Current Events > Baby Boomers: Enjoy this recession right after college, Millennials

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DarkRoast 08/22/19 4:43:41 PM #1:	Also, enjoy ten times the student loan debt we had, with double the cost of living relative to income. Pull yourselves up by your bootstraps like we did! PS - Someone needs to pay for all these pensions we promised ourselves. What? You want pensions too? Bootstraps, bucko! I'll be back in a month. It's my third cruise in the past half year. But if YOU want to get ahead, work even on your off days and give up your vacations! --- Well allons-y, Alonso! <cite>DarkRoast posted [p:926414666] in Baby Boome... [t:77957308]...</cite> <quote>Also, enjoy ten times the student loan debt we had, with double the cost of living relative to income. Pull yourselves up by your bootstraps like we did! PS - Someone needs to pay for all these pensions we promised ourselves. What? You want pensions too? Bootstraps, bucko! I'll be back in a month. It's my third cruise in the past half year. But if YOU want to get ahead, work even on your off days and give up your vacations!</quote> ... Copied to Clipboard!
RdVEHfJqAvUPIbk 08/22/19 4:44:10 PM #2:	is in Ireland so free college I don't understand TC --- https://i.imgtc.ws/ZSMkmi1.jpg <cite>RdVEHfJqAvUPIbk posted [p:926414692] in Baby Boome... [t:77957308]...</cite> <quote>is in Ireland so free college I don't understand TC</quote> ... Copied to Clipboard!
TommyG663513 08/22/19 4:46:16 PM #3:	Stupid entitled millenials! --- just tell them all your base doesn't belong to us because we were getting stoned...they'll understand-Ken156 <cite>TommyG663513 posted [p:926414781] in Baby Boome... [t:77957308]...</cite> <quote>Stupid entitled millenials!</quote> ... Copied to Clipboard!
DarkRoast 08/22/19 4:50:45 PM #4:	TommyG663513 posted... Stupid entitled millenials! Next they're going to ask for ridiculous tax breaks and loopholes like we got! Who's gonna pay for our Medicare then? --- Well allons-y, Alonso! <cite>DarkRoast posted [p:926415000] in Baby Boome... [t:77957308]...</cite> <quote>TommyG663513 posted...</cite> <quote>Stupid entitled millenials!</quote> Next they're going to ask for ridiculous tax breaks and loopholes like we got! Who's gonna pay for our Medicare then?</quote> ... Copied to Clipboard!
deupd_u 08/22/19 4:52:17 PM #5:	I don't feel super bad for people who took out $60k loans with absolutely no plot whatsoever. --- Snipers don't shoot at paper, they shoot watermelons. https://imgur.com/jo511lG <cite>deupd_u posted [p:926415078] in Baby Boome... [t:77957308]...</cite> <quote>I don't feel super bad for people who took out $60k loans with absolutely no plot whatsoever.</quote> ... Copied to Clipboard!
Zanzenburger 08/22/19 4:54:00 PM #6:	deupd_u posted... I don't feel super bad for people who took out $60k loans with absolutely no plot whatsoever. If they didn't receive financial literacy education, can you blame them? They make the process of receiving student loans easier than applying for a credit card. Students with parents who don't know any better, and/or went to a school that didn't offer much help, wouldn't have known how bad of a deal this is, especially since everyone else is doing it. --- Congratulations! Your post was deemed response-worthy. <cite>Zanzenburger posted [p:926415154] in Baby Boome... [t:77957308]...</cite> <quote>deupd_u posted...</cite> <quote>I don't feel super bad for people who took out $60k loans with absolutely no plot whatsoever.</quote> If they didn't receive financial literacy education, can you blame them? They make the process of receiving student loans easier than applying for a credit card. Students with parents who don't know any better, and/or went to a school that didn't offer much help, wouldn't have known how bad of a deal this is, especially since everyone else is doing it.</quote> ... Copied to Clipboard!
Quicksilver 08/22/19 4:54:51 PM #7:	Why didn't you invest in bitcoin? Millenials act like they had no opportunity to make money well we were there for the birth of bitcoin and crypto a perfect opportunity to make money. And I know tons of people in their late 20s and early 30s who are doing very well for themselves. Don't blame the pervious generation for your mistakes we all had plenty of opportunity. --- I play video games. <cite>Quicksilver posted [p:926415183] in Baby Boome... [t:77957308]...</cite> <quote>Why didn't you invest in bitcoin? Millenials act like they had no opportunity to make money well we were there for the birth of bitcoin and crypto a perfect opportunity to make money. And I know tons of people in their late 20s and early 30s who are doing very well for themselves. Don't blame the pervious generation for your mistakes we all had plenty of opportunity. </quote> ... Copied to Clipboard!
