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#51 | Post #51 was unavailable or deleted. |
TheAnthraxBunny 02/12/20 1:26:27 PM #52: |
SocksForWok999 posted...
Share a space meant for one person with several people, work 60+ hours a week.FTFY Next time post with less sugar coating. --- Yes, it is against the terms of service. Do not use the boards to set up orgies. -Alucard188 ... Copied to Clipboard!
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MalachiteXWater 02/12/20 1:30:22 PM #53: |
TC is a joke poster if anybody was curious.
--- I like lasagna ... Copied to Clipboard!
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SocksForWok999 02/12/20 1:34:36 PM #54: |
BobanMarjanovic posted...
It's mostly with people having kids without being married True as well. --- iPhone 11 Pro Max / Ryzen 9 3950X / Sapphire Pulse RX5700 XT Steam: BloodFeasty / PSN: BloodFislandMan / XBL: EvoTech462 = Unbiased Gamer ... Copied to Clipboard!
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SocksForWok999 02/12/20 1:39:49 PM #55: |
Questionmarktarius posted...
Is that even possible with housing being a complete shitshow essentially everywhere that's more than five miles from a cow? Its not possible if you live in an expensive city while your skills only net you a minimum wage job. At this point its time for beans and rice, rice and beans and save up to move to somewhere else, like Wyoming. --- iPhone 11 Pro Max / Ryzen 9 3950X / Sapphire Pulse RX5700 XT Steam: BloodFeasty / PSN: BloodFislandMan / XBL: EvoTech462 = Unbiased Gamer ... Copied to Clipboard!
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Jiek_Fafn 02/12/20 1:40:18 PM #56: |
Isn't the rule of thumb supposed to be 20% goes into saving to ensure that you're comfortable? Where are you pulling half from?
--- PSN: Jiek ... Copied to Clipboard!
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Makeveli_lives 02/12/20 3:22:45 PM #57: |
Questionmarktarius posted...
Then, don't do that.I tend not to. But it's not like I can just go to work and my apartment alone for months on end. Anti social as I am, I need to get out of the house at some point. --- Switch FC: SW-3917-4425-6106 PSN: PiKappaPhi769 ... Copied to Clipboard!
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#58 | Post #58 was unavailable or deleted. |
AzNDarkSamurai 02/12/20 4:46:25 PM #59: |
Spooking posted...
A lot of people are terrible at finance. They'll have Disney+, Hulu, Netflix, Amazon Prime, ect... You tell them to cancel them to save money and they'll yell at you saying it won't make a dent. aaaah the mentality of its only $7 that money adds up.... --- Pinoy Pride, 1988 - the day I die! ... Copied to Clipboard!
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emblem boy 02/12/20 4:47:40 PM #60: |
AzNDarkSamurai posted...
[LFAQs-redacted-quote] Ehh, if a $7 subscription keeps people in the house and not spending money on more expensive things, --- Pitter-patter, let's get at 'er ... Copied to Clipboard!
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Ultima Dragon 02/12/20 5:00:21 PM #61: |
People on CE be like:
https://www.youtube.com/watch?v=YKImiuazjrw --- "We know things can move faster than the speed of light because liberal tears are on the ground before something offensive even happens" - Coffeebeanz ... Copied to Clipboard!
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A_A_Battery 02/12/20 5:05:20 PM #62: |
NinjaWarrior455 posted...
A lot of people simply do not make enough to meet their everyday needs I like when you can end a topic after the first reply. ... Copied to Clipboard!
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#63 | Post #63 was unavailable or deleted. |
#64 | Post #64 was unavailable or deleted. |
Darmik 02/12/20 5:15:56 PM #65: |
Being poor is like being stuck in a hole. The deeper you're in the harder it is to get out.
Let's say you work long hours at a shitty job to make a living. From there that person probably has a long commute because housing is cheaper. From there you can also assume this means they have significantly less time in their day. Which means they don't really have time to upskill and get a job elsewhere. People like this can also fall back on stuff like fast food because they simply barely have any time in the day. It's really not hard to put on some empathy shoes and think about what life is like being poor. If you can save half of your wage you're not in that situation. --- Kind Regards, Darmik ... Copied to Clipboard!
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TheoryzC 02/12/20 5:17:42 PM #66: |
I like how TC deleted his topic about not caring if he goes in to credit card debt then made this topic
--- This is where my sigs suppose to be. ... Copied to Clipboard!
