LogFAQs > #980349092

Because the trades are random, I do not know if they will actually be useful to survive the collapse of civilization (the odds of getting one that makes you useful is low compared to stuff like basket weaving when containers are still everywhere, plumbing when there is no longer any pressure or electricity, etc). And even if they are, the things I will need to do to survive an overshoot of the level human civilization is currently in, upon the collapse hitting, will make Holodomor look like just another Tuesday.

So I may as well choose the certainty of enjoying the time left. And 10 million would be enough to last till old age even if we somehow don't have a total collapse and actually manage to maintain power, plumbing, and enough food to at least keep the western nations mostly afloat.