DarkRoast 08/22/19 4:55:32 PM #8:	deupd_u posted... I don't feel super bad for people who took out $60k loans with absolutely no plot whatsoever. It's not our fault that Boomers made shitty desk jobs require college degrees. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:926415223] in Baby Boome... [t:77957308]...</cite> <quote>deupd_u posted...</cite> <quote>I don't feel super bad for people who took out $60k loans with absolutely no plot whatsoever.</quote> It's not our fault that Boomers made shitty desk jobs require college degrees.</quote> ... Copied to Clipboard!
deupd_u 08/22/19 4:56:58 PM #9:	Zanzenburger posted... If they didn't receive financial literacy education I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. I hear this same thing about guns and sex ed: "if only there were more education!" Everyone knows if you pull the trigger, it goes bang. If you fhjfehdu inside, babby is formed. If you take out a loan, you have to pay it back. --- Snipers don't shoot at paper, they shoot watermelons. https://imgur.com/jo511lG <cite>deupd_u posted [p:926415294] in Baby Boome... [t:77957308]...</cite> <quote>Zanzenburger posted...</cite> <quote>If they didn't receive financial literacy education</quote> I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. I hear this same thing about guns and sex ed: "if only there were more education!" Everyone knows if you pull the trigger, it goes bang. If you fhjfehdu inside, babby is formed. If you take out a loan, you have to pay it back.</quote> ... Copied to Clipboard!
Squall28 08/22/19 4:57:12 PM #10:	It's crazy how expensive everything has gotten. I wonder what it will be like in 20 years --- If you're going through hell, keep going. -Winston Churchill <cite>Squall28 posted [p:926415305] in Baby Boome... [t:77957308]...</cite> <quote>It's crazy how expensive everything has gotten. I wonder what it will be like in 20 years </quote> ... Copied to Clipboard!
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glitteringfairy 08/22/19 4:59:13 PM #12:	RdVEHfJqAvUPIbk posted... is in Ireland so free college I don't understand TC Yea, you've got other problems so it evens out --- "How come you can believe in God but not Bigfoot? V-E-G-Y https://imgur.com/AqR3aeX https://imgur.com/vvuUXpp https://i.imgtc.com/lyRboFN.jpg <cite>glitteringfairy posted [p:926415405] in Baby Boome... [t:77957308]...</cite> <quote>RdVEHfJqAvUPIbk posted...</cite> <quote>is in Ireland so free college I don't understand TC</quote> Yea, you've got other problems so it evens out</quote> ... Copied to Clipboard!
DarkRoast 08/22/19 5:00:50 PM #13:	Quicksilver posted... Why didn't you invest in bitcoin? Millenials act like they had no opportunity to make money well we were there for the birth of bitcoin and crypto a perfect opportunity to make money. And I know tons of people in their late 20s and early 30s who are doing very well for themselves. Don't blame the pervious generation for your mistakes we all had plenty of opportunity. "You could have been rich if you made the right investment at the right time!" Nice financial advice, Dave Ramsey --- Well allons-y, Alonso! <cite>DarkRoast posted [p:926415476] in Baby Boome... [t:77957308]...</cite> <quote>Quicksilver posted...</cite> <quote>Why didn't you invest in bitcoin? Millenials act like they had no opportunity to make money well we were there for the birth of bitcoin and crypto a perfect opportunity to make money. And I know tons of people in their late 20s and early 30s who are doing very well for themselves. Don't blame the pervious generation for your mistakes we all had plenty of opportunity. </quote> "You could have been rich if you made the right investment at the right time!" Nice financial advice, Dave Ramsey</quote> ... Copied to Clipboard!
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Zanzenburger 08/22/19 5:01:16 PM #15:	deupd_u posted... I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. I hear this same thing about guns and sex ed: "if only there were more education!" Everyone knows if you pull the trigger, it goes bang. If you fhjfehdu inside, babby is formed. If you take out a loan, you have to pay it back. It is quite obvious to everyone who takes out a loan that they have to pay it back. What they may not understand is how compounding interest works, and the fact that this makes student loans more expensive then other loans out there. They may not understand that due to the federal guarantee on a student loan, it will not go away in bankruptcy, so they will be stuck with it forever. They may not understand that even private student loans can qualify for the same creditor protections as a federal student loan. They may not understand that having a student loan right after college will already put their credit score at a disadvantage at buying a house or car due to the percentage of their balance not being paid lowering their score. They may also not realize how much they will likely make in a job post-college (assuming they find a job), compared to the estimated monthly payment they will have to make on a college loan. These are all aspects of the student loan process that are not "common sense" and requires education to consider whether these stipulations make a student loan worth it. --- Congratulations! Your post was deemed response-worthy. <cite>Zanzenburger posted [p:926415502] in Baby Boome... [t:77957308]...</cite> <quote>deupd_u posted...</cite> <quote>I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. I hear this same thing about guns and sex ed: "if only there were more education!" Everyone knows if you pull the trigger, it goes bang. If you fhjfehdu inside, babby is formed. If you take out a loan, you have to pay it back. </quote> It is quite obvious to everyone who takes out a loan that they have to pay it back. What they may not understand is how compounding interest works, and the fact that this makes student loans more expensive then other loans out there. They may not understand that due to the federal guarantee on a student loan, it will not go away in bankruptcy, so they will be stuck with it forever. They may not understand that even private student loans can qualify for the same creditor protections as a federal student loan. They may not understand that having a student loan right after college will already put their credit score at a disadvantage at buying a house or car due to the percentage of their balance not being paid lowering their score. They may also not realize how much they will likely make in a job post-college (assuming they find a job), compared to the estimated monthly payment they will have to make on a college loan. These are all aspects of the student loan process that are not "common sense" and requires education to consider whether these stipulations make a student loan worth it.</quote> ... Copied to Clipboard!
