Current Events > How am I supposed to buy a house if my credit sucks?

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TerraSeeker 05/23/21 11:47:52 PM #1:	I want to buy a house, but my credit sucks. I'm pretty sure I would denied a loan. Currently I'm saving for one I would on Craigslist that only needs a $10,000 down payment. I feel like I would probably want a better house with more bedrooms, space, and a bathtub. Does anyone know how I could find some better options? --- Your words are as empty as your soul <cite>TerraSeeker posted [p:954233580] in How am I s... [t:79475166]...</cite> <quote>I want to buy a house, but my credit sucks. I'm pretty sure I would denied a loan. Currently I'm saving for one I would on Craigslist that only needs a $10,000 down payment. I feel like I would probably want a better house with more bedrooms, space, and a bathtub. Does anyone know how I could find some better options? </quote> ... Copied to Clipboard!
Irony 05/23/21 11:48:24 PM #2:	Get better credit --- I am Mogar, God of Irony and The Devourer of Topics. <cite>Irony posted [p:954233590] in How am I s... [t:79475166]...</cite> <quote>Get better credit </quote> ... Copied to Clipboard!
TerraSeeker 05/23/21 11:53:53 PM #3:	That would take years. I want a house now. --- Your words are as empty as your soul <cite>TerraSeeker posted [p:954233723] in How am I s... [t:79475166]...</cite> <quote>That would take years. I want a house now. </quote> ... Copied to Clipboard!
TheHoldSteady 05/23/21 11:56:01 PM #4:	If you don't mind sharing space u could look for people looking for housemates in your area. Or get married to someone with credit. --- If she says we partied, then I'm pretty sure we partied. I really don't remember. I remember we departed from our bodies. <cite>TheHoldSteady posted [p:954233774] in How am I s... [t:79475166]...</cite> <quote>If you don't mind sharing space u could look for people looking for housemates in your area. Or get married to someone with credit. </quote> ... Copied to Clipboard!
CommonStar 05/23/21 11:57:25 PM #5:	What's your credit score? Do you have a credit card? <cite>CommonStar posted [p:954233812] in How am I s... [t:79475166]...</cite> <quote>What's your credit score? Do you have a credit card? </quote> ... Copied to Clipboard!
TerraSeeker 05/23/21 11:58:28 PM #6:	I like the marriage idea, or just finding a girlfriend I could live with. I need to force myself to socialize more and start using apps. --- Your words are as empty as your soul <cite>TerraSeeker posted [p:954233838] in How am I s... [t:79475166]...</cite> <quote>I like the marriage idea, or just finding a girlfriend I could live with. I need to force myself to socialize more and start using apps. </quote> ... Copied to Clipboard!
TerraSeeker 05/23/21 11:59:07 PM #7:	CommonStar posted... What's your credit score? Do you have a credit card? I think it's like 350. I've never had a credit card. --- Your words are as empty as your soul <cite>TerraSeeker posted [p:954233852] in How am I s... [t:79475166]...</cite> <quote>CommonStar posted... </cite> <quote>What's your credit score? Do you have a credit card?</quote>I think it's like 350. I've never had a credit card. </quote> ... Copied to Clipboard!
Irony 05/23/21 11:59:46 PM #8:	350 is awful holy shit --- I am Mogar, God of Irony and The Devourer of Topics. <cite>Irony posted [p:954233863] in How am I s... [t:79475166]...</cite> <quote>350 is awful holy shit </quote> ... Copied to Clipboard!
CommonStar 05/24/21 12:00:39 AM #9:	TerraSeeker posted... I think it's like 350. I've never had a credit card. Why is it so low? <cite>CommonStar posted [p:954233887] in How am I s... [t:79475166]...</cite> <quote>TerraSeeker posted... </cite> <quote>I think it's like 350. I've never had a credit card.</quote>Why is it so low? </quote> ... Copied to Clipboard!
CommunismFTW 05/24/21 12:01:09 AM #10:	TerraSeeker posted... I think it's like 350. I've never had a credit card. One of these is not like the other. Loans defaulted? --- Since only from below can one better see the heights. https://imgur.com/OhZgm <cite>CommunismFTW posted [p:954233906] in How am I s... [t:79475166]...</cite> <quote>TerraSeeker posted... </cite> <quote>I think it's like 350. I've never had a credit card.</quote> One of these is not like the other. Loans defaulted? </quote> ... Copied to Clipboard!
