LogFAQs


Current Events > Should employers be allowed to deny applicants based on their credit history?

Topic List
Page List: 1, 2
GeraldDarko
08/07/23 1:13:41 PM
#1:


Should employers be allowed to deny applicants based on their credit history?

---
Carpe petat
... Copied to Clipboard!
SiO4
08/07/23 1:15:08 PM
#2:


No, they shouldn't even be asking about it.
Employees in the US really don't stand up for themselves.
~It's kind of crazy.

---
"Whatever the reason you're on Mars, I'm glad you're there, and I wish I was with you." ~Carl Sagan.
Currently playing: Flight Simulator X.~PC
... Copied to Clipboard!
NatsuSama
08/07/23 1:17:42 PM
#3:


Depending on the job, yes. It also depends on the circumstances of the credit too.

And my answer is based on clearances.

---
WAAAH, I CAN'T BEAT THIS GUY WITH HIS TACTICS, I'M GONNA CALL IT SPAM AND CONDEMN HIM FOR USING IT
... Copied to Clipboard!
DarthDemented
08/07/23 1:44:04 PM
#4:


NatsuSama posted...
Depending on the job, yes. It also depends on the circumstances of the credit too.

And my answer is based on clearances.
That is if they'll actually listen to the circumstances. They'll just see a bad credit report and write you off and anything you say is just lies or excuses.

---
Paula Wood. My love, my life. 1980-2021
https://store.steampowered.com/wishlist/profiles/76561198210788964/#sort=order
... Copied to Clipboard!
NoxObscuras
08/07/23 1:50:03 PM
#5:


Hell no. That just sounds like another way to exclude people they don't want to hire. It would 100% be abused

---
PSN - NoxObscuras
Z490 | i9-10900K | EVGA 3080 FTW3 Ultra | 32GB DDR4 3600 | 4TB SSD
... Copied to Clipboard!
Solar_Crimson
08/07/23 1:51:59 PM
#6:


Seems like something that could and would trap some people into ever-increasing debt.

...Which is what the corps want.

---
Eat the rich
Destroy the GOP
... Copied to Clipboard!
TonyKojima
08/07/23 1:53:40 PM
#7:


NatsuSama posted...
Depending on the job, yes. It also depends on the circumstances of the credit too.

And my answer is based on clearances.
Not surprising you welcome the intrusion.

---
Though the XBOX 360 is good in theory, it's hardware limitations say otherwise - Hideo Kojima
... Copied to Clipboard!
Taharqa_
08/07/23 1:54:24 PM
#8:


NoxObscuras posted...
Hell no. That just sounds like another way to exclude people they don't want to hire. It would 100% be abused


---
"We tried to tell y'all."
- African-American proverb
... Copied to Clipboard!
xAzNPimP4LiFex
08/07/23 1:57:16 PM
#9:


Depends on the job because people who have bad credit tend to be irresponsible and can potentially steal from the company

Source: I was the manager at Taco Bell and Subway whose co workers were broke and stole from our cash registers

---
Pimpin ain't as easy as ya fellas think it is so don't front on me like that SON!
... Copied to Clipboard!
NatsuSama
08/07/23 1:58:28 PM
#10:


TonyKojima posted...
Not surprising you welcome the intrusion.
Depending on the job and the circumstances surrounding the credit, yes I do.

That's how security clearances are generally supposed to be granted. Someone with bad credit poses a security risk. That's why a proper investigation is supposed to be performed to determine if someone is a security risk despite the bad credit.

Sorry, not all jobs are created equally. Depending on the job, the clearance needed for the job, and the circumstances of why one's credit is bad, no not everyone should be given the job.

---
WAAAH, I CAN'T BEAT THIS GUY WITH HIS TACTICS, I'M GONNA CALL IT SPAM AND CONDEMN HIM FOR USING IT
... Copied to Clipboard!
Baha05
08/07/23 1:59:29 PM
#11:


Exactly what job requires this?

---
"He may be Mr. Clean, but his soul will always be dirty!"
... Copied to Clipboard!
GeraldDarko
08/07/23 2:01:08 PM
#12:


xAzNPimP4LiFex posted...
Depends on the job because people who have bad credit tend to be irresponsible and can potentially steal from the company

Source: I was the manager at Taco Bell and Subway whose co workers were broke and stole from our cash registers
If you don't hire broke people, you'll only get more and more broke people.

