Current Events > How is healthcare without a corporate job affordable?

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WingsOfGood 04/22/21 3:42:03 PM #1:	I pay around $200 a month for healthcare and my deductible is pretty low. 20% coinsurance means I will never be fully free from payments. Yet I looked at plans if I was getting them as an individual, you know, like if I wanted to try going into business myself or take a break. Over $200 a month is the lowest plan for an HMO with a deductible of $9000 and no actual coverage until you paid that. To have a plan worse than what I get through work, but the closest that you can get to what I got, you would be paying $700 $700 a month! And you still would have to pay expensive coinsurances and such. Madness! <cite>WingsOfGood posted [p:953115593] in How is hea... [t:79419418]...</cite> <quote>I pay around $200 a month for healthcare and my deductible is pretty low. 20% coinsurance means I will never be fully free from payments. Yet I looked at plans if I was getting them as an individual, you know, like if I wanted to try going into business myself or take a break. Over $200 a month is the lowest plan for an HMO with a deductible of $9000 and no actual coverage until you paid that. To have a plan worse than what I get through work, but the closest that you can get to what I got, you would be paying $700 $700 a month! And you still would have to pay expensive coinsurances and such. Madness! </quote> ... Copied to Clipboard!
AldousIsDead 04/22/21 3:44:03 PM #3:	It's not? --- In simplicity, utility. Through utility, simplicity. <cite>AldousIsDead posted [p:953115660] in How is hea... [t:79419418]...</cite> <quote>It's not? </quote> ... Copied to Clipboard!
WingsOfGood 04/22/21 3:44:51 PM #4:	When I first started this job I was contract to hire back in 2009 and so I got an individual plan. It was like $150 and had great coverage and was even a PPO. Plans like that no longer exist it seems? <cite>WingsOfGood posted [p:953115681] in How is hea... [t:79419418]...</cite> <quote>When I first started this job I was contract to hire back in 2009 and so I got an individual plan. It was like $150 and had great coverage and was even a PPO. Plans like that no longer exist it seems? </quote> ... Copied to Clipboard!
WingsOfGood 04/22/21 3:45:17 PM #5:	AldousIsDead posted... It's not? It is supposed to be I thought. <cite>WingsOfGood posted [p:953115690] in How is hea... [t:79419418]...</cite> <quote>AldousIsDead posted... </cite> <quote>It's not?</quote> It is supposed to be I thought. </quote> ... Copied to Clipboard!
NoxObscuras 04/22/21 3:45:21 PM #6:	Even better, if you can't afford health insurance, you have to pay penalty fees on your tax return. 'Murica! --- PSN - NoxObscuras Z490 \| i9-10900K \| EVGA 3080 FTW3 Ultra \| 32GB DDR4 3600 \| 4TB SSD <cite>NoxObscuras posted [p:953115694] in How is hea... [t:79419418]...</cite> <quote>Even better, if you can't afford health insurance, you have to pay penalty fees on your tax return. 'Murica! </quote> ... Copied to Clipboard!
WingsOfGood 04/22/21 3:46:49 PM #7:	Oh and I should mention, that is just for me. Add a wife and kids and.... lol <cite>WingsOfGood posted [p:953115735] in How is hea... [t:79419418]...</cite> <quote>Oh and I should mention, that is just for me. Add a wife and kids and.... lol </quote> ... Copied to Clipboard!
No_U_L7 04/22/21 3:48:05 PM #8:	This is why I say it'd bullshit when people say small businesses overcharge Like restaurants, hair stylists, etc. They don't get paid vacation days or covered health care. Yeah they make more than me per hour, but that's because of insane overhead and hours. If you factor that in, they make significantly less --- https://imgur.com/QPgN9 <cite>No_U_L7 posted [p:953115778] in How is hea... [t:79419418]...</cite> <quote>This is why I say it'd bullshit when people say small businesses overcharge Like restaurants, hair stylists, etc. They don't get paid vacation days or covered health care. Yeah they make more than me per hour, but that's because of insane overhead and hours. If you factor that in, they make significantly less</quote> ... Copied to Clipboard!
