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_BlueMonk 01/15/23 9:59:00 AM #1: |
They will loan you the down payment and closing costs bad news is that I still cant afford it. Loan payments are reasonable, but adding on insurance, pmi, and property tax payments makes it unaffordable this is my fault for being born poor I guess. --- JISOO JISOO ... Copied to Clipboard!
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emblem-man 01/15/23 10:41:02 AM #2: |
What kind of payments would you be looking at? --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate ... Copied to Clipboard!
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Agonized_rufous 01/15/23 10:43:43 AM #3: |
PMI is a racket It's always more expensive to be poor --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana ... Copied to Clipboard!
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CARRRNE_ASADA 01/15/23 10:49:04 AM #4: |
Houses are still to expensive --- SEXY SEXY! ... Copied to Clipboard!
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emblem-man 01/15/23 10:50:30 AM #5: |
Agonized_rufous posted... PMI is a racket Does PMI differ greatly? I know for us, we put 5% down and the PMI is like $80 or something. While it's not nothing, it's much better than trying to save up the additional 15% to avoid it. --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate ... Copied to Clipboard!
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_BlueMonk 01/15/23 11:28:54 AM #6: |
emblem-man posted... What kind of payments would you be looking at?On a 500k house -3000 mortgage payment -125 insurance -500 property tax -350 private mortgage insurance so like 4k a month. Its bullshit --- JISOO JISOO ... Copied to Clipboard!
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emblem-man 01/15/23 11:32:17 AM #7: |
_BlueMonk posted... On a 500k house Ouch. And then utilities on top of that. I'm sorry bro --- http://avatar.xboxlive.com/avatar/emblem%20boy/avatar-body.png haters gonna hate ... Copied to Clipboard!
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Agonized_rufous 01/15/23 11:56:06 AM #8: |
emblem-man posted... Does PMI differ greatly? I know for us, we put 5% down and the PMI is like $80 or something. While it's not nothing, it's much better than trying to save up the additional 15% to avoid it. I just dislike it on principle more than anything. It can vary...iirc it's between .5-2% depending on your credit. In almost every scenario, it better to pay it than to rent. Eventually you can refinance or get an appraisal that shows your house has enough equity to stop it --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana ... Copied to Clipboard!
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