---
Carpe petat
... Copied to Clipboard!
NatsuSama
08/07/23 2:01:56 PM
#13:


Baha05 posted...
Exactly what job requires this?
I can't speak for all jobs, but I can tell you some jobs that require a secret clearance does.

---
WAAAH, I CAN'T BEAT THIS GUY WITH HIS TACTICS, I'M GONNA CALL IT SPAM AND CONDEMN HIM FOR USING IT
... Copied to Clipboard!
GranAures
08/07/23 2:02:23 PM
#14:


GeraldDarko posted...
If you don't hire broke people, you'll only get more and more broke people.
And that's not a "broke" problem.

That's a PoS problem.

---
Just because I have 99% of a heart doesn't mean it can't kill me. It's tried. Twice.
My body has a dongle and my heart doesn't care. The one thing we agree on.
... Copied to Clipboard!
Compsognathus
08/07/23 2:02:24 PM
#15:


Fuck no.

---
1 line break(s), 160 characters allowed
... Copied to Clipboard!
voldothegr8
08/07/23 2:02:52 PM
#16:


The federal government can and does, don't see why it should be different for private sector.

---
Oda break tracker 2022- 13 (3) | THE Ohio State:11-1 | Las Vegas Raiders: 6-9
... Copied to Clipboard!
Zeeak4444
08/07/23 2:15:46 PM
#17:


If you work with financials or a budget Id say sure tbh.

---
Typical gameFAQers are "Complainers that always complain about those who complain about real legitimate complaints."-Joker_X
... Copied to Clipboard!
Kradek
08/07/23 2:19:44 PM
#18:


No, I think it's absolutely ridiculous that it gets factored in at all because we live in a society that grossly encourages people to be in debt and the vast majority of Americans have substantial debt as a result.

Baha05 posted...
Exactly what job requires this?

I knew a woman who worked for a corrections facility where your credit rating was a qualifying factor to employment. Their justification, if iirc, was that people with a poor credit rating opens them up to unscrupulous deeds in order to resolve that. IE, in this case, they may help an inmate smuggle in/out contraband and get financially compensated for it, which their debt would incentivize them to do.


---
My metal band, Ivory King, has 2 songs out now - allmylinks.com/ivorykingtx (all of our links there so you can choose which one you'd prefer to use)
... Copied to Clipboard!
Cemith
08/07/23 2:22:39 PM
#19:


Absolutely fucking not.

---
https://i.ibb.co/2vRbyC0/Rosa-6.png
"Friends don't let friends watch The Big Bang Theory" - mogar002
... Copied to Clipboard!
Compsognathus
08/07/23 2:23:35 PM
#20:


Zeeak4444 posted...
If you work with financials or a budget Id say sure tbh.
As someone who has spent his entire career doing financial work, someone's personal finance skills rarely correspond with their professional capacity. Some of the best accountants I know had some pretty bad personal finances.

---
1 line break(s), 160 characters allowed
... Copied to Clipboard!
K181
08/07/23 2:24:39 PM
#21:


No, it's utterly stupid. Even if a person is personally financially irresponsible doesn't mean that they can't be responsible at work.

---
Irregardless, for all intensive purposes, I could care less.
... Copied to Clipboard!
Kradek
08/07/23 2:27:07 PM
#22:


Compsognathus posted...
As someone who has spent his entire career doing financial work, someone's personal finance skills rarely correspond with their professional capacity. Some of the best accountants I know had some pretty bad personal finances.

I bet the poster you're responding to would also shit bricks after learning that there are doctors who smoke cigarettes and are still competent doctors.

---
My metal band, Ivory King, has 2 songs out now - allmylinks.com/ivorykingtx (all of our links there so you can choose which one you'd prefer to use)
... Copied to Clipboard!
Cemith
08/07/23 2:28:00 PM
#23:


Kradek posted...
I bet the poster you're responding to would also shit bricks after learning that there are doctors who smoke cigarettes and are still competent doctors.

Anyone that's worked in any field of finance has seen some truly wild shit. Anyone that thinks this is a good idea is sorely misinformed.

---
https://i.ibb.co/2vRbyC0/Rosa-6.png
"Friends don't let friends watch The Big Bang Theory" - mogar002
... Copied to Clipboard!
Pogo_Marimo
08/07/23 2:28:21 PM
#24:


My intuition says no but I'd be interested in hearing both sides tbqh.

