Current Events > Going to be spending money soon, what's a good credit card to sign up for?

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I'm trying to find a good credit card that would be worth signing up for, but doesn't have an annual fee.

Since I'll be spending a big chunk of money soon, I want to sign up for a card that has a great signup bonus but no annual fee.

Thoughts? I currently use Chase Freedom Unlimited.

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The revamped 'Chase freedom unlimited' gives 3% cashback now for restaurants. So for zero annual fee cards it doeasnt get much better then it.

In regards to sign up bonuses the CSP is giving 80k UR points now for 4k spend within 3 months.

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Prismsblade posted...

The revamped 'Chase freedom unlimited' gives 3% cashback now for restaurants. So for zero annual fee cards it doeasnt get much better then it.

In regards to sign up bonuses the CSP is giving 80k UR points now for 4k spend within 3 months.

Yeah I got the email notification actually so I'm pretty stoked about the increases.

I'm moreso looking for something where I can kinda just take advantage of the signup bonus and then never use it again, so no annual fee is important because it'll probably go unused (since closing it right after signing up is bad for your credit score)

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Hahaclintondix confirmed PatrickMahome alt

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PatrickMahomes posted...

I'm moreso looking for something where I can kinda just take advantage of the signup bonus and then never use it again, so no annual fee is important because it'll probably go unused (since closing it right after signing up is bad for your credit score)

After a year you can either downgrade your CSP into either the zero annual fee 'Chase shappire' card or project change it to the CFF or CFU.

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The United MileagePlus card gives you like 50k bonus miles when you spend a certain amount in the first few months. That's good for a couple domestic roundtrips or one overseas flight :/

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Hexenherz posted...

Hahaclintondix confirmed PatrickMahome alt

no

Prismsblade posted...

After a year you can either downgrade your CSP into either the zero annual fee 'Chase shappire' card or project change it to the CFF or CFU.

not a bad call, but sadly even with a trip to vegas I won't be spending $4000

Hexenherz posted...

The United MileagePlus card gives you like 50k bonus miles when you spend a certain amount in the first few months. That's good for a couple domestic roundtrips or one overseas flight :/

This does look good, but all my miles are in Delta -- I live in Minnesota which is a big Delta hub, so virtually all my flights are Delta because they're always like $100 cheaper than united/american/any non-trash (spirit/frontier/suncountry) flight.

Delta's got a gold one that looks similar though -- no introductory fee, only $2k spend, but I'd need to find out if I could downgrade to their no fee card like prism mentions I could do with the Chase cards...

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