AldousIsDead 04/22/21 3:48:30 PM #9:	WingsOfGood posted... It is supposed to be I thought. Who told you that? --- In simplicity, utility. Through utility, simplicity. <cite>AldousIsDead posted [p:953115790] in How is hea... [t:79419418]...</cite> <quote>WingsOfGood posted... </cite> <quote>It is supposed to be I thought.</quote>Who told you that? </quote> ... Copied to Clipboard!
WingsOfGood 04/22/21 3:49:23 PM #10:	No_U_L7 posted... This is why I say it'd bullshit when people say small businesses overcharge Like restaurants, hair stylists, etc. They don't get paid vacation days or covered health care. Yeah they make more than me per hour, but that's because of insane overhead and hours. If you factor that in, they make significantly less I mean, that is a whole other discussion but the people saying that also have to pay for healthcare so they want the cheapest price. <cite>WingsOfGood posted [p:953115819] in How is hea... [t:79419418]...</cite> <quote>No_U_L7 posted... </cite> <quote>This is why I say it'd bullshit when people say small businesses overcharge Like restaurants, hair stylists, etc. They don't get paid vacation days or covered health care. Yeah they make more than me per hour, but that's because of insane overhead and hours. If you factor that in, they make significantly less</quote> I mean, that is a whole other discussion but the people saying that also have to pay for healthcare so they want the cheapest price. </quote> ... Copied to Clipboard!
Were_Wyrm 04/22/21 3:50:27 PM #11:	Thanks Obama! --- I was a God, Valeria. I found it...beneath me. - Dr. Doom https://imgur.com/FKDXbHs <cite>Were_Wyrm posted [p:953115850] in How is hea... [t:79419418]...</cite> <quote>Thanks Obama! </quote> ... Copied to Clipboard!
berlyman101 04/22/21 3:50:42 PM #12:	it isn't. also you'd be paying co-pays and the deductible even at that $700 per month. and that's for an individual. and who knows if you'd qualify for that on your own. when I was working for corporate but getting the staffing firm insurance, it was $300 per month premiums with minimal coverage and a $1500 deductible, $3000 out-of-pocket max --- http://www.lukesurl.com/comics/2010-02-24-determinism.png <cite>berlyman101 posted [p:953115859] in How is hea... [t:79419418]...</cite> <quote>it isn't. also you'd be paying co-pays and the deductible even at that $700 per month. and that's for an individual. and who knows if you'd qualify for that on your own. when I was working for corporate but getting the staffing firm insurance, it was $300 per month premiums with minimal coverage and a $1500 deductible, $3000 out-of-pocket max </quote> ... Copied to Clipboard!
foreverzero212 04/22/21 4:14:20 PM #13:	It is an intentional system to keep the workers in line. It's why both parties and all media arms freaked the fuck out over Bernie wanting to fix it. --- lions and panthers oh my <cite>foreverzero212 posted [p:953116574] in How is hea... [t:79419418]...</cite> <quote>It is an intentional system to keep the workers in line. It's why both parties and all media arms freaked the fuck out over Bernie wanting to fix it. </quote> ... Copied to Clipboard!
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Questionmarktarius 04/22/21 4:21:05 PM #15:	WingsOfGood posted... It is supposed to be I thought. Here's what happened: https://fee.org/articles/lodge-doctors-and-the-poor/ <cite>Questionmarktarius posted [p:953116765] in How is hea... [t:79419418]...</cite> <quote>WingsOfGood posted... </cite> <quote>It is supposed to be I thought.</quote>Here's what happened: https://fee.org/articles/lodge-doctors-and-the-poor/ </quote> ... Copied to Clipboard!