---
'Cause you know that I have no fear, ain't gonna walk into the river and disappear. I'm gonna be a powerful man. Red blood running down the broken sand.
... Copied to Clipboard!
bigblu89
08/07/23 2:28:46 PM
#25:


Not in every case, but in some, yes. Basically for the same reason NatsuSama said above.

---
It takes zero effort to be a good person.
... Copied to Clipboard!
WingsOfGood
08/07/23 3:55:54 PM
#26:


SiO4 posted...
No, they shouldn't even be asking about it.
Employees in the US really don't stand up for themselves.
~It's kind of crazy.

yeah I don't understand how it got this way

... Copied to Clipboard!
SiO4
08/07/23 4:56:03 PM
#27:


WingsOfGood posted...


yeah I don't understand how it got this way



Our shitty school system.
This was predictable.

I feel bad for the good Teachers, who are underpaid and actually care about what they do.

~Look at the Superintendents, they are the problem. Overpaid and don't do shit.

---
"Whatever the reason you're on Mars, I'm glad you're there, and I wish I was with you." ~Carl Sagan.
Currently playing: Flight Simulator X.~PC
... Copied to Clipboard!
Naysaspace
08/07/23 5:06:01 PM
#28:


in certain roles, yes.

most roles, especially for those voting "no", will not run into that problem.

FOR EXAMPLE: Would you want a financial planner who has a history of bankruptcy and poor financial decisions? A friend of mine who is into conspiracies/freeman on the land/libertarianism retorted: "hurr durr free market ill go somewhere else". Well, look beyond just oggling yourself in a mirror. Look at the macro side. Apply that to everyone: And thus you easily arrive at the conclusion of, "Yes, credit history is important for a job like that".
... Copied to Clipboard!
FL81
08/07/23 5:16:31 PM
#29:


credit scores have only really been a thing for the last couple decades, and have absolutely wreaked havoc on low income households

---
https://i.imgur.com/TGkNCva.gif
... Copied to Clipboard!
sfcalimari
08/07/23 5:21:49 PM
#30:


Reminder that any employers/simps saying yes to credit checks are pretty much 100% people who supported Trump despite his multiple bankruptcies and felonies.

---
"Tether even a roasted chicken."
- Yamamoto Tsunetomo
... Copied to Clipboard!
Tenlaar
08/07/23 5:24:31 PM
#31:


Yes, at a certain level of required responsibility for a position it becomes reasonable. Especially in positions that handle large amounts of money or transactions that are vulnerable to abuse.
... Copied to Clipboard!
RchHomieQuanChi
08/07/23 5:57:22 PM
#32:


Fuck no. It's just another way of keeping the already impoverished down

---
I have nothing else to say
... Copied to Clipboard!
RchHomieQuanChi
08/07/23 6:02:10 PM
#33:


Naysaspace posted...
in certain roles, yes.

most roles, especially for those voting "no", will not run into that problem.

FOR EXAMPLE: Would you want a financial planner who has a history of bankruptcy and poor financial decisions? A friend of mine who is into conspiracies/freeman on the land/libertarianism retorted: "hurr durr free market ill go somewhere else". Well, look beyond just oggling yourself in a mirror. Look at the macro side. Apply that to everyone: And thus you easily arrive at the conclusion of, "Yes, credit history is important for a job like that".

There's multiple things that can tank someone's credit score that has nothing to do with being financially irresponsible (having to take on medical debt, for one).

There's also people whose credit scores don't reflect their current financial situation because they got dinged badly for something that happened 5 years ago

Like, people don't realize the credit system is already rigged against people with a lower income (not to mention its racist history against minorities)

---
I have nothing else to say
... Copied to Clipboard!
ai123
08/07/23 6:02:41 PM
#34:


Only if there is serious risk involved.

A cop should never be employed while in debt, as it makes them (even more) vulnerable to bribery and corruption.

But for the vast majority of jobs, no.

---
We ain't free/We're just spilling blood in the streets.
... Copied to Clipboard!
Trumble
08/07/23 6:03:47 PM
#35:


Generally speaking, no. There may be some specific cases where it's justified, especially if the job involves financial responsibility (not just handling cash, but actually making financial decisions).

---
See children, Trumbles are bad, and if you don't believe me ask your dad...
... Copied to Clipboard!
whitelytning
08/07/23 6:43:45 PM
#36:


Of course.

