Current Events > How many Credit Cards you got, CE?

(+) Yeah! (+)

How many, CE?

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6 votes, one each for one through six

https://www.youtube.com/watch?v=MSHWrt1PMgo

1

I have a bunch

• Capitol One Venture Card (this is the one I use for pretty much everything)
• Citi Double Cash
• Amazon credit card
• Discover card
• Bank of America cash rewards
• Bank of America better balance rewards
• MySynchrony (for my Sleep Number bed that I just bought this year)
• Lowe's
• JCPenney

I have:
Amazon card
Discover It
Chase Freedom Flex
American Express Delta Skymiles

Just 1

Four and I set them on fire

20 in use, and probably at least another 10 or so more that have no balance.

>_>

CE_gonna_CE posted...

20 in use, and probably at least another 10 or so more that have no balance.

>_>

how uh

how you keep up with the fees and make sure those get paid off

None, not worth it since the fees are higher than the rewards (which themselves are gimmicky like gift cards)

Just my Chase Sapphire Preferred. Don't need anything else

2

just two, one for subscriptions to things and one for general use

wackyteen posted...

how uh

how you keep up with the fees and make sure those get paid off

Spreadsheet that tracks all the cards I keep a balance on. The majority are cards are ones that I am parking a 0% balance transfer and promo on. Only one charges interest (2%). The spreadsheet tracks monthly payments, as well as when I have to pay the card off before the promo expires.

I review the spreadsheet at least once a month and check all my balances at least once a day.

Any cards that I can set to autopay are setup that way so I dont have to be tracking manual payments for the most part.

Im an accountant and pretty anal when it comes to this, so its all in my wheelhouse and stuff Ive done with businesses anyway so no big deal. Wouldnt recommend most normal folks do the juggling act though.

CE_gonna_CE posted...

check all my balances at least once a day.

You use Mint or something to do that?

wackyteen posted...

You use Mint or something to do that?

Yep, Mint. Ive tried Personal Capital as well and its decent, but Ive found Mint seems to have the ability to link to more of my accounts.

CE_gonna_CE posted...

Yep, Mint. Ive tried Personal Capital as well and its decent, but Ive found Mint seems to have the ability to link to more of my accounts.

I may switch back to Mint. I think Mint has better expense categorization, too. From what I call, Mint has a tree style categorization whereas every expense is a parent category with Personal Capitol.

Amex which I use for emergencies.

I did open up a PayPal credit card last year. It was supposed to be only $200 but they sent me one that had a $2000 balance!!! I used it briefly, paid it off and cut the card up.

5

dont really want more though, Im definitely going to forget to pay one off at some point.

8 and two of them I regret applying for.
One of them because it's from a retail chain I don't shop at much and the other is from a small bank which has a terrible app and customer service. Don't care if they expanded my credit I would rather have less inquiries.

2

16

Four. Used to be that I had Visa, Master Card, Discover, and American Express but Chase switched from MC to Visa years ago and it still bothers me.