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Topic30 year olds outlook on credit cards
cuttin_in_farm
12/21/21 6:41:42 AM
#108:


project_night posted...
I have 8 credit cards atm and honestly dislike my Capital One card for only one reason, they are strict as hell about raising my credit limit. I got the card when I was pretty young, nearly 15 years ago, and my current limit is still only $600. It has only increased once, and I've been rejected for increase after requesting it, lol. All my other cards range from 8k to 15k now. My current credit score is ~820 with very little debt and no missed payments ever on any credit/loan (I almost always pay full balance every month). My liquid assets are now above 500k. $600 credit limit, SMH. WTF Capital One, lol.

.

Capital One is unique in that they only raise your limit if you are consistently using the credit you have towards the limit.

So youll have to get your usage to like ~$500 before they will raise it.

To $700 lol.

I personally dislike them for that reason too.

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