Current Events > is $2,500 a month enough to cover food/clothes/vacation costs?

(+) Yeah! (+)

i eat out for every meal every day

i take a vacation monthly

i like nice clothes...
---

not on top of other expensive in my province

---

SamsungGearS2 posted...

not on top of other expensive in my province

what? no, this is the amount to cover only those expenses
---

C, final answer.
---

Hell no. You're going to need at least $3K per month. $4K per month would be better.

---

Pepys Monster posted...

Hell no. You're going to need at least $3K per month. $4K per month would be better.

dang, i can get there but i'll have to lower my 401k contribution down a bit
---

Enough for one person to live off of in most areas but not vacationing, eating out every meal, and getting nice clothes.

---

mobilebloechel posted...

Isn't there a fucking topic limit on this site

XD

---

$2500 a month is pretty low tbh

What do you make an hour? $8.25?

---

mobilebloechel posted...

Isn't there a fucking topic limit on this site

Fuck likes and karma but gfaqs needs a "this guy again?" Button and if a person gets too many of those they get banned from making topics for a month.

---

I dont think its enough. Unless you eat at cheap places and take cheap vacations

---

weekoldhotdog posted...

$2500 a month is pretty low tbh

What do you make an hour? $8.25?

well, he said food clothes vacation. He didnt include rent or other things. Perhaps those are taken care of with the rest of his income or other.

---

dj1200 posted...

well, he said food clothes vacation. He didnt include rent or other things. Perhaps those are taken care of with the rest of his income or other.

Even if you added rent to that amount, it's still pretty low for how he's trying to play it off as.

---

No_U_L7 posted...

i eat out for every meal every day

i take a vacation monthly

i like nice clothes...

dunno why you are asking this. It depends on how much you make net pay, how much you are laying for rent, and how much you have left over.

---

wtf is with the confusion in this topic?

i make a good amount of money

i have a lot of deductions (taxes, medical, pension etc)

i then contribute a good amount to my 401k

i then pay 3.5k for mortgage monthly

i then have to pay for utilities and entertainment

i then have 2.5k leftover-so this is for food, clothing and vacations

my question is: is 2.5k monthly enough for all of those things?

i can lower my 401k contributions if needed
---

No_U_L7 posted...

wtf is with the confusion in this topic?

i make a good amount of money

i have a lot of deductions (taxes, medical, pension etc)

i then contribute a good amount to my 401k

i then pay 3.5k for mortgage monthly

i then have to pay for utilities and entertainment

i then have 2.5k leftover-so this is for food, clothing and vacations

my question is: is 2.5k monthly enough for all of those things?

i can lower my 401k contributions if needed

Look man, I don't know what to tell you. If you ONLY have $2500 a month to play with, that means you're only playing with 30k a year. That's not even enough to get you a membership at the Country Club.

---

No_U_L7 posted...

wtf is with the confusion in this topic?

i make a good amount of money

i have a lot of deductions (taxes, medical, pension etc)

i then contribute a good amount to my 401k

i then pay 3.5k for mortgage monthly

i then have to pay for utilities and entertainment

i then have 2.5k leftover-so this is for food, clothing and vacations

my question is: is 2.5k monthly enough for all of those things?

i can lower my 401k contributions if needed

Lol. Low quality trolling. This is why you shouldnt make too many topics when doing so.



So do you have a 3.5k mortgage or do you rent a place for 800?

daynlokki posted...

Lol. Low quality trolling. This is why you shouldnt make too many topics when doing so.



So do you have a 3.5k mortgage or do you rent a place for 800?

Or are you buying a condo for 700k? lmfao

---

daynlokki posted...

Lol. Low quality trolling. This is why you shouldnt make too many topics when doing so.



So do you have a 3.5k mortgage or do you rent a place for 800?

did you even read the topic you're screen grabbing from....? if i got that 700k condo, that's 3.5k mortgage...
---

yes

---

Pepys Monster posted...

So you made a topic about how your parents are going to flip out when you buy a place, and then 5 minutes later, you bought the condo? As someone who has gone through the numerous paperwork and steps to buy a home such as hiring an appraiser, home inspector and pest inspector, I don't buy it.

where did i say i bought it...?
---

No_U_L7 posted...

did you even read the topic you're screen grabbing from....? if i got that 700k condo, that's 3.5k mortgage...

