Poll of the Day > Primary payment method

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Ogurisama
07/04/19 9:08:01 PM
#1:


Primary payment method - Results (21 votes)
Cash
19.05% (4 votes)
4
Debit
38.1% (8 votes)
8
Credit
38.1% (8 votes)
8
App pay (ie Apple Pay, Samsung Pay, Google Pay)
4.76% (1 vote)
1
Check/Cheque
0% (0 votes)
0
Gift Cards
0% (0 votes)
0
Other
0% (0 votes)
0
I have been using Samsung Pay for more things recently. Got my Debit card hooked up to it.
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KJ StErOiDs
07/04/19 9:37:55 PM
#2:


49% credit card
49% check
2% cash

Voted credit card.
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CTLM
07/04/19 9:40:35 PM
#3:


Credit card. Used to always be cash but not as much anymore. I don't carry cash like I used to since I stopped working at a place with a vending machine
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CaptainStrong
07/04/19 9:44:33 PM
#4:


Debit. Cash and checks are too much of a pain in the ass. Credit is pointless because I can just have the money come directly out of my account. App paying is also pointless because I have my wallet with me whenever I need pay for something, so I can just use my debit card.
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Hop103
07/04/19 9:51:47 PM
#5:


Cash, skimmers are everywhere so no plastic unless I'm buying stuff online.
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WastelandCowboy
07/04/19 10:05:15 PM
#6:


Credit for online purchases.
Cash for in-person purchases, unless it's over fifty dollars in which case credit.
Venmo, Apple Pay, and Paypal for much anything else.
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LinkPizza
07/04/19 10:16:02 PM
#7:


I chose debit. Before the chip, I just used credit. It still came out of my account, but I didn't need to have the funds in at that exact moment. Plus, no pin was needed. It was quick and stuff. Now with the chip, I do debit. Which is the same for me except the money has to be in at the exact time of use...

I would get a credit card to help with my credit score, but probably later.

I sometimes use checks for rent, but rarely these days.

I use cash when I have to, or when my account is really low and I want to keep money in it...
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xjayguyx
07/04/19 10:17:39 PM
#8:


Cash, debit second, PayPal third.
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LOLIAmAnAlt
07/04/19 10:25:09 PM
#9:


CaptainStrong posted...
Debit. Cash and checks are too much of a pain in the ass. Credit is pointless because I can just have the money come directly out of my account. App paying is also pointless because I have my wallet with me whenever I need pay for something, so I can just use my debit card.

I used to do debit more then credit thinking it was pointless.

Then I realized that they are basically the same and credit gives me cash back.

That said I do credit 45%, cash 45% and debit 10% anymore.
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wwinterj25
07/04/19 10:27:20 PM
#10:


Cash for many reasons. Although I've since come across sell service machines that only accept card. Even more reason to not use self service it seems.
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Zeus
07/04/19 11:31:46 PM
#11:


Credit offline, paypal online. Granted, my paypal pulls from my credit card anyway.
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fishy071
07/05/19 12:01:13 AM
#12:


For me, it's hard to tell if it's cash or credit card. I think it's 50-50.
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KeijiMaedaTiger
07/05/19 12:14:36 AM
#13:


C.R.E.A.M. $$ bills y'all
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VeeVees
07/05/19 1:01:57 AM
#14:


well, app pay just pulls from my credit card anyway, so credit card?
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gguirao
07/05/19 1:55:51 PM
#15:


Debit card.
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The Popo
07/05/19 1:58:03 PM
#16:


Credit card. Get points for my purchases. Pay off the balance in full each month.
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Mad_Max
07/05/19 3:15:53 PM
#17:


xjayguyx posted...
Cash. Debit second.

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dancer62
07/05/19 4:25:02 PM
#18:


Debit. I check for skimmers, wipe the keypad when I'm done. I can honesty tell beggars, "I don't carry cash", ditto to the ones who offer to pay for my groceries with their food stamps at a discount if I give them cash. "Nope, I don't carry cash."
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Kyuubi4269
07/05/19 4:29:54 PM
#19:


Google pay irl
Credit card online
Cash in the middle of nowhere
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AnnoyedCops
07/05/19 4:34:19 PM
#20:


I use credit for everything and pay it off before I owe any interest every month. I get 1.5 to 5% back on everything
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Wii3Kings
07/05/19 4:59:34 PM
#21:


The Popo posted...
Credit card. Get points for my purchases. Pay off the balance in full each month.

This. Cash back rewards make it worthwhile. Free money for things I was going to buy anyways. I never had to worry with fraudulent use since the CC company will contact me on anything suspicious and they offer burner cards that I can use online that is only good for the place that I am using it and for a set amount.
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MichaelS91
07/05/19 5:07:00 PM
#22:


Debit card, contactless makes things quicker. Sometimes end up with cash usually if somebody owes me money.
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WarGreymon77
07/05/19 6:32:15 PM
#23:


Cash is preferred. Debit is convenient af though.
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Bugmeat
07/05/19 6:35:16 PM
#24:


Credit. Rewards for using it. Haven't paid interest once in the several years that I've been using it.


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Johnny Eagle
07/05/19 7:15:18 PM
#25:


Debit, then cash
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SpeedDemon20
07/05/19 7:43:09 PM
#26:


How much cash back do you guys get? I have a travel card, but I don't travel enough to make it worthwhile. Thinking about getting a cash back, but I need to research a bit more.
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Wii3Kings
07/05/19 8:59:08 PM
#27:


I get anyway between 1-5% usually, depending on where I spend. My main credit card also has extra deals that will be up to 15% cash back, depending on the partnerships. It changes every 2-3 weeks so I check the website to see if any of the places I would go to are giving more cash back.
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