Poll of the Day > How the fuck do I pay my credit card bill if their website is down?

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DirtBasedSoap
12/15/17 1:27:42 PM
#1:


Capitol One doesnt have any physical locations
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#2
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SunWuKung420
12/15/17 1:29:48 PM
#3:


Call them and ask.
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MICHALECOLE
12/15/17 1:31:06 PM
#4:


Call Jennifer garner
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Jen0125
12/15/17 1:32:49 PM
#5:


make the payment over the phone
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ReggieTheReckless
12/15/17 1:35:00 PM
#6:


phone

number on the back of your card

this shit isn't hard
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DirtBasedSoap
12/15/17 1:47:33 PM
#7:


looool durr it not hard bro

Ive always paid my bill online. These stupid fucks need to make a better website.

On hold. Were experiencing high call volumes! Yeah, no shit.
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Jen0125
12/15/17 1:48:09 PM
#8:


yeah, well their website is down and people want to pay their bills so they're also calling
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HillChange
12/15/17 1:51:54 PM
#9:


Mail them a check.
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DirtBasedSoap
12/15/17 1:53:40 PM
#10:


Jen0125 posted...
yeah, well their website is down and people want to pay their bills so they're also calling

thats what I was getting at with the no shit. Gr8 reading skills, babe
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ZiggiStardust
12/15/17 1:54:52 PM
#11:


the best solution is always to get really angry, then bitch about it on a video game message board, ok?
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Jen0125
12/15/17 1:55:27 PM
#12:


i'm just saying it's pretty obvious and not really something to bitch about. call at a later time. and if you waited last minute to pay - a crisis on your behalf does not constitute an emergency on theirs.
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DirtBasedSoap
12/15/17 1:57:39 PM
#13:


Jen0125 posted...
i'm just saying it's pretty obvious and not really something to bitch about. call at a later time. and if you waited last minute to pay - a crisis on your behalf does not constitute an emergency on theirs.

1. Not due today
2. If it is 100% their fault that I am not able to pay (it is, their website is experiencing an outage) how am I at fault? Just take a step back and think it through, jen.
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Jen0125
12/15/17 1:58:34 PM
#14:


DirtBasedSoap posted...

1. Not due today
2. If it is 100% their fault that I am not able to pay (it is, their website is experiencing an outage) how am I at fault? Just take a step back and think it through, jen.


if it's not due today why not just wait til the website is back up? that's my point. you're causing yourself frustration. if it's not due today, pay it tomorrow? you're bitching about nothing.
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DirtBasedSoap
12/15/17 1:59:13 PM
#15:


ZiggiStardust posted...
the best solution is always to get really angry, then bitch about it on a video game message board, ok?

Well yeah Im a little angry cause Im spending way too much time on something that should take literally one minute, but I made this topic to ask. And also cause I was hoping someone would say Omg yeah I cant log in either!!! and we could be angry together.
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MICHALECOLE
12/15/17 1:59:42 PM
#16:


Dude CALL JENNIFER GARNER

hOYJrWC
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SunWuKung420
12/15/17 2:00:00 PM
#17:


Scheduled auto payments would solve this problem.
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DirtBasedSoap
12/15/17 2:00:16 PM
#18:


Jen0125 posted...
DirtBasedSoap posted...

1. Not due today
2. If it is 100% their fault that I am not able to pay (it is, their website is experiencing an outage) how am I at fault? Just take a step back and think it through, jen.


if it's not due today why not just wait til the website is back up? that's my point. you're causing yourself frustration. if it's not due today, pay it tomorrow? you're bitching about nothing.

looool dude youre not supposed to pay your bill last minute. Why are you always such a bitch
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LinkPizza
12/15/17 2:02:04 PM
#19:


I hate calling because sometimes, they charge a fee to pay over the phone. Well, certain places do.
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Jen0125
12/15/17 2:03:01 PM
#20:


DirtBasedSoap posted...
looool dude youre not supposed to pay your bill last minute. Why are you always such a bitch


so it's last minute tomorrow? i'm not following because if it's due tomorrow you still waited until the last minute. if it's not due today pay it later and stop whining about the website? you're making a big deal out of nothing. just do it later. i bet the website will even be up in a few hours.
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#21
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DirtBasedSoap
12/15/17 2:03:20 PM
#22:


LinkPizza posted...
I hate calling because sometimes, they charge a fee to pay over the phone. Well, certain places do.

idk Ive never done this. I remember my parents used to pay over the phone when I lived at home, but thats old people shit. I guess I should have payed attention to them though!
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DirtBasedSoap
12/15/17 2:05:42 PM
#23:


Jen0125 posted...
DirtBasedSoap posted...
looool dude youre not supposed to pay your bill last minute. Why are you always such a bitch


so it's last minute tomorrow? i'm not following. if it's not due today pay it later and stop whining about the website? you're making a big deal out of nothing. just do it later. i bet the website will even be up in a few hours.

