Board 8 > "99 weeks [of unemployment] is an associate's degree"

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KingButz
01/17/12 11:25:00 AM
#51:


Nobody forced you to get into debt

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Zachnorn
01/17/12 11:27:00 AM
#52:


ExTha, I made an edit to my post. It will probably piss you off, but eh >_>

Not me. I've been getting a ****ton of money that pays for living expenses and more, and each year its been increasing. I don't think these financial aid people know how to count.

I hate you. Question, though: Do you live on campus? I don't, so I am thinking that the financial aid systems assumes that my parents would pay everything else for me. That said, I did get money for living expenses at community college. Also, I am in California, if that matters.

That would've been 16,000 off the 23,000 in debt I ended school with.

I can only hope that I'd have only $23,000 in debt. >_>

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OmarsComin
01/17/12 11:28:00 AM
#53:


Nobody forced you to get into debt

yeah you're right bro, thanks for the heads up.
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KingButz
01/17/12 11:29:00 AM
#54:


Anytime!

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Ness26
01/17/12 11:34:00 AM
#55:


When I was in high school I was much more supportive of welfare than I am now. After finding out that my mother is/was basically committing fraud to get extra help from the government, and hearing constant stories of people quitting their job for a few months since they actually make more money that way.... I dunno. The idea is nice, but there's so much abuse that it's disheartening.

My mom's financial state has definitely helped me through school. I've gotten quite a few grants that have really helped me out, and combining that with scholarships and jobs (I've worked every semester except my first, and every summer) I think I'll end up graduating with almost enough money in the bank to offset all of my loans.

I go to a public school, but it is fairly expensive ($30k / year).

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WalrusJump
01/17/12 11:34:00 AM
#56:


LordoftheMorons posted...
Actually the science degrees are mostly pretty useless if you stop after undergrad, since they don't teach you any immediately applicable skills. Like, if I were not to apply to grad school, I would be way worse off with my math and physics degrees than someone who had done computer science, EE, statistics or something, because what I can do is basically those things, except an employer is thinking "I might as well take someone who actually has one of those degrees so I'm positive they know the basics." Pretty unfortunate considering getting a physics degree is just as difficult as getting one of the more challenging engineering degrees.

for pure math and physics this is absolutely true. oddly enough the most common profession for physics ph.d's is a wall street trader. there's no market for it.

Lol cuz associate degrees are worth a damn right? The economy were in right now is basically if you don't have a 4 year degree (in a math, science, engineering, or health care I should add) from a fairly big named school (usually that means it needs a D1 football team) you are a dime a dozen.

are you kidding? law careers aren't what they used to be but they're still lucrative enough. however your definition of "big name school" is a good signal that you have no idea what you're talking about. do you really think that a Williams degree will lead to less than all but a handful of schools?

where you go for undergrad doesn't mean a lot. grad program is more important.

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FashnQueenEtna
01/17/12 11:37:00 AM
#57:


I'm after a second degree to do something that will get hired and it'll be an additional 2 years on top of the debt I just paid off. I do get the full grant amount (5500 a year) though which really helps out a lot.

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OmarsComin
01/17/12 11:39:00 AM
#58:


There's this nice little nook you can find, where your parents make way too much money for the government to give you anything, and your parents are like "if you want a college education work for it yourself." So you work as many hours as you can get and it barely covers rent, and use the rest of your time doing school stuff. You take out loans for the actual tuition.

That was the experience of pretty much everyone I talked to while I was at school. "Financial aid is paying for school because I'm poor" or "my parents are putting me through school because they want me to succeed" was some weird thing you hear about but don't know if it actually exists.

It's pretty silly how they take your parents' income into account for financial aid, and especially for how long they do it. Actually now that I'm 25 and don't actually make that much money I could probably go back to school for something else and have my tuition paid for. Doesn't seem like that's how it should work.
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LordoftheMorons
01/17/12 11:40:00 AM
#59:


SlymDayspring posted...
However, with just an undergrad science degree, you can pretty easily get a high/middle school teaching job!