Weird you wouldnt have added the monthly HOA fees into your bills if thats the case

daynlokki posted...

Weird you wouldnt have added the monthly HOA fees into your bills if thats the case

ZING!

---

daynlokki posted...

Weird you wouldnt have added the monthly HOA fees into your bills if thats the case

the 3.5k mortgage is including the monthly HOA, home owners insurance and property tax...
---

No_U_L7 posted...

the 3.5k mortgage is including the monthly HOA, home owners insurance and property tax...

Sure it is bud. Sure it is. Youre trying awfully hard to look like a baller considering you currently live in a place for $800 a month.

it's making me crack up how many people are trying to "gotcha!" me in this topic only to make themselves look like fools lmao
---

daynlokki posted...

Sure it is bud. Sure it is. Youre trying awfully hard to look like a baller considering you currently live in a place for $800 a month.

you mean the same place ive lived for 9 years since i was an intern making $20/hour? where i saved up enough for a downpayment on a 700k condo? where the value is insane for the area?

to repeat myself:

No_U_L7 posted...

it's making me crack up how many people are trying to "gotcha!" me in this topic only to make themselves look like fools lmao

---

No_U_L7 posted...

it's making me crack up how many people are trying to "gotcha!" me in this topic only to make themselves look like fools lmao

Usually when you attack the person, not the point made its because the point made was a truthful statement. It shows a lack of conviction from you in fact.

Tc gives off Elliot Rodger vibes, he should be on a list.

daynlokki posted...

Usually when you attack the person, not the point made its because the point made was a truthful statement. It shows a lack of conviction from you in fact.

just pointing out how wrong you are

you're upset i didn't include HOA (and property tax/insurance) and i point out that's included in the mortgage and you get upset?

you try to point out i "only" live in a place that costs $800, but your own screen grab shows the market value is $1,500?

yeah, nice try

what other crappy "gotcha!" are you gonna try next?
---

TC is ripping off Franklin's gimmick and it's kind of pissing me off, to be frank. At least Franklin knew how to actually trigger people into getting themselves modded over his iPhone X topics.

TC just doesn't like to be called out on it.

---

weekoldhotdog posted...

TC is ripping off Franklin's gimmick and it's kind of pissing me off, to be frank. At least Franklin knew how to actually trigger people into getting themselves modded over his iPhone X topics.

TC just doesn't like to be called out on it.

Yup. Way too triggered to properly troll. Low quality bait.

weekoldhotdog posted...

Or are you buying a condo for 700k? lmfao

you realize "buying a condo" doesn't mean i'm buying it in 1 lump sum of cash right....?
---

No_U_L7 posted...

you realize "buying a condo" doesn't mean i'm buying it in 1 lump sum of cash right....?

I'm sorry you can't afford your home with one lump sum of cash. Perhaps you should open a 2nd mortgage to fund your next watch?

---

weekoldhotdog posted...

I'm sorry you can't afford your home with one lump sum of cash. Perhaps you should open a 2nd mortgage to fund your next watch?

buying in 1 lump sum is actually a bad idea, the tax breaks i get on my salary are insane with a mortgage

but no, i have no problem admitting that i cant afford to pay for a 700k condo in 1 lump sum at the age of 34
---

Where do you live? It seems like you have a luxurious lifestyle.

---

dj1200 posted...

Where do you live? It seems like you have a luxurious lifestyle.

California

I live in an expensive area
---

No one making only $20 an hour can save enough money for 20 percent down for a $700k condo

Trumpo posted...

No one making only $20 an hour can save enough money for 20 percent down for a $700k condo

what...why do you think i make only $20/hour? i made 20/hr as an intern. i now have 3 engineering degrees and make significantly more than that
---

Trumpo posted...

No one making only $20 an hour can save enough money for 20 percent down for a $700k condo

In California...

---

No_U_L7 posted...

i eat out for every meal every day

i take a vacation monthly

i like nice clothes...

I make 17,500 a month and still find myself spending too much fucking money on food. When you are poor you learn to be frugal and make shit work, When you are well off you jus buy whatever the fuck all the time. My food costs are probably like 2,500 a month just in of itself.

---

STEROLIZER posted...