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MacadamianNut3 02/12/20 5:18:29 PM #67: |
SocksForWok999 posted...
Seriously, follow YouTube discussions like Dave RamseyLol Dave "dont drive a car, take a 2 hour public transportation commute back and forth to work" Ramsey --- Roll Tide & Go Irish ... Copied to Clipboard!
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Shablagoo 02/12/20 5:18:38 PM #68: |
Lotta ppl simply aint thieves
--- "It was some post on the NFL board that got him." -AwesomeToTheMAX ... Copied to Clipboard!
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SocksForWok999 02/12/20 5:22:42 PM #69: |
MacadamianNut3 posted...
Lol Dave "dont drive a car, take a 2 hour public transportation commute back and forth to work" Ramsey Lease a car you cant afford then and be poor forever : ( --- iPhone 11 Pro Max / Ryzen 9 3950X / Sapphire Pulse RX5700 XT Steam: BloodFeasty / PSN: BloodFislandMan / XBL: EvoTech462 = Unbiased Gamer ... Copied to Clipboard!
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#70 | Post #70 was unavailable or deleted. |
SocksForWok999 02/12/20 5:24:20 PM #71: |
Conflict posted...
This is an enormously dumb topic because you don't know what everyone makes and you don't know what everyone's expenses are. Rmeber what my phone bill was? Lol now that is crazy, but still within budget : p --- iPhone 11 Pro Max / Ryzen 9 3950X / Sapphire Pulse RX5700 XT Steam: BloodFeasty / PSN: BloodFislandMan / XBL: EvoTech462 = Unbiased Gamer ... Copied to Clipboard!
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Darmik 02/12/20 5:25:39 PM #72: |
SocksForWok999 posted...
Lease a car you cant afford then and be poor forever : ( You can get a cheap car and be hit with more servicing and repairs costs because you got a cheap car. Perhaps even lost income if the car breaks down on the way to work That's what's tough about being poor. Cheap isn't often the reliable option. --- Kind Regards, Darmik ... Copied to Clipboard!
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Tired-Insomniac 02/12/20 5:37:19 PM #73: |
*accidentally spends one extra penny on diapers*
*gets hit with $30 overdraft fee* --- "I like turtles" ... Copied to Clipboard!
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Perfectinsanity 02/12/20 5:39:44 PM #74: |
Because most people don't think more than 15 seconds ahead. Eating out, buying that new movie/video game, getting new clothes or $400 shoes, etc. are just too much temptation to look past.
--- Those who live are those who fight. ... Copied to Clipboard!
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#75 | Post #75 was unavailable or deleted. |
MacadamianNut3 02/12/20 5:41:33 PM #76: |
Is there an old dusty list of bad examples that you guys are randomly drawing from to try to make a point
When's "buying alcohol" gonna pop up --- Roll Tide & Go Irish ... Copied to Clipboard!
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Perfectinsanity 02/12/20 5:45:26 PM #77: |
dolomedes posted...
this is not why most people stay poor I'm not believing anything than what I've seen with my own eyes. The people that I always interact with who complain about money are people who have no self control, no matter how much money they make. --- Those who live are those who fight. ... Copied to Clipboard!
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Darmik 02/12/20 5:47:15 PM #78: |
Perfectinsanity posted...
I'm not believing anything than what I've seen with my own eyes. The people that I always interact with who complain about money are people who have no self control, no matter how much money they make. Just to be clear. I know people who are bad with money, complain about money and aren't poor. But this isn't the story for everyone at all. --- Kind Regards, Darmik ... Copied to Clipboard!
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LinkFanatic 02/12/20 6:14:58 PM #79: |
Spooking posted...
A lot of people are terrible at finance. They'll have Disney+, Hulu, Netflix, Amazon Prime, ect... You tell them to cancel them to save money and they'll yell at you saying it won't make a dent. Are people not supposed to enjoy things? --- Islam is Chaos Control. ... Copied to Clipboard!
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pikachupwnage 02/12/20 6:16:21 PM #80: |
Questionmarktarius posted...
All of which can be accessed at a library, give or take porn. Which is not particularly private, convenient or secure. --- My Mario Maker 2 Maker ID is J2K-RFD-K4G Even In sigs FOE! http://i2.kym-cdn.com/photos/images/newsfeed/000/665/328/d75.gif ... Copied to Clipboard!
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lincoln002 02/12/20 6:23:00 PM #81: |
Questionmarktarius posted...
