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pojr 12/17/20 7:14:19 PM #1: |
i just did a quick quote from several companies, here are the "competitive" rates I was offered (no collision, just liability):
Liberty Mutual: $130.75/mo Progressive: $125.63/mo State Farm: $118.00/mo AllState: $116.00/mo Geico: $86.79/mo keep in mind of a few things...
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#2 | Post #2 was unavailable or deleted. |
SSJ2GrimReaper 12/17/20 7:15:01 PM #3: |
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Makeveli_lives 12/17/20 7:15:49 PM #4: |
I pay 90 a month for my 2016 civic basic insurance. That's expensive?
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pojr 12/17/20 7:17:21 PM #5: |
Makeveli_lives posted...
I pay 90 a month for my 2016 civic basic insurance. That's expensive?not an expert, but seems like you are getting ripped off, assuming basic insurance means only liability --- pojr I summon it. You spell it. ... Copied to Clipboard!
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I4NRulez 12/17/20 7:21:24 PM #6: |
i pay about 86 with Geico and they are probably my favorite car insurance company
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Makeveli_lives 12/17/20 7:23:33 PM #7: |
pojr posted...
not an expert, but seems like you are getting ripped off, assuming basic insurance means only liability When I said basic I meant not excessive. My shit used to be like 50 bucks more a month before I bought my car instead of making payments on it. It's why I paid it off so early tbh. --- Switch FC: SW-3917-4425-6106 PSN: PiKappaPhi769 ... Copied to Clipboard!
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apolloooo 12/17/20 7:24:55 PM #8: |
It's worth it when something happens
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pojr 12/17/20 7:26:09 PM #9: |
Makeveli_lives posted...
pojr posted...not an expert, but seems like you are getting ripped off, assuming basic insurance means only liability<img src="" /> oh well in that case, you're getting a good deal. The ones I listed above are literally the bare minimum. Just barely enough for my car to be legal. I would care about the bells and whistles, but my ass is broke --- pojr I summon it. You spell it. ... Copied to Clipboard!
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modena 12/17/20 7:26:11 PM #10: |
Mine is $23 a month through State Farm.Been with them for about 8 years with clean driving record,also 33yrs old.
During our first covid spike it went down to $9 a month. Liability. --- I'm surrounded ... Copied to Clipboard!
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pojr 12/17/20 7:26:38 PM #11: |
apolloooo posted...
It's worth it when something happens Got to take the chance homie, my ass ain't rich --- pojr I summon it. You spell it. ... Copied to Clipboard!
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pojr 12/17/20 7:27:19 PM #12: |
modena posted...
Mine is $23 a month through State Farm.Been with them for a out 8 years with clean driving record,also 33yrs old. Thank you for your service in the military --- pojr I summon it. You spell it. ... Copied to Clipboard!
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ZEROWOLF 12/17/20 7:32:00 PM #13: |
Yup, the privilege of driving a vehicle is super expensive. Monthly payments, insurance, registration fees, inspection fees, toll fees, and regular maintenance, i.e. oil changes, wiper blades, light bulbs etc. But hey, its worth it I guess.
--- Sam and Robert are the hitch-hikers on the road. --Necronomicon incantation (The Evil Dead) ... Copied to Clipboard!
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modena 12/17/20 7:34:21 PM #14: |
pojr posted...
Thank you for your service in the militaryLol,you didn't just guess that so is that why mine is so low? I didn't read the whole letter they sent about the price drop.Also thanks. --- I'm surrounded ... Copied to Clipboard!
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Pus_N_Pecans 12/17/20 7:34:23 PM #15: |
When I moved from WI to MN, my insurance rates just about doubled. I have no idea why. I think I pay around $75 a month right now, but Im a woman, so the rates are a bit lower. Its still a lot.
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Monolith1676 12/17/20 7:38:27 PM #16: |
I have full coverage on my 2013 truck that I have about $11,000 left to pay on and it is only $110 a month for my insurance.
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pojr 12/17/20 8:04:17 PM #17: |
modena posted...
Lol,you didn't just guess that so is that why mine is so low? I didn't read the whole letter they sent about the price drop.Also thanks.cuz insurance would be at least $70 more expensive if you werent military plus i can tell by the way you post and stuff --- pojr I summon it. You spell it. ... Copied to Clipboard!
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pure_temper 12/17/20 8:05:38 PM #18: |
Increase your bodily injury coverage so that if you get hit by an uninsured driver, you're not screwed. It's worth the small amount extra each month for that peace of mind.
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Ryven 12/17/20 8:07:49 PM #19: |
210 fucking dollars a month with me. 37 years old, driving since 19, one speeding ticket, no accidents. Sigh.
