Poll of the Day > What's the deal with today's POTD?

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Crepes 07/31/19 2:22:16 AM #1:	If youve never been scammed then the only options are you dont have a card or admit you have not been scammed yet but will get scammed in the future. Wheres the option for youve never been scammed and dont think you will? Options seem a bit leading. --- Praxis Makes Perfect The only intelligent tactical response to life's horror is to laugh defiantly at it. ~Soren Kierkegaard <cite>Crepes posted [p:925416402] in What's... [t:77903284]...</cite> <quote>If youve never been scammed then the only options are you dont have a card or admit you have not been scammed yet but will get scammed in the future. Wheres the option for youve never been scammed and dont think you will? Options seem a bit leading. </quote> ... Copied to Clipboard!
Mead 07/31/19 2:23:36 AM #2:	Whats the deal with banana bread? --- If they drag you through the mud, it doesnt change whats in your blood <cite>Mead posted [p:925416435] in What's... [t:77903284]...</cite> <quote>Whats the deal with banana bread? </quote> ... Copied to Clipboard!
WastelandCowboy 07/31/19 2:24:41 AM #3:	Mead posted... Whats the deal with banana bread? Its delicious. Whats to deal with? <cite>WastelandCowboy posted [p:925416454] in What's... [t:77903284]...</cite> <quote>Mead posted...</cite> <quote>Whats the deal with banana bread? </quote> Its delicious. Whats to deal with?</quote> ... Copied to Clipboard!
Mead 07/31/19 2:25:33 AM #4:	WastelandCowboy posted... Its delicious. Whats to deal with? Eating it of course --- If they drag you through the mud, it doesnt change whats in your blood <cite>Mead posted [p:925416477] in What's... [t:77903284]...</cite> <quote>WastelandCowboy posted... </cite> <quote>Its delicious. Whats to deal with?</quote> Eating it of course </quote> ... Copied to Clipboard!
trodi_911 07/31/19 2:31:43 AM #5:	Mead posted... Whats the deal with banana bread? Isn't banan bread and banan cake the same thing? --- "You rat! How dare you sell me so cheap." "NO ONE CALLS ME THAT WITHOUT SOME CHEESE!" Life is uncertain. Eat dessert first. <cite>trodi_911 posted [p:925416613] in What's... [t:77903284]...</cite> <quote>Mead posted...</cite> <quote>Whats the deal with banana bread? </quote> Isn't banan bread and banan cake the same thing?</quote> ... Copied to Clipboard!
Mead 07/31/19 2:46:53 AM #6:	trodi_911 posted... Isn't banan bread and banan cake the same thing? Hey man what the fuck is banan --- If they drag you through the mud, it doesnt change whats in your blood <cite>Mead posted [p:925416919] in What's... [t:77903284]...</cite> <quote>trodi_911 posted... </cite> <quote>Isn't banan bread and banan cake the same thing?</quote> Hey man what the fuck is banan </quote> ... Copied to Clipboard!
Trialia 07/31/19 10:04:41 AM #7:	Crepes posted... If youve never been scammed then the only options are you dont have a card or admit you have not been scammed yet but will get scammed in the future. Wheres the option for youve never been scammed and dont think you will? Options seem a bit leading. I know, right? I'd have gone for that. I'm always careful, and I only have one debit card anyway, no credit cards. I don't have enough money for anybody to care about scamming me. --- Trialia ~ unfaithful-mirror.net PSN: Trialia_X, Xaedere (100%) \| XBL: trialia, Noquelle (100%) <cite>Trialia posted [p:925425226] in What's... [t:77903284]...</cite> <quote>Crepes posted...</cite> <quote>If youve never been scammed then the only options are you dont have a card or admit you have not been scammed yet but will get scammed in the future. Wheres the option for youve never been scammed and dont think you will? Options seem a bit leading. </quote> I know, right? I'd have gone for that. I'm always careful, and I only have one debit card anyway, no credit cards. I don't have enough money for anybody to care about scamming me.</quote> ... Copied to Clipboard!
