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VeggetaX 03/07/23 11:08:07 AM #1: |
Creditkarma https://gamefaqs.gamespot.com/a/user_image/5/2/4/AAAHH2AAEQGc.png Chase https://gamefaqs.gamespot.com/a/user_image/5/2/5/AAAHH2AAEQGd.png Experian https://gamefaqs.gamespot.com/a/user_image/5/2/6/AAAHH2AAEQGe.png All so weird and quite different. --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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wackyteen 03/07/23 11:09:18 AM #2: |
670 and 669 on Credit Karma. I went from starting 2022 with about $12K in debt to ending it with nearly $60K in debt so <___< --- The name is wackyteen for a reason. Never doubt. ... Copied to Clipboard!
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VeggetaX 03/07/23 11:09:50 AM #3: |
wackyteen posted... 670 and 669 on Credit Karma.You bought a car? --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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R1masher 03/07/23 11:14:17 AM #4: |
is your credit score effected by your posting history? --- R1R1R1R1R1R1 ... Copied to Clipboard!
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wackyteen 03/07/23 11:14:26 AM #5: |
VeggetaX posted... You bought a car? Took out a consolidation loan for credit cards. Was going to sit on $10K after paying off cards and getting some stuff. Then my car died due to an issue that was supposeed to have been fixed. So wound up putting the $10K as a down payment on a brand new CR-V EX. it was that or gamble the money on a used car or gambling in a used motor for my existing old car. --- The name is wackyteen for a reason. Never doubt. ... Copied to Clipboard!
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VeggetaX 03/07/23 11:15:46 AM #6: |
R1masher posted... is your credit score effected by your posting history?God I hope not. wackyteen posted... Took out a consolidation loan for credit cards. Was going to sit on $10K after paying off cards and getting some stuff.Sucks but you did the right thing IMO. --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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Kaldrenthebold 03/07/23 11:17:03 AM #8: |
https://gamefaqs.gamespot.com/a/user_image/5/3/0/AAMgSRAAEQGi.png --- http://i169.photobucket.com/albums/u223/chocolateFRESH/arts/kraid.png - Thanks GP cosmonaut! http://i.imgur.com/TuJWAR8.jpg ... Copied to Clipboard!
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BuckVanHammer 03/07/23 11:17:33 AM #9: |
Mines pretty close to yours, even the differences between sources. --- Minimal, yet feature rich. https://imgur.com/bphehs8 ... Copied to Clipboard!
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MarthGoomba 03/07/23 11:18:30 AM #10: |
833 when I checked yesterday --- https://i.imgur.com/m6Rgs8D.jpg https://i.imgur.com/qUMZhdW.jpg https://i.imgur.com/LACtH6q.jpg ... Copied to Clipboard!
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VeggetaX 03/07/23 11:19:44 AM #11: |
[LFAQs-redacted-quote] You made big mistake comrad Kaldrenthebold posted... https://gamefaqs.gamespot.com/a/user_image/5/3/0/AAMgSRAAEQGi.pngVery nice! When I got the big credit score boost first thing I did was called my car insurance and they were able to get me a cheaper deal. BuckVanHammer posted... Mines pretty close to yours, even the differences between sources.I dunno how Chase, powered from Experian, gives me an 805 but Experian themselves gives me a massive lower score. These things are always weird as fuck. And the last person who hard checked my credit score said it was higher than what Experian was giving me. --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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fireball2020 03/07/23 11:21:11 AM #12: |
772 when I last checked ... Copied to Clipboard!
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DKBananaSlamma 03/07/23 11:22:36 AM #13: |
833 last time I checked --- Neon >_> ... Copied to Clipboard!
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NoxObscuras 03/07/23 11:23:25 AM #14: |
It's lower than I would like it to be. My scores took a hit a few years ago (was at 780) and I'm slowly building it back up https://gamefaqs.gamespot.com/a/user_image/5/3/3/AAQgjdAAEQGl.jpg --- PSN - NoxObscuras Z490 | i9-10900K | EVGA 3080 FTW3 Ultra | 32GB DDR4 3600 | 4TB SSD ... Copied to Clipboard!
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wackyteen 03/07/23 11:25:46 AM #15: |
VeggetaX posted... Sucks but you did the right thing IMO I just hated having to buy my car where I did, because Colorado taxes on vehicles are insane. Sticker price was like nearly $33K. After taxes and fees, I still owed $30K loan wise despite the $10K down payment. My loan is 84 months at 4.11%. I could've afforded a shorter loan/higher monthlies but at that point I didn't want to tempt fate financially --- The name is wackyteen for a reason. Never doubt. ... Copied to Clipboard!