I make 17,500 a month and still find myself spending too much fucking money on food. When you are poor you learn to be frugal and make shit work, When you are well off you jus buy whatever the fuck all the time. My food costs are probably like 2,500 a month just in of itself.

^^^
This is how you throw around your wallet. Take note. You'll be quizzed on this later in the week.

---

weekoldhotdog posted...

^^^
This is how you throw around your wallet. Take note. You'll be quizzed on this later in the week.

Ya, TC doesnt realize a 700k condo is nothing to people who have already paid off 600k homes at the same age lmao.

STEROLIZER posted...

I make 17,500 a month and still find myself spending too much fucking money on food. When you are poor you learn to be frugal and make shit work, When you are well off you jus buy whatever the fuck all the time. My food costs are probably like 2,500 a month just in of itself.

yeah, which is why im struggling to calculate my budget itt, im used to just doing whatever i want

daynlokki posted...

Ya, TC doesnt realize a 700k condo is nothing to people who have already paid off 600k homes at the same age lmao.

so you're upset im making topics about money when other people make even more than me...? can you at least try to make some sense

idc if others make more than me, i know tons of ppl do. all this topic is is me trying to calculate my budget for when i get that condo...instead yall are freaking out over nothing lmao
---

No_U_L7 posted...

yeah, which is why im struggling to calculate my budget itt, im used to just doing whatever i want

so you're upset im making topics about money when other people make even more than me...? can you at least try to make some sense

idc if others make more than me, i know tons of ppl do. all this topic is is me trying to calculate my budget for when i get that condo...instead yall are freaking out over nothing lmao

All this is, is you attempting to throw your wallet around like its fat. Its not. Especially for where you live. If you need CE to help you with budgeting then you arent making near what you are saying. Anyone in that range would most likely have a financial planner to do all of this for them.

daynlokki posted...

All this is, is you attempting to throw your wallet around like its fat. Its not. Especially for where you live. If you need CE to help you with budgeting then you arent making near what you are saying. Anyone in that range would most likely have a financial planner to do all of this for them.

where am i "throwing my wallet around"? i didn't even mention any other salary total or anything else until it was clear the topic was confusing people. just a single budget question

i've long claimed i don't consider myself rich....unfortunately this board is filled with middle america people who think im "bragging" whenever i talk about money, when in reality im just talking about my life and happen to live in an expensive area. the people in my new building will def make around what i do or even higher

and why the fuck would i hire a financial planner lmao. im an engineer, i can figure this stuff out on my own...doesn't mean it isn't helpful to talk (type) it out
---

TC bitches about a coupon for $6 off herpes medicine but is fine spending $30K annually. Remember how you said that you complained about it because every little bit of money counts? Why are you eating out every meal?

Come on TC, at least try to keep your gimmick in order.

---

No_U_L7 posted...

where am i "throwing my wallet around"? i didn't even mention any other salary total or anything else until it was clear the topic was confusing people. just a single budget question

i've long claimed i don't consider myself rich....unfortunately this board is filled with middle america people who think im "bragging" whenever i talk about money, when in reality im just talking about my life and happen to live in an expensive area. the people in my new building will def make around what i do or even higher

and why the fuck would i hire a financial planner lmao. im an engineer, i can figure this stuff out on my own...doesn't mean it isn't helpful to talk (type) it out

If you can figure it out alone, why do you need advice from CE? Theres literally no reason for you to make a post like this besides to humble brag. I mean why else would you go through all this trouble T Swizzle?

YugiNoob posted...

TC bitches about a coupon for $6 off herpes medicine but is fine spending $30K annually. Remember how you said that you complained about it because every little bit of money counts? Why are you eating out every meal?

Come on TC, at least try to keep your gimmick in order.

what i do makes perfect since

cooking takes work, it's optimal for me to just order out

it's sub optimal to forfeit $6 for no reason

i have money to spend, i don't have money to waste

eating out is spending money...not using a coupon i have is wasting money

get it?

daynlokki posted...

If you can figure it out alone, why do you need advice from CE? Theres literally no reason for you to make a post like this besides to humble brag. I mean why else would you go through all this trouble T Swizzle?

because i use CE as blogfaqs and whatever feedback people give can be somewhat helpful sometimes?

you notice that even though i'm a pick up artist, i still make topics asking about girl related stuff all the time...it's just me working through the problem in my head and seeing if anyone maybe caught something i missed
---