Squall28 04/22/21 4:22:57 PM #16:	AldousIsDead posted... It's not --- You can't go back and change the beginning, but you can start where you are and change the ending. -Misattributed to CS Lewis <cite>Squall28 posted [p:953116823] in How is hea... [t:79419418]...</cite> <quote>AldousIsDead posted... </cite> <quote>It's not</quote> </quote> ... Copied to Clipboard!
NoxObscuras 04/22/21 4:47:29 PM #17:	JustMyOpinion posted... I thought they got rid of that. Not in California they haven't. It was still a question when I did my taxes. --- PSN - NoxObscuras Z490 \| i9-10900K \| EVGA 3080 FTW3 Ultra \| 32GB DDR4 3600 \| 4TB SSD <cite>NoxObscuras posted [p:953117558] in How is hea... [t:79419418]...</cite> <quote>JustMyOpinion posted... </cite> <quote>I thought they got rid of that.</quote>Not in California they haven't. It was still a question when I did my taxes. </quote> ... Copied to Clipboard!
WingsOfGood 04/22/21 5:15:30 PM #18:	foreverzero212 posted... It is an intentional system to keep the workers in line. It's why both parties and all media arms freaked the fuck out over Bernie wanting to fix it. By that you mean force you to be a wage slave? <cite>WingsOfGood posted [p:953118449] in How is hea... [t:79419418]...</cite> <quote>foreverzero212 posted... </cite> <quote>It is an intentional system to keep the workers in line. It's why both parties and all media arms freaked the fuck out over Bernie wanting to fix it.</quote> By that you mean force you to be a wage slave? </quote> ... Copied to Clipboard!
unknownhombre 04/22/21 5:19:09 PM #19:	AldousIsDead posted... It's not? --- "Reality is that which, when you stop believing in it, still exists." <cite>unknownhombre posted [p:953118570] in How is hea... [t:79419418]...</cite> <quote>AldousIsDead posted... </cite> <quote>It's not?</quote> </quote> ... Copied to Clipboard!
WingsOfGood 04/22/21 5:21:17 PM #20:	How much is your monthly bill, deductible and coverage @unknownhombre ? <cite>WingsOfGood posted [p:953118645] in How is hea... [t:79419418]...</cite> <quote>How much is your monthly bill, deductible and coverage @unknownhombre ? </quote> ... Copied to Clipboard!
Njolk 04/22/21 5:24:25 PM #21:	Making $25k a year as a single male, the cheapest Obamacare plan was $17/mo But it was just emergency insurance, it basically covered nothing before $9000 <cite>Njolk posted [p:953118766] in How is hea... [t:79419418]...</cite> <quote>Making $25k a year as a single male, the cheapest Obamacare plan was $17/mo But it was just emergency insurance, it basically covered nothing before $9000 </quote> ... Copied to Clipboard!
AtelierRyza3462 04/22/21 5:26:04 PM #22:	A pay about $180 a month for my health insurance and put another $300 a month into my HSA. --- Now Playing: Atelier Ryza 2 / Outer Worlds /// https://imgur.com/tNNXYaz https://vm.tiktok.com/ZMeArmMVf/ / https://vm.tiktok.com/ZMeDNHwmu/ - pon/pone <cite>AtelierRyza3462 posted [p:953118808] in How is hea... [t:79419418]...</cite> <quote>A pay about $180 a month for my health insurance and put another $300 a month into my HSA. </quote> ... Copied to Clipboard!
Gamerguymass 04/22/21 5:29:35 PM #23:	Where the fuck do you people live that you are paying 300 a month for individual premiums? --- Now Playing: "The Hunt for the Two Missing Nintendo 64 Games" An expansion came out, but I'm still a third of the way through! <cite>Gamerguymass posted [p:953118921] in How is hea... [t:79419418]...</cite> <quote>Where the fuck do you people live that you are paying 300 a month for individual premiums? </quote> ... Copied to Clipboard!
voldothegr8 04/22/21 5:32:30 PM #24:	Public sector usually has the best health insurance --- Oda break tracker 2021- 2 (2) \| THE Ohio State: 7-1 \| Las Vegas Raiders: 8-8 <cite>voldothegr8 posted [p:953119023] in How is hea... [t:79419418]...</cite> <quote>Public sector usually has the best health insurance</quote> ... Copied to Clipboard!
