Student loan/Credit card debt

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Poll of the Day » Student loan/Credit card debt
BUMPED2002
03/22/2024
08:05 PM
#1
I owe out about 1,200 on a CC.
SpankageBros
OS12TR
03/22/2024
08:35 PM
#2
I picked the closest number. But, my student loan debt is between 10k-20k.
Yellow
03/22/2024
08:53 PM
#3
I don't want to say.
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shadowsword87
03/22/2024
08:57 PM
#4
Student loan's way higher than that.
adjl
03/22/2024
09:52 PM
#5
I've got about $12k left in student loans, which I'm paying off at about $200 a month with no interest. Credit cards are currently sitting at a combined $2300, but that's because I use them for everything I can. They'll be paid off well before payment is due on them; I think in all the years I've been using credit cards I've paid a grand total of 70 cents in interest because one time I was dumb and forgot to pay a balance of like $150.
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teddy241
03/22/2024
10:51 PM
#6
10k CC debt. Took some cash advances while gambling and now fighting to get the balance down
DirtBasedSoap
03/22/2024
10:53 PM
#7
none
im gay
Glob
03/22/2024
10:56 PM
#8
No credit card debt. Plenty of student loan but Im never paying it back so dont really care.
Dikitain
03/22/2024
11:16 PM
#9
No, I payed off my student loans within like 2-3 years of graduating. I would just make triple and quadruple payments on them until I payed them off. They probably only got a couple hundred in interest off of me on $30K in loans, Sallie Mae HATED me, LOL!

Also payed off my credit card just before seeing this topic, but I do that every month. I only put around $500 - $600 on it. Basically whatever I spend on groceries and gas that month.

Also no mortgage or car payments, so I am completely debt free.
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Lokarin
03/22/2024
11:19 PM
#10
Zero, cuz while debt is not uncommon worldwide, everyone holding debt is uniquely American.
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Blue_Thunder
03/22/2024
11:25 PM
#11
~22k in student loans. Currently debating whether to be more aggressive about paying it off or to keep investing what I would've paid instead.

I do have some credit card utilization but I don't really count that as debt per se, as it's just stuff I would've paid for with debit anyways, and all the balances are automatically paid off monthly.
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Metalsonic66
03/22/2024
11:30 PM
#12
A reasonable amount
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ParanoidObsessive
03/22/2024
11:36 PM
#13
Technically I've got credit card debt because I only just got this month's bill and haven't paid it yet.

But I pay off the full value on my bill every month, so I never pay interest and don't have any long-term debt. I've got no student debts, I fully own my own car(s), and I don't even have a mortgage (my house is fully paid off).

My finances have been solidly in the black for a looong time now.
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KJ_StErOiDs
03/23/2024
12:34 AM
#14
Like PO, just whatever I rack up on my CC, which I pay off every month. So I just went with the "1,000" option.
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BlackScythe0
03/23/2024
05:06 AM
#15
I got a car loan, but the credit card gets paid off every month so it doesn't count as a running debt.
captpackrat
03/23/2024
01:46 PM
#16
I can't technically say I have zero credit card debt, simply because some transactions haven't processed yet and I can't pay them off until they do. But I pay my credit cards off completely at least once a week. Banks hate me.
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Mensis
03/23/2024
07:28 PM
#17
Paid off my cc debt last month
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GGuirao13
03/24/2024
02:48 AM
#18
No.
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Poll of the Day » Student loan/Credit card debt