RdVEHfJqAvUPIbk 08/22/19 5:03:13 PM #16:	glitteringfairy posted... Yea, you've got other problems so it evens out We do? --- https://i.imgtc.ws/ZSMkmi1.jpg <cite>RdVEHfJqAvUPIbk posted [p:926415601] in Baby Boome... [t:77957308]...</cite> <quote>glitteringfairy posted...</cite> <quote> Yea, you've got other problems so it evens out </quote> We do?</quote> ... Copied to Clipboard!
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MutantJohn 08/22/19 5:11:42 PM #18:	I will say, it is kind of BS how we've literally regressed and Millennials are worse off than their parents. --- "Oh, my mother; oh, my friends, ask the angels, will I ever see heaven again?" - Laura Marling <cite>MutantJohn posted [p:926416026] in Baby Boome... [t:77957308]...</cite> <quote>I will say, it is kind of BS how we've literally regressed and Millennials are worse off than their parents. </quote> ... Copied to Clipboard!
DarkRoast 08/22/19 5:50:49 PM #19:	Godnorgosh posted... tbh TC I was expecting a rightward shift from you after you finished paying off your student debt. So I have to give you some props for not being that person. Nobody should have to do what I had to do. It's just not right. --- Well allons-y, Alonso! <cite>DarkRoast posted [p:926417751] in Baby Boome... [t:77957308]...</cite> <quote>Godnorgosh posted...</cite> <quote>tbh TC I was expecting a rightward shift from you after you finished paying off your student debt. So I have to give you some props for not being that person.</quote> Nobody should have to do what I had to do. It's just not right.</quote> ... Copied to Clipboard!
ColdOne666 08/22/19 6:36:17 PM #20:	Zanzenburger posted... deupd_u posted... I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. I hear this same thing about guns and sex ed: "if only there were more education!" Everyone knows if you pull the trigger, it goes bang. If you fhjfehdu inside, babby is formed. If you take out a loan, you have to pay it back. It is quite obvious to everyone who takes out a loan that they have to pay it back. What they may not understand is how compounding interest works, and the fact that this makes student loans more expensive then other loans out there. They may not understand that due to the federal guarantee on a student loan, it will not go away in bankruptcy, so they will be stuck with it forever. They may not understand that even private student loans can qualify for the same creditor protections as a federal student loan. They may not understand that having a student loan right after college will already put their credit score at a disadvantage at buying a house or car due to the percentage of their balance not being paid lowering their score. They may also not realize how much they will likely make in a job post-college (assuming they find a job), compared to the estimated monthly payment they will have to make on a college loan. These are all aspects of the student loan process that are not "common sense" and requires education to consider whether these stipulations make a student loan worth it. Maybe they should do some research and look up that stuff before borrowing 40k? --- FFX is the best game of all time. Comics are for kids. https://imgur.com/LJ3WSyB . Germany and Great Britain should have been on the same side in WW2. <cite>ColdOne666 posted [p:926419556] in Baby Boome... [t:77957308]...</cite> <quote>Zanzenburger posted...</cite> <quote>deupd_u posted...</cite> <quote>I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. I hear this same thing about guns and sex ed: "if only there were more education!" Everyone knows if you pull the trigger, it goes bang. If you fhjfehdu inside, babby is formed. If you take out a loan, you have to pay it back. </quote> It is quite obvious to everyone who takes out a loan that they have to pay it back. What they may not understand is how compounding interest works, and the fact that this makes student loans more expensive then other loans out there. They may not understand that due to the federal guarantee on a student loan, it will not go away in bankruptcy, so they will be stuck with it forever. They may not understand that even private student loans can qualify for the same creditor protections as a federal student loan. They may not understand that having a student loan right after college will already put their credit score at a disadvantage at buying a house or car due to the percentage of their balance not being paid lowering their score. They may also not realize how much they will likely make in a job post-college (assuming they find a job), compared to the estimated monthly payment they will have to make on a college loan. These are all aspects of the student loan process that are not "common sense" and requires education to consider whether these stipulations make a student loan worth it.</quote> Maybe they should do some research and look up that stuff before borrowing 40k?</quote> ... Copied to Clipboard!
DarkRoast 08/22/19 6:37:53 PM #21:	Maybe they should do some research and look up that stuff before borrowing 40k? Google Search: "Jobs that pay a living wage and don't require a college degree" -nothing appears- --- Well allons-y, Alonso! <cite>DarkRoast posted [p:926419623] in Baby Boome... [t:77957308]...</cite> <quote>Maybe they should do some research and look up that stuff before borrowing 40k? Google Search: "Jobs that pay a living wage and don't require a college degree" -nothing appears-</quote> ... Copied to Clipboard!