YugiNoob 04/22/21 5:33:31 PM #25:	WingsOfGood posted... It is supposed to be I thought. AldousIsDead posted... Who told you that? --- Bun bun :3 <cite>YugiNoob posted [p:953119055] in How is hea... [t:79419418]...</cite> <quote>WingsOfGood posted... </cite> <quote>It is supposed to be I thought.</quote> AldousIsDead posted... </cite> <quote>Who told you that?</quote> </quote> ... Copied to Clipboard!
foreverzero212 04/22/21 5:35:23 PM #26:	WingsOfGood posted... By that you mean force you to be a wage slave? Specifically one that doesn't speak up/out, attempt to organize, or protest for better working conditions because that puts you and even your child's access to healthcare at risk. A lot of other countries don't have such problems and labor negotiations are much stronger because of it. A change in this power dynamic scares the donor class so much that Pelosi opted for a more expensive and inefficient cobra healthcare because they didn't want people to get the idea that the govt could actually provide care to many more people. It's why Obama tossed aside the public option. And it's why Biden has amnesia about ever mentioning a public option in spite of his argument being that the public option was something he could easily do right away unlike med4all. The reality is he is strongly opposed to both. --- lions and panthers oh my <cite>foreverzero212 posted [p:953119120] in How is hea... [t:79419418]...</cite> <quote>WingsOfGood posted... </cite> <quote>By that you mean force you to be a wage slave?</quote>Specifically one that doesn't speak up/out, attempt to organize, or protest for better working conditions because that puts you and even your child's access to healthcare at risk. A lot of other countries don't have such problems and labor negotiations are much stronger because of it. A change in this power dynamic scares the donor class so much that Pelosi opted for a more expensive and inefficient cobra healthcare because they didn't want people to get the idea that the govt could actually provide care to many more people. It's why Obama tossed aside the public option. And it's why Biden has amnesia about ever mentioning a public option in spite of his argument being that the public option was something he could easily do right away unlike med4all. The reality is he is strongly opposed to both. </quote> ... Copied to Clipboard!
AtelierRyza3462 04/22/21 5:35:59 PM #27:	Gamerguymass posted... Where the fuck do you people live that you are paying 300 a month for individual premiums? They're likely smokers I think --- Now Playing: Atelier Ryza 2 / Outer Worlds /// https://imgur.com/tNNXYaz https://vm.tiktok.com/ZMeArmMVf/ / https://vm.tiktok.com/ZMeDNHwmu/ - pon/pone <cite>AtelierRyza3462 posted [p:953119135] in How is hea... [t:79419418]...</cite> <quote>Gamerguymass posted... </cite> <quote>Where the fuck do you people live that you are paying 300 a month for individual premiums?</quote> They're likely smokers I think </quote> ... Copied to Clipboard!
Unsugarized_Foo 04/22/21 5:40:25 PM #28:	Yeah, when Obamacare first came out, I was $700/mo for silver (cheapest) making $27,000. Nonsmoker and not obese or preexisting conditions Then they had the audacity to threaten to fine me if I was too poor. Recently I had a lapse in jobs and my family cobra rate was around $1500 a month --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana <cite>Unsugarized_Foo posted [p:953119269] in How is hea... [t:79419418]...</cite> <quote>Yeah, when Obamacare first came out, I was $700/mo for silver (cheapest) making $27,000. Nonsmoker and not obese or preexisting conditions Then they had the audacity to threaten to fine me if I was too poor. Recently I had a lapse in jobs and my family cobra rate was around $1500 a month </quote> ... Copied to Clipboard!
mech dragon 04/22/21 5:43:26 PM #29:	This is a very USA problem, so the solution is to immigrate elsewhere. Good luck. --- Insta: @acboyfriends ACNH Dream Address: DA-4948-4080-7418 ~enjoy your visit~ <cite>mech dragon posted [p:953119363] in How is hea... [t:79419418]...</cite> <quote>This is a very USA problem, so the solution is to immigrate elsewhere. Good luck. </quote> ... Copied to Clipboard!
