Poll of the Day > How much credit card debt do you have?

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Renraku_San
03/09/18 12:32:29 PM
#1:


$$$$$










How much credit card debt do you have?
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ParanoidObsessive
03/09/18 12:44:12 PM
#2:


Technically, I currently have about a $700 credit, so they're in debt to ME.

But functionally, zero debt. I don't use my credit card unless I know I have money in savings to back up my purchase, and I pay my bills the month they come, so I never accrue late fees or interest. And my credit card doesn't have membership fees, so I essentially pay nothing to own/use it.

Over the last 20 years or so, I've only paid late fees/interest about twice (and both were kind of exceptional situations). And in each case, the debt was cleared within the next month.


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