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TopicShould the government put a limit on student loans?
averagejoel
08/11/18 9:33:56 PM
#42
daftpunk_mk5 posted...
There's 0 evidence because it hasn't been done yet. That's where critical thought and using theory to guide decision making comes in.

I assume this means you have no response to the first point, and therefore concede it.

thank you

Fam_Fam posted...
well what do you suspect would happen? what alternatives are there, other than college being made cheaper, or college disappearing?

again, there has still been 0 evidence itt which suggests that loans were responsible for tuition hikes in the first place.

anyway: if student loans were disallowed and nothing else changed, I suspect college would become even more exclusive and elitist than it already is. students would likely be entirely composed of wealthy people, which would incentivize the schools to further increase tuition to meet funding requirements.
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TopicShould the government put a limit on student loans?
averagejoel
08/11/18 2:19:24 PM
#39
Fam_Fam posted...
well what alternative would there be? if people could not pay for college, and did not go, what options are there besides costs going down, or cheaper alternatives coming up?

colleges will just keep prices as is and take the loss because they can't get anyone to come?

I don't know, and I don't pretend to. daftpunk also doesn't know, but pretends to. as I said: there is zero evidence that restricting loans will cause tuition to go down.

and as I also said, and both of you have ignored: there is still zero evidence that availability of loans caused the tuition hike in the first place
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TopicSka gets a bad rap
averagejoel
08/11/18 2:11:50 PM
#42
LinksLiege posted...
averagejoel posted...
horn sections improve literally all music

there are 0 bands without horn sections that wouldn't be improved by adding one

Imagine being so hardline on such a blatantly wrong opinion.

I could maybe accept, in theory, that there might be some band somewhere that would not be improved by a horn section, but I'm gonna need some concrete examples for this
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TopicShould the 2020 Dem candidate be more moderate or more liberal
averagejoel
08/11/18 1:46:43 PM
#12
more socialist
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TopicThe average Tidus is unfuckable
averagejoel
08/11/18 1:45:41 PM
#4
HylianFox posted...
HA ha HA ha HA ha HA!!!

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TopicBen Shapiro Offers Woman $10k To Talk To Him, She Still Refuses
averagejoel
08/11/18 1:08:53 PM
#37
LordChad posted...
god damn click bait

it's a joke bud
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TopicShould the government put a limit on student loans?
averagejoel
08/11/18 12:54:43 PM
#33
daftpunk_mk5 posted...
averagejoel posted...
daftpunk_mk5 posted...
byron posted...
Government you should put a limitation on tuition and textbook prices.


Thing is though high tuition is caused by the easy availability of loans. Take a look at these graphs:
https://www.usnews.com/education/best-colleges/paying-for-college/articles/2017-09-20/see-20-years-of-tuition-growth-at-national-universities

Tuition, both private and public, has about tripled over the last 20 years. Limit availability of loans to people who statistically will actually pay them off and all of a sudden, no one will be able to afford the exorbitant, inflated tuition fees, forcing university to downsize some programs and lower their tuitions.

ok, first of all, that article makes no mention of availability of loans, so the idea that they caused tuition to increase is tenuous at best.

second, even if that was the primary cause, there's 0 indication that reducing the availability of loans would reverse this trend


Sure it would. It's basic economics. Limiting loans and thus limiting what students can afford means a significant left shift in the demand curve which in turn means a drop in equilibrium price (where supply meets demand). If tuition stays at it's elevated price, the gap between supply and demand translates to a surplus, meaning empty seats in colleges.

you didn't address my first point at all there's zero indication that accessibility of loans caused the increase in tuition in the first place

I'm also not particularly interested in explanations of what might happen if everyone acts perfectly rationally and everything exists in a vacuum there's still zero indication that reducing accessibility of loans would cause the price to decrease, even if it is what caused the increase in the first place
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TopicShould the government put a limit on student loans?
averagejoel
08/11/18 12:42:39 PM
#26
daftpunk_mk5 posted...
byron posted...
Government you should put a limitation on tuition and textbook prices.