CTLM 07/31/19 10:36:14 AM #8:	Trialia posted... Crepes posted... If youve never been scammed then the only options are you dont have a card or admit you have not been scammed yet but will get scammed in the future. Wheres the option for youve never been scammed and dont think you will? Options seem a bit leading. I know, right? I'd have gone for that. I'm always careful, and I only have one debit card anyway, no credit cards. I don't have enough money for anybody to care about scamming me. It doesn't really matter what you have or how careful you are, such as what happened with Target. My debit card was used there a few months prior and all it took for mine and everyone else's cards to be compromised was someone hooked up to their computers for maintenance, using the free McAfee version <cite>CTLM posted [p:925426348] in What's... [t:77903284]...</cite> <quote>Trialia posted...</cite> <quote>Crepes posted...</cite> <quote>If youve never been scammed then the only options are you dont have a card or admit you have not been scammed yet but will get scammed in the future. Wheres the option for youve never been scammed and dont think you will? Options seem a bit leading. </quote> I know, right? I'd have gone for that. I'm always careful, and I only have one debit card anyway, no credit cards. I don't have enough money for anybody to care about scamming me.</quote> It doesn't really matter what you have or how careful you are, such as what happened with Target. My debit card was used there a few months prior and all it took for mine and everyone else's cards to be compromised was someone hooked up to their computers for maintenance, using the free McAfee version</quote> ... Copied to Clipboard!
captpackrat 07/31/19 1:03:08 PM #9:	Debit cards are more dangerous to use than credit cards. If someone manages to get your debit card number, they can drain your account and while the bank is legally obligated to return your money after you file a complaint, they don't have to return it right away and they can charge you for overdrafts the entire time. With a credit card, any disputed charges are placed on hold and you don't have to pay for them. Get a credit card if you can, then ask your bank to cancel your debit card and give you a plain ATM card. An ATM card can only be used to withdraw cash from an ATM and cannot be used to make purchases. If you have bad credit or no credit, most small banks and credit unions offer secured credit cards; you deposit money into a savings account and you're given a credit card with that amount as your limit. If you can demonstrate that you can handle the card wisely, they'll be glad to offer you an unsecured card with a higher limit. Shop around and make sure you get a card with no annual fee. If you pay it off every month, the interest rate is unimportant but it will bite you in the ass if you carry a balance. --- Minutus cantorum, minutus balorum, Minutus carborata descendum pantorum. <cite>captpackrat posted [p:925432323] in What's... [t:77903284]...</cite> <quote>Debit cards are more dangerous to use than credit cards. If someone manages to get your debit card number, they can drain your account and while the bank is legally obligated to return your money after you file a complaint, they don't have to return it right away and they can charge you for overdrafts the entire time. With a credit card, any disputed charges are placed on hold and you don't have to pay for them. Get a credit card if you can, then ask your bank to cancel your debit card and give you a plain ATM card. An ATM card can only be used to withdraw cash from an ATM and cannot be used to make purchases. If you have bad credit or no credit, most small banks and credit unions offer secured credit cards; you deposit money into a savings account and you're given a credit card with that amount as your limit. If you can demonstrate that you can handle the card wisely, they'll be glad to offer you an unsecured card with a higher limit. Shop around and make sure you get a card with no annual fee. If you pay it off every month, the interest rate is unimportant but it will bite you in the ass if you carry a balance.</quote> ... Copied to Clipboard!
captpackrat 07/31/19 1:12:06 PM #10:	I've had a credit card number stolen. I'd used it at only 2 stores, an Oriental grocery store and a coin shop. I found out the thief ordered coins off eBay using an account with a Chinese-sounding name, so my sleuthing didn't really help any. I turned everything over to the sheriff anyway, but I don't think anything ever came of it. --- Minutus cantorum, minutus balorum, Minutus carborata descendum pantorum. <cite>captpackrat posted [p:925432703] in What's... [t:77903284]...</cite> <quote>I've had a credit card number stolen. I'd used it at only 2 stores, an Oriental grocery store and a coin shop. I found out the thief ordered coins off eBay using an account with a Chinese-sounding name, so my sleuthing didn't really help any. I turned everything over to the sheriff anyway, but I don't think anything ever came of it.</quote> ... Copied to Clipboard!