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SapphireTech462 08/22/19 6:39:03 PM #23:	What recession? --- 3TEETH - METAWAR - Metal - 2019 SlipKnot - We Are Not Your Kind - Metal - 2019 <cite>SapphireTech462 posted [p:926419671] in Baby Boome... [t:77957308]...</cite> <quote>What recession?</quote> ... Copied to Clipboard!
furb 08/22/19 6:42:49 PM #24:	oh wait who are all the hiring managers that garbage people's resumes without college degrees gotta have that BA plus 4 years of experience for that junior level job bros should have just got an unpaid internship in one of those big cities expensive cities where are the work is that you were stupid to move to on a barista income lol --- You know how fads are. Today it's brains, tomorrow, pierced tongues. Then the next day, pierced brains. -Jane Lane <cite>furb posted [p:926419788] in Baby Boome... [t:77957308]...</cite> <quote>oh wait who are all the hiring managers that garbage people's resumes without college degrees gotta have that BA plus 4 years of experience for that junior level job bros should have just got an unpaid internship in one of those big cities expensive cities where are the work is that you were stupid to move to on a barista income lol </quote> ... Copied to Clipboard!
Tyranthraxus 08/22/19 6:44:39 PM #25:	Quicksilver posted... Why didn't you invest in bitcoin? Millenials act like they had no opportunity to make money well we were there for the birth of bitcoin and crypto a perfect opportunity to make money. And I know tons of people in their late 20s and early 30s who are doing very well for themselves. Don't blame the pervious generation for your mistakes we all had plenty of opportunity. Hold on let me go back in time to 2004 and invest in 1000 bitcoins --- It says right here in Matthew 16:4 "Jesus doth not need a giant Mecha." https://imgur.com/dQgC4kv <cite>Tyranthraxus posted [p:926419845] in Baby Boome... [t:77957308]...</cite> <quote>Quicksilver posted... </cite> <quote>Why didn't you invest in bitcoin? Millenials act like they had no opportunity to make money well we were there for the birth of bitcoin and crypto a perfect opportunity to make money. And I know tons of people in their late 20s and early 30s who are doing very well for themselves. Don't blame the pervious generation for your mistakes we all had plenty of opportunity.</quote> Hold on let me go back in time to 2004 and invest in 1000 bitcoins </quote> ... Copied to Clipboard!
DarkRoast 08/22/19 6:45:13 PM #26:	furb posted... oh wait who are all the hiring managers that garbage people's resumes without college degrees gotta have that BA plus 4 years of experience for that junior level job bros should have just got an unpaid internship in one of those big cities expensive cities where are the work is that you were stupid to move to on a barista income lol "I'm sorry, you need at least a Bachelor's and 4 years of experience for this entry-level job that actually requires no skills" --- Well allons-y, Alonso! <cite>DarkRoast posted [p:926419864] in Baby Boome... [t:77957308]...</cite> <quote>furb posted...</cite> <quote>oh wait who are all the hiring managers that garbage people's resumes without college degrees gotta have that BA plus 4 years of experience for that junior level job bros should have just got an unpaid internship in one of those big cities expensive cities where are the work is that you were stupid to move to on a barista income lol </quote> "I'm sorry, you need at least a Bachelor's and 4 years of experience for this entry-level job that actually requires no skills"</quote> ... Copied to Clipboard!
Tyranthraxus 08/22/19 6:46:45 PM #27:	DarkRoast posted... "I'm sorry, you need at least a Bachelor's and 4 years of experience for this entry-level job that actually requires no skills" This is H-1B bait even if you had the experience it probably pays less than you're willing to accept. They do it on purpose. --- It says right here in Matthew 16:4 "Jesus doth not need a giant Mecha." https://imgur.com/dQgC4kv <cite>Tyranthraxus posted [p:926419934] in Baby Boome... [t:77957308]...</cite> <quote>DarkRoast posted... </cite> <quote>"I'm sorry, you need at least a Bachelor's and 4 years of experience for this entry-level job that actually requires no skills"</quote>This is H-1B bait even if you had the experience it probably pays less than you're willing to accept. They do it on purpose. </quote> ... Copied to Clipboard!
