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darkprince45 01/13/18 9:04:40 PM #1: |
I mean did I have to move across the country and not work for 2 months until my academy started. So my bank account took a dip. But I still want more lol
1,300 rent 250 car 100 phone 40 power 15 gas 120 internet/cable I feel poor man. 4 more months and I get a 6 dollar raise at least lo --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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JBaLLEN66 01/13/18 9:05:30 PM #2: |
Where you live
--- Him being greedy is a good thing. That means he'll want to spend less and help us get out of this debt. Gamefreak36 ... Copied to Clipboard!
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darkprince45 01/13/18 9:05:51 PM #3: |
Nv
--- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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COVxy 01/13/18 9:07:31 PM #4: |
Don't fall into the trap of labeling your relative comfort as 'poor'. Really destroys the meaning of the word, and likely has psychological impacts.
--- =E[(x-E[x])(y-E[y])] ... Copied to Clipboard!
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JBaLLEN66 01/13/18 9:08:29 PM #5: |
Is your rent average, Im thinking about moving west but my car payment is 616? I make 60k just about.
--- Him being greedy is a good thing. That means he'll want to spend less and help us get out of this debt. Gamefreak36 ... Copied to Clipboard!
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TheMikh 01/13/18 9:09:17 PM #6: |
I felt extremely comfortable with my income until I bought a house.
I still feel reasonably comfortable, but also feel the need to be financially responsible and vote down anything that looks like a property tax increase. --- ... Copied to Clipboard!
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darkprince45 01/13/18 9:09:35 PM #7: |
No, couple hundred dollars higher. We just moved last weekend. We had a 1000 dollar unit. Moved a 1,300 unit with hardwood floors, stainless steel appliances and such because carpet sucks with dogs
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Lost_All_Senses 01/13/18 9:09:49 PM #8: |
You forgot to add groceries.
--- There will always be exceptions. ... Copied to Clipboard!
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DanHarenChamp 01/13/18 9:12:50 PM #10: |
So your take home pay is probably around 4k per month, after all taxes?
Which means you're saving about 2k per month, ~20k per year. If you play it all right, maybe in like 5 years or so you can put a down payment on a house and settle down permanently, itll be a good investment. Also you should get married so you can double your income. --- literally the jags ... Copied to Clipboard!
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Pepys Monster 01/13/18 9:14:01 PM #11: |
darkprince45 posted...
1,300 rent That's it? --- Party hard ... Copied to Clipboard!
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EducatedGuy 01/13/18 9:15:08 PM #12: |
COVxy posted...
Don't fall into the trap of labeling your relative comfort as 'poor'. Really destroys the meaning of the word, and likely has psychological impacts. Psychological impacts ? ... Copied to Clipboard!
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JBaLLEN66 01/13/18 9:15:39 PM #13: |
DanHarenChamp posted...
So your take home pay is probably around 4k per month, after all taxes? Easier said than done --- Him being greedy is a good thing. That means he'll want to spend less and help us get out of this debt. Gamefreak36 ... Copied to Clipboard!
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COVxy 01/13/18 9:17:43 PM #14: |
EducatedGuy posted...
Psychological impacts ? There seems to be a link between thinking in terms of relative wealth and misperceptions of financial health. --- =E[(x-E[x])(y-E[y])] ... Copied to Clipboard!
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CrazyandLazy 01/13/18 9:18:23 PM #15: |
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#16 | Post #16 was unavailable or deleted. |
darkprince45 01/13/18 9:31:15 PM #17: |
Captain_Qwark posted...
Cut cable out That's stupid. Internet is 110 dollars here. For 10 dollars more we get cable and a phone line. Watching the patriots game right now It's almost cheaper to combo these days --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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darkprince45 01/13/18 9:33:26 PM #18: |
My woman doesn't work and I do get a police pension and have a 401k I contribute too.
And yeah I'm getting a house in the summer not waiting 5 years Got some program here where they give a little over 5 grand for being a veteran plus va home loan --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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emblem boy 01/13/18 9:39:26 PM #19: |
Does your girlfriend plan to get a job anytime soon?
--- Posted with GameRaven 3.3 ... Copied to Clipboard!