General guidelines, in roughly decreasing order of fuck-your-shit-up: These are good tips. Here are some other good things to live by. - pack a lunch to work, cook your meals at home, and only eat out on special occasions like birthdays and holidays. - don't gamble any of your money - use public transportation or ride a bicycle - if you absolutely need a car save up and buy one cash so you can pay for just liability insurance - go to a community College right out of high school and work at the community college - never eat fast food and avoid sugary drinks - don't buy a motorcycle - if you can, work locally or remote - keep rent at a minimum, that means rent a room, have roommates etc. - avoid alcohol, weed and all other drugs like the plague - go to church - live with your parents as long as you can I think this is pretty good advice on how to survive, feel free to add more. ... Copied to Clipboard!
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LinkFanatic 02/12/20 6:56:34 PM #82: |
lincoln002 posted...
- if you absolutely need a car save up and buy one cash so you can pay for just liability insurance uh... --- Islam is Chaos Control. ... Copied to Clipboard!
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Darmik 02/12/20 7:00:39 PM #83: |
LinkFanatic posted...
uh... That and go to Church makes this sound like a conservative parody. --- Kind Regards, Darmik ... Copied to Clipboard!
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lincoln002 02/12/20 7:08:01 PM #84: |
LinkFanatic posted...
uh... What's wrong with buying a car cash and having liability insurance? I financed my last car, that decision is right up there with taking out student loans. Darmik posted... That and go to Church makes this sound like a conservative parody.What's wrong with going to church? It's free and you can meet people who can improve your life, churches also provide food to people who need it... ... Copied to Clipboard!
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The_Scarecrow 02/12/20 7:09:42 PM #85: |
This is low effort bait. Please dont take this topic seriously.
--- ... Copied to Clipboard!
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Tired-Insomniac 02/12/20 8:11:48 PM #86: |
lincoln002 posted...
What's wrong with buying a car cash and having liability insurance? Nothing wrong with a cash car assuming it's not gonna be a money pit Personally I'd keep full coverage though. On the older cars that you'd pay cash for it's really not that much more than liability. When I paid mine off I checked what it would save me bumping it down to liability and it was like $12 a month. Now $12 a month can be a lot for someone struggling paycheck to paycheck, but if someone else wrecks your car and they happen to not have insurance at all, you're fucked for a lot more than $12. --- "I like turtles" ... Copied to Clipboard!
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AzNDarkSamurai 02/13/20 1:00:35 PM #87: |
bump
--- Pinoy Pride, 1988 - the day I die! ... Copied to Clipboard!
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hockeybub89 02/13/20 1:01:48 PM #88: |
I literally cannot save half of what I make a month.
--- ... Copied to Clipboard!
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cuttin_in_farm 02/13/20 1:08:05 PM #89: |
This topic in a nutshell:
--- A show of kindness may not do much help, but a show of cruelty may do much harm. ... Copied to Clipboard!
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#90 | Post #90 was unavailable or deleted. |
Lost_All_Senses 02/13/20 1:34:58 PM #91: |
The world around people is constantly trying to manipulate them to indulge in the bad financial behavior. Some are more susceptible to that
--- Name checks out "Stupidity is a spectrum, and we're all on it" - OfDustandBone ... Copied to Clipboard!
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eston 02/13/20 1:38:21 PM #92: |
If you can afford to set back 50% of your check each month, it honestly seems kind of stupid to leave it sitting in a savings account somewhere
--- ... Copied to Clipboard!
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DevsBro 02/13/20 1:45:34 PM #93: |
AzNDarkSamurai posted...
now that I think about it, its a pretty simple concept to save half of what you make every month IMOOk but if you're putting half your money in a cookie jar/savings account (fun fact, these earn about the same amount of interest) without any specific purpose for it, you're not doing much better. --- 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 53 ... Copied to Clipboard!
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Prismsblade 02/13/20 1:50:04 PM #94: |
I didnt realize until I started earning medium wage how little in the way of support and safety nets the middle class have to survive on top of paying more in taxs.
Things like food stamps arent a option, nor Medicaid, and most affordable housing options such as section 8, or cheap tiny houses like these. https://www.youtube.com/watch?v=OVDArnoqNak In case your wondering their rent is locked at around 250$ a month, this includes the water/electric bills......Meanwhile people making more then double their income have little to no hope of ever owning a home. --- 3DS FC:3368-5403-9633 Name: Kaizer PSN: Blackkaizer ... Copied to Clipboard!
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