I guess that is true, but being a teacher has a pretty awful pay/work ratio, especially compared to what you can get with an engineering degree.

WalrusJump posted...
for pure math and physics this is absolutely true. oddly enough the most common profession for physics ph.d's is a wall street trader. there's no market for it.

Actually speaking of this you can go straight to wall street coming from physics and math undergrad!... If you went to like a top 5-10 school.

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Ness26
01/17/12 11:43:00 AM
#60:


From: Zachnorn | #052
I hate you. Question, though: Do you live on campus? I don't, so I am thinking that the financial aid systems assumes that my parents would pay everything else for me. That said, I did get money for living expenses at community college. Also, I am in California, if that matters.


When I look at my financial calculations they assume I'm spending money like an idiot. They attribute money for tuition, fees, living expenses, books and supplies, and then "other expenses." Tuition and fees are fixed, so the amounts allotted for those is fine but...

They allow $1200 for books and supplies. Between relying on libraries for copies, buying books online / from other students, and flat out not using the book for some courses I usually get away with spending at most $100 a semester. That's an extra $1k.

They allot $10k for living expenses. That's $833 per month. I'm in a modest apartment where I'm paying around $400 for rent/utilities, and food isn't a whole lot more. Saying I spend about $500/mo on room/board, that's an extra $4k, though I understand some others might not get as good of a deal with their apartment as I did.

I don't even know what "other expenses" is, but apparently they come to $2.5k.

It seems like they're giving out $7.5k more than is really necessary. For my situation anyway.

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KingButz
01/17/12 11:46:00 AM
#61:


From: Ness26 | #060
When I look at my financial calculations they assume I'm spending money like an idiot. They attribute money for tuition, fees, living expenses, books and supplies, and then "other expenses." Tuition and fees are fixed, so the amounts allotted for those is fine but...

They allow $1200 for books and supplies. Between relying on libraries for copies, buying books online / from other students, and flat out not using the book for some courses I usually get away with spending at most $100 a semester. That's an extra $1k.

They allot $10k for living expenses. That's $833 per month. I'm in a modest apartment where I'm paying around $400 for rent/utilities, and food isn't a whole lot more. Saying I spend about $500/mo on room/board, that's an extra $4k, though I understand some others might not get as good of a deal with their apartment as I did.

I don't even know what "other expenses" is, but apparently they come to $2.5k.

It seems like they're giving out $7.5k more than is really necessary. For my situation anyway.


Yeah I looked at their expense list and was like lol. Why won't they give me more money if I am supposedly supposed to be spending so much?

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FashnQueenEtna
01/17/12 11:46:00 AM
#62:


They might assume you'll get injured at work and have to go through some sorta medical emergency which sucks the cash out of you.

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Mr Lasastryke
01/17/12 11:49:00 AM
#63:


So you work as many hours as you can get and it barely covers rent, and use the rest of your time doing school stuff.

Couldn't you just live with your parents? Living with my parents is basically the reason I'm still able to afford a university education >_>

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Zachnorn
01/17/12 11:54:00 AM
#64:


Couldn't you just live with your parents? Living with my parents is basically the reason I'm still able to afford a university education >_>

This, pretty much. Even cheaper if you have good public transit in your area and you don't need a car.

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LordoftheMorons
01/17/12 11:56:00 AM
#65:


There is the distinct possibility that you might not be going to college anywhere near your parents.

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Mr Lasastryke
01/17/12 11:57:00 AM
#66:


There is the distinct possibility that you might not be going to college anywhere near your parents.

Not denying this, I was just asking for clarification.