Zeeak4444 08/22/19 6:48:41 PM #28:	Quicksilver posted... Why didn't you invest in bitcoin? Millenials act like they had no opportunity to make money well we were there for the birth of bitcoin and crypto a perfect opportunity to make money. And I know tons of people in their late 20s and early 30s who are doing very well for themselves. Don't blame the pervious generation for your mistakes we all had plenty of opportunity. I dont think you understand. Just because Im well off and lucky enough to be in a very good place doesnt mean I suddenly became the type of dude to say well fuck everyone else who wasnt as lucky. Seems like a pretty stupid mentality to have tbh. Oh you missed out on bitcoin, well too bad for you then! --- Typical gameFAQers are "Complainers that always complain about those who complain about real legitimate complaints."-Joker_X <cite>Zeeak4444 posted [p:926420014] in Baby Boome... [t:77957308]...</cite> <quote>Quicksilver posted... </cite> <quote>Why didn't you invest in bitcoin? Millenials act like they had no opportunity to make money well we were there for the birth of bitcoin and crypto a perfect opportunity to make money. And I know tons of people in their late 20s and early 30s who are doing very well for themselves. Don't blame the pervious generation for your mistakes we all had plenty of opportunity.</quote> I dont think you understand. Just because Im well off and lucky enough to be in a very good place doesnt mean I suddenly became the type of dude to say well fuck everyone else who wasnt as lucky. Seems like a pretty stupid mentality to have tbh. Oh you missed out on bitcoin, well too bad for you then! </quote> ... Copied to Clipboard!
MudKip_Master 08/22/19 6:49:40 PM #29:	Boomers make up the majority of the homeless population though... So much for those boobstraps.... <cite>MudKip_Master posted [p:926420051] in Baby Boome... [t:77957308]...</cite> <quote>Boomers make up the majority of the homeless population though... So much for those boobstraps....</quote> ... Copied to Clipboard!
FabIemaster 08/22/19 6:51:08 PM #30:	ColdOne666 posted... Maybe they should do some research and look up that stuff before borrowing 40k? "hey 17 year-old applying to college, do all of this research on what loans are on your own with 0 background in how loans work. Also make straight A's and make sure to consider the long-term even though that's impossible because your prefrontal cortex has not completely developed in order for you to do so. Also if you don't enjoy working at mcdonald's for the rest of your life because that's what we've been telling you will happen for the past 16 years rather than teach you about vocational schools." --- The stories and information posted here are artistic works of fiction and falsehood. Only a fool would take anything posted here as fact. <cite>FabIemaster posted [p:926420105] in Baby Boome... [t:77957308]...</cite> <quote>ColdOne666 posted...</cite> <quote>Maybe they should do some research and look up that stuff before borrowing 40k?</quote> "hey 17 year-old applying to college, do all of this research on what loans are on your own with 0 background in how loans work. Also make straight A's and make sure to consider the long-term even though that's impossible because your prefrontal cortex has not completely developed in order for you to do so. Also if you don't enjoy working at mcdonald's for the rest of your life because that's what we've been telling you will happen for the past 16 years rather than teach you about vocational schools."</quote> ... Copied to Clipboard!
DarkRoast 08/22/19 6:52:17 PM #31:	First 18 years of Millennial life: Boomers: Go to college or you will always be a failure Next 18 years of Millennial life: Boomers: You should've thought hard before you took those loans! --- Well allons-y, Alonso! <cite>DarkRoast posted [p:926420146] in Baby Boome... [t:77957308]...</cite> <quote>First 18 years of Millennial life: Boomers: Go to college or you will always be a failure Next 18 years of Millennial life: Boomers: You should've thought hard before you took those loans!</quote> ... Copied to Clipboard!
BignutzisBack 08/22/19 6:57:20 PM #32:	DarkRoast posted... First 18 years of Millennial life: Boomers: Go to college or you will always be a failure Next 18 years of Millennial life: Boomers: You should've thought hard before you took those loans! This is hogwash, if you want a good job just go down to whatever company you feel like and ask for the hiring manager while holding a copy of your resume. Dress well and conversate intelligently and you will get a great job. Make sure to show up at least once a week to follow up. --- https://imgur.com/plA0Vg9 https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:926420334] in Baby Boome... [t:77957308]...</cite> <quote>DarkRoast posted... </cite> <quote>First 18 years of Millennial life: Boomers: Go to college or you will always be a failure Next 18 years of Millennial life: Boomers: You should've thought hard before you took those loans!</quote> This is hogwash, if you want a good job just go down to whatever company you feel like and ask for the hiring manager while holding a copy of your resume. Dress well and conversate intelligently and you will get a great job. Make sure to show up at least once a week to follow up. </quote> ... Copied to Clipboard!
Kolibri X 08/22/19 7:04:29 PM #33:	Where is this coming from? Do you resent your parents for encouraging you to go to college or something? --- Platinum GameFAQs Member <cite>Kolibri X posted [p:926420620] in Baby Boome... [t:77957308]...</cite> <quote>Where is this coming from? Do you resent your parents for encouraging you to go to college or something? </quote> ... Copied to Clipboard!
Zeeak4444 08/22/19 11:53:46 PM #34:	BignutzisBack posted... This is hogwash, if you want a good job just go down to whatever company you feel like and ask for the hiring manager while holding a copy of your resume. Dress well and conversate intelligently and you will get a great job. Make sure to show up at least once a week to follow up. Are we still in the 90s? How out of touch with reality this post is. --- Typical gameFAQers are "Complainers that always complain about those who complain about real legitimate complaints."-Joker_X <cite>Zeeak4444 posted [p:926430991] in Baby Boome... [t:77957308]...</cite> <quote>BignutzisBack posted... </cite> <quote>This is hogwash, if you want a good job just go down to whatever company you feel like and ask for the hiring manager while holding a copy of your resume. Dress well and conversate intelligently and you will get a great job. Make sure to show up at least once a week to follow up.</quote> Are we still in the 90s? How out of touch with reality this post is. </quote> ... Copied to Clipboard!