Trialia 07/31/19 9:08:12 PM #11:	captpackrat posted... Debit cards are more dangerous to use than credit cards. If someone manages to get your debit card number, they can drain your account and while the bank is legally obligated to return your money after you file a complaint, they don't have to return it right away and they can charge you for overdrafts the entire time. With a credit card, any disputed charges are placed on hold and you don't have to pay for them. Get a credit card if you can, then ask your bank to cancel your debit card and give you a plain ATM card. An ATM card can only be used to withdraw cash from an ATM and cannot be used to make purchases. If you have bad credit or no credit, most small banks and credit unions offer secured credit cards; you deposit money into a savings account and you're given a credit card with that amount as your limit. If you can demonstrate that you can handle the card wisely, they'll be glad to offer you an unsecured card with a higher limit. Shop around and make sure you get a card with no annual fee. If you pay it off every month, the interest rate is unimportant but it will bite you in the ass if you carry a balance. If you're talking to me... I should remind you, I have both bipolar disorder and dyscalculia. Ergo, credit cards will never happen for me. Not to mention that I don't have a high enough monthly income to qualify for any credit card or associated account that I've ever seen anywhere. Anyway, it is as I have already pointed out, there just isn't ever enough in my account to make it worth stealing from me. I survive on government welfare, after all. It isn't a whole lot. --- Trialia ~ unfaithful-mirror.net PSN: Trialia_X, Xaedere (100%) \| XBL: trialia, Noquelle (100%) <cite>Trialia posted [p:925453406] in What's... [t:77903284]...</cite> <quote>captpackrat posted...</cite> <quote>Debit cards are more dangerous to use than credit cards. If someone manages to get your debit card number, they can drain your account and while the bank is legally obligated to return your money after you file a complaint, they don't have to return it right away and they can charge you for overdrafts the entire time. With a credit card, any disputed charges are placed on hold and you don't have to pay for them. Get a credit card if you can, then ask your bank to cancel your debit card and give you a plain ATM card. An ATM card can only be used to withdraw cash from an ATM and cannot be used to make purchases. If you have bad credit or no credit, most small banks and credit unions offer secured credit cards; you deposit money into a savings account and you're given a credit card with that amount as your limit. If you can demonstrate that you can handle the card wisely, they'll be glad to offer you an unsecured card with a higher limit. Shop around and make sure you get a card with no annual fee. If you pay it off every month, the interest rate is unimportant but it will bite you in the ass if you carry a balance.</quote> If you're talking to me... I should remind you, I have both bipolar disorder and dyscalculia. Ergo, credit cards will never happen for me. Not to mention that I don't have a high enough monthly income to qualify for any credit card or associated account that I've ever seen anywhere. Anyway, it is as I have already pointed out, there just isn't ever enough in my account to make it worth stealing from me. I survive on government welfare, after all. It isn't a whole lot.</quote> ... Copied to Clipboard!
trodi_911 07/31/19 9:38:34 PM #12:	Mead posted... trodi_911 posted... Isn't banan bread and banan cake the same thing? Hey man what the fuck is banan The way I pronounce banana. I'm an idiot and like to pronounce words wrong on purpose. --- "You rat! How dare you sell me so cheap." "NO ONE CALLS ME THAT WITHOUT SOME CHEESE!" Life is uncertain. Eat dessert first. <cite>trodi_911 posted [p:925454834] in What's... [t:77903284]...</cite> <quote>Mead posted...</cite> <quote>trodi_911 posted... </cite> <quote>Isn't banan bread and banan cake the same thing?</quote> Hey man what the fuck is banan </quote> The way I pronounce banana. I'm an idiot and like to pronounce words wrong on purpose.</quote> ... Copied to Clipboard!
aDirtyShisno 07/31/19 10:21:40 PM #13:	I cant tell if youre calling PotD a bunch of scammers or a bunch of suckers...? --- Que sera, sera. Whatever happens, happens. ...and he was never heard from again. <cite>aDirtyShisno posted [p:925456780] in What's... [t:77903284]...</cite> <quote>I cant tell if youre calling PotD a bunch of scammers or a bunch of suckers...?</quote> ... Copied to Clipboard!
LinkPizza 07/31/19 10:51:27 PM #14:	Trialia posted... Not to mention that I don't have a high enough monthly income to qualify for any credit card You can pretty much get a credit card no matter what you're income or anything is. It just won't usually be a good one... Or one with a high limit... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. <cite>LinkPizza posted [p:925458144] in What's... [t:77903284]...</cite> <quote>Trialia posted...</cite> <quote>Not to mention that I don't have a high enough monthly income to qualify for any credit card</quote> You can pretty much get a credit card no matter what you're income or anything is. It just won't usually be a good one... Or one with a high limit...</quote> ... Copied to Clipboard!
