

LOL you must get a lot of alerts then. How bout you put the smartphone down and pay with cash then you don't have to think about the transaction ever again.


UUA
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TopicIs it a huge turnoff for you if you're interested in a woman but she already has
SK8T3R215
07/18/18 5:24:26 PM
#4
It's your responsibility to raise her child.
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TopicSo, is GameStop really going under, or is that...
SK8T3R215
07/18/18 4:14:33 PM
#50
Dark_SilverX posted...
RchHomieQuanChi posted...
Mr_Karate_II posted...
Gamestop is a joke and i won't be sad when they're gone. The used game prices are ridiculous. $30 for a game that is 6 years old?


That's another issue too. I'm seeing used games that came out years ago still selling for $57.

GameStop makes most of their money off of used games, but their used games are only like $3 less than a brand new copy that is guaranteed to work lmao and even then, I can go on Amazon and find a brand new copy even cheaper than that.


and they give you $5 for it


Why don't you sell it yourself in this situation
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TopicTrump's Tax Cut Hasn't Done Anything for Workers
SK8T3R215
07/18/18 3:15:24 PM
#35
FLUFFYGERM posted...
So is any of the tax-cut windfall being used to finance the capital expenditure that the economy needs? Private nonresidential fixed investment did increase as a share of the economy in the first two quarters since the reform was passed:

But the level still remains below the high set back in 2015.


I like the last line being added to discredit the increases.
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Topicce what is your go to karaoke song
SK8T3R215
07/18/18 2:19:52 PM
#22
Questionmarktarius posted...
GregShmedley posted...
Questionmarktarius posted...
GregShmedley posted...
Wagon Wheel by Darius Rucker

That song is way catchier than it deserves to be.


It's amazing lol.

Last time I sang it, the whole bar was clapping along and a bunch of people started dancing. Got a round of applause from everyone and people grabbing my shoulder. Fun night.

Is it "bad" to like Darius Rucker's country stuff way more than Hootie & the Blowfish?


Both are great so it's fine
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TopicSo, is GameStop really going under, or is that...
SK8T3R215
07/18/18 1:48:09 PM
#41
Talk was they were gonna be bought out and become private.
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TopicRaptors/Spurs finalizing Derozan/Leonard trade deal
SK8T3R215
07/18/18 11:05:26 AM
#21
Basically turning DeRozen into Kawhi for a run towards the Finals with LeBron out of the East.

Makes sense since keeping that team together wasn't going to get them there, now they can go all-in this year and hope they convince Kawhi to sign there like Paul George signed with OKC.
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