I like to pay my bill at least a week before its due. It helps your credit. My bank wont go though on the weekend. Thats like 3 days later than I usually do if I dont do it today. Never said it was the end of the world, Im just annoyed. Sue me
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LinkPizza
12/15/17 2:12:16 PM
#24:


Why is everyone saying the last minute thing. No one wants to pay a bill last minute. Though sometimes, you have to.
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JOExHIGASHI
12/15/17 2:14:47 PM
#25:


Capital One actually owns a regional bank. I'm guessing it's not in your region
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Jen0125
12/15/17 2:37:36 PM
#26:


DirtBasedSoap posted...

I like to pay my bill at least a week before its due. It helps your credit. My bank wont go though on the weekend. Thats like 3 days later than I usually do if I dont do it today. Never said it was the end of the world, Im just annoyed. Sue me


when you pay the bill doesn't affect your credit as long as it's not late. i'm not sure where you got that information from.
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TheThirdDay
12/15/17 2:41:14 PM
#27:


DirtBasedSoap posted...
Jen0125 posted...
i'm just saying it's pretty obvious and not really something to bitch about. call at a later time. and if you waited last minute to pay - a crisis on your behalf does not constitute an emergency on theirs.

1. Not due today
2. If it is 100% their fault that I am not able to pay (it is, their website is experiencing an outage) how am I at fault? Just take a step back and think it through, jen.


Lololol. "100% thier fault." You have the option to pay by phone. If you choose to ignore that option, it's 100% your fault that you didn't pay your bill.

Take responsibility.
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argonautweakend
12/15/17 2:42:33 PM
#28:


yeah i dont know if when you pay affects your credit. that sounds bogus because theyre getting paid in time regardless.

but i dont know
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DirtBasedSoap
12/15/17 2:44:14 PM
#29:


TheThirdDay posted...
DirtBasedSoap posted...
Jen0125 posted...
i'm just saying it's pretty obvious and not really something to bitch about. call at a later time. and if you waited last minute to pay - a crisis on your behalf does not constitute an emergency on theirs.

1. Not due today
2. If it is 100% their fault that I am not able to pay (it is, their website is experiencing an outage) how am I at fault? Just take a step back and think it through, jen.


Lololol. "100% thier fault." You have the option to pay by phone. If you choose to ignore that option, it's 100% your fault that you didn't pay your bill.

Take responsibility.

waiting on hold for two hours during a week day isnt a viable option for me.

and yes jen, paying your bill early does boost your credit. constantly paying on the last day its due is going to hurt you.

http://blog.credit.com/2015/01/4-reasons-to-pay-your-credit-card-bill-before-its-due-105670/
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Veedrock-
12/15/17 2:44:37 PM
#30:


ITT: credit cards didn't exist before mainstream internet.
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Jen0125
12/15/17 2:46:57 PM
#31:


DirtBasedSoap posted...
TheThirdDay posted...
DirtBasedSoap posted...
Jen0125 posted...
i'm just saying it's pretty obvious and not really something to bitch about. call at a later time. and if you waited last minute to pay - a crisis on your behalf does not constitute an emergency on theirs.

1. Not due today
2. If it is 100% their fault that I am not able to pay (it is, their website is experiencing an outage) how am I at fault? Just take a step back and think it through, jen.


Lololol. "100% thier fault." You have the option to pay by phone. If you choose to ignore that option, it's 100% your fault that you didn't pay your bill.

Take responsibility.

waiting on hold for two hours during a week day isnt a viable option for me.

and yes jen, paying your bill early does boost your credit. constantly paying on the last day its due is going too hurt you.

http://blog.credit.com/2015/01/4-reasons-to-pay-your-credit-card-bill-before-its-due-105670/


That section is about paying additional balances or the entire balance not making the payment early. If you make an early payment before the cycle closes it all goes to your principal balance which lowers that and would obviously make your credit score improve. But you still need to make another payment when the statement for that month comes out. You're not interpreting that properly.

If you make the statement any time before the due date it's all the same. The only thing that affects your credit is paying it late.
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DirtBasedSoap
12/15/17 2:48:27 PM
#32:


yeah I mean I realize that its not literally pay your bill early and your credit goes up!
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Melon_Master
12/15/17 2:48:28 PM
#33:


DirtBasedSoap posted...
I like to pay my bill at least a week before its due. It helps your credit.

I've never heard that, but we just pay bills when the billing cycle email comes.
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Jen0125
12/15/17 2:49:12 PM
#34:


DirtBasedSoap posted...
yeah I mean I realize that its not literally pay your bill early and your credit goes up!


You're not interpreting it correctly. Did you even read what I wrote?
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Jen0125
12/15/17 2:49:33 PM
#35:


Melon_Master posted...
DirtBasedSoap posted...
I like to pay my bill at least a week before its due. It helps your credit.

I've never heard that, but we just pay bills when the billing cycle email comes.


Yeah I always pay mine the first day after the statement comes out or the same day.
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TheThirdDay
12/15/17 2:49:57 PM
#36:


DirtBasedSoap posted...
waiting on hold for two hours during a week day isnt a viable option for me.


That's honestly not a bad argument, and I don't mean to be insensitive, but sorry, the world doesn't give a shit if it's viable for you. Make time.

