Current Events > Homeowners, did you have to take a "Homeowning Test" from your lender?

Topic List	Page List: 1
Hexenherz 09/03/20 1:40:08 PM #1:	Did your lender make you take a "homeowner test"? Yes No I'm here even though I don't own a home Did your lender make you take a "homeowner test"? - Results (21 votes) Yes 0% (0 votes) 0 No 71.43% (15 votes) 15 I'm here even though I don't own a home 28.57% (6 votes) 6 Just read about this on reddit apparently it's a real thing. --- FFXIV: Lucius Hexenseele (Brynhildr) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting/RC https://letterboxd.com/BMovieBro/ <cite>Hexenherz posted [p:944162837] in Homeowners... [t:78951520]...</cite> <quote> Did your lender make you take a "homeowner test"? Yes No I'm here even though I don't own a home Vote View Results Did your lender make you take a "homeowner test"? - Results (21 votes) Yes 0% (0 votes) 0 No 71.43% (15 votes) 15 I'm here even though I don't own a home 28.57% (6 votes) 6 Show Voting Form Just read about this on reddit apparently it's a real thing. </quote> ... Copied to Clipboard!
AngelsNAirwav3s 09/03/20 1:40:32 PM #2:	Definitely not --- Hello world! <cite>AngelsNAirwav3s posted [p:944162853] in Homeowners... [t:78951520]...</cite> <quote>Definitely not </quote> ... Copied to Clipboard!
Hexenherz 09/03/20 1:49:52 PM #3:	Here's a link to the page, I'm going to try it out just to see what it's like >_> https://homeready.frameworkhomeownership.org/ --- FFXIV: Lucius Hexenseele (Brynhildr) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting/RC https://letterboxd.com/BMovieBro/ <cite>Hexenherz posted [p:944163277] in Homeowners... [t:78951520]...</cite> <quote>Here's a link to the page, I'm going to try it out just to see what it's like >_> https://homeready.frameworkhomeownership.org/ </quote> ... Copied to Clipboard!
EmbraceOfDeath 09/03/20 1:51:20 PM #4:	Is this like those weirdos who make you write an essay on why you want to buy their house? --- PSN/GT: BigDaffej <cite>EmbraceOfDeath posted [p:944163329] in Homeowners... [t:78951520]...</cite> <quote>Is this like those weirdos who make you write an essay on why you want to buy their house? </quote> ... Copied to Clipboard!
Master_Bass 09/03/20 1:52:26 PM #5:	EmbraceOfDeath posted... Is this like those weirdos who make you write an essay on why you want to buy their house? Lmao, is that really a thing? I'd write them an essay that said fuck off. --- Many Bothans died to bring you this post. <cite>Master_Bass posted [p:944163376] in Homeowners... [t:78951520]...</cite> <quote>EmbraceOfDeath posted... </cite> <quote>Is this like those weirdos who make you write an essay on why you want to buy their house?</quote>Lmao, is that really a thing? I'd write them an essay that said fuck off. </quote> ... Copied to Clipboard!
Hexenherz 09/03/20 1:53:09 PM #6:	Wow I signed up for it, and this shit is longer than a college course --- FFXIV: Lucius Hexenseele (Brynhildr) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting/RC https://letterboxd.com/BMovieBro/ <cite>Hexenherz posted [p:944163411] in Homeowners... [t:78951520]...</cite> <quote>Wow I signed up for it, and this shit is longer than a college course </quote> ... Copied to Clipboard!
Hexenherz 09/03/20 1:54:19 PM #7:	The first lesson: --- FFXIV: Lucius Hexenseele (Brynhildr) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting/RC https://letterboxd.com/BMovieBro/ <cite>Hexenherz posted [p:944163462] in Homeowners... [t:78951520]...</cite> <quote>The first lesson: </quote> ... Copied to Clipboard!
IdiotMachine 09/03/20 1:55:08 PM #8:	This is probably for those with poor xredit --- https://imgur.com/XNEdLrJ <cite>IdiotMachine posted [p:944163502] in Homeowners... [t:78951520]...</cite> <quote>This is probably for those with poor xredit </quote> ... Copied to Clipboard!
Zeeak4444 09/03/20 1:55:51 PM #9:	What the fuck lol? No def not. The most we did was take a quick 25 sec video introducing ourselves and our baby kitten (seller had cat stuff in the house when we viewed). To give our offer a personal touch. But this is also San Diego where the market is stupid fast so we wanted to try and stand out a bit. --- Typical gameFAQers are "Complainers that always complain about those who complain about real legitimate complaints."-Joker_X <cite>Zeeak4444 posted [p:944163535] in Homeowners... [t:78951520]...</cite> <quote>What the fuck lol? No def not. The most we did was take a quick 25 sec video introducing ourselves and our baby kitten (seller had cat stuff in the house when we viewed). To give our offer a personal touch. But this is also San Diego where the market is stupid fast so we wanted to try and stand out a bit. </quote> ... Copied to Clipboard!
