Current Events > How do monthly payments work from Best Buy?

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Super_Slash
08/28/23 2:00:42 AM
#1:


Me and my fiancee both have terrible credit but I need a new computer ASAP. Do they run credit checks? Monthly payments are by far the quickest and easiest option if we are able to do it.
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UndefeatedGOAT
08/28/23 2:07:26 AM
#2:


When i bought my macbook you pay basically $70 for a loan thats 0% for a year

they ran a credit check, this was in canada though
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CwebbMichSac4
08/28/23 2:07:49 AM
#3:


are you gonna pay by cash? do that, all at once if you can
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kingdrake2
08/28/23 2:08:20 AM
#4:


UndefeatedGOAT posted...
they ran a credit check


hopefully TC didn't have too many things to happen that would tank credit.

or else that loan is done (we're all done too).

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AbstraktProfSC2
08/28/23 2:08:47 AM
#5:


https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-financing/pcmcat1476112234971.c?id=pcmcat1476112234971

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Super_Slash
08/28/23 2:21:55 AM
#6:


kingdrake2 posted...
hopefully TC didn't have too many things to happen that would tank credit.

or else that loan is done (we're all done too).
My credit is in the upper 400s/low 500s lmao

CwebbMichSac4 posted...
are you gonna pay by cash? do that, all at once if you can
What do you mean? How does that help?
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Super_Slash
08/28/23 2:22:19 AM
#7:


AbstraktProfSC2 posted...
https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-financing/pcmcat1476112234971.c?id=pcmcat1476112234971
This explains some things but it's mostly just words to me.
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CwebbMichSac4
08/28/23 10:15:25 AM
#8:


Super_Slash posted...
My credit is in the upper 400s/low 500s lmao

What do you mean? How does that help?
How did your credit get so bad though? it wasn't because you never used credit at all was it?
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bluezero
08/28/23 10:16:29 AM
#9:


Any sort of loan/credit card is going to run a credit check.

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CwebbMichSac4
08/28/23 10:18:01 AM
#10:


bluezero posted...
Any sort of loan/credit card is going to run a credit check.

bluezero posted...
Any sort of loan/credit card is going to run a credit check.
a hard pull? those usually lower your credit score right?
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bluezero
08/28/23 10:19:07 AM
#11:


CwebbMichSac4 posted...
a hard pull? those usually lower your credit score right?
idk I don't run these companies.

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i7-12700F - 3080 - 32GB 3200 - 1440p Ultrawide
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Were_Wyrm
08/28/23 10:26:26 AM
#12:


Last I knew they provide credit through HSBC.

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I was a God, Valeria. I found it...beneath me. - Dr. Doom
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Prismsblade
08/28/23 11:01:21 AM
#13:


Super_Slash posted...
What do you mean? How does that help?
re
To avoid paying interest and only buying things you can afford outright.

For your question what you're looking for is preferably a interest free loan. Which best does offer through their credit card for 24 months.

Their qualifications requirements also are alot lower then most others. So you may likely be able to qualify even with a low 500 CC score.

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Returning_CEmen
08/28/23 11:02:47 AM
#14:


CwebbMichSac4 posted...
a hard pull? those usually lower your credit score right?
Yes

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Genius, Thousandaire, Playboy, Philanthropist
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KazGT6
08/28/23 11:08:25 AM
#15:


Returning_CEmen posted...
Yes
how many points usually?
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Returning_CEmen
08/28/23 12:15:23 PM
#16:


KazGT6 posted...
how many points usually?
5-10 points

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