Njolk 04/22/21 5:59:09 PM #30:	Unsugarized_Foo posted... Yeah, when Obamacare first came out, I was $700/mo for silver (cheapest) making $27,000. Nonsmoker and not obese or preexisting conditions Then they had the audacity to threaten to fine me if I was too poor. Recently I had a lapse in jobs and my family cobra rate was around $1500 a month This just doesn't make sense. Silver is not the cheapest, bronze is the cheapest. The cheapest bronze plan making similar to you was $17/mo My wife's current silver plan is $330 <cite>Njolk posted [p:953119878] in How is hea... [t:79419418]...</cite> <quote>Unsugarized_Foo posted... </cite> <quote>Yeah, when Obamacare first came out, I was $700/mo for silver (cheapest) making $27,000. Nonsmoker and not obese or preexisting conditions Then they had the audacity to threaten to fine me if I was too poor. Recently I had a lapse in jobs and my family cobra rate was around $1500 a month</quote> This just doesn't make sense. Silver is not the cheapest, bronze is the cheapest. The cheapest bronze plan making similar to you was $17/mo My wife's current silver plan is $330 </quote> ... Copied to Clipboard!
Master_Bass 04/22/21 5:59:59 PM #31:	AldousIsDead posted... It's not --- Many Bothans died to bring you this post. <cite>Master_Bass posted [p:953119910] in How is hea... [t:79419418]...</cite> <quote>AldousIsDead posted... </cite> <quote>It's not</quote> </quote> ... Copied to Clipboard!
Unsugarized_Foo 04/22/21 6:12:47 PM #32:	Njolk posted... This just doesn't make sense. Silver is not the cheapest, bronze is the cheapest. The cheapest bronze plan making similar to you was $17/mo My wife's current silver plan is $330 The bronze, silver, gold aren't prices but coverage. The market place had silvers as the cheapest option, besides major medical or whatever. Its been a few years --- "All I have is my balls and my word, and I don't break them for anyone!"-Tony Montana <cite>Unsugarized_Foo posted [p:953120335] in How is hea... [t:79419418]...</cite> <quote>Njolk posted... </cite> <quote>This just doesn't make sense. Silver is not the cheapest, bronze is the cheapest. The cheapest bronze plan making similar to you was $17/mo My wife's current silver plan is $330</quote> The bronze, silver, gold aren't prices but coverage. The market place had silvers as the cheapest option, besides major medical or whatever. Its been a few years </quote> ... Copied to Clipboard!
WingsOfGood 04/22/21 6:16:51 PM #33:	Unsugarized_Foo posted... Recently I had a lapse in jobs and my family cobra rate was around $1500 a month :( <cite>WingsOfGood posted [p:953120504] in How is hea... [t:79419418]...</cite> <quote>Unsugarized_Foo posted... </cite> <quote>Recently I had a lapse in jobs and my family cobra rate was around $1500 a month</quote> :( </quote> ... Copied to Clipboard!
Payzmaykr 04/22/21 7:30:04 PM #34:	Were_Wyrm posted... Thanks Obama! His mandate caused private insurance rates to skyrocket. Thats not even disputable. <cite>Payzmaykr posted [p:953122967] in How is hea... [t:79419418]...</cite> <quote>Were_Wyrm posted... </cite> <quote>Thanks Obama!</quote>His mandate caused private insurance rates to skyrocket. Thats not even disputable. </quote> ... Copied to Clipboard!