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MC_BatCommander 03/07/23 11:26:13 AM #16: |
Experian has me at 826 right now --- The Legend is True! ... Copied to Clipboard!
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Euripides 03/07/23 11:27:42 AM #17: |
Not sure, but I haven't been turned down for a home or auto loan in over 20 years ... Copied to Clipboard!
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Kaldrenthebold 03/07/23 11:27:55 AM #18: |
VeggetaX posted... You made big mistake comrad I have a ton of student loans and pay them on time for the past 10+ years so my score is jacked up. I don't miss a payment on nothing and I have a bunch of bills and shit in my name so it's pretty easy to get a good score. I would love to get a house but the interest rates + student loan payments = I will be paycheck to paycheck and I do not want to live like that so I'm stuck in a small ass apartment. My wife had a worse score but noticed her dad's credit card she was I guess attached to had like 30k of debt but she managed to get off of it and her score improved dramatically. --- http://i169.photobucket.com/albums/u223/chocolateFRESH/arts/kraid.png - Thanks GP cosmonaut! http://i.imgur.com/TuJWAR8.jpg ... Copied to Clipboard!
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Killmonger 03/07/23 11:32:24 AM #19: |
https://gamefaqs.gamespot.com/a/user_image/5/3/8/AAd1-7AAEQGq.jpg https://gamefaqs.gamespot.com/a/user_image/5/3/9/AAd1-7AAEQGr.jpg --- "I will die of cancer before I let another dude finger my a******." - ZeroX91 ... Copied to Clipboard!
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Payzmaykr 03/07/23 11:35:15 AM #20: |
Doesnt it lower your credit score when you look at it? ... Copied to Clipboard!
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MC_BatCommander 03/07/23 11:39:43 AM #21: |
Payzmaykr posted... Doesnt it lower your credit score when you look at it? Some banks and credit card services give you regular score updates without impacting it. --- The Legend is True! ... Copied to Clipboard!
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NoxObscuras 03/07/23 11:40:00 AM #22: |
Payzmaykr posted... Doesnt it lower your credit score when you look at it?Only hard inquiries lower your score. Soft inquiries, like the ones these websites use, don't affect your score. --- PSN - NoxObscuras Z490 | i9-10900K | EVGA 3080 FTW3 Ultra | 32GB DDR4 3600 | 4TB SSD ... Copied to Clipboard!
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Eramir 03/07/23 11:41:03 AM #23: |
https://gamefaqs.gamespot.com/a/user_image/5/4/5/AAXauVAAEQGx.jpg --- https://i.imgur.com/71J7IXn.png ... Copied to Clipboard!
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tripleh213 03/07/23 11:45:06 AM #24: |
https://gamefaqs.gamespot.com/a/user_image/5/4/8/AAOFZHAAEQG0.png --- Bucks World Champions 2021 PS4 looks great ... Copied to Clipboard!
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VeggetaX 03/07/23 11:48:41 AM #26: |
Payzmaykr posted... Doesnt it lower your credit score when you look at it?Hard checks does. These are soft checks and does not hit your score. --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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TheHoldSteady 03/07/23 11:49:59 AM #29: |
Right now I'm at 702. I was at 762 but I'm still recovering from my alma mater fucking me over two years ago by opening a collections account on a payment that they never notified me about. --- Don't ask about Charlemagne. ... Copied to Clipboard!
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TaylorHeinicke 03/07/23 11:50:29 AM #30: |
high 790s / low 800s but i just got a mortgage so that might drop temporarily --- St. Louis Battlehawks (3-2) ... Copied to Clipboard!
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VeggetaX 03/07/23 11:50:57 AM #31: |
TheHoldSteady posted... Right now I'm at 702.Ouch. My school loans just purged for me I think last year. Took 5 years tho. --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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Unknown5uspect 03/07/23 11:51:21 AM #32: |
Experian has me at 704. Dropped 30 points in the last couple months due to a few setbacks in personal life. --- #EatTheRich ... Copied to Clipboard!
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VeggetaX 03/07/23 4:54:58 PM #33: |
Unknown5uspect posted... Experian has me at 704. Dropped 30 points in the last couple months due to a few setbacks in personal life.Do you mind telling us what those were? --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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CE_gonna_CE 03/07/23 5:06:20 PM #34: |
https://gamefaqs.gamespot.com/a/user_image/7/8/1/AAb05zAAEQKd.jpg --- https://gamefaqs.gamespot.com/boards/1531-food-delivery-services-general ... Copied to Clipboard!