3PiesAndAFork 09/03/20 1:57:51 PM #10:	? I went to some banks, gave payslips and credit scores, and they gave me pre-approvals with the rate. --- "I could care less" means you care right now. The proper phrase is "I couldn't care less." <cite>3PiesAndAFork posted [p:944163614] in Homeowners... [t:78951520]...</cite> <quote>? I went to some banks, gave payslips and credit scores, and they gave me pre-approvals with the rate. </quote> ... Copied to Clipboard!
ox0shadow0xo 09/03/20 1:58:59 PM #11:	Yeah, that sounds like "you have bad credit, so we need to teach you some things." Definitely not a common practice. --- PSN - NoxObscuras Z270-A \| i7-7700K \| GTX 1080 \| 32GB DDR4 <cite>ox0shadow0xo posted [p:944163666] in Homeowners... [t:78951520]...</cite> <quote>Yeah, that sounds like "you have bad credit, so we need to teach you some things." Definitely not a common practice. </quote> ... Copied to Clipboard!
EmbraceOfDeath 09/03/20 2:18:32 PM #12:	Master_Bass posted... Lmao, is that really a thing? I'd write them an essay that said fuck off. I don't know if it's real for sure, I've just heard of people wanting the buyer to write about why they want the house and such. --- PSN/GT: BigDaffej <cite>EmbraceOfDeath posted [p:944164513] in Homeowners... [t:78951520]...</cite> <quote>Master_Bass posted... </cite> <quote>Lmao, is that really a thing? I'd write them an essay that said fuck off.</quote>I don't know if it's real for sure, I've just heard of people wanting the buyer to write about why they want the house and such. </quote> ... Copied to Clipboard!
YellowMustard69 09/03/20 2:33:54 PM #13:	It's for first time home buyers. My lender required it. Seriously it's a bunch of bullshit. Just skip past everything to the test questions and you'll find they're all obvious multiple choice. Otherwise it's like 12 hours of reading lol. <cite>YellowMustard69 posted [p:944165252] in Homeowners... [t:78951520]...</cite> <quote>It's for first time home buyers. My lender required it. Seriously it's a bunch of bullshit. Just skip past everything to the test questions and you'll find they're all obvious multiple choice. Otherwise it's like 12 hours of reading lol. </quote> ... Copied to Clipboard!
Hexenherz 09/03/20 2:35:04 PM #14:	I didn't have to do it as a first time home buyer >_> --- FFXIV: Lucius Hexenseele (Brynhildr) \| RS3: UltimaSuende . 99 WC/Fish/Cook/Fletch/Div/Mining/Smithing/Thieving/Crafting/RC https://letterboxd.com/BMovieBro/ <cite>Hexenherz posted [p:944165319] in Homeowners... [t:78951520]...</cite> <quote>I didn't have to do it as a first time home buyer >_> </quote> ... Copied to Clipboard!
YellowMustard69 09/03/20 2:36:15 PM #15:	It might be a newer thing? Or not all lenders require it. My lender said it's required but I didn't have her specify if it was federally required or what. <cite>YellowMustard69 posted [p:944165378] in Homeowners... [t:78951520]...</cite> <quote>It might be a newer thing? Or not all lenders require it. My lender said it's required but I didn't have her specify if it was federally required or what. </quote> ... Copied to Clipboard!
NES4EVER 09/03/20 2:37:38 PM #16:	Never done it for anything I've bought. I just give proof of funds and income, and the mortgage broker does the rest and give me what im approved for. --- *nu-horsemen 4evar* [A GameFAQs Moderator was deleted by this message] <cite>NES4EVER posted [p:944165437] in Homeowners... [t:78951520]...</cite> <quote>Never done it for anything I've bought. I just give proof of funds and income, and the mortgage broker does the rest and give me what im approved for. </quote> ... Copied to Clipboard!
MC_BatCommander 09/03/20 2:38:32 PM #17:	Nope They ran our credit and saw our income and were like "well damn let's give you a mortgage!" --- The Legend is True! <cite>MC_BatCommander posted [p:944165479] in Homeowners... [t:78951520]...</cite> <quote>Nope They ran our credit and saw our income and were like "well damn let's give you a mortgage!" </quote> ... Copied to Clipboard!
Topic List	Page List: 1

Current Events > Homeowners, did you have to take a "Homeowning Test" from your lender? (+) Yeah! (+)

Current Events > Homeowners, did you have to take a "Homeowning Test" from your lender?