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sktgamer_13dude 12/17/20 8:13:28 PM #20: |
I think mine is slightly above the minimum for things and I pay like $75/month.
With USAA (dad and grandfather/mother on moms side were in military so thats why I get it) and have been paying it with this car since May 2017 (2013 Accord). It was originally like $110ish then went down sharply cause I turned 25. 28 now. --- https://imgur.com/jWVrg9U https://imgur.com/g2efUtT https://imgur.com/5dOwhaP https://imgur.com/LVdqu8J Go Cougs and M's #DI4B ... Copied to Clipboard!
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pojr 12/17/20 8:28:19 PM #21: |
Geico can be really random
Somehow I managed to create a quote with collision that is $79 a month. I didn't fabricate anything But now I'm unable to replicate that amount again. However I'm able to reselect it under the saved quotes --- pojr I summon it. You spell it. ... Copied to Clipboard!
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rookieplayer03 12/17/20 8:34:08 PM #22: |
Just gotta shop around unfortunately. I pay about $130 for full coverage so liability, comprehensive and collision. When I was shopping around, it ranged from $230 to what Im paying now.
--- Princes are born. Kings are made. https://gfycat.com/BowedGrimAddax ... Copied to Clipboard!
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Fossil 12/17/20 8:38:27 PM #23: |
When I was 19 and got my first car my insurance was around $130 a month. I'm 34 now and pay $23 per month on my daily driver with Geico and about $65 a month on my project car (I got custom collector's insurance on it).
I've only ever had the cheapest insurance as well as anything more is a waste of money, imo. I've always owned fairly cheap used cars that aren't worth full coverage. Besides it helps when you're mechanically inclined and do most of the repairs yourself. ... Copied to Clipboard!
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pojr 12/17/20 8:39:27 PM #24: |
rookieplayer03 posted...
Just gotta shop around unfortunately. I pay about $130 for full coverage so liability, comprehensive and collision. When I was shopping around, it ranged from $230 to what Im paying now.do you do quotes online? do you call to negotiate? Fossil posted... When I was 19 and got my first car my insurance was around $130 a month. I'm 34 now and pay $23 per month on my daily driver with Geico and about $65 a month on my project car (I got custom collector's insurance on it).couldnt agree more. i just want my shit to be as cheap as possible. --- pojr I summon it. You spell it. ... Copied to Clipboard!
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#25 | Post #25 was unavailable or deleted. |
FL81 12/17/20 9:12:06 PM #26: |
After 3 years of driving with a perfectly clean record (and changing insurance companies), my rates dropped from $170/mo to $130/mo
Still a fucking scam --- ... Copied to Clipboard!
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loafy013 12/17/20 9:15:39 PM #27: |
It's total bullshit that my rate is higher because I have a penis. Even though I haven't had any tickets, period, in 30 years, my rate is still higher because I'm a guy.
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karmageddon28 12/17/20 9:24:41 PM #28: |
Pus_N_Pecans posted...
When I moved from WI to MN, my insurance rates just about doubled. I have no idea why. I think I pay around $75 a month right now, but Im a woman, so the rates are a bit lower. Its still a lot. Your state makes a huge difference. I went from paying $26/mo in Illinois to $130 in Florida. ... Copied to Clipboard!
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kingdrake2 12/17/20 9:27:53 PM #29: |
ZEROWOLF posted...
Yup, the privilege of driving a vehicle is super expensive --- Explorers In The Further Regions Of Experience, demons to some, Angels To Others: Pinhead ... Copied to Clipboard!
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pogo_rabid 12/17/20 9:35:32 PM #30: |
Yeah, with a clean driving record, over 30 i'm still paying almost $700 for 6 months of coverage on my 04 wrangler. Some states are just insane in costs due to other drivers even moreso than you. Around here we have tons of the most aggressive drivers in the country, as a result we have a metric ton of collisions.
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DigitalCamera 12/17/20 9:36:47 PM #31: |
Man, I feel lucky. I've never once had to pay for car insurance in my...20 years of driving?
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LordRazziel 12/17/20 9:41:19 PM #32: |
Well, what kind of car do you have?
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pojr 12/17/20 9:41:50 PM #33: |
LordRazziel posted...
Well, what kind of car do you have?2010 toyota yaris. its a used car i bought --- pojr I summon it. You spell it. ... Copied to Clipboard!
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LordRazziel 12/17/20 9:45:20 PM #34: |
pojr posted...
