Current Events > Are you impressed when you see someone have a "bougie" credit card?

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xAzNPimP4LiFex
05/11/24 10:58:08 PM
#1:


In other words, credit cards that are top of the line


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xAzNPimP4LiFex
05/12/24 2:08:31 AM
#2:


bump

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UnholyMudcrab
05/12/24 2:09:19 AM
#3:


I can't recall a single time in my life I've taken specific notice of another person's credit card

I wouldn't know what's considered a "bougie" card even if I did see one.

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OriginalPlain2
05/12/24 2:09:51 AM
#4:


no

no not really

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Hospy
05/12/24 2:11:42 AM
#5:


I don't even know what a top of the line credit is or looks like.
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xAzNPimP4LiFex
05/12/24 2:16:16 AM
#6:


Hospy posted...
I don't even know what a top of the line credit is or looks like.

American Express Centurion, JP Morgan reserve card, etc.

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Kradek
05/12/24 2:44:14 AM
#7:


I don't even know what those cards are aside from the "black mastercard" or whatever that the ultra wealthy are known for using to get into anywhere/get anything they want.

How many similar credit cards are there?

Oh, and also, no.

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Glob
05/12/24 2:48:55 AM
#8:


Not at all. Im sure I could have one if I wanted one, but I have no use for a credit card.
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TheSuperSilver
05/12/24 3:41:19 PM
#9:


The metallic cards I think are ones that get noticed the most. That's usually the case when I hand my Chase card to someone.

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Trumble
05/12/24 3:41:51 PM
#10:


Wouldn't even know what one looks like compared to any other obscure credit card.

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kirbymuncher
05/12/24 3:42:53 PM
#11:


I don't even know the difference

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xAzNPimP4LiFex
05/12/24 3:43:08 PM
#12:


TheSuperSilver posted...
The metallic cards I think are ones that get noticed the most. That's usually the case when I hand my Chase card to someone.

yeah always happens whenever I had over an AMEX

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Doe
05/12/24 3:43:52 PM
#13:


https://www.youtube.com/watch?v=0f-RYY6w3Mw

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argonautweakend
05/12/24 3:46:56 PM
#14:


I think it would be neat to see an AMEX centurion card or something similar, but I wouldn't care that much
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#15
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IdiotMachine
05/12/24 3:49:38 PM
#16:


xAzNPimP4LiFex posted...
American Express Centurion, JP Morgan reserve card, etc.
If those level, yes. Ive only ever seen two people carry Centurion cards, and I was impressed. One of them also has the American Airlines Concierge Key loyalty status, which I am also impressed with.

Never seen someone carry the JP Morgan Reserve card (not to be confused with the Chase Sapphire Reserve, of course).

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IdiotMachine
05/12/24 3:50:56 PM
#17:


[LFAQs-redacted-quote]

No, you do not. As the OP mentioned, hes talking about invite-only cards where you need to be spending millions a month on, and not the ones anyone can get that you just pay for (like AMEX Platinum, Chase Sapphire Reserve, Capital One Venture X, etc).

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Freddie_Mercury
05/12/24 3:52:08 PM
#18:


look at that idiot paying annual fees

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argonautweakend
05/12/24 4:55:14 PM
#19:


I can't say for the ultra premium invite only rich person cards, but any decent card with a fee has ways to easily make more cash back than the annual fee. Chase Sapphire Reserve has an annual $50 hotel credit, so if you use that you only need to make back $45 in rewards(annual fee is $95), which isn't terribly difficult with normal spending with the rewards they give back.

It's always a balance between the fee vs you actually making back more in rewards. If you don't feel you can, it would be idiotic to get a card with an annual fee. If you can get more back because the rewards categories are something that interest you, you'd be letting free money walk.
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BewmHedshot
05/12/24 5:12:21 PM
#20:


argonautweakend posted...
I can't say for the ultra premium invite only rich person cards, but any decent card with a fee has ways to easily make more cash back than the annual fee. Chase Sapphire Reserve has an annual $50 hotel credit, so if you use that you only need to make back $45 in rewards(annual fee is $95), which isn't terribly difficult with normal spending with the rewards they give back.

It's always a balance between the fee vs you actually making back more in rewards. If you don't feel you can, it would be idiotic to get a card with an annual fee. If you can get more back because the rewards categories are something that interest you, you'd be letting free money walk.
That's the Sapphire Preferred, the Reserve has a $550 annual fee, but also a bunch more benefits.
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HighSeraph
05/12/24 5:13:43 PM
#21:


Not really, I have a decent credit score and I'm poor as shit

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MrResetti
05/12/24 5:15:46 PM
#22:


Working in a pharmacy drive through is occasionally get handed nice credit cards. I didn't really care but thought it was funny how heavy they were.

I also thought Amazon having a metal card was funny.
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argonautweakend
05/12/24 5:17:47 PM
#23:


ah yeah. i keep getting them mixed up despite only owning the preferred.
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hyperpowder
05/12/24 6:08:36 PM
#24:


Freddie_Mercury posted...
look at that idiot paying annual fees


Look at this broke boy who cant afford annual fees

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thronedfire2
05/12/24 6:10:12 PM
#25:


I don't work retail/restaurant so I've never noticed anyone else's credit card

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TheSuperSilver
05/12/24 6:21:59 PM
#26:


I'm doing a bit of international traveling this summer and given my spending habits on the Sapphire Preferred, I just applied for the Sapphire Reserve. I'm particularly excited about lounge access and the $300 annual travel credit.

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