MICHALECOLE 05/24/21 12:02:18 AM #11:	Usually they say no credit is worse than bad credit but 350 is worse than no credit <cite>MICHALECOLE posted [p:954233934] in How am I s... [t:79475166]...</cite> <quote>Usually they say no credit is worse than bad credit but 350 is worse than no credit </quote> ... Copied to Clipboard!
TerraSeeker 05/24/21 12:02:40 AM #12:	CommunismFTW posted... One of these is not like the other. Loans defaulted? I kind of ignored my student loans after I quit school. I wasn't in a good spot mentally at the time. --- Your words are as empty as your soul <cite>TerraSeeker posted [p:954233942] in How am I s... [t:79475166]...</cite> <quote>CommunismFTW posted... </cite> <quote>One of these is not like the other. Loans defaulted?</quote>I kind of ignored my student loans after I quit school. I wasn't in a good spot mentally at the time. </quote> ... Copied to Clipboard!
darkprince45 05/24/21 12:03:49 AM #13:	Sad truth is, youre not gonna get a house. Also, if its Craigslist its 9/10 times a scam. try to pay off your debt. Get a CC thatll take you. Make on time payments --- https://imgur.com/NvktIWl <cite>darkprince45 posted [p:954233970] in How am I s... [t:79475166]...</cite> <quote>Sad truth is, youre not gonna get a house. Also, if its Craigslist its 9/10 times a scam. try to pay off your debt. Get a CC thatll take you. Make on time payments </quote> ... Copied to Clipboard!
ultimate reaver 05/24/21 12:04:20 AM #14:	Build up your credit or take a predatory loan. Thats all you can do --- I pray god will curse the writer, as the writer has cursed the world with this beautiful, stupendous creation, terrible in its simplicity, irresistible in truth <cite>ultimate reaver posted [p:954233984] in How am I s... [t:79475166]...</cite> <quote>Build up your credit or take a predatory loan. Thats all you can do </quote> ... Copied to Clipboard!
MICHALECOLE 05/24/21 12:05:52 AM #15:	You could probably get your credit to like 700 in a year if you really, really work at it. You can literally write letters and talk to people and consolidate loans and get loans waived and set up plans and get your stuff fixed but thats at least a year <cite>MICHALECOLE posted [p:954234023] in How am I s... [t:79475166]...</cite> <quote>You could probably get your credit to like 700 in a year if you really, really work at it. You can literally write letters and talk to people and consolidate loans and get loans waived and set up plans and get your stuff fixed but thats at least a year </quote> ... Copied to Clipboard!
MICHALECOLE 05/24/21 12:06:25 AM #16:	If only it was 2006 again, you could get a 5 bedroom 4 bathroom house with 350 credit with no money down <cite>MICHALECOLE posted [p:954234037] in How am I s... [t:79475166]...</cite> <quote>If only it was 2006 again, you could get a 5 bedroom 4 bathroom house with 350 credit with no money down </quote> ... Copied to Clipboard!
CommonStar 05/24/21 12:07:40 AM #17:	TerraSeeker posted... I kind of ignored my student loans after I quit school. I wasn't in a good spot mentally at the time. Have you paid it off? First step should be to catch up on missed payments and then pay on time moving forward. Then get a secured credit card with a decent deposit that you increase every month (you'll get that deposit back), put a subscription service on that card like spotify or whatever, auto pay it every month. Don't use it for anything else. Sit back and watch your credit score go up. You can probably get your score to be decent enough in a year or so. I would start that asap. <cite>CommonStar posted [p:954234073] in How am I s... [t:79475166]...</cite> <quote><quote>TerraSeeker posted... </cite>I kind of ignored my student loans after I quit school. I wasn't in a good spot mentally at the time.</quote>Have you paid it off? First step should be to catch up on missed payments and then pay on time moving forward. Then get a secured credit card with a decent deposit that you increase every month (you'll get that deposit back), put a subscription service on that card like spotify or whatever, auto pay it every month. Don't use it for anything else. Sit back and watch your credit score go up. You can probably get your score to be decent enough in a year or so. I would start that asap. </quote> ... Copied to Clipboard!
ROOTFayth 05/24/21 12:08:10 AM #18:	TerraSeeker posted... That would take years. I want a house now. start making more money then <cite>ROOTFayth posted [p:954234083] in How am I s... [t:79475166]...</cite> <quote>TerraSeeker posted... </cite> <quote>That would take years. I want a house now.</quote>start making more money then </quote> ... Copied to Clipboard!