CTLM 07/31/19 11:09:08 PM #15:	Trialia posted... captpackrat posted... Debit cards are more dangerous to use than credit cards. If someone manages to get your debit card number, they can drain your account and while the bank is legally obligated to return your money after you file a complaint, they don't have to return it right away and they can charge you for overdrafts the entire time. With a credit card, any disputed charges are placed on hold and you don't have to pay for them. Get a credit card if you can, then ask your bank to cancel your debit card and give you a plain ATM card. An ATM card can only be used to withdraw cash from an ATM and cannot be used to make purchases. If you have bad credit or no credit, most small banks and credit unions offer secured credit cards; you deposit money into a savings account and you're given a credit card with that amount as your limit. If you can demonstrate that you can handle the card wisely, they'll be glad to offer you an unsecured card with a higher limit. Shop around and make sure you get a card with no annual fee. If you pay it off every month, the interest rate is unimportant but it will bite you in the ass if you carry a balance. If you're talking to me... I should remind you, I have both bipolar disorder and dyscalculia. Ergo, credit cards will never happen for me. Not to mention that I don't have a high enough monthly income to qualify for any credit card or associated account that I've ever seen anywhere. Anyway, it is as I have already pointed out, there just isn't ever enough in my account to make it worth stealing from me. I survive on government welfare, after all. It isn't a whole lot. You're alive? You're above 18? Congratulations! You qualify for a credit card. They don't care if you have problems unless it makes so incapacitated or incompetent or incapable of taking care of yourself that you're under the care of another. And your problems aren't that bad, otherwise you wouldn't be posting on this site <cite>CTLM posted [p:925458936] in What's... [t:77903284]...</cite> <quote>Trialia posted...</cite> <quote>captpackrat posted...</cite> <quote>Debit cards are more dangerous to use than credit cards. If someone manages to get your debit card number, they can drain your account and while the bank is legally obligated to return your money after you file a complaint, they don't have to return it right away and they can charge you for overdrafts the entire time. With a credit card, any disputed charges are placed on hold and you don't have to pay for them. Get a credit card if you can, then ask your bank to cancel your debit card and give you a plain ATM card. An ATM card can only be used to withdraw cash from an ATM and cannot be used to make purchases. If you have bad credit or no credit, most small banks and credit unions offer secured credit cards; you deposit money into a savings account and you're given a credit card with that amount as your limit. If you can demonstrate that you can handle the card wisely, they'll be glad to offer you an unsecured card with a higher limit. Shop around and make sure you get a card with no annual fee. If you pay it off every month, the interest rate is unimportant but it will bite you in the ass if you carry a balance.</quote> If you're talking to me... I should remind you, I have both bipolar disorder and dyscalculia. Ergo, credit cards will never happen for me. Not to mention that I don't have a high enough monthly income to qualify for any credit card or associated account that I've ever seen anywhere. Anyway, it is as I have already pointed out, there just isn't ever enough in my account to make it worth stealing from me. I survive on government welfare, after all. It isn't a whole lot.</quote> You're alive? You're above 18? Congratulations! You qualify for a credit card. They don't care if you have problems unless it makes so incapacitated or incompetent or incapable of taking care of yourself that you're under the care of another. And your problems aren't that bad, otherwise you wouldn't be posting on this site</quote> ... Copied to Clipboard!
ChaosAzeroth 07/31/19 11:22:37 PM #16:	CTLM posted... They don't care if you have problems unless it makes so incapacitated or incompetent or incapable of taking care of yourself that you're under the care of another. And your problems aren't that bad, otherwise you wouldn't be posting on this site Untrue. Doesn't take much to post on GameFAQs. That's a low bar. I literally forget what I'm doing in the middle of doing it, can't work, can't fix food some days, can hardly get out of bed some days, yet still here I am. Left to my own devices, I'd die. It's nice to be able to post places and not focus on that from time to time. CTLM posted... You're alive? You're above 18? Congratulations! You qualify for a credit card. Also technically untrue if your parents screwed you over. My FiL screwed my husband so badly he had trouble getting a bank account at one point. Took a few years to get that all sorted, and even now not 100% sure how we FINALLY got that fixed. Still no credit card, which sadly enough apparently you're better off having abused a credit card than never having had one. :/ That being said, about 5 years ago or so my sibling got a credit card with no income while homeless. Filled out application as a joke, cause they were bored. And somehow got approved. They have mentioned it's much harder to get one now though than it was just a few years ago. Later tried to get one and even with a job and a decent income was denied due to student loan debt basically. (Was told the income to expenses ratio wasn't good enough. Was good enough with no income before.) So IDK. I know what I've seen with my own eyes, can only go by the information I have after all. <cite>ChaosAzeroth posted [p:925459470] in What's... [t:77903284]...</cite> <quote>CTLM posted...</cite> <quote>They don't care if you have problems unless it makes so incapacitated or incompetent or incapable of taking care of yourself that you're under the care of another. And your problems aren't that bad, otherwise you wouldn't be posting on this site </quote> Untrue. Doesn't take much to post on GameFAQs. That's a low bar. I literally forget what I'm doing in the middle of doing it, can't work, can't fix food some days, can hardly get out of bed some days, yet still here I am. Left to my own devices, I'd die. It's nice to be able to post places and not focus on that from time to time. CTLM posted...</cite> <quote>You're alive? You're above 18? Congratulations! You qualify for a credit card.</quote> Also technically untrue if your parents screwed you over. My FiL screwed my husband so badly he had trouble getting a bank account at one point. Took a few years to get that all sorted, and even now not 100% sure how we FINALLY got that fixed. Still no credit card, which sadly enough apparently you're better off having abused a credit card than never having had one. :/ That being said, about 5 years ago or so my sibling got a credit card with no income while homeless. Filled out application as a joke, cause they were bored. And somehow got approved. They have mentioned it's much harder to get one now though than it was just a few years ago. Later tried to get one and even with a job and a decent income was denied due to student loan debt basically. (Was told the income to expenses ratio wasn't good enough. Was good enough with no income before.) So IDK. I know what I've seen with my own eyes, can only go by the information I have after all.</quote> ... Copied to Clipboard!
