Technically I've got credit card debt because I only just got this month's bill and haven't paid it yet.
But I pay off the full value on my bill every month, so I never pay interest and don't have any long-term debt. I've got no student debts, I fully own my own car(s), and I don't even have a mortgage (my house is fully paid off).
My finances have been solidly in the black for a
looong
time now.
"Wall of Text'D!"
--- oldskoolplayr76
"POwned again."
--- blight family