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SlymDayspring
01/17/12 12:02:00 PM
#67:


Not to mention I know people whose parents have kicked them out/charged them rent once they turned 18

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OmarsComin
01/17/12 12:03:00 PM
#68:


Yeah there's a lot of situations where that isn't an option. College out of state (or even out of city), not having immediate family that you're on good enough terms with, or just refusing to live at home once you're past high school.
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OmarsComin
01/17/12 12:04:00 PM
#69:


Not to mention I know people whose parents have kicked them out/charged them rent once they turned 18

Yeah. A lot of people don't have a great relationship with their family right after high school though I think it gets better once you're older. It'd be nice if every parent was super supportive and was like "you can live here while you go to school and I'll chip in if I can" but that's not always how it is.
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scotted4
01/17/12 12:07:00 PM
#70:


I got about 4k directly from FAFSA.
With other scholarships, working full-time and living at home, Im currently getting through college without debt and maintaining my car.

Not much left over though!

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swirIdude
01/17/12 12:22:00 PM
#71:


FAFSA got me a lot of aid, but it was almost entirely in government loans. So I'll have to pay back at least 30k when it's all said and done.

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WazzupGenius00
01/17/12 12:26:00 PM
#72:


hey, since when has Ness26 not been a mod?

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muddersmilk
01/17/12 12:40:00 PM
#73:


swirIdude posted...
FAFSA got me a lot of aid, but it was almost entirely in government loans. So I'll have to pay back at least 30k when it's all said and done.

Yeah this was basically my situation. More debt than that though. I look forward to when I finally pay off all my debts, should only take another 7 years...

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Ness26
01/17/12 12:42:00 PM
#74:


From: WazzupGenius00 | #072
hey, since when has Ness26 not been a mod?


Stepped down last week.

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foolm0ron
01/17/12 1:56:00 PM
#75:


From: Ness26 | #060
It seems like they're giving out $7.5k more than is really necessary. For my situation anyway.


Same exact story here

My solution: promote the economy by buying tons of alcohol and video games

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Metal_DK
01/17/12 2:32:00 PM
#76:


Actually the science degrees are mostly pretty useless if you stop after undergrad, since they don't teach you any immediately applicable skills. Like, if I were not to apply to grad school, I would be way worse off with my math and physics degrees than someone who had done computer science, EE, statistics or something, because what I can do is basically those things, except an employer is thinking "I might as well take someone who actually has one of those degrees so I'm positive they know the basics." Pretty unfortunate considering getting a physics degree is just as difficult as getting one of the more challenging engineering degrees.

bio and chem are still worth a bit on undergrad levels. Physics is essentially applied mathematics, so I would of recommended you go into that instead. But yes i agree a physics degree is sadly not valuable anymore.

(cont)

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Metal_DK
01/17/12 2:32:00 PM
#77:



are you kidding? law careers aren't what they used to be but they're still lucrative enough. however your definition of "big name school" is a good signal that you have no idea what you're talking about. do you really think that a Williams degree will lead to less than all but a handful of schools?

where you go for undergrad doesn't mean a lot. grad program is more important.


it was more of a metaphor for how college is being turned into "business first". Obviously great schools exist that arent "big football schools so the university must be great academically!". But there are many schools that DO get more preferential treatment. Mostly in the south, but midwest too. Kennesaw State University in greater Atlanta is accepted as the best nursing school in the state. Locals know it as such. Yet i guarantee you if a person applied to a job in say...Pennsylvania, the person with the nursing degree from UGA would get an interview way before the person from Kennesaw.

And law careers aren't "lucrative enough" considering tons get their degree and have 100k+ of debt, and can only find work as a paralegal. Law is one of the worst places to go into right now. I'd only recommend it if

1) your parents can pay for it all
2) you have some sort of scholarship and are getting it for a significantly reduced price
3) you have a job lined up for you after graduation (usually due to something like nepotism)

You claim that "its where you go for a masters"...i agree with you. But think about what you are saying. You are saying that your 4 year degree is essentially "meh", and that you also need to go to school for 2 additional years at a more prestigious (aka costs more $$$$) university. Undergraduates are now usually taking 5 years to get their degree, and another 2 years for a masters. 7 years of expensive tuition payments and possibly room and board payments as well? Ya its depressing to get out of that situation and have debt of 6 to 7 years worth of school.