Thing is though high tuition is caused by the easy availability of loans. Take a look at these graphs:
https://www.usnews.com/education/best-colleges/paying-for-college/articles/2017-09-20/see-20-years-of-tuition-growth-at-national-universities

Tuition, both private and public, has about tripled over the last 20 years. Limit availability of loans to people who statistically will actually pay them off and all of a sudden, no one will be able to afford the exorbitant, inflated tuition fees, forcing university to downsize some programs and lower their tuitions.

ok, first of all, that article makes no mention of availability of loans, so the idea that they caused tuition to increase is tenuous at best.

second, even if that was the primary cause, there's 0 indication that reducing the availability of loans would reverse this trend
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TopicShould the government put a limit on student loans?
averagejoel
08/11/18 12:37:24 PM
#22
TLR_ posted...
Someone going in for some underwater basket weaving degree (art, diversity/gender studies, psych) definitely doesnt deserve to be funded as well as a software/civil/electrical engineering major.

shut the fuck up
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TopicWhat's this about White Nationalist Rally?
averagejoel
08/11/18 12:02:19 PM
#35
Vertania posted...
averagejoel posted...
so how did Heather Heyer die?

One person ran into her with a car. The entire alt-right didn't jam-pack themselves into the car and kill her.

"they literally killed someone" = wrong

ok

a nazi killed someone at the nazi rally last year. happy?
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TopicWhat's this about White Nationalist Rally?
averagejoel
08/11/18 11:51:14 AM
#33
Vertania posted...
averagejoel posted...
they literally killed someone last time

Wrong.

so how did Heather Heyer die?
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TopicDescendants of Hitler and Stalin
averagejoel
08/11/18 10:49:19 AM
#14
FluttershyPony posted...
Did they inherit a lot of money from them?

I mean, "bad guys" or not, they had a lot of money and power, or did [[they]] strip them of almost all their wealth?

wow, you've moved on to using square brackets instead of regular parentheses. extremely subtle
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TopicWhat's this about White Nationalist Rally?
averagejoel
08/11/18 9:26:46 AM
#30
SuperMedz3 posted...
As long as a riot does not break and no one is hurt who cares

they literally killed someone last time
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TopicSka gets a bad rap
averagejoel
08/11/18 8:56:36 AM
#38
EffectAndCause posted...
I just cant do the trumpets/trombones, its too goddamn cheesy.

horn sections improve literally all music

there are 0 bands without horn sections that wouldn't be improved by adding one
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TopicBen Shapiro Offers Woman $10k To Talk To Him, She Still Refuses
averagejoel
08/11/18 8:50:44 AM
#22
X-Pac_Heat posted...
averagejoel posted...
X-Pac_Heat posted...
didn't she also cry that conservatives refused to talk with her?

what


She's always crying that conservatives won't engage with her, but then when they try she refuses.

This is the lefts hero?

1. is she actually always crying about that, or are you just pulling that out of you ass?
2. I won't speak for other leftists, but I certainly wouldn't call her my hero. I'll critically support her, sure, but she's not my hero.
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TopicBen Shapiro Offers Woman $10k To Talk To Him, She Still Refuses
averagejoel
08/11/18 8:03:21 AM
#4
X-Pac_Heat posted...
didn't she also cry that conservatives refused to talk with her?

what
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TopicTwitter concedes Alex Jones/Infowars have violated its rules multiple times
averagejoel
08/11/18 8:02:54 AM
#10
B0bSaget posted...
Its so weird theyre taking a stance on this. Twitter is super scummy about banning people for pointless, ill-defined reasons. Maybe Jack just loves Alex Jones.

I once got my account locked for changing my display name to "Scottish Elon Musk"
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TopicBen Shapiro Offers Woman $10k To Talk To Him, She Still Refuses
averagejoel
08/11/18 8:01:23 AM
#1
TopicSka gets a bad rap
averagejoel
08/10/18 2:47:50 PM
#12
Reel Big Fish is some good shit
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TopicHow come other liberals don't let me identify as a liberal?
averagejoel
08/10/18 10:38:31 AM
#16
liberals are not on the left
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TopicI have no idea what my political affiliation is :/
averagejoel
08/10/18 10:37:17 AM
#20
Iodine posted...
Infinite 2003 posted...
averagejoel posted...
do you support the continuation of capitalism as an economic system?

if so, you are on the right

if not, you are on the left


You are really fucking stupid

Agreed. The only people who really want to tear down capitalism are far left democratic socialists.

democratic socialists are barely on the left
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TopicI have no idea what my political affiliation is :/
averagejoel
08/10/18 8:04:18 AM
#16
do you support the continuation of capitalism as an economic system?

if so, you are on the right

if not, you are on the left
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TopicJoseph is still my favorite JoJo
averagejoel
08/10/18 8:01:38 AM
#4
I just finished reading part 2 and honestly I don't think I'll be able to enjoy another jojo as much as him. genre savvy, self aware, tricks opponents into believing they've won
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TopicDo you think rich people tend to be left-wing or right-wing?
averagejoel
08/10/18 7:58:54 AM
#59
Zeeak4444 posted...
TheBiggerWiggle posted...
It depends.