captpackrat 07/31/19 11:36:03 PM #17:	ChaosAzeroth posted... That being said, about 5 years ago or so my sibling got a credit card with no income while homeless. Filled out application as a joke, cause they were bored. And somehow got approved My Cat Got a Better Credit Card Offer Than Me https://abcnews.go.com/Business/cat-credit-card-offer-weird-credit-stories/story?id=19740206 --- Minutus cantorum, minutus balorum, Minutus carborata descendum pantorum. <cite>captpackrat posted [p:925459945] in What's... [t:77903284]...</cite> <quote>ChaosAzeroth posted...</cite> <quote>That being said, about 5 years ago or so my sibling got a credit card with no income while homeless. Filled out application as a joke, cause they were bored. And somehow got approved</quote> My Cat Got a Better Credit Card Offer Than Me https://abcnews.go.com/Business/cat-credit-card-offer-weird-credit-stories/story?id=19740206</quote> ... Copied to Clipboard!
Mead 08/01/19 1:19:25 AM #18:	trodi_911 posted... The way I pronounce banana. I'm an idiot and like to pronounce words wrong on purpose. I feel you --- If they drag you through the mud, it doesnt change whats in your blood <cite>Mead posted [p:925462855] in What's... [t:77903284]...</cite> <quote>trodi_911 posted... </cite> <quote>The way I pronounce banana. I'm an idiot and like to pronounce words wrong on purpose.</quote> I feel you </quote> ... Copied to Clipboard!
LinkPizza 08/01/19 1:42:34 AM #19:	ChaosAzeroth posted... Also technically untrue if your parents screwed you over. My FiL screwed my husband so badly he had trouble getting a bank account at one point. Took a few years to get that all sorted, and even now not 100% sure how we FINALLY got that fixed. Still no credit card, which sadly enough apparently you're better off having abused a credit card than never having had one. :/ That being said, about 5 years ago or so my sibling got a credit card with no income while homeless. Filled out application as a joke, cause they were bored. And somehow got approved. They have mentioned it's much harder to get one now though than it was just a few years ago. Later tried to get one and even with a job and a decent income was denied due to student loan debt basically. (Was told the income to expenses ratio wasn't good enough. Was good enough with no income before.) So IDK. I know what I've seen with my own eyes, can only go by the information I have after all. Idk. I think its pretty easy to get one. Getting a good one is much harder. But some places are kind of scummy and would rather have people who have a harder time paying to try to get more interest... --- Official King of Kings Switch FC: 7216-4417-4511 Add Me because I'll probably add you. I'm probably the LinkPizza you'll see around. <cite>LinkPizza posted [p:925463388] in What's... [t:77903284]...</cite> <quote>ChaosAzeroth posted...</cite> <quote>Also technically untrue if your parents screwed you over. My FiL screwed my husband so badly he had trouble getting a bank account at one point. Took a few years to get that all sorted, and even now not 100% sure how we FINALLY got that fixed. Still no credit card, which sadly enough apparently you're better off having abused a credit card than never having had one. :/ That being said, about 5 years ago or so my sibling got a credit card with no income while homeless. Filled out application as a joke, cause they were bored. And somehow got approved. They have mentioned it's much harder to get one now though than it was just a few years ago. Later tried to get one and even with a job and a decent income was denied due to student loan debt basically. (Was told the income to expenses ratio wasn't good enough. Was good enough with no income before.) So IDK. I know what I've seen with my own eyes, can only go by the information I have after all.</quote> Idk. I think its pretty easy to get one. Getting a good one is much harder. But some places are kind of scummy and would rather have people who have a harder time paying to try to get more interest...</quote> ... Copied to Clipboard!
