| Board List | |
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| Topic | trying to finally play persona 5 |
| Reg 03/07/18 6:48:59 PM #221 | Also Shiho has this little problem called 'stuck in the hospital' being a phantom thief is hard work y'know --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Tazzy Ranks 116 User-Nominated Anime Songs - The Rankings |
| Reg 03/07/18 6:04:57 PM #152 | You're probably thinking of Chrono's topic instead Also I feel like lynching Tazzy for putting Orange Mint above Kimi no Shiranai Monogatari because Orange Mint is actually just trash --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Anime & Manga Discussion Topic 184: Spring is Creepy for Magical Girls |
| Reg 03/07/18 6:01:24 PM #57 | Haikyuu actually has enough material for another season now. I wouldn't be surprised to see it announced soon. --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Just under a month ago I quit my job to be a professional Twitch Streamer |
| Reg 03/07/18 5:48:21 PM #22 | GildedFool posted... See I agree with your last two points for sure (and your 4th), but I think if you are trying to really make a name for yourself just by streaming Fortnite or League or something of that caliber you will struggle to find your place. Oh you already perfectly understand what I was going to come in and recommend. Good luck. I am unlikely to ever check out your stream because it will only ever be while I'm at work according to your posted schedule, but if I find a day where the schedule lines up then maybe, we'll see. --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Politics Containment Topic 163: Generous 2A Fault |
| Reg 03/06/18 10:44:38 PM #479 | Jakyl25 posted... This is the awkward silence of progress. I thought that was Mueller's spokesman refusing to comment on literally anything --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Anime & Manga Discussion Topic 184: Spring is Creepy for Magical Girls |
| Reg 03/06/18 6:18:02 PM #3 | wixoss HYPE --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | You're about to drive to the store... |
| Reg 03/04/18 4:23:08 PM #18 | MysticBrohan posted... ChaosTonyV4 posted...LOLIAmAnAlt posted...over --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Fix This Game Day 11: The Legend of Zelda: Ocarina of Time |
| Reg 03/04/18 9:58:58 AM #28 | ninkendo posted... They already fixed it it's called Majora's Mask --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | trying to finally play persona 5 |
| Reg 03/03/18 6:45:21 PM #149 | IIRC 1->2 is the slowest gain for all social stats, so it'll be a bit. I know it is for Knowledge to prevent you from topping the class on the first exams --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | So, I have an interview for a $56,000 position on Wednesday. Halp. |
| Reg 03/03/18 12:57:05 PM #2 | INCEPTlON posted... What I want to ask you is if I should include a portfolio of my specific accomplishments along with my resume and cover letter or do you think that would be overkill? If they're related to the job that you'll be doing or demonstrate competence at your old job, definitely be ready to talk about them, especially if you can use them to show why you're the right guy for the new job. A physical portfolio is probably less important, but can't hurt. The fact that you're interviewing for an internal job change with somebody you already know could render the process more or less a formality if they think you're a good fit for the job. But I wouldn't count on that. Be ready to answer the "Why do you want this job when you already have that job" question, ideally without mentioning money. --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Summer Games Done Quick registration starts tomorrow night if anyone wants to go |
| Reg 03/03/18 12:44:21 PM #7 | I'd totally go if it didn't mean taking a week off work --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Politics Containment Topic 163: Generous 2A Fault |
| Reg 03/01/18 9:26:36 PM #280 | ChaosTonyV4 posted... Remind us how any times in our lifetime the US has deposed a dictator and left the country in a better state? Seph's a willfully ignorant idiot, end of story. --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Politics Containment Topic 163: Generous 2A Fault |
| Reg 03/01/18 5:57:37 PM #261 | TheRock1525 posted... https://twitter.com/MSNBC/status/969317139919392768 McMaster is out? McMaster is out because of Mattis and Kelly, not Trump? --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Tazzy Ranks 116 User-Nominated Anime Songs - The Rankings |
| Reg 02/28/18 10:54:04 PM #101 | wait where are my noms I was shooting for an average placement of 40 not a minimum placement --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Politics Containment Topic 163: Generous 2A Fault |
| Reg 02/28/18 10:04:39 PM #223 | Eddv posted... I do legitimately worry that 2009 Barack Obama may literally be the last time we ever see good faith efforts to bridge the widening polarity in this country and that makes me sad. The problem was that 2009 Republican Party was hard proof that that party has no interest in acting in good faith in literally any capacity. xp1337 posted... Jakyl25 posted...But they did have two years Also yeah this is true. I went over this a long while back, but I think the number of days the Democrats could actually break a filibuster was under 100 IIRC owing primarily to Ted Kennedy's health (And obviously Obamacare was the priority during this time, again owing to Republican obstructionism of literally their own healthcare plan) --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | 401k question |