Politics 08/22/19 11:56:47 PM #35:	deupd_u posted... I don't feel super bad for people who took out $60k loans with absolutely no plot whatsoever. Well maybe if society didn't cram it down our throats that if we don't go to college we will be basically homeless we wouldn't be in this situation in the fucking first place. Like seriously as a kid EVERY adult, teacher, parent, family friend, etc, CRAMMED it down my throat that I need to go to college or I will literally be a joke to the entire world. I went to college and got my BA, and I'm currently working on a Masters program, might even get a PhD later on, and I'm going to be in hella debt. But it's worth it to me because I value education. <cite>Politics posted [p:926431073] in Baby Boome... [t:77957308]...</cite> <quote>deupd_u posted...</cite> <quote>I don't feel super bad for people who took out $60k loans with absolutely no plot whatsoever.</quote> Well maybe if society didn't cram it down our throats that if we don't go to college we will be basically homeless we wouldn't be in this situation in the fucking first place. Like seriously as a kid EVERY adult, teacher, parent, family friend, etc, CRAMMED it down my throat that I need to go to college or I will literally be a joke to the entire world. I went to college and got my BA, and I'm currently working on a Masters program, might even get a PhD later on, and I'm going to be in hella debt. But it's worth it to me because I value education.</quote> ... Copied to Clipboard!
dave_is_slick 08/22/19 11:59:17 PM #36:	deupd_u posted... I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. Yep I'm on CE alright. --- The most relaxing version of Aquatic Ambiance I've ever heard: http://www.youtube.com/watch?v=bl61y1XM7sM <cite>dave_is_slick posted [p:926431143] in Baby Boome... [t:77957308]...</cite> <quote>deupd_u posted... </cite> <quote> I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is.</quote>Yep I'm on CE alright. </quote> ... Copied to Clipboard!
mattnd2007 08/23/19 12:04:13 AM #37:	The only good thing about boomers is that they are getting old and will start dying off in great numbers --- Show me a man who resorts to violence and I'll show you a man who's run out of good ideas Phil Funnie <cite>mattnd2007 posted [p:926431320] in Baby Boome... [t:77957308]...</cite> <quote>The only good thing about boomers is that they are getting old and will start dying off in great numbers </quote> ... Copied to Clipboard!
hockeybub89 08/23/19 12:14:36 AM #38:	TC shouldn't have picked such a useless, low paying major if she was going to take out student loans to attend some liberal indoctrination facility. --- http://card.psnprofiles.com/1/NIR_Hockey.png http://www.last.fm/user/hockeybub89/ <cite>hockeybub89 posted [p:926431588] in Baby Boome... [t:77957308]...</cite> <quote>TC shouldn't have picked such a useless, low paying major if she was going to take out student loans to attend some liberal indoctrination facility.</quote> ... Copied to Clipboard!
hockeybub89 08/23/19 12:23:14 AM #39:	"Go to college if you want a good career. You don't want to be a failure." "You shouldn't have gone to college if you had to take out loans to get there!" --- http://card.psnprofiles.com/1/NIR_Hockey.png http://www.last.fm/user/hockeybub89/ <cite>hockeybub89 posted [p:926431849] in Baby Boome... [t:77957308]...</cite> <quote>"Go to college if you want a good career. You don't want to be a failure." "You shouldn't have gone to college if you had to take out loans to get there!"</quote> ... Copied to Clipboard!
