Current Events > I think I'm looking at assisted living for my uncle and have no idea

(+) Yeah! (+)

How I'm going to pay for it or how to get him to accept it.

Ever since his kidney failure last summer, I noticed there's been a strong decline in his coordination, cognition, and some flashes of lacking composure.

I'd want to be ahead of this move because I'm unable to watch him myself, and my mom already needs my help. That being said, I don't know how I can make anything happen.

Been going through some forum threads and pretty much the bottom line is it's always going to be a heavy expense even after medicaid and SS + disability. Unfortunately I was in the position to just make an ok living for myself and save a bit each month. Semi-boosted by being able to pool expense when my mom and uncle were working.

I don't resent the idea of taking care of family, but mathematically it's like I'd be walking into a failure. Siblings and cousins are younger and still barely making a living for themselves. I can't ask other aunts and uncles to help because they're probably going to need their own help sooner than later.

Guess this is a wake up call for me. Fast turn in the span of months from "stable" to more like "screwed ", where both are having to retire at the same time.

Current measure I'm looking at is selling his car, which I know is gonna be pretty sour because he held out a long time for it. We have no home properties to work with.

Its insane how much assisted living can cost. We were looking into it for my grandma, but we cant swing 5k per month. Insurance wont help.

So we got her a senior apartment that has meals delivered. Better than nothing I guess, but she really needs assisted living.

My father stayed at an end of life care facility and his SSI and disability paid for his services while staying at the facility. They aren't all the same. Look around and get some ideas on cost.

As for selling his vehicle, be careful. If he is on disability they could come after him/you for the money made off the sale. It's considered an asset and that could throw a wrench in the whole thing.

Suolevram posted...

As for selling his vehicle, be careful. If he is on disability they could come after him/you for the money made off the sale. It's considered an asset and that could throw a wrench in the whole thing.

Yeah, that's something I'm trying to figure out. There's something about excessive cars that may act as an exception.

Car situation is:
- His, which he and my mom use
- One lease for family that I'm temporarily using as my primary.
- My primary car that's been a long project to repair. Hindsight is a bitch, as I committed to the revival before my uncle's kidney failure occurred. Selling it now would be pretty backwards, and his car has more potential market value.

I'm not sure if I can play with what can be interpreted as primary and excessive in respect to him. Once my repaired car is back, idea is that the lease car becomes his primary.