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Topic30 year olds outlook on credit cards
project_night
12/21/21 9:53:24 AM
#111:


cuttin_in_farm posted...
Capital One is unique in that they only raise your limit if you are consistently using the credit you have towards the limit.

So youll have to get your usage to like ~$500 before they will raise it.

To $700 lol.

I personally dislike them for that reason too.

After doing so light googling and yeah, it seems you have to constantly get near the limit for a 3-6 months in a row before they increase. I've updated my income and net worth for them every year or so, they just don't seem to use that as a reason to increase, unlike other cards. I just rarely use that card anymore besides a regular monthly auto bill for my internet.

Most people seem to say that Capital One is the most difficult about raising the limit on your existing card, and it is much easier and quicker to just apply for a different Capital One card to get a new limit, lol. Definitely not going to do that unless maybe they have some crazy good promo or something.

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