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darkprince45 01/13/18 9:41:05 PM #20: |
Maybe. I don't really care if she does. Makes taking care of our dogs a lot easier. Plus coming home and having dinner ready and my lunch packed every day is legit. Getting my dry cleaning and and doing all the housework is nice
--- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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kingdrake2 01/13/18 9:42:44 PM #21: |
darkprince45 posted...
Captain_Qwark posted...Cut cable out out of those expenses phone seems a bit high :( wish i made a bit more after the next year is over i'm going to switch internet companies. --- I'd hate to be that guy. he'll be dodging freak accidents for the rest of his life now. Final Destination rules - RickyTheBAWSE ... Copied to Clipboard!
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emblem boy 01/13/18 9:43:24 PM #22: |
*shrug" dual income would for sure make things nicer though
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darkprince45 01/13/18 9:45:27 PM #23: |
Yeah it would. But never having to cook, clean, buy groceries, take the dogs to use the bathroom is almost worth it.
After probationary period the average is about 100k with the amount of OT So I'll be aight Inabout 2 years --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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donkeyjack 01/13/18 10:34:37 PM #24: |
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FFVII_REMAKE 01/13/18 10:36:48 PM #25: |
$60K in California is considered poverty level. If you make less than $100K here, you're considered poor.
What kind of car do you drive? ... Copied to Clipboard!
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jmikla 01/13/18 10:37:34 PM #26: |
darkprince45 posted...
I mean did I have to move across the country and not work for 2 months until my academy started. So my bank account took a dip. But I still want more lol what are your contributions to retirement planning? --- So say we all ... Copied to Clipboard!
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prince_leo 01/13/18 10:40:00 PM #27: |
DanHarenChamp posted...
So your take home pay is probably around 4k per month, after all taxes? I have a friend who is making 60k and takes home 3 grand a month after taxes and paying for insurance, 401k, etc. just signed a lease for $1600 / mo on top of a $300 / mo loans so ayyy --- ... Copied to Clipboard!
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KhanJonson 01/13/18 11:10:27 PM #28: |
Huh I'll be making 3-4 times as much as you at my first job lol
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darkprince45 01/13/18 11:41:45 PM #29: |
KhanJonson posted...
Huh I'll be making 3-4 times as much as you at my first job lol You're going to be making almost 200k as your first job? --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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darkprince45 01/13/18 11:44:29 PM #30: |
donkeyjack posted...
Do you live below your means? Yeah don't really spend much on anything except essential stuff lately. Did have to buy like 3k in police gear the last month so that's been annoying I drive a 2016 mustang, and I contribute i think 200 a check. I got pension, couple weeks vacation, couple weeks worth of sick and personal days, paid for healthcare, vision, dental. --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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KhanJonson 01/13/18 11:45:27 PM #31: |
darkprince45 posted...
KhanJonson posted...Huh I'll be making 3-4 times as much as you at my first job lol Yep as a lawyer ... Copied to Clipboard!
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darkprince45 01/13/18 11:48:25 PM #32: |
Oh good for you lol. I'll cap at around 100k as soon my probationary period ends. I'm happy with that
For only having Highscool and a couple semesters the army paid for I'm not going to complain --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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KhanJonson 01/13/18 11:51:48 PM #33: |
darkprince45 posted...
Oh good for you lol. I'll cap at around 100k as soon my probationary period ends. I'm happy with that I like to brag about it but realistically after 3-5 years I wont be making anything close to that anymore because everyone burns out of the biglaw jobs ... Copied to Clipboard!
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KhanJonson 01/13/18 11:52:11 PM #34: |
100k is a lotta money and hardly anything to complain about lol
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darkprince45 01/14/18 10:40:13 AM #35: |
True
--- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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Drpooplol 01/14/18 10:51:06 AM #36: |
Honestly with rent that high and supporting 2 people on that income, I wouldn't call you poor, but you're definitely living way beyond your means. It sounds like you already know the tradeoffs that would come with a 2nd income, though.
Basically tough shit, and the only thing you can do for now is move somewhere cheaper. --- Oops, I dropped my monster condom, that I use for my Magnum dong ... Copied to Clipboard!
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#37 | Post #37 was unavailable or deleted. |
Romulox28 01/14/18 10:56:11 AM #38: |
darkprince45 posted...
Cubs, Rockies, Grizzlies, Patriots. did you pick your favorite sports teams by blindfolding yourself and throwing a dart at a map of the US --- ... Copied to Clipboard!