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Malcrasternus 03/07/23 5:09:39 PM #35: |
I made an early payment last week on my CC, it's never been over 30% utilization, and my score dipped. >_> Wonder if I should just completely pay it off to see what it does. --- 4/15/1951 - 3/18/2014 ... Copied to Clipboard!
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JuanCarlos1 03/07/23 5:10:04 PM #36: |
Was at 750, but credit usage is over 60% and thats dropping it to low 700s --- Mas dicen, que en las dimensiones de nuestro ser... hay muchos detalles por conocer... ... Copied to Clipboard!
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VeggetaX 03/07/23 5:14:35 PM #37: |
Credit usage is usually a good thing so long as you pay it off fast --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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Itachi157 03/07/23 5:15:28 PM #38: |
Just bought a house, mine was 810 ... Copied to Clipboard!
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Unknown5uspect 03/07/23 5:17:25 PM #39: |
VeggetaX posted... Do you mind telling us what those were?Bought car got wrecked opened CC to pay off deductible. Gonna pay that off with tax return. --- #EatTheRich ... Copied to Clipboard!
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MC_BatCommander 03/07/23 5:17:31 PM #40: |
VeggetaX posted... Credit usage is usually a good thing so long as you pay it off fast You want to keep it below 40% or something IIRC, using it too much even if you pay it off completely can still hurt you --- The Legend is True! ... Copied to Clipboard!
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kage_53 03/07/23 5:22:48 PM #41: |
Was at 768 then it dropped to 738 last month after getting a new credit card. ... Copied to Clipboard!
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Malcrasternus 03/07/23 5:23:39 PM #42: |
MC_BatCommander posted... You want to keep it below 40% or something IIRC, using it too much even if you pay it off completely can still hurt you I'm assuming every company/case is different, but I'm a little under 30% utilization right now and still dropped about 15 points when I made an early payment. --- 4/15/1951 - 3/18/2014 ... Copied to Clipboard!
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VeggetaX 03/07/23 5:28:06 PM #43: |
MC_BatCommander posted... You want to keep it below 40% or something IIRC, using it too much even if you pay it off completely can still hurt youThat's probably why my credit score bounces around so much. I pay everything with my CC. --- Don't like it? Don't watch it. It's that simple Dictator of Nice Guys ... Copied to Clipboard!
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Malcrasternus 03/07/23 6:04:11 PM #44: |
VeggetaX posted... That's probably why my credit score bounces around so much. I pay everything with my CC. Think I should use my debit card for small shit again in that case? Or just not worry about it unless I'm in the market for a house or car? --- 4/15/1951 - 3/18/2014 ... Copied to Clipboard!
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Trumpo 03/07/23 6:08:31 PM #45: |
B20/K24 engines for CRV's are not outrageously expensive. --- Lancool II | Z690 Tomahawk |12700K | Fuma 2 | RTX 3070Ti | 16GB 3600MHz | FireCuda 530 1TB | Inland NVMe 1TB | RM750x ... Copied to Clipboard!
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spanky1 03/07/23 6:12:48 PM #46: |
I did have great credit but then I made the financially irresponsible choice to pay off my car loan and now it went down. --- http://i.imgur.com/DCjoiZ0.jpg https://www.deviantart.com/fuee/art/spanky1-811230163 ... Copied to Clipboard!
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spanky1 03/07/23 6:13:41 PM #47: |
kage_53 posted... Was at 768 then it dropped to 738 last month after getting a new credit card. I thought more available credit usually raises your score. --- http://i.imgur.com/DCjoiZ0.jpg https://www.deviantart.com/fuee/art/spanky1-811230163 ... Copied to Clipboard!
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FelineCyborg 03/07/23 6:15:58 PM #48: |
mine is 761...dropped 6 points since last month and I didn't do anything different...should I be concerned? --- "well, yeah, and a lot of minorities go to see minstrel shows, too." - PyroSpoon ... Copied to Clipboard!
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Funcoot 03/07/23 6:16:24 PM #49: |
https://gamefaqs.gamespot.com/a/user_image/8/3/2/AAN9wJAAEQLQ.png --- The answer to the question nobody asked. ... Copied to Clipboard!
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kage_53 03/07/23 6:20:16 PM #50: |
spanky1 posted... I thought more available credit usually raises your score.Whenever a hard check is done for credit score, credit score goes down. ... Copied to Clipboard!
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