ButteryMales 04/22/21 7:34:18 PM #35:	Payzmaykr posted... His mandate caused private insurance rates to skyrocket. Thats not even disputable. Wut? So they went down when it was repealed? <cite>ButteryMales posted [p:953123088] in How is hea... [t:79419418]...</cite> <quote>Payzmaykr posted...</cite><quote>His mandate caused private insurance rates to skyrocket. Thats not even disputable. </quote>Wut? So they went down when it was repealed?</quote> ... Copied to Clipboard!
WingsOfGood 04/23/21 9:46:11 AM #36:	We need to uncouple insurance from employment. <cite>WingsOfGood posted [p:953140450] in How is hea... [t:79419418]...</cite> <quote>We need to uncouple insurance from employment. </quote> ... Copied to Clipboard!
--Zero- 04/23/21 9:51:36 AM #37:	Healthcare itself is a scam if you have to pay a deductible. --- SIGNATURE <cite>--Zero- posted [p:953140571] in How is hea... [t:79419418]...</cite> <quote>Healthcare itself is a scam if you have to pay a deductible. </quote> ... Copied to Clipboard!
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WingsOfGood 04/23/21 9:58:56 AM #39:	--Zero- posted... Healthcare itself is a scam if you have to pay a deductible. I can see that but the insurance is paying way more than I pay them for my meds. <cite>WingsOfGood posted [p:953140753] in How is hea... [t:79419418]...</cite> <quote>--Zero- posted... </cite> <quote>Healthcare itself is a scam if you have to pay a deductible.</quote> I can see that but the insurance is paying way more than I pay them for my meds. </quote> ... Copied to Clipboard!
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WingsOfGood 04/23/21 10:03:08 AM #42:	dr_strangelove posted... u mean universal health care? Government pay or make it just as cheap to get without a job. <cite>WingsOfGood posted [p:953140865] in How is hea... [t:79419418]...</cite> <quote>dr_strangelove posted... </cite> <quote>u mean universal health care?</quote> Government pay or make it just as cheap to get without a job. </quote> ... Copied to Clipboard!
Infinite 2003 04/23/21 10:06:56 AM #43:	I call it living in Canada --- Before I knew it there was poop on my lips. - squarion <cite>Infinite 2003 posted [p:953140949] in How is hea... [t:79419418]...</cite> <quote>I call it living in Canada </quote> ... Copied to Clipboard!
WingsOfGood 04/23/21 10:08:58 AM #44:	Infinite 2003 posted... I call it living in Canada If I move to Canada, will I get free healthcare instantly or will it take time? <cite>WingsOfGood posted [p:953140993] in How is hea... [t:79419418]...</cite> <quote>Infinite 2003 posted... </cite> <quote>I call it living in Canada</quote> If I move to Canada, will I get free healthcare instantly or will it take time? </quote> ... Copied to Clipboard!
Infinite 2003 04/23/21 10:11:51 AM #45:	WingsOfGood posted... If I move to Canada, will I get free healthcare instantly or will it take time? Takes three months to be allowed full coverage for new immigrants. You also must become a citizen or permanent resident. --- Before I knew it there was poop on my lips. - squarion <cite>Infinite 2003 posted [p:953141065] in How is hea... [t:79419418]...</cite> <quote>WingsOfGood posted... </cite> <quote>If I move to Canada, will I get free healthcare instantly or will it take time?</quote> Takes three months to be allowed full coverage for new immigrants. You also must become a citizen or permanent resident. </quote> ... Copied to Clipboard!
Questionmarktarius 04/23/21 10:12:50 AM #46:	WingsOfGood posted... If I move to Canada good luck with that. https://www.wikihow.com/Move-to-Canada <cite>Questionmarktarius posted [p:953141088] in How is hea... [t:79419418]...</cite> <quote>WingsOfGood posted... </cite> <quote>If I move to Canada</quote>good luck with that. https://www.wikihow.com/Move-to-Canada </quote> ... Copied to Clipboard!
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Current Events > How is healthcare without a corporate job affordable? (+) Yeah! (+)

Current Events > How is healthcare without a corporate job affordable?