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daftpunk_mk5 01/14/18 11:07:55 AM #39: |
darkprince45 posted...
My woman doesn't work and I do get a police pension and have a 401k I contribute too. So she's literally a homemaker... In an apartment and with no kids? Dude. She needs to be doing something. --- Some say that his voice can only be heard by cats, and that he has two sets of knees... all we know is, he's called the Stig. ... Copied to Clipboard!
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ExtremeLuchador 01/14/18 11:09:56 AM #40: |
Enjoy the housework while it lasts. My ex spent two years unemployed and eventually refused to do anything around the house.
--- "It was horrible," guard Jeff McInnis said. "I took 100 naps and we were still in the air." ... Copied to Clipboard!
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daftpunk_mk5 01/14/18 11:17:33 AM #41: |
Can you use GI benefits to get tuition covered for her? If not maybe she can at least get a clercal job at the precinct.
Having her not do anything is a recipe for disaster. Like the other guy said, she's going to get lazy and it is going to cause problems. --- Some say that his voice can only be heard by cats, and that he has two sets of knees... all we know is, he's called the Stig. ... Copied to Clipboard!
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MrPeppers 01/14/18 11:19:51 AM #42: |
I feel you. I make $52k with benefits as an OB/Gyn resident and I barely have enough to transfer to savings.
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emblem boy 01/14/18 11:22:30 AM #43: |
Ya, even if she isn't working, is she doing something with her time apart from cleaning and cooking? Hobbies, etc
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darkprince45 01/14/18 11:25:58 AM #44: |
Drpooplol posted...
Honestly with rent that high and supporting 2 people on that income, I wouldn't call you poor, but you're definitely living way beyond your means. It sounds like you already know the tradeoffs that would come with a 2nd income, though. Not really im still able to save a grand month --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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FLUFFYGERM 01/14/18 11:26:04 AM #45: |
MrPeppers posted...
I feel you. I make $52k with benefits as an OB/Gyn resident and I barely have enough to transfer to savings. What is your monthly budget? --- but Marxist theory is extremely consistent, both internally and with reality. -averagejeol ... Copied to Clipboard!
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FLUFFYGERM 01/14/18 11:27:35 AM #46: |
darkprince45 posted...
Drpooplol posted...Honestly with rent that high and supporting 2 people on that income, I wouldn't call you poor, but you're definitely living way beyond your means. It sounds like you already know the tradeoffs that would come with a 2nd income, though. I'm guessing you used to be able to save more and now feel scared because it doesn't feel as if you are saving a lot. I know that feel. The best thing to do once you have an emergency fund of 3-6 months of expenses saved is to invest money into things that grown in value so that your savings grow. --- but Marxist theory is extremely consistent, both internally and with reality. -averagejeol ... Copied to Clipboard!
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darkprince45 01/14/18 11:29:57 AM #47: |
Yee. What killed me is the cost of this job. Couple grand to move two cars, our stuff and pets across the country.
2 months with no income until the job started. Couple grand to buy all the gear. Been playing catch up lol --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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Drpooplol 01/14/18 11:34:20 AM #48: |
darkprince45 posted...
Drpooplol posted...Honestly with rent that high and supporting 2 people on that income, I wouldn't call you poor, but you're definitely living way beyond your means. It sounds like you already know the tradeoffs that would come with a 2nd income, though. I don't see how, with your budget in the OP and food for two people, supplies for dogs, and other miscellaneous items. --- "Or do you want to know more about my vagina?" *LIE* "No" ... Copied to Clipboard!
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BignutzisBack 01/14/18 11:35:33 AM #49: |
A person making 30 grand in the midwest lives better than a person making 60 Grand on the coast
Crazy --- ... Copied to Clipboard!
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darkprince45 01/14/18 11:37:43 AM #50: |
BignutzisBack posted...
A person making 30 grand in the midwest lives better than a person making 60 Grand on the coast That's not really remotely true at all. I moved here from IL lol. I was making 25 dollars an IL. My apartment cost the same and it was a 1 bedroom craphole. Here I have a 3 bedroom with hardwood floors, private/gated community, designated parking spot, garage. Cost of living is way cheaper here --- Cubs, Rockies, Grizzlies, Patriots. ... Copied to Clipboard!
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