If someone worked from the ground up and earned all of their money they're probably left wing

If someone inherited a bunch of money and did just enough to not fuck it up then they likely lean to the right.


It's very telling that only the die hard rights are the ones saying the opposite.

New money left -> old money right.

more important factor is how that money was made

obviously someone who inherits vast amounts of wealth and keeps for themselves is not going to be anywhere close to the left, but that doesn't mean any "nouveau riche" people will be

it depends on what you mean by "rich"

high-paid workers (doctors, dentists, big name actors and musicians) are still working class, while any business owners, shareholders, landlords, etc.are exploiting the working class

"rich people" alone is not enough information
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TopicAlexandria Ocasio-Cortez proves she knows words, she has the best words
averagejoel
08/09/18 9:51:47 PM
#38
Manocheese posted...
CircleOfManias posted...
Daily Wire? Might as well be citing fucking Breitbart.

Did they doctor the video? If not, what difference does it make?

the difference is that Daily Wire is not a legitimate source.
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TopicWhy do you still believe in Democracy?
averagejoel
08/09/18 9:42:40 PM
#2
is it really accurate to call the US a democracy?
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TopicDo you think rich people tend to be left-wing or right-wing?
averagejoel
08/09/18 5:44:03 PM
#46
Milkman5 posted...
I greatly disagree. Jeff Bezos created Amazon, that's his. He makes money off his work and his idea.
Musicians have people write write their music, edit their voice, put it together, make the beats and the background, then there's the recording studio, the people who make their album art etc.

lol
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TopicDo you think rich people tend to be left-wing or right-wing?
averagejoel
08/09/18 4:40:02 PM
#23
"rich" on its own is not a meaningful distinction. separate them by how they make their money, not the amount they make.
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TopicDo you think rich people tend to be left-wing or right-wing?
averagejoel
08/09/18 4:33:35 PM
#20
Corman321 posted...
averagejoel posted...
Corman321 posted...
The democrat party is funded by left wing millionaires and billionaires.

there are no left wing billionaires.


What? George Soros, Jeff Bezos, Elon Musk, just off the top of my head...

being left-wing is mutually exclusive with being a billionaire.
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TopicDo you think rich people tend to be left-wing or right-wing?
averagejoel
08/09/18 4:10:53 PM
#16
Corman321 posted...
The democrat party is funded by left wing millionaires and billionaires.

there are no left wing billionaires.
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TopicHow do genderfluid and other non binary people hurt you by existing?
averagejoel
08/09/18 3:35:23 PM
#20
Chicken posted...
King_Hellebuyck posted...
Chicken posted...
They can hurt you by freaking the fuck out when you misgender them by mistake. You could probably get in trouble at work too if they complain to your boss.

Has this happened to you? Do you think this happens more often or less often than NB being discriminated against?

Doesnt matter. The possibility exists and the problem is getting worse by the day. Anything that puts my own wellbeing at risk is going to upset me. Especially when that thing is so fucking stupid.

you should try talking to some people sometime. you might like some of them.
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TopicHow do genderfluid and other non binary people hurt you by existing?
averagejoel
08/09/18 3:32:52 PM
#17
YourDrunkFather posted...
Because they don't exist and I'm not gonna pretend they do because it hurts a bunch of snowflakes feelings.

I'm going to a concert with one tonight. if you'd like to come and tell them that they don't exist, be my guest
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TopicScenario: Your wife tells u to delete people from FB or IG that u barely know
averagejoel
08/09/18 9:23:34 AM
#6
Facebook maybe

IG no. I follow a lot of cool artists and wouldn't want to miss out on their posts
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Topic$500 per week for life, but you can never again receive oral sex
averagejoel
08/09/18 7:20:58 AM
#18
DrizztLink posted...
I'm more into aural sex anyway.

oh dear
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TopicHow many people do you are protestor SJW tier?
averagejoel
08/08/18 7:33:37 PM
#6
Manocheese posted...
Has anyone really been protester even as SJW tier more like?