---
************************************************
http://i.imgur.com/iZdWIKJ.jpg
... Copied to Clipboard!
Nemu
08/07/23 6:47:22 PM
#37:


On a general basis, no. That's too close to social credit. On a case by case basis, sure, as long as it make sense.
... Copied to Clipboard!
crayola555
08/07/23 6:53:05 PM
#38:


Yes, that's a part of the clearance process actually. I work at a federal position and I'm supposed to be ready for a credit check anytime should the company deems a need. I don't like that policy, but at the same time I can see why it's there.

---
3DS FC: 0619-4850-3479 IGN: AlmaDelita
... Copied to Clipboard!
BewmHedshot
08/07/23 6:56:10 PM
#39:


ai123 posted...
Only if there is serious risk involved.

A cop should never be employed while in debt, as it makes them (even more) vulnerable to bribery and corruption.

But for the vast majority of jobs, no.
Yeah cops shouldn't have mortgages they should be forced to rent.
... Copied to Clipboard!
crayola555
08/07/23 6:58:04 PM
#40:


BewmHedshot posted...
Yeah cops shouldn't have mortgages they should be forced to rent.

What?

---
3DS FC: 0619-4850-3479 IGN: AlmaDelita
... Copied to Clipboard!
Trumble
08/07/23 7:00:01 PM
#41:


BewmHedshot posted...
Yeah cops shouldn't have mortgages they should be forced to rent.
I'd assume they meant in default, not in debt.

---
See children, Trumbles are bad, and if you don't believe me ask your dad...
... Copied to Clipboard!
steve_madsci
08/07/23 7:00:26 PM
#42:


There's really very little evidence that individuals with bad credit are more dishonest/ likely to steal/ less ethical/ etc. In fact most studies on the subject suggest rich individuals are more likely to steal or cheat

But stereotypes are hard to dispel.
... Copied to Clipboard!
voldothegr8
08/07/23 7:01:04 PM
#43:


BewmHedshot posted...
Yeah cops shouldn't have mortgages they should be forced to rent.
They mean outstanding debt, if this post is even in good faith.

---
Oda break tracker 2022- 13 (3) | THE Ohio State:11-1 | Las Vegas Raiders: 6-9
... Copied to Clipboard!
loafy013
08/07/23 7:01:50 PM
#44:


xAzNPimP4LiFex posted...
Depends on the job because people who have bad credit tend to be irresponsible and can potentially steal from the company

Source: I was the manager at Taco Bell and Subway whose co workers were broke and stole from our cash registers
OTOH, people with bad credit trying to fix it are willing to put up with all kinds of toxic managers because they desperately need the money.

---
The ball is round, the game lasts 90 minutes. That's fact.
Everything else, is theory.
... Copied to Clipboard!
Prismsblade
08/07/23 7:02:31 PM
#45:


Yes, but job dependent of course and if they seem like a reliable employee otherwise maybe let them explain themsevles at least.

Since people fall on hard times sometimes.


---
3DS FC:3368-5403-9633 Name: Kaizer
PSN: Blackkaizer
... Copied to Clipboard!
NatsuSama
08/07/23 9:37:59 PM
#46:


sfcalimari posted...
Reminder that any employers/simps saying yes to credit checks are pretty much 100% people who supported Trump
This is not even close to being true.

There's people here who are saying yes under certain circumstances, with no history of supporting Trump.

Not everything needlessly needs to be broken down into a binary left wing vs right wing ideology.

---
WAAAH, I CAN'T BEAT THIS GUY WITH HIS TACTICS, I'M GONNA CALL IT SPAM AND CONDEMN HIM FOR USING IT
... Copied to Clipboard!
thronedfire2
08/07/23 9:40:32 PM
#47:


depends on the job

for instance, if you have no credit history it's probably a bad idea to put you in charge of a bunch of money

---
I could see you, but I couldn't hear you You were holding your hat in the breeze Turning away from me In this moment you were stolen...
... Copied to Clipboard!
BewmHedshot
08/07/23 9:44:17 PM
#48:


voldothegr8 posted...
They mean outstanding debt, if this post is even in good faith.
It was just some mild sarcasm. But yes I would agree someone with delinquent debt shouldn't have a government issued firearm.
... Copied to Clipboard!
tripleh213
08/07/23 9:45:41 PM
#49:


Depends on the job really

---
Bucks World Champions 2021
PS4 looks great
... Copied to Clipboard!
ZMythos
08/07/23 9:45:56 PM
#50:


Fuck no

---
Rainbow Dashing: "it's just star wars"
AutumnEspirit: *kissu*
... Copied to Clipboard!
Topic List
Page List: 1, 2