| Reg 02/28/18 9:48:39 PM #25 | BeTheMan posted... Namely, you gain flexibility in how you invest (there are more options available to you, for better or for worse) This is the argument for maxing out an IRA before maxing out a 401k (But still not after the match, because as you said free money) The big reason to save in retirement accounts is for the tax benefits, though. You're trading the flexibility in withdrawal timings for an additional 20+% return via the tax savings. As long as you have other savings squared away already, that's a pretty strong reason IMO. --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Politics Containment Topic 163: Generous 2A Fault |
| Reg 02/28/18 9:36:58 PM #215 | Jakyl25 posted... Nelson_Mandela posted...Can everyone recognize that Marco Rubio is actually doing shit that Democrats couldn't get done when they were in power... Just introduced a gun violence restraining order bill (something I linked to a few topics back). Dems didn't really do anything on the issue because of the silly Republican obstruction from 2010 on Funny to note how Seph leaves that out of his post and just says it was something the Dems "couldn't get done" --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | 401k question |
| Reg 02/27/18 10:38:19 PM #16 | Effective income is generally lower in retirement for two reasons: 1) Your expenses are generally lower (e.g you're probably not paying a mortgage/car payment/other debt), so you just don't need as much money on hand (Especially since you're probably not concerned about building your savings on top of that - You withdraw what you need and let the rest sit) 2) Roth balances reduce the amount of taxable income without reducing the amount of money you're actually withdrawing Without doing the math I don't know how much a Roth IRA + full Traditional 401k balances out in terms of tax impact, but at current limits that's roughly a 75/25 split if you max out both (18k traditional/5.5k Roth), just for reference --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | 401k question |
| Reg 02/27/18 10:30:47 PM #12 | BlueCrystalTear posted... I guess I didn't dig deep enough into this when I made my decision, though I don't plan on changing anything at this time - but will when I get a new job. tl;dr as long as you're putting in some mix of both, and that mix skews at least a bit (But not too much, because too much either way is silly) based on when you expect to have more income (now vs withdrawing in retirement) without being heavily imbalanced, you're probably at least okay with whatever you're doing --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | 401k question |
| Reg 02/27/18 10:09:46 PM #9 | Colegreen_c12 posted... Generally the split should depend on what tax bracket you are in now and what tax bracket you expect to be in when you retire. If you expect to be in a higher tax bracket when you retire you want to have a higher percentage of roth now (basically you want to pay the taxes now when they are less). Literally exactly why I said this: Reg posted... I'm not sure 50/50 is the "right" split, but I'm also not sure there is a well-defined "right" split for this. Just personal preference based on trying to predict the future. But even if you're somehow saving 100% of your income in 401k and IRA right now (23k/yr), you still wouldn't want it all Roth even though you can all but guarantee you'll be in a higher tax bracket (Not accounting for the fact that Roth money is untaxed) in retirement. Is the point I was making. --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | 401k question |
| Reg 02/27/18 9:58:13 PM #7 | If you're contributing to a Roth IRA as well, there's no real need for a 50/50 split IMO since the IRA contributes to that balance too, but you should definitely be using both just because hedging against future tax rates and law changes is a good idea You definitely want a good mix though even ignoring that, especially because the standard deduction amount is effectively tax free money even coming out of the traditional bucket, and pulling Roth money reduces the amount of traditional money you need to pull, which further reduces the tax impact. I'm not sure 50/50 is the "right" split, but I'm also not sure there is a well-defined "right" split for this. Just personal preference based on trying to predict the future. --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Anime & Manga Discussion Topic 183: No senpai, this is our topic! |
| Reg 02/27/18 5:34:41 PM #371 | Mac Arrowny posted... swordz9 posted...I dont really have a favorite YouTube channel I am absolutely a millennial and have not had a favorite youtube channel since LittleKuriboh got banned :^) --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Anime & Manga Discussion Topic 183: No senpai, this is our topic! |
| Reg 02/26/18 11:04:56 PM #356 | I remember thinking Failed Knight was above average, but ultimately nothing about it actually stood out other than the couple getting together at the very start If you're interested in that specific aspect though I'd probably recommend it. It's not long, at any rate. --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Anime & Manga Discussion Topic 183: No senpai, this is our topic! |
| Reg 02/26/18 10:08:00 PM #347 | Monogatari is absolutely what Roba is looking for --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | The FINAL UCA Match - Money in the Bank Cash-In ft davidponte v WiggumFan267 (c) |
| Reg 02/25/18 9:34:19 PM #2 | Wigs --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Tazzy Ranks 116 User-Nominated Anime Songs - The Rankings |
| Reg 02/21/18 7:06:58 PM #5 | I got into anime through literally Naruto That was a mistake if I ever made one --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
| Topic | Tazzy Ranks 116 User-Nominated Anime Songs - The Rankings |
| Reg 02/21/18 6:58:35 PM #2 | Anime was absolutely a mistake --- Congratulations to BKSheikah, winner of the BYIG Guru Contest |
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