you've got to be kidding me I've been further protestor even as more like as anyone can. can you even as SJW decide to have been HALF as much tier go wish for that? I truly believe that when one really been protester even as ONCE to use go want, it is then that they have truly been protestor even as SJW more like. really, it should just be common sense.
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TopicDo you have a positive opinion of elon musk?
averagejoel
08/08/18 4:37:53 PM
#15
having a positive opinion about a white guy who grew up going to a private school in apartheid south africa says a lot about the person who holds said opinion
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TopicHow does Amy Schumer still have a career when she got caught stealing jokes?
averagejoel
08/08/18 2:29:59 PM
#2
you can ask the same thing about Robin Williams
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TopicMissouri voters overwhelmingly vote against right to work
averagejoel
08/08/18 11:25:32 AM
#15
Master_Bass posted...
Zeeak4444 posted...
Questionmarktarius posted...
In the runup to the vote, they argued that the referendum would prove that the lawmakers rushing to enact them were out of touch with voters on the issue.

And apparently this was correct.


I've never worked union but pretty much everyone I know who has hates paying dues and dealing with the them.

I'm actually really surprised to see the case for the majority is like the exact opposite.

I have no problem with my union. The dues aren't very much and they're just taken from my paycheck automatically. I also wasn't forced to join, but did since I got some cash for doing so and I appreciate what they do for us.

you can also claim union dues on your tax return
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TopicJeff Bezos would have to spend $28M a day to avoid getting richer.
averagejoel
08/08/18 11:07:59 AM
#54
Ray_Dorset posted...
averagejoel posted...
TheMikh posted...
averagejoel posted...
JustMyOpinion posted...
Garioshi posted...
He definitely works harder than all of his minimum wage workers combined. Our current system is a complete meritocracy.


By that logic no one should make more than like double minimum wage at the very most.

this is a legitimately good idea

is this a joke post

no

make the minimum wage livable and institute a law that caps income (including from stock market) at double minimum wage


Then you will effectively be killing businesses because nobody is going to run more than a small business for just 2x min wage.

so make them all into worker co-ops
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TopicLeftist is poised to become the first Muslim woman in Congress
averagejoel
08/08/18 10:43:40 AM
#15
Anarchy_Juiblex posted...
MakoReizei posted...
why should unskilled labor earn as much?


Everyone sans executives are earning too little.

But regardless, times are changing and the min wage needs to go up.

Technology, mechanization, are suppose to make things easier, people shouldn't be starving, going bankrupt from medical bills and struggling to live given how much wealth there is in this nation.

is this... an actual good take from you? I'm impressed
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TopicJeff Bezos would have to spend $28M a day to avoid getting richer.
averagejoel
08/08/18 9:55:56 AM
#43
EnterTheTekken posted...
I'd much rather he teach and educate others on business, startups, and individual success rather than dumping sacks of money on people's doorsteps.

step 1: get a $250 000 loan from your parents to start your business
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TopicJeff Bezos would have to spend $28M a day to avoid getting richer.
averagejoel
08/08/18 9:42:08 AM
#40
the best solution would be to nationalize amazon
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TopicJeff Bezos would have to spend $28M a day to avoid getting richer.
averagejoel
08/08/18 9:40:36 AM
#38
TheMikh posted...
averagejoel posted...
JustMyOpinion posted...
Garioshi posted...
He definitely works harder than all of his minimum wage workers combined. Our current system is a complete meritocracy.


By that logic no one should make more than like double minimum wage at the very most.

this is a legitimately good idea

is this a joke post

no

make the minimum wage livable and institute a law that caps income (including from stock market) at double minimum wage
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TopicJeff Bezos would have to spend $28M a day to avoid getting richer.
averagejoel
08/08/18 9:37:36 AM
#35
JustMyOpinion posted...
Garioshi posted...
He definitely works harder than all of his minimum wage workers combined. Our current system is a complete meritocracy.


By that logic no one should make more than like double minimum wage at the very most.

this is a legitimately good idea
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TopicHow is it that people who were poor growing up are the worst with money?
averagejoel
08/08/18 2:19:27 AM
#5
they can't afford to hire someone to be good with money for them
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TopicTheres always one girl at work like this...
averagejoel
08/07/18 7:09:27 PM
#22
NOM posted...
Wear something even more low cut and challenge her to a mud wrestling match

lmao do it
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TopicCop shoots suspect in the leg after less lethal fails
averagejoel
08/07/18 6:58:44 PM
#43
for someone with "anarchy" in your username, you sure do love justifying police brutality
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Topicl'm thinking of a Pokemon. Play 20 questions to see if you can guess which one!
averagejoel
08/07/18 12:02:03 PM
#12
did it first appear in gen 1, 2, or 3?
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