CTLM 08/01/19 7:16:55 AM #20:	ChaosAzeroth posted... CTLM posted... They don't care if you have problems unless it makes so incapacitated or incompetent or incapable of taking care of yourself that you're under the care of another. And your problems aren't that bad, otherwise you wouldn't be posting on this site Untrue. Doesn't take much to post on GameFAQs. That's a low bar. I literally forget what I'm doing in the middle of doing it, can't work, can't fix food some days, can hardly get out of bed some days, yet still here I am. Left to my own devices, I'd die. It's nice to be able to post places and not focus on that from time to time. CTLM posted... You're alive? You're above 18? Congratulations! You qualify for a credit card. Also technically untrue if your parents screwed you over. My FiL screwed my husband so badly he had trouble getting a bank account at one point. Took a few years to get that all sorted, and even now not 100% sure how we FINALLY got that fixed. Still no credit card, which sadly enough apparently you're better off having abused a credit card than never having had one. :/ That being said, about 5 years ago or so my sibling got a credit card with no income while homeless. Filled out application as a joke, cause they were bored. And somehow got approved. They have mentioned it's much harder to get one now though than it was just a few years ago. Later tried to get one and even with a job and a decent income was denied due to student loan debt basically. (Was told the income to expenses ratio wasn't good enough. Was good enough with no income before.) So IDK. I know what I've seen with my own eyes, can only go by the information I have after all. There's always exceptions. But I just remember filling out my draft card and that same month getting multiple credit card offers. They had terms so bad the mafia would look pleasant when comparing the two. Plus, this was over 20 years ago when regulations weren't so tight But either way, they're not so disabled and helpless as to not be able to get a credit card <cite>CTLM posted [p:925468609] in What's... [t:77903284]...</cite> <quote>ChaosAzeroth posted...</cite> <quote>CTLM posted...</cite> <quote>They don't care if you have problems unless it makes so incapacitated or incompetent or incapable of taking care of yourself that you're under the care of another. And your problems aren't that bad, otherwise you wouldn't be posting on this site </quote> Untrue. Doesn't take much to post on GameFAQs. That's a low bar. I literally forget what I'm doing in the middle of doing it, can't work, can't fix food some days, can hardly get out of bed some days, yet still here I am. Left to my own devices, I'd die. It's nice to be able to post places and not focus on that from time to time. CTLM posted...</cite> <quote>You're alive? You're above 18? Congratulations! You qualify for a credit card.</quote> Also technically untrue if your parents screwed you over. My FiL screwed my husband so badly he had trouble getting a bank account at one point. Took a few years to get that all sorted, and even now not 100% sure how we FINALLY got that fixed. Still no credit card, which sadly enough apparently you're better off having abused a credit card than never having had one. :/ That being said, about 5 years ago or so my sibling got a credit card with no income while homeless. Filled out application as a joke, cause they were bored. And somehow got approved. They have mentioned it's much harder to get one now though than it was just a few years ago. Later tried to get one and even with a job and a decent income was denied due to student loan debt basically. (Was told the income to expenses ratio wasn't good enough. Was good enough with no income before.) So IDK. I know what I've seen with my own eyes, can only go by the information I have after all.</quote> There's always exceptions. But I just remember filling out my draft card and that same month getting multiple credit card offers. They had terms so bad the mafia would look pleasant when comparing the two. Plus, this was over 20 years ago when regulations weren't so tight But either way, they're not so disabled and helpless as to not be able to get a credit card</quote> ... Copied to Clipboard!
zebatov 08/01/19 7:21:36 AM #21:	captpackrat posted... With a credit card, any disputed charges are placed on hold and you don't have to pay for them. Lol tell that to my old credit card company. I called in to dispute a charge and they flat out told me no. --- I'm right, as expected. <cite>zebatov posted [p:925468680] in What's... [t:77903284]...</cite> <quote>captpackrat posted...</cite> <quote>With a credit card, any disputed charges are placed on hold and you don't have to pay for them.</quote> Lol tell that to my old credit card company. I called in to dispute a charge and they flat out told me no.</quote> ... Copied to Clipboard!
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