Finally, how are you going from an ASSOCIATE degree to a law degree in your analogy? Do you even know what an associate degree is? Its a degree from a junior or community college. Valued somewhere greater than a high school diploma and a 4 year degree

(end)

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Mershaaay
01/17/12 2:33:00 PM
#78:


^ is this guy f***ing serious?


Oh I forgot, someone's Ole Miss degree means more than my elite Dartmouth degree

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OmarsComin
01/17/12 2:34:00 PM
#79:


I have elite life experience
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Ness26
01/17/12 2:37:00 PM
#80:


From: Metal_DK | #076
Actually the science degrees are mostly pretty useless if you stop after undergrad, since they don't teach you any immediately applicable skills. Like, if I were not to apply to grad school, I would be way worse off with my math and physics degrees than someone who had done computer science, EE, statistics or something, because what I can do is basically those things, except an employer is thinking "I might as well take someone who actually has one of those degrees so I'm positive they know the basics." Pretty unfortunate considering getting a physics degree is just as difficult as getting one of the more challenging engineering degrees.

bio and chem are still worth a bit on undergrad levels. Physics is essentially applied mathematics, so I would of recommended you go into that instead. But yes i agree a physics degree is sadly not valuable anymore.

(cont)


I was going for a degree in Chemistry... I added a second major (Math/CS program) since my job prospects were pitiful. I originally went into the program thinking I was going to grad school, and once that option started to look less appealing my degree was going to be pretty lousy. ChemE is such a better degree than Chemistry in terms of finding a job.

Biology is even worse. There are way more Bio/Chem degrees being handed out than positions needing filled.

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OmarsComin
01/17/12 2:39:00 PM
#81:


if you guys wanna be music teachers in Alaska I hear it's basically a guaranteed job
all you have to do is live in Alaska
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Metal_DK
01/17/12 2:39:00 PM
#82:


Oh I forgot, someone's Ole Miss degree means more than my elite Dartmouth degree

college is a business buddy, thats what has become of it.

and you are now arguing dartmouth, an ivy league school, and using it in your discussion about unemployed people and associate's degree. Im comparing 4 year universities that are locally known, but not nationally known. And how people stereotype those as being inferior to schools like UGA, USC (South Carolina), Auburn, Tennessee, and many other schools. I singled out the SEC because thats where i live, im sure its very similar around the midwest, west, east, etc.

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Mershaaay
01/17/12 2:41:00 PM
#83:


Metal_DK posted...
Oh I forgot, someone's Ole Miss degree means more than my elite Dartmouth degree

college is a business buddy, thats what has become of it.

and you are now arguing dartmouth, an ivy league school, and using it in your discussion about unemployed people and associate's degree. Im comparing 4 year universities that are locally known, but not nationally known. And how people stereotype those as being inferior to schools like UGA, USC (South Carolina), Auburn, Tennessee, and many other schools. I singled out the SEC because thats where i live, im sure its very similar around the midwest, west, east, etc.


All state schools are equally crappy

sorry bro

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Metal_DK
01/17/12 2:43:00 PM
#84:


All state schools are equally crappy

sorry bro


oh, youre one of those....nvm im done here son

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foolm0ron
01/17/12 2:51:00 PM
#85:


From: Metal_DK | #077
Ya its depressing to get out of that situation and have debt of 6 to 7 years worth of school.


Solution: get an engineering degree.

3 years of school and you can get a job in industry, 4 years and hundreds of companies will literally swarm you trying to make you work for them

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SubDeity
01/17/12 2:56:00 PM
#86:


Actually speaking of this you can go straight to wall street coming from physics and math undergrad!... If you went to like a top 5-10 school.

If you went to a top 10 school you can get a job on Wall Street with literally any major. Top schools just work differently and major matters a lot less if you don't want to go to grad school.

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