And its likely done on an automated system anyway. So there might not be any wait times. Call and find out.
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DirtBasedSoap
12/15/17 2:52:06 PM
#37:


Jen0125 posted...
DirtBasedSoap posted...
yeah I mean I realize that its not literally pay your bill early and your credit goes up!


You're not interpreting it correctly. Did you even read what I wrote?

yes, youre not understanding me. I just agreed with you
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DirtBasedSoap
12/15/17 2:53:44 PM
#38:


TheThirdDay posted...
DirtBasedSoap posted...
waiting on hold for two hours during a week day isnt a viable option for me.


That's honestly not a bad argument, and I don't mean to be insensitive, but sorry, the world doesn't give a shit if it's viable for you. Make time.

And its likely done on an automated system anyway. So there might not be any wait times. Call and find out.

then capital one can go fuck themselves. bye, C1.

i already called and waited a while but just gave up after 30-40 minutes cause i hoped maybe the site will be back up relatively soon.
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Jen0125
12/15/17 2:54:29 PM
#39:


DirtBasedSoap posted...
Jen0125 posted...
DirtBasedSoap posted...
yeah I mean I realize that its not literally pay your bill early and your credit goes up!


You're not interpreting it correctly. Did you even read what I wrote?

yes, youre not understanding me. I just agreed with you


Paying your bill early doesn't affect your credit. Making more than one payment per cycle could. What you said has nothing to do with that.
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TheThirdDay
12/15/17 2:56:32 PM
#40:


DirtBasedSoap posted...
then capital one can go f*** themselves. bye, C1.


Now you're acting like an adult. Lol.

That sounded sarcastic, but it wasn't. There are a thousand credit card companies out there. If you're not satisfied with C1's service, give someone else your money.

I doubt anyone else is better, but hey, spite is a powerful thing haha.
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DirtBasedSoap
12/15/17 2:58:30 PM
#41:


Jen0125 posted...
DirtBasedSoap posted...
Jen0125 posted...
DirtBasedSoap posted...
yeah I mean I realize that its not literally pay your bill early and your credit goes up!


You're not interpreting it correctly. Did you even read what I wrote?

yes, youre not understanding me. I just agreed with you


Paying your bill early doesn't affect your credit. Making more than one payment per cycle could. What you said has nothing to do with that.

which is exactly why I want to pay my bill now
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LinkPizza
12/15/17 2:59:14 PM
#42:


Jen0125 posted...
DirtBasedSoap posted...
Jen0125 posted...
DirtBasedSoap posted...
yeah I mean I realize that its not literally pay your bill early and your credit goes up!


You're not interpreting it correctly. Did you even read what I wrote?

yes, youre not understanding me. I just agreed with you


Paying your bill early doesn't affect your credit. Making more than one payment per cycle could. What you said has nothing to do with that.

I think he might realize that now. He did say that he understands that he credit won't just go up from paying early. I could be wrong, though...
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Jen0125
12/15/17 2:59:33 PM
#43:


Okay well if it's not the actual statement balance then there's even less reason for you to be upset. If you're just trying to make an additional payment just wait until the website is up. Cripes.
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DirtBasedSoap
12/15/17 3:00:41 PM
#44:


dude im just irritated their website doesnt work. can a man not stupidly vent?
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MICHALECOLE
12/15/17 3:01:41 PM
#45:


DirtBasedSoap posted...
dude im just irritated their website doesnt work. can a man not stupidly vent?

NO
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Jen0125
12/15/17 3:01:46 PM
#46:


Sure, you can vent but you're making it seem like they're actually affecting your finances.
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LinkPizza
12/15/17 3:01:54 PM
#47:


Jen0125 posted...
Okay well if it's not the actual statement balance then there's even less reason for you to be upset. If you're just trying to make an additional payment just wait until the website is up. Cripes.

But what if it doesn't come back up before the next payment cycle. He needs to whip that credit score into shape.
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TheThirdDay
12/15/17 3:06:10 PM
#48:


DirtBasedSoap posted...
dude im just irritated their website doesnt work. can a man not stupidly vent?


Of course you can. Freedom of speech. But everyone will also excersize theirs, so don't be surprised when people think you're silly for "venting" about a mild inconvenience and claiming it's not your fault when you can do something about it but choose not to.

EDIT: I reworded the post better, but you already responded. I click "post" too quickly lol.
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DirtBasedSoap
12/15/17 3:07:10 PM
#49:


TheThirdDay posted...
DirtBasedSoap posted...
dude im just irritated their website doesnt work. can a man not stupidly vent?


Of course you can. Freedom of speech. But everyone will also excersize theirs, so don't be surprised when people think you're silly for "venting" about a non-existant problem.

no, fuck them, theyre WRONG
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TheThirdDay
12/15/17 3:45:28 PM
#50:


Okay, now I get the impression you're purposely acting childish, being a little silly online in an attempt to de-stress yourself. Didn't realize that before haha.

Hope the damn site gets back up soon, I do understand how frustrating that shit is.
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