TerraSeeker 05/24/21 12:09:22 AM #19:	CommonStar posted... Have you paid it off? First step should be to catch up on missed payments and then pay on time moving forward. Then get a secured credit card with a decent deposit that you increase every month (you'll get that deposit back), put a subscription service on that card like spotify or whatever, auto pay it every month. Don't use it for anything else. Sit back and watch your credit score go up. You can probably get your score to be decent enough in a year or so. I would start that asap. I guess I could Netflix and things like insurance on a card. --- Your words are as empty as your soul <cite>TerraSeeker posted [p:954234120] in How am I s... [t:79475166]...</cite> <quote>CommonStar posted... </cite> <quote>Have you paid it off? First step should be to catch up on missed payments and then pay on time moving forward. Then get a secured credit card with a decent deposit that you increase every month (you'll get that deposit back), put a subscription service on that card like spotify or whatever, auto pay it every month. Don't use it for anything else. Sit back and watch your credit score go up. You can probably get your score to be decent enough in a year or so. I would start that asap.</quote>I guess I could Netflix and things like insurance on a card. </quote> ... Copied to Clipboard!
TerraSeeker 05/24/21 12:09:51 AM #20:	ROOTFayth posted... start making more money then I'm trying. --- Your words are as empty as your soul <cite>TerraSeeker posted [p:954234130] in How am I s... [t:79475166]...</cite> <quote>ROOTFayth posted... </cite> <quote>start making more money then</quote>I'm trying. </quote> ... Copied to Clipboard!
ooger 05/24/21 12:10:10 AM #21:	Don't worry, there's a housing crunch. --- "ooger is not a man, he's a phenomenon." - Helpall <cite>ooger posted [p:954234139] in How am I s... [t:79475166]...</cite> <quote>Don't worry, there's a housing crunch. </quote> ... Copied to Clipboard!
El Mexicano Texano 05/24/21 12:11:19 AM #22:	How old are you? --- Hot Girls Message Board https://gamefaqs.gamespot.com/boards/1291-hot-girls <cite>El Mexicano Texano posted [p:954234169] in How am I s... [t:79475166]...</cite> <quote>How old are you? </quote> ... Copied to Clipboard!
ROOTFayth 05/24/21 12:12:58 AM #23:	TerraSeeker posted... I'm trying. saying stuff like I want a house now seems like a pretty bad mindset, should be more like I want to work toward buying a house. Dont make the mistake of buying a house you can barely afford, all the unexpected stuff that comes with being a house owner will be the end of you <cite>ROOTFayth posted [p:954234209] in How am I s... [t:79475166]...</cite> <quote>TerraSeeker posted... </cite> <quote>I'm trying.</quote>saying stuff like I want a house now seems like a pretty bad mindset, should be more like I want to work toward buying a house. Dont make the mistake of buying a house you can barely afford, all the unexpected stuff that comes with being a house owner will be the end of you </quote> ... Copied to Clipboard!
Solid Snake07 05/24/21 12:16:11 AM #24:	Eliminate your debt and save up enough to put 20% down. Go talk to a loan officer. They may not pre approve you for a loan but they'll spell out what you need to do to get approved. --- "People incapable of guilt usually do have a good time" -Detective Rust Cohle <cite>Solid Snake07 posted [p:954234291] in How am I s... [t:79475166]...</cite> <quote>Eliminate your debt and save up enough to put 20% down. Go talk to a loan officer. They may not pre approve you for a loan but they'll spell out what you need to do to get approved. </quote> ... Copied to Clipboard!
yunalenne10 05/24/21 12:17:30 AM #25:	Fully pay it on the get go. --- "The more beautiful and pure a thing is, the more satisfying it is to corrupt it." - Rule 43 <cite>yunalenne10 posted [p:954234328] in How am I s... [t:79475166]...</cite> <quote>Fully pay it on the get go. </quote> ... Copied to Clipboard!
AlisLandale 05/24/21 12:18:04 AM #26:	Find an unoccupied house and just move in all sneaky sneak. Stay there long enough for local squatting laws to protect you. Free housing for the win. --- https://imgur.com/mptS9Qj <cite>AlisLandale posted [p:954234343] in How am I s... [t:79475166]...</cite> <quote>Find an unoccupied house and just move in all sneaky sneak. Stay there long enough for local squatting laws to protect you. Free housing for the win. </quote> ... Copied to Clipboard!
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Current Events > How am I supposed to buy a house if my credit sucks? (+) Yeah! (+)

Current Events > How am I supposed to buy a house if my credit sucks?