ChocoboMog123 08/23/19 12:25:09 AM #40:	Zanzenburger posted... deupd_u posted... I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. I hear this same thing about guns and sex ed: "if only there were more education!" Everyone knows if you pull the trigger, it goes bang. If you fhjfehdu inside, babby is formed. If you take out a loan, you have to pay it back. It is quite obvious to everyone who takes out a loan that they have to pay it back. What they may not understand is how compounding interest works, and the fact that this makes student loans more expensive then other loans out there. They may not understand that due to the federal guarantee on a student loan, it will not go away in bankruptcy, so they will be stuck with it forever. They may not understand that even private student loans can qualify for the same creditor protections as a federal student loan. They may not understand that having a student loan right after college will already put their credit score at a disadvantage at buying a house or car due to the percentage of their balance not being paid lowering their score. They may also not realize how much they will likely make in a job post-college (assuming they find a job), compared to the estimated monthly payment they will have to make on a college loan. These are all aspects of the student loan process that are not "common sense" and requires education to consider whether these stipulations make a student loan worth it. And, even if you do understand all this, these factors affect the damn economy. Graduates making 60-70k a year paying back 60-120k student loan debt have to devote a significant portion of their income to their debt. Doing so causes them to hold back on things like buying a house, starting a family, starting savings, or other activities that contribute to their community financially. They may also hold onto a "safe" job rather than pursue riskier high-paying options because of the looming debt. Student loan debt is a pretty elastic bubble, but it is still stymieing a growing economy. It's no secret that college tuition has exploded, let alone costs of text books and rent. Nor that college has become standards in fields where previously it was exemplary. --- "You're sorely underestimating the power of nostalgia goggles." - adjl http://www.smbc-comics.com/comics/20110218.gif <cite>ChocoboMog123 posted [p:926431912] in Baby Boome... [t:77957308]...</cite> <quote>Zanzenburger posted...</cite> <quote>deupd_u posted...</cite> <quote>I can't freaking stand this argument. They were smart enough to go to college, they're smart enough to know what a loan is. I hear this same thing about guns and sex ed: "if only there were more education!" Everyone knows if you pull the trigger, it goes bang. If you fhjfehdu inside, babby is formed. If you take out a loan, you have to pay it back. </quote> It is quite obvious to everyone who takes out a loan that they have to pay it back. What they may not understand is how compounding interest works, and the fact that this makes student loans more expensive then other loans out there. They may not understand that due to the federal guarantee on a student loan, it will not go away in bankruptcy, so they will be stuck with it forever. They may not understand that even private student loans can qualify for the same creditor protections as a federal student loan. They may not understand that having a student loan right after college will already put their credit score at a disadvantage at buying a house or car due to the percentage of their balance not being paid lowering their score. They may also not realize how much they will likely make in a job post-college (assuming they find a job), compared to the estimated monthly payment they will have to make on a college loan. These are all aspects of the student loan process that are not "common sense" and requires education to consider whether these stipulations make a student loan worth it.</quote> And, even if you do understand all this, these factors affect the damn economy. Graduates making 60-70k a year paying back 60-120k student loan debt have to devote a significant portion of their income to their debt. Doing so causes them to hold back on things like buying a house, starting a family, starting savings, or other activities that contribute to their community financially. They may also hold onto a "safe" job rather than pursue riskier high-paying options because of the looming debt. Student loan debt is a pretty elastic bubble, but it is still stymieing a growing economy. It's no secret that college tuition has exploded, let alone costs of text books and rent. Nor that college has become standards in fields where previously it was exemplary.</quote> ... Copied to Clipboard!
Jerry_Hellyeah 08/23/19 12:25:33 AM #41:	"Dang boomers" is even dumber than "Dang millenials". At least "Dang millenials" is coming from older less pristine brains. Whats the excuse for this antiBoomer idiocy? Like, you get that youre deflecting blame from the people that are really to blame, right? People need to remive their phones from their brainstems and sign off Facebook for a day. --- This is a cool sig <cite>Jerry_Hellyeah posted [p:926431927] in Baby Boome... [t:77957308]...</cite> <quote>"Dang boomers" is even dumber than "Dang millenials". At least "Dang millenials" is coming from older less pristine brains. Whats the excuse for this antiBoomer idiocy? Like, you get that youre deflecting blame from the people that are really to blame, right? People need to remive their phones from their brainstems and sign off Facebook for a day.</quote> ... Copied to Clipboard!
Jerry_Hellyeah 08/23/19 12:27:01 AM #42:	This is one of those non-points that people say lightly and jokingly in a meme, and all these disgruntled people eat it up and crap out genuine hate and ignorance. --- This is a cool sig <cite>Jerry_Hellyeah posted [p:926431974] in Baby Boome... [t:77957308]...</cite> <quote>This is one of those non-points that people say lightly and jokingly in a meme, and all these disgruntled people eat it up and crap out genuine hate and ignorance.</quote> ... Copied to Clipboard!
hockeybub89 08/23/19 12:28:05 AM #43:	Jerry_Hellyeah posted... "Dang boomers" is even dumber than "Dang millenials". At least "Dang millenials" is coming from older less pristine brains. Whats the excuse for this antiBoomer idiocy? Like, you get that youre deflecting blame from the people that are really to blame, right? People need to remive their phones from their brainstems and sign off Facebook for a day. Grandpa, it's past your bedtime. --- http://card.psnprofiles.com/1/NIR_Hockey.png http://www.last.fm/user/hockeybub89/ <cite>hockeybub89 posted [p:926432009] in Baby Boome... [t:77957308]...</cite> <quote>Jerry_Hellyeah posted...</cite> <quote>"Dang boomers" is even dumber than "Dang millenials". At least "Dang millenials" is coming from older less pristine brains. Whats the excuse for this antiBoomer idiocy? Like, you get that youre deflecting blame from the people that are really to blame, right? People need to remive their phones from their brainstems and sign off Facebook for a day.</quote> Grandpa, it's past your bedtime.</quote> ... Copied to Clipboard!