2010 toyota yaris. its a used car i boughtHmm. I pay 70 for my 2010 Fusion. I know location and how frequently you drive plays a factor. --- https://i.imgtc.com/xg91pMF.gif https://i.imgtc.com/YvvIsuz.gif. On really romantic evenings of self, I go salsa dancing with my confusion. ... Copied to Clipboard!
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Middle hope 12/17/20 9:46:09 PM #35: |
Try living in Michigan
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Monolith1676 12/17/20 11:33:16 PM #36: |
DigitalCamera posted...
Man, I feel lucky. I've never once had to pay for car insurance in my...20 years of driving? Moms are the best. --- Gears of War 1 Assassination Legend ... Copied to Clipboard!
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ShineboxPhil 12/17/20 11:34:15 PM #37: |
Try living in the greater toronto area.
Those insurance rates are soft --- YoJoe posted... Offensive jokes should at least be clever and funny. ... Copied to Clipboard!
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MabusIncarnate 12/17/20 11:35:11 PM #38: |
I pay $74 a month on 2 cars with both me and my wife as drivers. Neither of us have ever had a ticket, no accidents, and have over 20 years driving, which factors into a lot of the cost.
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JTilly 12/17/20 11:51:18 PM #39: |
Congrats on your car bro
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pojr 12/17/20 11:54:27 PM #40: |
JTilly posted...
Congrats on your car brothanx but i dont think its worth it for these damn insurance rates, this is robbery --- pojr I summon it. You spell it. ... Copied to Clipboard!
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JTilly 12/18/20 12:11:41 AM #41: |
pojr posted...
thanx but i dont think its worth it for these damn insurance rates, this is robberyNah man... the freedom to go where ever tf you want, when you want.. its totally worth it bro --- WittleJimmyJimmyjumper ... Copied to Clipboard!
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1337toothbrush 12/18/20 12:15:39 AM #42: |
My insurance greatly increased my rates even though nothing happened, no claims or tickets or anything, so I switched companies and saved a bundle. I'm currently paying about $400 per 6 months. Really though, insurance is such a scam. I wish I could just keep money in an account to act as coverage to show that I have the money available to pay for accidents. Injury should be covered by health insurance and that should be provided by the government. Insurance companies are just leeches.
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Naysaspace 12/18/20 12:20:53 AM #43: |
holy fuck thats cheap
i pay $250 (up from $140 in just 2 years) for comp-rehensive on a 2015 sedan. in 30s, good credit, no accident history, <10k kms per year. It'd be even more, but i chose the high deductible why? because our premier is buddybuddy with the insurance executives and made it his first item of business once he got elected to remove jackup caps. insurance has raised approximately 80% across the board this year alone. ... Copied to Clipboard!
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pojr 12/18/20 12:29:36 AM #44: |
JTilly posted...
Nah man... the freedom to go where ever tf you want, when you want.. its totally worth it bronow that you mention it, imagine taking a woman out to dinner and asking her for a ride back home --- pojr I summon it. You spell it. ... Copied to Clipboard!
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pojr 12/18/20 12:30:11 AM #45: |
Naysaspace posted...
holy fuck thats cheapseems like its cheaper to drive without insurance. why so expensive? DWIs? --- pojr I summon it. You spell it. ... Copied to Clipboard!
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JBaLLEN66 12/18/20 12:31:21 AM #46: |
I pay 57 for my 2020 f150
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Arcanine2009 12/18/20 1:00:04 AM #47: |
What kind of car do you have? That matters. Not factoring accidents and years you've been driving, newer cars and more expensive cars will drive up the insurance rates.
--- Less is more. Everything you want, isn't everything you need. ... Copied to Clipboard!
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Arcanine2009 12/18/20 1:02:09 AM #48: |
pojr posted...
seems like its cheaper to drive without insurance. why so expensive? DWIs?Uh, don't do that. It's illegal to drive without insurance. Not worth the risk when you get into an accident or you get pulled over. Also I agree with a other poster. Get a high bodily injury liability rate. You never know man. --- Less is more. Everything you want, isn't everything you need. ... Copied to Clipboard!
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pojr 12/18/20 1:03:43 AM #49: |
Arcanine2009 posted...
pojr posted...seems like its cheaper to drive without insurance. why so expensive? DWIs?Uh, don't do that. It's illegal to drive without insurance. Not worth the risk when you get into an accident or you get pulled over. I meant if someone is paying $500 a month, I believe the fee to not have insurance is less than that --- pojr I summon it. You spell it. ... Copied to Clipboard!
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ExtremeLuchador 12/18/20 1:07:44 AM #50: |
I've never had to pay more than $65 for comprehensive coverage.
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