Bad_Mojo 08/23/19 12:29:24 AM #44:	I see FAAAAR more Millennials going on vacations then anyone else --- https://i.imgtc.com/hQ5SuG6.gif https://i.imgtc.com/QrhAq36.gif https://i.imgtc.com/Yjov9DU.gif <cite>Bad_Mojo posted [p:926432058] in Baby Boome... [t:77957308]...</cite> <quote>I see FAAAAR more Millennials going on vacations then anyone else </quote> ... Copied to Clipboard!
hockeybub89 08/23/19 12:30:59 AM #45:	Bad_Mojo posted... I see FAAAAR more Millennials going on vacations then anyone else Yeah they can take a vacation when they're 50. Those slackers should be paying off those loans they could have avoided if they just planned their entire life at 17 and didn't think they were too good for manual labor. --- http://card.psnprofiles.com/1/NIR_Hockey.png http://www.last.fm/user/hockeybub89/ <cite>hockeybub89 posted [p:926432114] in Baby Boome... [t:77957308]...</cite> <quote>Bad_Mojo posted...</cite> <quote>I see FAAAAR more Millennials going on vacations then anyone else </quote> Yeah they can take a vacation when they're 50. Those slackers should be paying off those loans they could have avoided if they just planned their entire life at 17 and didn't think they were too good for manual labor.</quote> ... Copied to Clipboard!
SapphireTech462 08/23/19 12:39:13 AM #46:	Bad_Mojo posted... I see FAAAAR more Millennials going on vacations then anyone else They put it on their credit cards with 35%+ APRs... --- 3TEETH - METAWAR - Metal - 2019 SlipKnot - We Are Not Your Kind - Metal - 2019 <cite>SapphireTech462 posted [p:926432356] in Baby Boome... [t:77957308]...</cite> <quote>Bad_Mojo posted...</cite> <quote>I see FAAAAR more Millennials going on vacations then anyone else </quote> They put it on their credit cards with 35%+ APRs...</quote> ... Copied to Clipboard!
DirkDiggles 08/23/19 12:40:48 AM #47:	Didn't you choose to pay off your loans faster? --- https://imgtc.com/i/5CTKeaL.jpg https://imgtc.com/i/G9w39yE.gif <cite>DirkDiggles posted [p:926432399] in Baby Boome... [t:77957308]...</cite> <quote>Didn't you choose to pay off your loans faster?</quote> ... Copied to Clipboard!
ChocoboMog123 08/23/19 12:53:14 AM #48:	SapphireTech462 posted... Bad_Mojo posted... I see FAAAAR more Millennials going on vacations then anyone else They put it on their credit cards with 35%+ APRs... https://www.experian.com/blogs/ask-experian/research/millennials-and-credit-card-debt-study/ Millennials are more likely to spend it on a car than a vacation. Also, who has 35% APR? Seriously put into perspective what type of person that would be (poor, juggling debt, not going on vacation). Ironically, what's holding back millennial credit card debt? Student loans, an adverse reaction to debt in general, and low debt limits. As those restrictions loosen and, surprise, average wage increases still barely keeps up with inflation, increases in rent and pressures to build a family steer millenials towards credit cards. --- "You're sorely underestimating the power of nostalgia goggles." - adjl http://www.smbc-comics.com/comics/20110218.gif <cite>ChocoboMog123 posted [p:926432728] in Baby Boome... [t:77957308]...</cite> <quote>SapphireTech462 posted...</cite> <quote>Bad_Mojo posted...</cite> <quote>I see FAAAAR more Millennials going on vacations then anyone else </quote> They put it on their credit cards with 35%+ APRs...</quote> https://www.experian.com/blogs/ask-experian/research/millennials-and-credit-card-debt-study/ Millennials are more likely to spend it on a car than a vacation. Also, who has 35% APR? Seriously put into perspective what type of person that would be (poor, juggling debt, not going on vacation). Ironically, what's holding back millennial credit card debt? Student loans, an adverse reaction to debt in general, and low debt limits. As those restrictions loosen and, surprise, average wage increases still barely keeps up with inflation, increases in rent and pressures to build a family steer millenials towards credit cards.</quote> ... Copied to Clipboard!
BignutzisBack 08/23/19 9:06:45 AM #49:	@Zeeak4444 posted... Are we still in the 90s? How out of touch with reality this post is. whooosh --- https://imgur.com/plA0Vg9 https://media.giphy.com/media/dgK22exekwOLm/giphy.gif <cite>BignutzisBack posted [p:926441532] in Baby Boome... [t:77957308]...</cite> <quote>@Zeeak4444 posted... </cite> <quote>Are we still in the 90s? How out of touch with reality this post is.</quote> whooosh </quote> ... Copied to Clipboard!
SK8T3R215 08/23/19 9:08:18 AM #50:	Baby boomers reeeeeeeeeeeee --- New York Knicks, New York Jets, New York Yankees. <cite>SK8T3R215 posted [p:926441569] in Baby Boome... [t:77957308]...</cite> <quote>Baby boomers reeeeeeeeeeeee</quote> ... Copied to Clipboard!
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Current Events > Baby Boomers: Enjoy this recession right after college, Millennials (+) Yeah! (+)

Current Events > Baby Boomers: Enjoy this recession right after college, Millennials